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Title:
METHODS, SYSTEMS, AND DEVICES FOR MANAGING DONATIONS, CHARITABLE CAMPAIGNS, CHARITABLE ORGANIZATIONS, AND IMPACT INVESTMENTS
Document Type and Number:
WIPO Patent Application WO/2021/188040
Kind Code:
A1
Abstract:
Embodiments relate to methods and systems for managing donations, charitable campaigns, charitable organizations, and impact investments. The method includes receiving a donation to a first charitable campaign. The method includes selecting a donor information set. The donor information set includes a donor donation history and donor social network. The method includes selecting a charitable campaign information set. The charitable campaign information set includes a charitable campaign target amount, charitable campaign current amount, and charitable campaign end date. The method includes generating donor donation incentives for the donor. The donor donation incentives are generated based on at least the donor information set and/or charitable campaign information set. The donor donation incentives include one or more digital assets, including a digital badge, social digital assets, and/or financial digital assets. The method includes generating, in a distributed ledger, a record of a transfer of the donor donation incentives to the donor.

Inventors:
TEO PUAY TIN (SG)
LEE ZHU KUANG (SG)
ONG YONG TATT (SG)
WEE HAN HAN (SG)
PEGG MATTHEW JAMES (SG)
Application Number:
PCT/SG2020/050140
Publication Date:
September 23, 2021
Filing Date:
March 17, 2020
Export Citation:
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Assignee:
STANDARD CHARTERED BANK SINGAPORE LTD (SG)
International Classes:
G06Q30/02; G06Q20/38; G06Q20/06
Foreign References:
US20140358650A12014-12-04
US20160012424A12016-01-14
US20200058055A12020-02-20
US20190108499A12019-04-11
CN109359975A2019-02-19
Attorney, Agent or Firm:
WONG & LEOW (SG)
Download PDF:
Claims:
Claims

What is claimed is:

1. A method of managing charitable donations by donors, the method comprising: receiving, by a processor from a first donor, a selection of a first charitable campaign and a first donation amount to donate to the first charitable campaign; receiving, by the processor, a confirmation of a transfer of the first donation amount from the first donor, the transfer of the first donation amount representing a donation by the first donor to the first charitable campaign; selecting, by the processor from a donor database, a first donor information set, the first donor information set including: a first donor donation history, the first donor donation history including one or more previous donations made by the first donor; and/or a first donor social network, the first donor social network including one or more other donors socially connected to the first donor; selecting, by the processor from a charitable campaign database, a first charitable campaign information set, the first charitable campaign information set including: a first charitable campaign target amount, the first charitable campaign target amount being a target amount of donations for the first charitable campaign; and/or a first charitable campaign current amount, the first charitable campaign current amount being a current amount of donations received for the first charitable campaign; and/or a first charitable campaign end date, the first charitable campaign end date being an end date for the first charitable campaign; generating, by the processor, one or more first donor donation incentives for the first donor, the one or more first donor donation incentives generated based on at least the first donor information set and/or the first charitable campaign information set, the one or more first donor donation incentives including: one or more first digital assets, the one or more first digital assets including a digital badge; and/or one or more social digital assets; and/or one or more financial digital assets; and generating, in a first distributed ledger, a record of a transfer of the one or more first donor donation incentives to the first donor.

2. The method of claim 1, further comprising: providing, to the first donor, a plurality of available charitable campaigns; wherein the first charitable campaign is selected from among the plurality of available charitable campaigns.

3. The method of claim 1, further comprising: generating, in the first distributed ledger, a record of the transfer of the first donation amount from the first donor for the donation to the first charitable campaign.

4. The method of claim 1 , wherein the generating of the one or more first donor donation incentives is further based on one or more of the following: the first donation amount; and/or one or more previous donations made, by the first donor, to the first charitable campaign; and/or one or more previous donations made, by the first donor, to one or other charitable campaigns; and/or a likelihood that the donation, by the first donor to the first charitable campaign, will influence one or more members of the first donor social network to make a donation to the first charitable campaign; and/or a likelihood that one or more members of the first donor social network will make a donation to the first charitable campaign; and/or a comparison of the first charitable campaign current amount and the first charitable campaign target amount; and/or a comparison of a current date and/or time and the first charitable campaign end date.

5. The method of claim 1, wherein, when the one or more first donor donation incentives includes one or more social digital assets, one or more of the following apply: a quantity of the social digital asset generated for the first donor is based on the first donation amount; and/or a quantity of the social digital asset generated for the first donor is based on one or more donation amounts in one or more previous donations made, by the first donor, to the first charitable campaign; and/or a quantity of the social digital asset generated for the first donor is based on one or more donation amounts in one or more previous donations made, by the first donor, to one or more other charitable campaigns; and/or a quantity of the social digital asset generated for the first donor is based on a likelihood that the donation, by the first donor to the first charitable campaign, will result in one or more members of the first donor social network making a donation to the first charitable campaign; and/or a quantity of the social digital asset generated for the first donor is based on a likelihood that one or more members of the first donor social network will make a donation to the first charitable campaign; and/or a quantity of the social digital asset generated for the first donor is based on a comparison of the first charitable campaign current amount with the first charitable campaign target amount; and/or a quantity of the social digital asset generated for the first donor is based on a comparison of a current time with the first charitable campaign end date.

