Title:
INFORMATION PUSHING METHOD DURING CREDIT CARD BALANCE MONITORING AND SMART PROMPTING SYSTEM
Document Type and Number:
WIPO Patent Application WO/2017/128371
Kind Code:
A1
Abstract:
An information pushing method during credit card balance monitoring and a smart prompting system, relating to the field of intelligent finance services. The method comprises: recording credit card balance information set by a user and the current credit card balance information (S101); reading the credit card balance information set by the user and the current credit card balance information (S102); determining whether the current credit card balance is lower than the balance set by the user (S103); if not, determining that the balance is enough and not sending information for prompting the user to transfer money (S104); and if yes, sending the information for prompting the user to transfer money and pushing patent information to the user (S105). The method enables a system to find out, in a timely manner, whether a user has enough money to conduct a transaction, so as to ensure that the user has enough balance for purchasing and also ensure that the extra money can be used for investment to make extra earnings, thereby maximizing the earnings. Meanwhile, by means of pushing patent information after the use of the technology, the rights of the patentee can be demonstrated.
Inventors:
GUO ZIMING (CN)
Application Number:
PCT/CN2016/072938
Publication Date:
August 03, 2017
Filing Date:
January 30, 2016
Export Citation:
Assignee:
GUO ZIMING (CN)
International Classes:
G07F19/00
Foreign References:
| US20050125317A1 | 2005-06-09 | |||
| CN103916835A | 2014-07-09 | |||
| CN101996442A | 2011-03-30 | |||
| CN101499181A | 2009-08-05 | |||
| CN104361487A | 2015-02-18 | |||
| CN101222247A | 2008-07-16 |
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