PAYMENT METHOD, APPARATUS AND SYSTEM BASED ON 5G MESSAGING APPLICATION, AND DEVICE AND MEDIUM

WIPO Patent Application WO/2024/016619

A1

The present application belongs to the field of data processing. Disclosed are a payment method, apparatus and system based on a 5G messaging application, and a device and a medium. The method comprises: in response to a first input of a user for a 5G messaging application, the 5G messaging application sending an order payment request to a 5G messaging payment platform by means of a 5G messaging application background system, wherein the order payment request comprises a user identifier, and the user identifier is used for representing a mobile phone number of the user; the 5G messaging application receiving, by means of the 5G messaging application background system, a payment object list, which is fed back by the 5G messaging payment platform, wherein the payment object list comprises a payment object that is bound with the user identifier; and in response to a second input of the user for the payment object list, the 5G messaging application sending a payment request to the 5G messaging payment platform, wherein the payment request comprises payment information, so that the 5G messaging payment platform interacts with a payment system according to the payment information, so as to complete payment.

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HOU TENG (CN)
SUN QUAN (CN)
YANG YANG (CN)
ZHAO HAI (CN)
CHEN FANG (CN)
HUI CHUNYE (CN)
TAN YING (CN)
FU JUE (CN)
YANG BO (CN)
ZHANG YANCHAO (CN)
TONG DONG (CN)
HU MINGTAO (CN)
WU YU (CN)
GAO FENG (CN)
CHEN LUOQIONG (CN)

PCT/CN2023/072804

January 25, 2024

January 18, 2023

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CHINA UNIONPAY CO LTD (CN)

G06Q20/10; G06Q20/32; G06Q20/42

CN115310958A	2022-11-08
CN112288429A	2021-01-29
CN112967050A	2021-06-15
CN113450098A	2021-09-28
CN115170117A	2022-10-11
US20160171481A1	2016-06-16

BEIJING EAST IP LTD. (CN)

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