6. The method of claim 1 , wherein, when the one or more first donor donation incentives includes the financial digital asset, one or more of the following apply: a quantity of the financial digital asset generated for the first donor is based on the first donation amount; and/or a quantity of the financial digital asset generated for the first donor is based on one or more donation amounts in one or more previous donations made, by the first donor, to the first charitable campaign; and/or a quantity of the financial digital asset generated for the first donor is based on one or more donation amounts in one or more previous donations made, by the first donor, to one or more other charitable campaigns; and/or a quantity of the financial digital asset generated for the first donor is based on a likelihood that the donation, by the first donor to the first charitable campaign, will result in one or more members of the first donor social network making a donation to the first charitable campaign; and/or a quantity of the financial digital asset generated for the first donor is based on a likelihood that one or more members of the first donor social network will make a donation to the first charitable campaign; and/or a quantity of the financial digital asset generated for the first donor is based on a comparison of the first charitable campaign current amount with the first charitable campaign target amount; and/or a quantity of the financial digital asset generated for the first donor is based on a comparison of a current time with the first charitable campaign end date.

7. The method of claim 1 , wherein, when the one or more first donor donation incentives includes the first digital asset, one or more of the following apply: a feature of the first digital asset generated for the first donor is based on the first donation amount; and/or a feature of the first digital asset generated for the first donor is based on one or more donation amounts in one or more previous donations made, by the first donor, to the first charitable campaign; and/or a feature of the first digital asset generated for the first donor is based on one or more donation amounts in one or more previous donations made, by the first donor, to one or more other charitable campaigns; and/or a feature of the first digital asset generated for the first donor is based on a likelihood that the donation, by the first donor to the first charitable campaign, will result in one or more members of the first donor social network making a donation to the first charitable campaign; and/or a feature of the first digital asset generated for the first donor is based on a likelihood that one or more members of the first donor social network will make a donation to the first charitable campaign; and/or a feature of the first digital asset generated for the first donor is based on a comparison of the first charitable campaign current amount with the first charitable campaign target amount; and/or a feature of the first digital asset generated for the first donor is based on a comparison of a current time with the first charitable campaign end date.

8. The method of claim 1, wherein the first donor information set further includes one or more of the following: a first influence level, the first influence level representing a likelihood that one or more members of the first donor social network will make a donation to the first charitable campaign after the first donor has made the donation to the first charitable campaign; and/or a second influence level, the second influence level representing a likelihood that one or more members of the first donor social network will make a donation of a second donation amount to the first charitable campaign after the first donor has made the donation of the first donation amount to the first charitable campaign, the second donation amount being greater than the first donation amount; and/or a third influence level, the third influence level representing a likelihood that one or more members of the first donor social network will make a donation of a third donation amount to the first charitable campaign after the first donor has made the donation of the first donation amount to the first charitable campaign, the third donation amount being greater than a fourth donation amount, the fourth donation amount being an amount the one or more members of the first donor social network will likely donate if the one or more social connections of the donor are unaware of the donation, by the first donor, of the first donation amount to the first charitable campaign.

9. The method of claim 1, wherein one or more of the following apply: the digital badge of the first digital asset is a badge assigned to the first donor representing at least the donation, by the first donor, of the first donation amount to the first charitable campaign; and/or the digital badge of the first digital asset is a badge assigned to the first donor representing an accumulation of donations made by the first donor, including the donation, by the first donor, of the first donation amount to the first charitable campaign; and/or the social digital asset is a digital asset configurable to be used by the first donor to redeem a social reward, the social digital asset being different from the financial digital asset; and/or the financial digital asset is a digital asset having a corresponding fiat currency value, the financial digital asset being different from the social digital asset.

10. The method of claim 1, wherein the social digital asset is configurable to be redeemed for one or more of the following social rewards: an addition and/or change of one or more features of the first digital asset; and/or an increase in likelihood that a posting, blog, and/or profile of the first donor will be seen by more other donors.

11. The method of claim 1, wherein one or more of the following apply: the selecting, of the first donor information set, is based on the selection of the first charitable campaign and/or the first donation amount; and/or the selecting, of the first donor information set, is based on the selecting of the first charitable campaign information set; and/or the selecting, of the first charitable campaign information set, is based on the selection of the first charitable campaign and/or the first donation amount; and/or the selecting, of the first charitable campaign information set, is based on the selecting of the first donor information set.

12. The method of claim 1, wherein one or more of the following apply: the selecting of the first donor information set includes selecting the first donor donation history and the first donor social network; and/or the selecting of the first charitable campaign information set includes selecting the first charitable campaign target amount, the first charitable campaign current amount, and the first charitable campaign end date; and/or the first donor donation incentives includes the first digital asset, the social digital asset, and the financial digital asset; and/or the one or more first donor donation incentives is generated based on at least the first donor information set and the first charitable campaign information set.

