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Title:
融資システム、信用情報生成装置、融資判定装置、融資条件判定方法、信用情報生成プログラム及び融資条件判定プログラム
Document Type and Number:
Japanese Patent JP5855072
Kind Code:
B2
Abstract:
PROBLEM TO BE SOLVED: To perform evaluation for accurately calculating a loan condition of an operator on the basis of the latest short-term, many-sided evaluation axis.SOLUTION: The financing system of the present invention is a financing system including a loan determination device for determining a loan condition and a credit information generator for supplying credit information of a store hoping for a loan to the loan determination device. The credit information generator includes: storage means for storing achievement data of operation of the store; score data generation means for generating score data of the store on the basis of the achievement data during a prescribed period; and credit information generation means for generating the credit information of the store on the basis of the score data. The loan determination device includes: credit information acquisition means for acquiring the credit information of the store; and loan condition determination means for determining the loan condition for the store on the basis of the credit information of the store.

Inventors:
Yasuhisa Tsubata
Application Number:
JP2013226777A
Publication Date:
February 09, 2016
Filing Date:
October 31, 2013
Export Citation:
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Assignee:
Yahoo Japan Corporation
International Classes:
G06Q40/02
Domestic Patent References:
JP2001297189A
JP2006027973A1
JP2002083128A
Attorney, Agent or Firm:
Tadashige Ito
Tadahiko Ito