A PAYMENT TERMINAL USING A MOBILE COMMUNICATION DEVICE, SUCH AS A MOBILE PHONE; A METHOD OF DIRECT DEBIT PAYMENT TRANSACTION

Title:

A PAYMENT TERMINAL USING A MOBILE COMMUNICATION DEVICE, SUCH AS A MOBILE PHONE; A METHOD OF DIRECT DEBIT PAYMENT TRANSACTION

Document Type and Number:

WIPO Patent Application WO/2010/128442

Kind Code:

A3

Abstract:

A payment terminal using a mobile communication device (4), such as a mobile phone, is located on a removable memory card (1), e.g. type microSD card, which is adjusted in such a way so it can be inserted into an additional hardware slot, e.g. memory slot. A payment POS terminal application runs on a removable memory card (1), which contains at least one payment card. The payment card's unit (7) with the card's payment application is located in the secured part of the memory, separately from the terminal's configuration data unit (6). The configuration data of the terminal's selected identity and the payment card's data are located in the separate parts of the secure element or in completely independent secure elements or they can also be localized in the Sales Device of the merchant and there e.g. within the ICC card (29) or SAM card (42).

Inventors:

FLOREK MIROSLAV (SK)
MASARYK MICHAL (SK)
RIFFELMACHER DAVID ALAN (CZ)

Application Number:

PCT/IB2010/051915

Publication Date:

April 28, 2011

Filing Date:

May 01, 2010

Export Citation:

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Assignee:

LOGOMOTION SRO (SK)
FLOREK MIROSLAV (SK)
MASARYK MICHAL (SK)
RIFFELMACHER DAVID ALAN (CZ)

International Classes:

G07F7/10; G06Q20/00

Domestic Patent References:

WO2010032216A1	2010-03-25
WO2010032215A1	2010-03-25

Foreign References:

US20090307139A1	2009-12-10
US20040104268A1	2004-06-03

Other References: