Title:
SMART CARD SERVICE SYSTEM AND METHOD
Document Type and Number:
WIPO Patent Application WO/2017/166053
Kind Code:
A1
Abstract:
A smart card service system (100 and 200) and method, related to the field of data processing. The system comprises: an industry application system (110 and 220) used for activating and managing n industry applications; an account management system (120 and 230) used for managing a main account and subaccounts of each smart card, each subaccount corresponding to one industry application; a transaction management system (130 and 240) for managing transaction processes between each smart card and a bank system, an industry system and/or a third party payment platform and generating transaction data; a central clearing system (140 and 250) used for clearing, according to a predetermined dimension, transaction data generated by each smart card; and a security control system (150 and 260) used for generating a key for each smart card and required in the transaction processes of each smart card. The present system solves the problem of interconnectivity between different smart cards, achieves the effect in that a transaction service between different systems can be implemented simply with one smart card so that a user simply needs to carry one smart cart to complete various transaction processes while traveling.
Inventors:
LI XINGUANG (CN)
Application Number:
PCT/CN2016/077675
Publication Date:
October 05, 2017
Filing Date:
March 29, 2016
Export Citation:
Assignee:
LI XINGUANG (CN)
International Classes:
G06Q10/06
Foreign References:
| CN102831499A | 2012-12-19 | |||
| CN101030311A | 2007-09-05 | |||
| CN101226624A | 2008-07-23 | |||
| CN101908120A | 2010-12-08 | |||
| CN1737839A | 2006-02-22 | |||
| US20120150738A1 | 2012-06-14 |
Attorney, Agent or Firm:
GUANGZHOU SCIHEAD PATENT AGENT CO., LTD. (CN)
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