To provide a method for contracting to purchase goods and services between a consumer and a merchant through a third party.
The consumer generates a first view of the agreement and transmits the first view of the agreement to the third party. The merchant generates a second view of the agreement and transmits the second view of the agreement to the third party. Receiving the consumer view and merchant view of the agreement, the third party, including a secure transaction server, verifies identities of the merchant and the consumer and that the details of the independently generated views of the agreements are consistent and takes action to execute the purchasing agreement if the conditions are satisfies. A computer system for conducting purchase transactions using wireless communication between a consumer and a merchant includes a consumer operated mobile device, a merchant operated device, a trusted secure transaction server (STS) device, one or more payment service devices, a wireless communication network in communication with the consumer device and the merchant device, a communication network in communication with the merchant device and the STS device and the payment service devices.
JI LUSHENG
AGRE JONATHAN RUSSELL