13. The method of claim 1, further comprising: receiving, by the processor from a second donor, a selection of the first charitable campaign and a second donation amount to donate to the first charitable campaign, the receiving of the selection of the first charitable campaign and the second donation amount from the second donor occurring after receiving of the selection of the first charitable campaign and the first donation amount from the first donor; receiving, by the processor, a confirmation of a transfer of the second donation amount from the second donor, the transfer of the second donation amount representing a donation by the second donor to the first charitable campaign; selecting, by the processor from the donor database, a second donor information set, the second donor information set including: a second donor donation history, the second donor donation history including one or more previous donations made by the second donor; and/or a second donor social network, the second donor social network including one or more other donors socially connected to the second donor; selecting, by the processor from the charitable campaign database, a second charitable campaign information set, the second charitable campaign information set including: the first charitable campaign target amount; and/or a second charitable campaign current amount, the second charitable campaign current amount being a current amount of donations received for the first charitable campaign; and/or the first charitable campaign end date; generating, by the processor, one or more second donor donation incentives for the second donor, the one or more second donor donation incentives generated based on at least the second donor information set and/or the second charitable campaign information set, the one or more second donor donation incentives including: the first digital asset; and/or the social digital asset; and/or the financial digital asset; wherein the one or more second donor donation incentives is different from the one or more first donor donation incentives when one or more of the following occur: the second donation amount is different from the first donation amount; and/or the second donor information set is different from the first donor information set; and/or the second charitable campaign information set is different from the first charitable campaign information set.

14. The method of claim 1, further comprising generating a first donor score for the first donor, the first donor score generated based on one or more of the following: the first donor donation history; and/or the first donation amount; and/or an accumulation of all donations made by the first donor to the first charitable campaign, including the first donation amount; and/or a number of other donors in the first donor social network who has made a donation to the first charitable campaign; and/or a number of other donors in the first donor social network who has made a donation to the first charitable campaign based on the donation, by the first donor, of the first donation amount to the first charitable campaign; and/or a total amount of donations made to the first charitable campaign by other donors in the first donor social network; and/or a total amount of donations made to the first charitable campaign by other donors in the first donor social network who made such donations based on the donation, by the first donor, of the first donation amount to the first charitable campaign.

15. The method of claim 14, further comprising generating other donor scores for other donors, each of the other donor scores generated based on one or more of the following: one or more previous donations made by the other donor; and/or an amount of donation made by the other donor to the first charitable campaign; and/or an accumulation of all donations made by the other donor to the first charitable campaign; and/or a number of donors in a social network of the other donor who has made a donation to the first charitable campaign; and/or a number of donors in the social network of the other donor who has made a donation to the first charitable campaign based on the donation, by the other donor, to the first charitable campaign; and/or a total amount of donations made to the first charitable campaign by donors in the social network of the other user; and/or a total amount of donations made to the first charitable campaign by donors in the social network of the other user who made such donations based on the donation, by the other donor, to the first charitable campaign.

16. The method of claim 15, further comprising generating a leaderboard, the leaderboard providing an indication of donation activity of the first donor relative to the other donors, the leaderboard generated based on the first donor score relative to the other donor scores.

17. A method of managing charitable donations by donors, the method comprising: establishing a communication channel between a processor and a first donor; receiving, by the processor from the first donor, a selection of a first charitable campaign from among a plurality of available charitable campaigns; selecting, by the processor from a donor database, a first donor information set, the first donor information set including: a first donor donation history, the first donor donation history including one or more previous donations made by the first donor; and/or a first donor social network, the first donor social network including one or more other donors socially connected to the first donor; selecting, by the processor from a charitable campaign database, a first charitable campaign information set, the first charitable campaign information set including: a first charitable campaign target amount, the first charitable campaign target amount being a target amount of donations for the first charitable campaign; and/or a first charitable campaign current amount, the first charitable campaign current amount being a current amount of donations the first charitable campaign has received; and/or a first charitable campaign end date, the first charitable campaign end date being an end date for the first charitable campaign; determining, by the processor, one or more first donor donation incentives, the one or more first donor donation incentives being one or more digital assets the first donor will receive when the first donor makes a donation to the first charitable campaign, the one or more first donor donation incentives determined based on at least the first donor information set and/or the first charitable campaign information set, the one or more first donor donation incentives including: one or more first digital assets, the one or more first digital assets including a digital badge; and/or one or more social digital assets, the one or more social digital assets configurable to be used by the first donor to redeem a social reward; and/or one or more financial digital assets, the one or more financial digital assets having a corresponding fiat currency value; providing, by the processor to the first donor, an indication of the one or more first donor donation incentives that the first donor will receive when the first donor makes the donation to the first charitable campaign; responsive to a determination, by the processor, that the first donor has transferred a first donation amount representing a donation, by the first donor, to the first charitable campaign: generating, in a first distributed ledger, a record of a transfer of the one or more first donor donation incentives to the first donor.

