METHOD AND SYSTEM USING A USER PORTABLE DEVICE FOR VALIDATING A REQUEST WITH AN ENTITY

WIPO Patent Application WO2003010720

A3

The invention concerns a method and a system enabling a user (2) to perform remote payment settlement for goods and/or services. The method comprises: a step whereby the user (2) transmits to an acceptor trader (23) supplying goods and/or services, a personal identifier, in particular consisting of a call number (22) of the mobile telephone (25) of the user (2); a step whereby the user (2) transmits a password (15) to a banking institution (7). When the user (2) is registered, the password (15) is transmitted, by the banking institution (7) to the user (2) entirely or partly via a terminal (8), in particular an ATM/ABM automatic cash dispensing machine. The payment for the goods and/or services is thus settled remotely by the user (2).

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BERGSTEN ULRIK (FR)
ASSUERUS FREDERIC (FR)

PCT/FR2002/002657

November 27, 2003

July 24, 2002

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CREDIT LYONNAIS (FR)
BERGSTEN ULRIK (FR)
ASSUERUS FREDERIC (FR)

G06Q20/00; G07F7/08; G07F7/10; (IPC1-7): G07F7/10; G07F19/00

WO2001039085A1	2001-05-31
WO2000017794A2	2000-03-30

US5986565A	1999-11-16
US6078908A	2000-06-20
FR2801995A1	2001-06-08

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