This invention relates to devices used for the provision of banking services with the aid of electronic devices and can be used as means for customer communication with a company and/or an individual acting as a mediator in transactions relating to buying or selling of currency, securities and/or other listed equity.

Known is (RU Patent 39280) a gaming machine comprising data input means intended for gamers making their bets for specific winning events, memorizing means for saving each of the input bets along with the identification data of the gamer who made the bet, and random choice means. Said known gaming machine further comprises a communication line for the transmission of data on exchange and/or off-exchange requests to said random choice means which comprises at least a data processing device capable of systematically, and following a pre-established rule, checking the occurrence of any of the winning events selected by the gamers, such winning event being a gamer-predicted change in the rate of a specific financial instrument out of the exchange and/or off-exchange requests transmitted via said communication line, wherein such gamer-predicted change in the rate of a specific financial instrument being a fluctuation of said rate for the predicted number of times within the predicted limits, an increase in said rate by the predicted magnitude or a decrease in said rate by the predicted magnitude. Disadvantage of said device is its intended purpose, i.e. a gaming machine used for gambling.

Known is (RU Patent 2239478) a gaming device. Said known gaming device comprises at least data input means intended for gamers making their bets for specific winning events, memorizing means for saving each of the input bets along with the identification data of the gamer who made the bet, and random choice means the latter comprising at least a data processing device. Where said gaming device is provided on the basis of a personal computer, said data input means can be the keyboard, said memorizing means can be the hard disk drive, and said data processing device is the processor of said computer. Furthermore, said computer has a communication line for the transmission of data on exchange and/or off-exchange requests to said data processing device capable of systematically, and following a pre-established rule, checking the occurrence of any of the winning events selected by the gamers. In a computer, said data processing device is a specially programmed processor. Said gaming device may further comprise a monitor for displaying the bets made by the gamers, the progress of the game and other data that will be described in detail before.

Said known device operates as follows. During the game, the players use gaming devices each of which is part of the gaming system and comprises data input means intended for gamers making their bets for specific winning events, memorizing means for saving each of the input bets along with the identification data of the gamer who made the bet, and random choice means the latter comprising at least a data processing device capable of systematically, and following a pre-established rule, checking the occurrence of any of the winning events selected by the gamers and allowing the gamer to independently select the time to start the game, such winning event being a change in the rate of a specific financial instrument out of the exchange and/or off-exchange requests transmitted to said random choice means of said gaming device, the data processing device of which is capable of comparing the memorized winning events with the change in the rate of a specific financial instrument, further wherein said exchange and/or off-exchange requests are transmitted in real time mode or in record to each gaming device connected to the system via the communication line from at least one server available in said gaming system that receives stock market data via said communication line.

Disadvantage of said device is its intended purpose, i.e. a gaming machine used for gambling.

Known is (RU Patent 99627) an exchange hardware and software package comprising a monitor for displaying the bets with a touch-screen input device or a touch-screen monitor with a keyboard displayed on the monitor and used by the clients for executing transactions, a bill or coin acceptor and/or a card reader for making payments as are required for executing transactions, a server computer from which financial instrument requests are communicated to client terminals, an integrated network interface providing the communication between the source of financial instrument requests and the server (of an institution, an organization or a company) that are displayed on the instrument request monitor, a computing device for the execution and calculation of transactions, a printer and a dispenser that are used for making payments from the client's account. Said package is lurther provided with at least one eycBoard, eveTouch or eyeControl panel, i.e. an interactive dialog system based on the EaglesArt technology whose interface comprises windows, symbols and keys of a transaction parameter selection keyboard, transaction scenario execution keys as well as windows for displaying and controlling the selected parameters with an additional functionality for displaying the selected parameters on the monitors and panels of the package.

This latter technical solution was accepted as the closest counterpart of the present invention.

Disadvantage of said closest counterpart is that it is still considered as gambling means.

The technical result achieved using the client's terminal provided herein is simplification of its design compared to the counterpart while allowing individual clients to remotely execute transactions relating to the buying or selling of currency, securities and/or other listed equity.

It is suggested to achieve the abovemenlioned technical result using the design of a client's terminal provided herein for making requests for transactions relating to buying or selling of currency, securities and/or other listed equity. The terminal (device) of the design provided herein comprises means for transaction participants making payments for the purchase of currency, securities and/or other listed equity, means for accepting requests for buying or selling of currency, securities and/or other listed equity, a programmable memory unit for memorizing each of the input requests, a unit providing for the operation of the terminal communication line, wherein said unit providing for the operation of the communication line is capable of providing communication between said terminal and the terminal of the person accepting and/or executing requests for buying or selling of currency, securities and/or other listed equity, said terminal further comprising an electronic unit one input of which is connected to said communication line and the other input is connected to the means of inputting buying or selling requests, and the output of which is connected to the means for making settlements with the transaction participant and/or to the means for accounting transactions with the participant.

The components package described hereinabove, on the one hand, provides a device acting as a communication operator between a client wishing to execute a transaction relating to buying or selling of currency, securities and/or other listed equity and the person executing said transaction at the client's request.

In various embodiments of said terminal (device) said payment means is a coin acceptor, a bill acceptor, a token acceptor or a card reader. In some embodiments said terminal may comprise two or more payment means, for example, a bill acceptor and a card reader.

Said communication line can be capable of transmitting a signal via a radio channel including through a mobile communication operator or via a wire channel. Said settlement means can be a cash dispenser including one combined with a cash acceptor in any embodiment thereof. Alternatively, said settlement means can be a cheque drawing device.

Said terminal may further comprise a printing device for printing cheques or documenting transactions.

The terminal of the design provided herein can be intended for margin trading or purchasing binary options.

Margin trading often involves the so-called news trading strategy where, at the time any news emerges that may affect the rate of any currency, shares and/or other listed equity, potential moves of the respective rates become clear, and these moves can be used for short-term profit gaining provided that the trader makes a timely response. The hardware and software packages available today are in fact different models of computers with special transaction execution software installed. However, this software is quite complex for immediate use and does not allow one to execute an instantaneous transaction by pressing a single button or in just one mouse click which is a desirable and necessary condition for short-time margin trading.

In the basic embodiment the terminal of the design provided herein operates as follows. Its possible operation will be demonstrated for the example of purchasing a binary option. To gain profit on a binary option it is sufficient that the move of the rate of any currency, security and/or other listed equity predicted by the client during a specific period of time is the same as the actual move of the respective rate after the purchase of a binary option by the client. When predicting a growth or drop of a rate the client has to make a simple choice by two buttons, for example, "up" or "down" ones, to make use of the predicted move of the respective rate for profit gaining. No other known device would provide such a level of user friendliness for a client not having special skills in working with complex exchange and/or off-exchange trading software.