18. The method of claim 17, further comprising: providing, to the first donor, a plurality of available charitable campaigns; wherein the first charitable campaign is selected from among the plurality of available charitable campaigns.

19. The method of claim 17, further comprising: generating, in the first distributed ledger, a record of the transfer of the first donation amount from the first donor for the donation to the first charitable campaign.

20. The method of claim 17, wherein the determining of the one or more first donor donation incentives is further based on one or more of the following: the first donation amount; and/or one or more previous donations made, by the first donor, to the first charitable campaign; and/or one or more previous donations made, by the first donor, to one or other charitable campaigns; and/or a likelihood that the donation, by the first donor to the first charitable campaign, will influence one or more members of the first donor social network to make a donation to the first charitable campaign; and/or a likelihood that one or more members of the first donor social network will make a donation to the first charitable campaign; and/or a comparison of the first charitable campaign current amount and the first charitable campaign target amount; and/or a comparison of a current date and/or time and the first charitable campaign end date.

21. The method of claim 17, wherein, when the one or more first donor donation incentives includes one or more social digital assets, one or more of the following apply: a quantity of the social digital asset generated for the first donor is based on the first donation amount; and/or a quantity of the social digital asset generated for the first donor is based on one or more donation amounts in one or more previous donations made, by the first donor, to the first charitable campaign; and/or a quantity of the social digital asset generated for the first donor is based on one or more donation amounts in one or more previous donations made, by the first donor, to one or more other charitable campaigns; and/or a quantity of the social digital asset generated for the first donor is based on a likelihood that the donation, by the first donor to the first charitable campaign, will result in one or more members of the first donor social network making a donation to the first charitable campaign; and/or a quantity of the social digital asset generated for the first donor is based on a likelihood that one or more members of the first donor social network will make a donation to the first charitable campaign; and/or a quantity of the social digital asset generated for the first donor is based on a comparison of the first charitable campaign current amount with the first charitable campaign target amount; and/or a quantity of the social digital asset generated for the first donor is based on a comparison of a current time with the first charitable campaign end date.

22. The method of claim 17, wherein, when the one or more first donor donation incentives includes the financial digital asset, one or more of the following apply: a quantity of the financial digital asset generated for the first donor is based on the first donation amount; and/or a quantity of the financial digital asset generated for the first donor is based on one or more donation amounts in one or more previous donations made, by the first donor, to the first charitable campaign; and/or a quantity of the financial digital asset generated for the first donor is based on one or more donation amounts in one or more previous donations made, by the first donor, to one or more other charitable campaigns; and/or a quantity of the financial digital asset generated for the first donor is based on a likelihood that the donation, by the first donor to the first charitable campaign, will result in one or more members of the first donor social network making a donation to the first charitable campaign; and/or a quantity of the financial digital asset generated for the first donor is based on a likelihood that one or more members of the first donor social network will make a donation to the first charitable campaign; and/or a quantity of the financial digital asset generated for the first donor is based on a comparison of the first charitable campaign current amount with the first charitable campaign target amount; and/or a quantity of the financial digital asset generated for the first donor is based on a comparison of a current time with the first charitable campaign end date.

23. The method of claim 17, wherein, when the one or more first donor donation incentives includes the first digital asset, one or more of the following apply: a feature of the first digital asset generated for the first donor is based on the first donation amount; and/or a feature of the first digital asset generated for the first donor is based on one or more donation amounts in one or more previous donations made, by the first donor, to the first charitable campaign; and/or a feature of the first digital asset generated for the first donor is based on one or more donation amounts in one or more previous donations made, by the first donor, to one or more other charitable campaigns; and/or a feature of the first digital asset generated for the first donor is based on a likelihood that the donation, by the first donor to the first charitable campaign, will result in one or more members of the first donor social network making a donation to the first charitable campaign; and/or a feature of the first digital asset generated for the first donor is based on a likelihood that one or more members of the first donor social network will make a donation to the first charitable campaign; and/or a feature of the first digital asset generated for the first donor is based on a comparison of the first charitable campaign current amount with the first charitable campaign target amount; and/or a feature of the first digital asset generated for the first donor is based on a comparison of a current time with the first charitable campaign end date.

24. The method of claim 17, wherein the first donor information set further includes one or more of the following: a first influence level, the first influence level representing a likelihood that one or more members of the first donor social network will make a donation to the first charitable campaign after the first donor has made the donation to the first charitable campaign; and/or a second influence level, the second influence level representing a likelihood that one or more members of the first donor social network will make a donation of a second donation amount to the first charitable campaign after the first donor has made the donation of the first donation amount to the first charitable campaign, the second donation amount being greater than the first donation amount; and/or a third influence level, the third influence level representing a likelihood that one or more members of the first donor social network will make a donation of a third donation amount to the first charitable campaign after the first donor has made the donation of the first donation amount to the first charitable campaign, the third donation amount being greater than a fourth donation amount, the fourth donation amount being an amount the one or more members of the first donor social network will likely donate if the second donor is unaware of the donation, by the first donor, of the first donation amount to the first charitable campaign.

