Title:
UNDERWRITING METHOD, UNDERWRITING DEVICE, INSURANCE VERIFICATIONI AND STORAGE MEDIUM
Document Type and Number:
WIPO Patent Application WO/2019/127848
Kind Code:
A1
Abstract:
An underwriting method, comprising. receiving an insurance application instruction generated by an insurance applicant selecting a health insurance product, and pushing, to the insurance applicant, a multi-level and multi-element health evaluation model page corresponding to the selected health insurance product according to the insurance application instruction (S10); and receiving insured's health information inputted by the insurance applicant according to the multi-level and multi-element health evaluation model page, and invoking an underwriting rule corresponding to the selected health insurance product to verify the health information (S20). The method acquires the insured's health information according to the multi-level and multi-element health evaluation model corresponding to the health insurance product selected by the insurance applicant, and guides the insurance applicant to input health information that needs to be verified according to the underwriting rule corresponding to the selected health insurance product, thereby improving the diversity of online underwriting.
Inventors:
SHEN WAN (CN)
Application Number:
PCT/CN2018/075212
Publication Date:
July 04, 2019
Filing Date:
February 05, 2018
Export Citation:
Assignee:
PING AN TECH SHENZHEN CO LTD (CN)
International Classes:
G06Q40/08
Foreign References:
| CN104063966A | 2014-09-24 | |||
| CN107203942A | 2017-09-26 | |||
| CN106157147A | 2016-11-23 |
Attorney, Agent or Firm:
CENFO INTELLECTUAL PROPERTY AGENCY (CN)
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