Title:
ELECTRONIC WALLET-BASED PAYMENT METHOD AND SYSTEM
Document Type and Number:
WIPO Patent Application WO/2015/165427
Kind Code:
A1
Abstract:
An electronic wallet-based payment method and system. An application program is installed on a mobile terminal. Said application program is provided with an electronic wallet and is associated with a bank card. Prior to use, the bank card is used to add money to the electronic wallet. During payment, the electronic wallet is used to make an offline payment. A sound wave, a radio frequency signal, or an optical signal is used as a signal carrier during the payment process. Compared to traditional card-swipe offline payments, the payment method offers advantages in terms of convenience, security, and cost control.
Inventors:
LIU RUOPENG (CN)
XU WEICHENG (CN)
WANG XUDONG (CN)
HUANG WEIZI (CN)
XU WEICHENG (CN)
WANG XUDONG (CN)
HUANG WEIZI (CN)
Application Number:
PCT/CN2015/082863
Publication Date:
November 05, 2015
Filing Date:
June 30, 2015
Export Citation:
Assignee:
KUANG CHI INTELLIGENT PHOTONIC TECHNOLOGY LTD (CN)
International Classes:
G06Q20/36
Foreign References:
| CN101719247A | 2010-06-02 | |||
| CN103116846A | 2013-05-22 | |||
| CN104166915A | 2014-11-26 | |||
| CN104166910A | 2014-11-26 | |||
| US20140101035A1 | 2014-04-10 |
Attorney, Agent or Firm:
SHANGHAI PATENT & TRADEMARK LAW OFFICE, LLC (CN)
上海专利商标事务所有限公司 (CN)
上海专利商标事务所有限公司 (CN)
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