25. The method of claim 17, wherein one or more of the following apply: the digital badge of the first digital asset is a badge assigned to the first donor representing at least the donation, by the first donor, of the first donation amount to the first charitable campaign; and/or the digital badge of the first digital asset is a badge assigned to the first donor representing an accumulation of donations made by the first donor, including the donation, by the first donor, of the first donation amount to the first charitable campaign; and/or the social digital asset is a digital asset configurable to be used by the first donor to redeem a social reward, the social digital asset being different from the financial digital asset; and/or the financial digital asset is a digital asset having a corresponding fiat currency value, the financial digital asset being different from the social digital asset.

26. The method of claim 17, wherein the social digital asset is configurable to be redeemed for one or more of the following social rewards: an addition and/or change of one or more features of the first digital asset; and/or an increase in likelihood that a posting, blog, and/or profile of the first donor will be seen by more other donors.

27. The method of claim 17, wherein one or more of the following apply: the selecting, of the first donor information set, is based on the selection of the first charitable campaign and/or the first donation amount; and/or the selecting, of the first donor information set, is based on the selecting of the first charitable campaign information set; and/or the selecting, of the first charitable campaign information set, is based on the selection of the first charitable campaign and/or the first donation amount; and/or the selecting, of the first charitable campaign information set, is based on the selecting of the first donor information set.

28. The method of claim 17, wherein one or more of the following apply: the selecting of the first donor information set includes selecting the first donor donation history and the first donor social network; and/or the selecting of the first charitable campaign information set includes selecting the first charitable campaign target amount, the first charitable campaign current amount, and the first charitable campaign end date; and/or the first donor donation incentives includes the first digital asset, the social digital asset, and the financial digital asset; and/or the one or more first donor donation incentives is generated based on at least the first donor information set, and the first charitable campaign information set.

29. The method of claim 17, further comprising: establishing a communication channel between the processor and a second donor; receiving, by the processor from the second donor, a selection of the first charitable campaign from among a plurality of available charitable campaigns, the receiving of the selection of the first charitable campaign occurring after receiving of the selection of the first charitable campaign from the first donor; selecting, by the processor from the donor database, a second donor information set, the second donor information set including: a second donor donation history, the second donor donation history including one or more previous donations made by the second donor; and/or a second donor social network, the second donor social network including one or more other donors socially connected to the second donor; selecting, by the processor from the charitable campaign database, a second charitable campaign information set, the second charitable campaign information set including: the first charitable campaign target amount; and/or a second charitable campaign current amount, the second charitable campaign current amount being a current amount of donations the first charitable campaign has received; and/or the first charitable campaign end date; determining, by the processor, one or more second donor donation incentives, the one or more second donor donation incentives being one or more digital assets the second donor will receive when the second donor makes a donation to the first charitable campaign, the one or more second donor donation incentives determined based on at least the second donor information set and/or the second charitable campaign information set, the one or more second donor donation incentives including: one or more of the first digital assets; and/or one or more of the social digital assets; and/or one or more of the financial digital assets; providing, by the processor to the second donor, an indication of the one or more second donor donation incentives that the second donor will receive when the second donor makes the donation to the first charitable campaign; responsive to a determination, by the processor, that the second donor has transferred a second donation amount representing a donation, by the second donor, to the first charitable campaign: generating, in the first distributed ledger, a record of a transfer of the one or more second donor donation incentives to the second donor. wherein the one or more second donor donation incentives is different when one or more of the following occur: the second donation amount is different from the first donation amount; and/or the second donor information set is different from the first donor information set; and/or the second charitable campaign information set is different from the first charitable campaign information set.

30. A method of managing charitable donations made to charitable campaigns, the method comprising: receiving, by a processor from a first charitable organization, a selection of a first charitable campaign managed by the first charitable organization; selecting, by the processor from a charitable campaign database, a first charitable campaign information set, the first charitable campaign information set including: a first charitable campaign target amount, the first charitable campaign target amount being a target amount of donations for the first charitable campaign; and/or a first charitable campaign current amount, the first charitable campaign current amount being a current amount of donations received for the first charitable campaign; and/or a first charitable campaign end date, the first charitable campaign end date being an end date for the first charitable campaign; and/or a first charitable campaign average donation, the first charitable campaign average donation being an average donation per donor made to the first charitable campaign; and/or a first charitable campaign activity amount, the first charitable campaign activity amount being a quantity of fundraising activities conducted by the first charitable organization for the first charitable campaign; and/or a first charitable campaign donor incentive amount, the first charitable campaign donor incentive amount being a current amount of incentives provided to donors who have made donations to the first charitable campaign; and/or a first charitable campaign donor incentive average, the first charitable campaign donor incentive average being an average amount of incentives per donor provided to donors who have made donations to the first charitable campaign; selecting, by the processor from a donor database, a first charitable campaign donor information set, the first charitable campaign donor information set including: a first donor count, the first donor count being a number of donors who have made donations to the first charitable campaign; and/or a first donor reach, the first donor reach being an indication of a number of donors who have made donations to the first charitable campaign based on a donation to the first charitable campaign made by another donor; generating, by the processor for one or more donations made to the first charitable campaign, one or more first charitable campaign incentives for the first charitable organization, the one or more first charitable campaign incentives generated based on at least the first charitable campaign information set and/or the first charitable campaign donor information set, the one or more first charitable campaign incentives including: one or more first digital assets, the one or more first digital assets including a digital badge; and/or one or more social digital assets; and generating, in a first distributed ledger, a record of a transfer of the one or more first charitable campaign incentives to the first charitable organization.

