Title:
TOKENLESS ELECTRONIC TRANSACTION SYSTEM
Document Type and Number:
WIPO Patent Application WO2000026849
Kind Code:
A9
Abstract:
The invention as described provides a method and system for tokenless authorization of commercial transactions between a buyer and a seller using a computer system (fig 1, 1). The method comprises the steps of registering a buyer, wherein the buyer registers with the computer system a PIN, at least one registration biometric sample (fig 1, 2), and at least one buyer financial account (fig 1, 5). The method also includes a seller registration step, wherein the seller registers with the computer system at least one seller financial account. In a proposal step, the seller offers a proposed commercial transaction to the buyer usually comprising price information. If the buyer accepts the seller's proposal, in an acceptance step, the buyer signals his/her acceptance by adding to the proposed commercial transaction the buyer's personal authentication information comprising a PIN and at least one bid biometric sample which is obtained from the buyer's person. In a transmission step, the bid biometric sample and PIN are forwarded to the computer system.
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Inventors:
HOFFMEN NED (US)
PARE DAVID F JR (US)
LEE JONATHAN A (US)
PARE DAVID F JR (US)
LEE JONATHAN A (US)
Application Number:
PCT/US1999/025509
Publication Date:
September 21, 2000
Filing Date:
October 29, 1999
Export Citation:
Assignee:
SMARTTOUCH INC (US)
HOFFMEN NED (US)
PARE DAVID F JR (US)
LEE JONATHAN A (US)
HOFFMEN NED (US)
PARE DAVID F JR (US)
LEE JONATHAN A (US)
International Classes:
G01F19/00; G06F1/00; G06F21/00; G06K9/00; G06K9/62; G06Q20/00; G06Q30/00; G07C9/00; G07F7/10; H04L29/06; (IPC1-7): G06K9/00
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