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Patent Searching and Data


Title:
CUSTOMER RISK LEVEL MANAGEMENT METHOD, SERVER AND COMPUTER READABLE STORAGE MEDIUM
Document Type and Number:
WIPO Patent Application WO/2019/153598
Kind Code:
A1
Abstract:
Disclosed in the application is a customer risk level management method, which comprises: building a customer risk rating model that comprises multiple financial systems; obtaining business data of the multiple financial systems and input them into the customer risk rating model to unify the business data to generate a single customer view; extracting a risk level of customers in each financial system on the basis of the single customer view; ranking the customers according to the risk level of customers in various financial systems, with the highest risk level as the final risk level of a customer; and sharing the final risk level of the customer output by the customer risk rating model that comprises the multiple financial systems, as well as the risk level of the customer in each financial system among various financial systems of a terminal device. Also provided in the application are a server and a computer readable storage medium. According to the customer risk level management method, the server and the computer readable storage medium provided by the present application, customer risk level data can be shared among various financial systems.

Inventors:
CHEN LONG (CN)
WU KEHONG (CN)
LI HAILIN (CN)
Application Number:
PCT/CN2018/089416
Publication Date:
August 15, 2019
Filing Date:
May 31, 2018
Export Citation:
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Assignee:
PING AN TECH SHENZHEN CO LTD (CN)
International Classes:
G06Q10/06; G06Q10/02; G06Q40/08
Foreign References:
CN104392291A2015-03-04
CN106296498A2017-01-04
CN101141754A2008-03-12
US20110077958A12011-03-31
Attorney, Agent or Firm:
SHENZHEN WORLD INTELLECTUAL PROPERTY AGENCY (GENERAL PARTNERSHIP ) (CN)
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