31. The method of claim 30, wherein the generating of the one or more first charitable campaign incentives is further based on one or more of the following: one or more of the first charitable campaign incentives already generated for the first charitable organization; and/or a number of donors who have donated more than one time to the first charitable campaign; and/or a first charitable campaign blog activity amount, the first charitable campaign blog activity amount being a quantity of blogs, posts, advertisements, and/or other social and/or promotional activities conducted by the first charitable organization for the first charitable campaign; and/or a comparison of the first charitable campaign current amount and the first charitable campaign target amount; and/or a comparison of a current date and/or time and the first charitable campaign end date.

32. The method of claim 30, wherein one or more of the following apply: the digital badge of the first digital asset is a badge assigned to the first charitable organization representing at least the one or more donations made to the first charitable campaign; and/or the digital badge of the first digital asset is a badge assigned to the first charitable organization representing an accumulation of donations made to the first charitable organization; and/or the social digital asset is a digital asset configurable to be used by the first charitable organization to redeem a social reward, the social digital asset being different from the financial digital asset; and/or the financial digital asset is a digital asset having a corresponding fiat currency value, the financial digital asset being different from the social digital asset.

33. The method of claim 30, wherein the social digital asset is configurable to be redeemed for one or more of the following social rewards: an addition and/or change of one or more features of the first digital asset; and/or an increase in likelihood that a posting, blog, and/or profile of the first charitable organization will be seen by more donors.

34. The method of claim 30, wherein one or more of the following apply: the selecting, of the first charitable campaign donor information set, is based on the selection of the first charitable campaign; and/or the selecting, of the first charitable campaign donor information set, is based on the selecting of the first charitable campaign information set; and/or the selecting, of the first charitable campaign information set, is based on the selection of the first charitable campaign; and/or the selecting, of the first charitable campaign information set, is based on the selecting of the first charitable campaign donor information set.

35. The method of claim 30, wherein one or more of the following apply: the selecting of the first charitable campaign donor information set includes selecting the first donor count and the first donor reach; and/or the selecting of the first charitable campaign information set includes selecting the first charitable campaign target amount, the first charitable campaign current amount, and the first charitable campaign end date; and/or the one or more first charitable campaign incentives includes the first digital asset, the social digital asset, and the financial digital asset; and/or the one or more first charitable campaign incentives is generated based on at least the first charitable campaign donor information set and the first charitable campaign information set.

36. The method of claim 30, further comprising one or more of the following: measuring a level of success of the first charitable campaign based on the first charitable campaign information set and/or the first charitable campaign donor information set; and/or measuring a level of success of the first charitable campaign based on the first charitable campaign donor incentive amount; and/or measuring a level of success of the first charitable campaign based on a comparison of the first charitable campaign current amount with the first charitable campaign donor incentive amount; and/or measuring a level of success of the first charitable campaign based on a comparison of the first charitable campaign average donation with the first charitable campaign donor incentive average; and/or measuring a level of success of the first charitable campaign based on the first donor count and/or the first donor reach.

37. The method of claim 30, further comprising generating a first charitable campaign score for the first charitable campaign, the first charitable score generated based on one or more of the following:

- I ll - a comparison of the first charitable campaign current amount with the first charitable campaign target amount; and/or the first charitable campaign average donation; and/or the first charitable campaign activity amount; and/or the first charitable campaign donor incentive amount; and/or the first charitable campaign donor incentive average; and/or the first donor count; and/or the first donor reach.

38. The method of claim 37, further comprising generating other charitable campaign scores for other charitable campaigns, each of the other charitable scores generated based on one or more of the following: a comparison of a current amount of donations received for the other charitable campaign with a target amount of donations received for the other charitable campaign; and/or an average donation per donor made to the other charitable campaign; and/or a quantity of fundraising activities conducted for the other charitable campaign; and/or a current amount of incentives provided to donors who have made donations to the other charitable campaign; and/or an average amount of incentives per donor provided to donors who have made donations to the other charitable campaign; and/or a number of donors who have made donations to the other charitable campaign; and/or a number of donors who have made donations to the other charitable campaign based on a donation to the other charitable campaign made by another donor.

