Title:
【発明の名称】安全でないネットワーク上で複数通貨と複数銀行を処理するためのシステムと方法
Document Type and Number:
Japanese Patent JP2002530752
Kind Code:
A
Abstract:
A system and method for initiating multicurrency/multibank wire transfers and account reporting. Using a standard Internet browser, a customer of a financial institution accesses the funds transfer and information reporting system of the present invention. Access to the system is restricted based on the user's security profile and access rights. Once logged into the system, the user provides instructions to move funds from their accounts with the financial institution or funds from an account with any other financial institution. Furthermore, the customer is able to view the details of its accounts maintained at the financial institution or at any other financial institution in the same session. Wire transactions can be in the form of a pre-defined or free formatted instruction. Furthermore, the wire transactions can involve several banks and several different currencies. Once the multibank/multicurrency wire transactions are entered, they can be approved and released by the users with the appropriate security profile and access rights. Customers can retrieve balance and transaction reports from their demand deposit accounts, controlled disbursement accounts and lockbox accounts that they have with the financial institution and with other banks.
Inventors:
Brian Joe
Lin A Adler
Robert El Bing
James M Boyle
Claire Kay Briody
Ian Kay Emery
Brian A. Moran
Kenneth masio
Lin A Adler
Robert El Bing
James M Boyle
Claire Kay Briody
Ian Kay Emery
Brian A. Moran
Kenneth masio
Application Number:
JP2000582945A
Publication Date:
September 17, 2002
Filing Date:
November 12, 1999
Export Citation:
Assignee:
The Chase Manhattan Bank
International Classes:
G07F19/00; G06Q10/08; G06Q20/04; G06Q20/10; G06Q30/04; G06Q30/06; (IPC1-7): G06F17/60; G07F19/00
Attorney, Agent or Firm:
Masatake Shiga (7 outside)