To provide a portable personal identification device capable of performing personal identification to be essential in future society anywhere, being used for every use and an electronic system to which access is permitted by the device.

At least one biological characteristic of biometalics identification such as fingerprints, voiceprints, iris pattern as the biological characteristics is used as a means to identify the individual by using mobile equipment such as a cellular phone and a PDA by defining the portable personal identification device as a portable communication terminal 51. In addition, a function like an electronic wallet conventionally provided to an IC card, etc., is included in the portable communication terminal (portable personal identification device) and unitary management as the electronic wallet is realized by connecting the terminal with ATM equipment, etc. Furthermore, certainty of information is enhanced by using the portable communication terminal (portable personal identification device) for personal identification for releasing emergency contact in a notification system.