39. The method of claim 38, further comprising generating a leaderboard, the leaderboard providing an indication of a measure of success of the first charitable campaign relative to the other charitable campaigns, the leaderboard generated based on the first charitable campaign score relative to the other charitable campaign scores.

40. A method of managing charitable donations by donors, the method comprising: receiving, by a processor from a first donor, a selection of a first charitable campaign and a first donation amount to donate to the first charitable campaign; receiving, by the processor, a confirmation of a transfer of the first donation amount from the first donor, the transfer of the first donation amount representing a donation by the first donor to the first charitable campaign; selecting, by the processor from a donor database, a first donor information set, the first donor information set including: a first donor donation history, the first donor donation history including one or more previous donations made by the first donor; and a first donor social network, the first donor social network including one or more other donors socially connected to the first donor; selecting, by the processor from a charitable campaign database, a first charitable campaign information set, the first charitable campaign information set including: a first charitable campaign target amount, the first charitable campaign target amount being a target amount of donations for the first charitable campaign; a first charitable campaign current amount, the first charitable campaign current amount being a current amount of donations received for the first charitable campaign; and a first charitable campaign end date, the first charitable campaign end date being an end date for the first charitable campaign; generating, by the processor, one or more first donor donation incentives for the first donor, the one or more first donor donation incentives including one or more digital assets, wherein a quantity of the one or more digital assets generated for the first donor is based on at least the first donor information set and the first charitable campaign information set; and generating, in a first distributed ledger, a record of a transfer of the one or more first donor donation incentives to the first donor.

41. The method of claim 40, wherein the one or more digital assets includes a digital badge, a social digital asset, and/or a financial digital asset, wherein the social digital asset is configurable to be redeemed for a social reward, wherein the financial digital asset is configurable to be redeemed for a product and/or service.

42. The method of claim 40, wherein the generating of the one or more first donor donation incentives is further based on one or more of the following: the first donation amount; and/or one or more previous donations made, by the first donor, to the first charitable campaign; and/or one or more previous donations made, by the first donor, to one or other charitable campaigns; and/or a likelihood that the donation, by the first donor to the first charitable campaign, will influence one or more members of the first donor social network to make a donation to the first charitable campaign; and/or a likelihood that one or more members of the first donor social network will make a donation to the first charitable campaign; and/or a comparison of the first charitable campaign current amount and the first charitable campaign target amount; and/or a comparison of a current date and/or time and the first charitable campaign end date.

43. The method of claim 40, wherein one or more of the following apply: a quantity of the one or more digital assets generated for the first donor is based on the first donation amount; and/or a quantity of the one or more digital assets generated for the first donor is based on one or more donation amounts in one or more previous donations made, by the first donor, to the first charitable campaign; and/or a quantity of the one or more digital assets generated for the first donor is based on one or more donation amounts in one or more previous donations made, by the first donor, to one or more other charitable campaigns; and/or a quantity of the one or more digital assets generated for the first donor is based on a likelihood that the donation, by the first donor to the first charitable campaign, will result in one or more members of the first donor social network making a donation to the first charitable campaign; and/or a quantity of the one or more digital assets generated for the first donor is based on a likelihood that one or more members of the first donor social network will make a donation to the first charitable campaign; and/or a quantity of the one or more digital assets generated for the first donor is based on a comparison of the first charitable campaign current amount with the first charitable campaign target amount; and/or a quantity of the one or more digital assets generated for the first donor is based on a comparison of a current time with the first charitable campaign end date.

44. The method of claim 40, wherein the first donor information set further includes one or more of the following: a first influence level, the first influence level representing a likelihood that one or more members of the first donor social network will make a donation to the first charitable campaign after the first donor has made the donation to the first charitable campaign; and/or a second influence level, the second influence level representing a likelihood that one or more members of the first donor social network will make a donation of a second donation amount to the first charitable campaign after the first donor has made the donation of the first donation amount to the first charitable campaign, the second donation amount being greater than the first donation amount; and/or a third influence level, the third influence level representing a likelihood that one or more members of the first donor social network will make a donation of a third donation amount to the first charitable campaign after the first donor has made the donation of the first donation amount to the first charitable campaign, the third donation amount being greater than a fourth donation amount, the fourth donation amount being an amount the one or more members of the first donor social network will likely donate if the second donor is unaware of the donation, by the first donor, of the first donation amount to the first charitable campaign.

45. The method of claim 40, wherein one or more of the following apply: the selecting, of the first donor information set, is based on the selection of the first charitable campaign and/or the first donation amount; and/or the selecting, of the first donor information set, is based on the selecting of the first charitable campaign information set; and/or the selecting, of the first charitable campaign information set, is based on the selection of the first charitable campaign and/or the first donation amount; and/or the selecting, of the first charitable campaign information set, is based on the selecting of the first donor information set.

