Title:
GLOBAL REMITTANCE PLATFORM
Document Type and Number:
WIPO Patent Application WO2006050195
Kind Code:
B1
Abstract:
The invention provides a remittance platform in which an enterprise, such as Wells Fargo, serves as a remittance transfer agent, where the remittance function is integrated with a bank. The invention allows access to the remittance program by both account holders with the enterprise and persons who do not have an account with the enterprise. The person accessing the service may pick the remittance service they want and the country they want. However, the service is not anchored to a particular account and can therefore work with both bank partners and non-bank partners and account holders and non-account holders. Further, the system may be private-labeled. Additionally, the invention provides a mechanism that allows one to send money easily to other countries and it allows bank partners to participate in the program easily as well. This is possible because the enterprise provides all of the processing in an integrated fashion.
Inventors:
AYALA DANIEL I (US)
GUTIERREZ EUGENE (US)
GUTIERREZ EUGENE (US)
Application Number:
PCT/US2005/039137
Publication Date:
May 24, 2007
Filing Date:
October 28, 2005
Export Citation:
Assignee:
WELLS FARGO BANK NA (US)
AYALA DANIEL I (US)
GUTIERREZ EUGENE (US)
AYALA DANIEL I (US)
GUTIERREZ EUGENE (US)
International Classes:
G06Q40/00
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