Title:
ACCOUNT SYSTEM, SERVICE TERMINAL, TRANSACTION MANAGEMENT METHOD AND SYSTEM, DEVICE AND MEDIUM
Document Type and Number:
WIPO Patent Application WO/2021/051888
Kind Code:
A1
Abstract:
An account system, a service terminal, a transaction management method and system, a device and a medium. The account system comprises: a capital account and branch accounts that are dependent on the capital account, wherein the capital account implements financial service functions that comprise digital capital transactions, the branch accounts are created according to the occurrence of digital capital transactions in the capital account and are voided according to the disappearance of the capital of the branch accounts on the capital account, and the branch accounts dynamically manage the digital capital transactions of the capital account. The current capital in the branch accounts may only be used for special purposes thereof, and may not be embezzled for other purposes. Thus, the source and flow of the digital capital may be dynamically managed by means of the account system. Once the branch accounts are created, no more capital is accepted, and the capital may only be spent until the life cycle of the capital is fully spent. Fine-grained transaction control of each sum of digital capital may be implemented at the two levels of service and supervision.
Inventors:
LI XIAOLIN (CN)
Application Number:
PCT/CN2020/094166
Publication Date:
March 25, 2021
Filing Date:
June 03, 2020
Export Citation:
Assignee:
HUIZHIDIANLIANG TECH BEIJING CO LTD (CN)
International Classes:
G06Q40/00
Foreign References:
| CN110610424A | 2019-12-24 | |||
| CN101030311A | 2007-09-05 | |||
| CN1818968A | 2006-08-16 | |||
| CN110009326A | 2019-07-12 | |||
| CN1564177A | 2005-01-12 | |||
| CN105389657A | 2016-03-09 |
Attorney, Agent or Firm:
BEIJING HANZHI IP ATTORNEY OFFICE (CN)
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