Title:
METHOD AND DEVICE FOR DETECTING FUND TRANSACTION ROUTE IN ELECTRONIC PAYMENT PROCESS
Document Type and Number:
WIPO Patent Application WO/2018/032982
Kind Code:
A1
Abstract:
Provided are a method and a device for detecting a fund transaction route in an electronic payment process. The method comprises: generating an actual route coding for this fund transaction according to a fund transaction identification, the actual route coding being used to represent an actual transaction route of fund in the fund transaction process (S101); obtaining a standard route coding corresponding to the fund transaction identification (S102); and when the actual route coding is the same as the standard route coding, confirming correctness of the transaction route of the fund transaction (S103). By generating an actual route coding for representing the actual transaction route in the fund transaction process according to the fund transaction identification and determining whether the fund transaction route is consistent with the preset route by comparing the actual route coding with the standard route coding, timely interventions could be taken when the routes are inconsistent so as to reduce financial losses to a user caused by the inconsistency in the actual transaction route and to enhance the user experience.
Inventors:
TONG JUN (CN)
Application Number:
PCT/CN2017/095919
Publication Date:
February 22, 2018
Filing Date:
August 04, 2017
Export Citation:
Assignee:
ALIBABA GROUP HOLDING LTD (CN)
International Classes:
G06Q20/22; G06Q20/10
Domestic Patent References:
| WO2015058282A1 | 2015-04-30 |
Foreign References:
| CN106875167A | 2017-06-20 | |||
| CN105184630A | 2015-12-23 | |||
| CN103838811A | 2014-06-04 | |||
| US20060010070A1 | 2006-01-12 |
Other References:
See also references of EP 3502990A4
Attorney, Agent or Firm:
BEIJING SANYOU INTELLECTUAL PROPERTY AGENCY LTD. (CN)
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