Title:
ANONYMOUS CREDIT CARD
Document Type and Number:
WIPO Patent Application WO2001054081
Kind Code:
A3
Abstract:
An anonymous credit card has a unique identification number and a card value, which is exhausted when the cash amount of the card is expended. The card is sold by a first vendor and accepted by a second vendor when presented by the user. It is managed by an issuing institution, which verifies the presence of sufficient funds to cover the cost charged and deducts the charge cost form the card value. The card has a limited monetary value, which is advantageous if it is lost or stolen. No connection exists between the card and its owner. As a result, the owner's credit rating cannot be tarnished by actions of a third party.
Inventors:
BELLOSGUARDO PHILIPPE A (US)
Application Number:
PCT/US2001/001437
Publication Date:
October 30, 2003
Filing Date:
January 12, 2001
Export Citation:
Assignee:
MUSIC COM INC (US)
BELLOSGUARDO PHILIPPE A (US)
BELLOSGUARDO PHILIPPE A (US)
International Classes:
G06Q20/00; G07F7/02; G07F7/08; (IPC1-7): G07F7/08; G07F7/02; G07F19/00
Domestic Patent References:
| WO2000039758A1 | 2000-07-06 |
Foreign References:
| US5477038A | 1995-12-19 | |||
| US5923734A | 1999-07-13 | |||
| US5770843A | 1998-06-23 | |||
| US4798403A | 1989-01-17 | |||
| EP0406841A1 | 1991-01-09 |
Other References:
EBAY: "Erste Telefonkarte 09.98", EBAY.DE, - 3 August 2003 (2003-08-03), XP002250071, Retrieved from the Internet [retrieved on 20030804]
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