Title:
ELECTRONIC CASH LOADING METHOD, APPARATUS, SYSTEM AND COMPUTER READABLE STORAGE MEDIUM
Document Type and Number:
WIPO Patent Application WO/2017/063543
Kind Code:
A1
Abstract:
An electronic cash loading method, apparatus, system and computer readable storage medium, the method comprising: sending a deduction request to a payment apparatus, and receiving a transaction certificate returned after the payment apparatus performs a successful deduction (S102); sending to a back-end server a loading request on the basis of the transaction certificate, and receiving a loading script returned by the back-end server (S104); and on the basis of the loading script loading the amount in the transaction certificate (S106). By providing an electronic cash account deduction transaction certificate to another electronic cash account for loading, the invention solves the problem in the related art in which it is impossible to realize a transfer between individuals in an offline transaction scenario, thus realizing a function of transferring electronic cash offline, and realizing a transfer transaction between electronic cash accounts while offline, thereby facilitating offline transactions of users, and realizing fast transfers between individuals.
Inventors:
YAN XIANGXIANG (CN)
ZHOU YU (CN)
ZHOU YU (CN)
Application Number:
PCT/CN2016/101756
Publication Date:
April 20, 2017
Filing Date:
October 11, 2016
Export Citation:
Assignee:
CHINA UNIONPAY CO LTD (CN)
International Classes:
G06Q20/32
Domestic Patent References:
| WO2015102790A1 | 2015-07-09 |
Foreign References:
| CN103577983A | 2014-02-12 | |||
| CN105931037A | 2016-09-07 | |||
| CN103473850A | 2013-12-25 | |||
| CN104200355A | 2014-12-10 | |||
| CN101393672A | 2009-03-25 |
Attorney, Agent or Firm:
BEIJING SANYOU INTELLECTUAL PROPERTY AGENCY LTD. (CN)
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