SETTLEMENT METHOD AND SETTLEMENT DEVICE

Japanese Patent JP2003099620

A

To provide a system for preventing the occurrence of unsettleability even when a drawing-out amount exceeds the deposit balance in a settlement special bank.

This settlement method includes receiving a drawing-out request from an account of a customer to an account server controlled by a financial institution, determining whether or not the drawing-out amount exceeds the deposit balance of the customer by comparing the deposit balance of the customer with the drawing-out amount, requesting financing to a loaner from the account server in the name of the customer instead of the customer when the drawing-out amount exceeds the deposit balance of the customer, and drawing out an amount from the account of the customer when the account server confirms that an amount exceeding the drawing-out amount is received to the account of the customer from the loaner.

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MATSUO TAIICHI
ARAKAWA KUNIO
KIYOMATSU HISANORI

JP2001289807A

April 04, 2003

September 21, 2001

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BANK CORP E
YOZAN INC

G06Q50/00; G06Q20/00; G06Q20/10; G06Q30/06; G06Q40/00; G06Q40/02; G06Q40/04; (IPC1-7): G06F17/60

Yusuke Hiraki (2 outside)

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