DATA TRANSMISSION METHOD FOR MOBILE NEAR FIELD PAYMENT AND USER EQUIPMENT

Title:

DATA TRANSMISSION METHOD FOR MOBILE NEAR FIELD PAYMENT AND USER EQUIPMENT

Document Type and Number:

WIPO Patent Application WO/2016/141865

Kind Code:

A1

Abstract:

A data transmission method executed in a user equipment for mobile near field payment, comprising: establishing a first communication link based on near field communication with a POS terminal; after the first communication link is established, establishing a security channel with the POS terminal, so as to perform a first interaction, related to a transaction request, with the POS terminal via the security channel; establishing a second communication link with the POS terminal, wherein compared with the first communication link, the second communication link is longer in communication distance and higher in transmission speed, and the second communication link is configured to perform data transmission in an encryption manner; and via the second communication link, the user equipment and the POS terminal performing a second interaction related to a transaction response. The present invention also relates to a user equipment for mobile near field payment.

Inventors:

YIN YAWEI (CN)
FENG LIANG (CN)
LIU GUOBAO (CN)
WAN SISHUANG (CN)

Application Number:

PCT/CN2016/075757

Publication Date:

September 15, 2016

Filing Date:

March 07, 2016

Export Citation:

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Assignee:

CHINA UNIONPAY CO LTD (CN)

International Classes:

H04B5/00; G07F7/08; G07F19/00; H04B5/02

Domestic Patent References:

WO2014063546A1

2014-05-01

Foreign References:

CN102271012A	2011-12-07
CN101867396A	2010-10-20
CN101567108A	2009-10-28
CN103679443A	2014-03-26
CN101958026A	2011-01-26
CN101599191A	2009-12-09
CN103218713A	2013-07-24

Other References: