METHOD FOR RECEIVING LOAN ON BASIS OF BOND FOR SETTLEMENT

WIPO Patent Application WO/2022/065588

A1

The present invention relates to a method for receiving a loan on the basis of a bond for settlement, in which with respect to a sale of an article by a seller operating business in an online commercial transaction platform, the seller receives a loan from a financial institution on the basis of a bond for settlement, for which the sale price of the article has not been paid from the online commercial transaction platform. The method for receiving a loan according to the present invention comprises: a transaction preparation step in which a platform computer operated by an online commercial transaction platform, a mediation computer operated by a broker who mediates loan execution, a financial institution computer for operating a seller's account for withdrawal, to which a loan amount is deposited, and a seller terminal are prepared; an information reception step in which the mediation computer receives and records transaction information; a loan application step that goes through the seller terminal; a loan approval determination step in which the result of a determination of loan approval by the financial institution computer is recorded in the financial institution computer; a loan approval result transmission step in which the result of the determination of the loan approval is transmitted; a loan execution step; and a loan execution information transmission step.

PARK SANG SOON (KR)
LEE DUKE (KR)

PCT/KR2020/016664

March 31, 2022

November 24, 2020

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FIN2B INC (KR)

G06Q40/04; G06Q30/06

KR20160072655A	2016-06-23
KR20170128746A	2017-11-23
KR20130139766A	2013-12-23
KR20200042814A	2020-04-24
KR20090026383A	2009-03-13

TNI IP LAW FIRM (KR)

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