DEVICE, SYSTEM, AND METHOD FOR CREATING VIRTUAL CREDIT CARD

WIPO Patent Application WO/2015/135399

A1

Device, system and method for creating virtual credit card are provided. The method includes: receiving real-name information from a user interface of a terminal device wherein an electronic exchange account associated with the real-name information is not stored in a first server; receiving the user real-name information by the second server, finding whether a credit card account associating with the user real-name information is stored, and when the credit card account is not stored, sending an indicator to the first server; receiving account information a resource saving account by the first server, creating an electronic exchange account by using the user real-name information and binding the electronic exchange account with the resource saving account; creating a virtual credit card account by using the real-name information; and storing the virtual credit card associated with the virtual credit card account in the data storage.

JP2005107993	VIRTUAL STORE CREDIT SETTLEMENT SYSTEM AND ITS METHOD
WO/2000/049586	CREDIT CARD SYSTEM AND METHOD

LIU GUOGUO (CN)
WU YI (CN)
GONG CHEN (CN)
ZHANG WENJING (CN)
ZHANG JINMING (CN)
TAN JINWEN (CN)
GUO YIXIN (CN)
YE WA (CN)
HOU LIANG (CN)
XU ZHENYU (CN)
ZHANG BIN (CN)
CHEN WEI (CN)
ZHENG HAOJIAN (CN)
JIANG YINGYI (CN)
SONG LINGYUN (CN)
JIANG NAN (CN)

PCT/CN2015/070928

September 17, 2015

January 16, 2015

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TENCENT TECH SHENZHEN CO LTD (CN)

G06Q20/24

CN103635918A	2014-03-12
US8504699B2	2013-08-06
US20020010635A1	2002-01-24

ADVANCE CHINA IP LAW OFFICE (No. 85 Huacheng Avenue Tianhe Distric, Guangzhou Guangdong 3, CN)

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