Title:
【発明の名称】電子計算書、請求書呈示及び決算システム並びに方法
Document Type and Number:
Japanese Patent JP2003530619
Kind Code:
A
Abstract:
An electronic statement, bill presentment and payment system and method includes a customer client software program and client database, and a biller server software program and server database connected over an electronic information network. A customer enrolls with a biller by communicating a request between the client and server programs including information about a funding account. The biller confirms customer account information and verifies the funding account and updates the status of the enrollment request to the customer. Electronic bill summary and/or detail information is communicated to or polled from the biller server and consolidated at the customer client software. The customer may then retrieve bill summary and/or detail information and/or communicate payment instructions authorizing an electronic transfer from the funding account to the biller. In addition, a payment certification string including funding account information is generated and transmitted to a validation server which confirms the payment instructions.
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Inventors:
Gross Michelle Eye
Jurlique William A
Laurence Robert Jay
Anger Paul Jay
Jurlique William A
Laurence Robert Jay
Anger Paul Jay
Application Number:
JP2001515890A
Publication Date:
October 14, 2003
Filing Date:
June 15, 2000
Export Citation:
Assignee:
Mobius Management Systems, Inc.
International Classes:
G06Q20/02; G06Q20/08; G06Q20/10; G06Q20/14; G06Q20/38; G06Q20/40; G06Q30/04; G06Q50/18; (IPC1-7): G06F17/60
Attorney, Agent or Firm:
Yoshikatsu Shimada (1 outside)