46. The method of claim 40, further comprising generating a first donor score for the first donor, the first donor score generated based on one or more of the following: the first donor donation history; and/or the first donation amount; and/or an accumulation of all donations made by the first donor to the first charitable campaign, including the first donation amount; and/or a number of other donors in the first donor social network who has made a donation to the first charitable campaign; and/or a number of other donors in the first donor social network who has made a donation to the first charitable campaign based on the donation, by the first donor, of the first donation amount to the first charitable campaign; and/or a total amount of donations made to the first charitable campaign by other donors in the first donor social network; and/or a total amount of donations made to the first charitable campaign by other donors in the first donor social network who made such donations based on the donation, by the first donor, of the first donation amount to the first charitable campaign.

47. The method of claim 46, further comprising generating other donor scores for other donors, each of the other donor scores generated based on one or more of the following: one or more previous donations made by the other donor; and/or an amount of donation made by the other donor to the first charitable campaign; and/or an accumulation of all donations made by the other donor to the first charitable campaign; and/or a number of donors in a social network of the other donor who has made a donation to the first charitable campaign; and/or a number of donors in the social network of the other donor who has made a donation to the first charitable campaign based on the donation, by the other donor, to the first charitable campaign; and/or a total amount of donations made to the first charitable campaign by donors in the social network of the other user; and/or a total amount of donations made to the first charitable campaign by donors in the social network of the other user who made such donations based on the donation, by the other donor, to the first charitable campaign.

48. The method of claim 47, further comprising generating a leaderboard, the leaderboard providing an indication of donation activity of the first donor relative to the other donors, the leaderboard generated based on the first donor score relative to the other donor scores.

49. A method of managing charitable donations made to charitable campaigns, the method comprising: receiving, by a processor from a first charitable organization, a selection of a first charitable campaign managed by the first charitable organization; selecting, by the processor from a charitable campaign database, a first charitable campaign information set, the first charitable campaign information set including: a first charitable campaign activity amount, the first charitable campaign activity amount being a quantity of fundraising activities conducted by the first charitable organization for the first charitable campaign; and a first charitable campaign donor incentive amount, the first charitable campaign donor incentive amount including a current quantity of first digital assets provided to donors who have made donations to the first charitable campaign; selecting, by the processor from a donor database, a first charitable campaign donor information set, the first charitable campaign donor information set including: a first donor reach, the first donor reach being an indication of a number of donors who have made donations to the first charitable campaign based on a donation to the first charitable campaign made by another donor; generating, by the processor for one or more donations made to the first charitable campaign, one or more first charitable campaign incentives for the first charitable organization, the one or more first charitable campaign incentives including one or more second digital assets, wherein a quantity of the one or more first charitable campaign incentives generated for the first charitable organization is based on at least the first charitable campaign information set and the first charitable campaign donor information set; and generating, in a first distributed ledger, a record of a transfer of the one or more first charitable campaign incentives to the first charitable organization.

50. The method of claim 49, wherein one or more of the following apply: the first digital assets includes a donor digital badge, a donor social digital asset, and/or a donor financial digital asset, wherein the donor social digital asset is configurable to be redeemed for a social reward, wherein the donor financial digital asset is configurable to be redeemed for a product and/or service; and/or the one or more second digital assets includes a charitable organization digital badge, a charitable organization social digital asset, and/or a charitable organization financial digital asset, wherein the charitable organization social digital asset is configurable to be redeemed for a social reward, wherein the charitable organization financial digital asset is configurable to be redeemed for a product and/or service.

51. The method of claim 49, wherein the generating of the one or more first donor donation incentives is further based on one or more of the following: one or more of the first charitable campaign incentives already generated for the first charitable organization; and/or a number of donors who have donated more than one time to the first charitable campaign; and/or a first charitable campaign blog activity amount, the first charitable campaign blog activity amount being a quantity of blogs, posts, advertisements, and/or other social and/or promotional activities conducted by the first charitable organization for the first charitable campaign; and/or a comparison of the first charitable campaign current amount and the first charitable campaign target amount; and/or a comparison of a current date and/or time and the first charitable campaign end date.

52. The method of claim 49, wherein the one or more second digital assets is configurable to be redeemed for one or more of the following social rewards: an addition and/or change of a digital badge of the first charitable organization; and/or an increase in likelihood that a posting, blog, and/or profile of the first charitable organization will be seen by more donors.

53. The method of claim 49, wherein one or more of the following apply: the selecting, of the first charitable campaign donor information set, is based on the selection of the first charitable campaign; and/or the selecting, of the first charitable campaign donor information set, is based on the selecting of the first charitable campaign information set; and/or the selecting, of the first charitable campaign information set, is based on the selection of the first charitable campaign; and/or the selecting, of the first charitable campaign information set, is based on the selecting of the first charitable campaign donor information set.

54. The method of claim 49, further comprising generating a first charitable campaign score for the first charitable campaign, the first charitable score generated based on at least one or more of the following: the first charitable campaign activity amount; and/or the first charitable campaign donor incentive amount.

55. The method of claim 54, further comprising generating other charitable campaign scores for other charitable campaigns, each of the other charitable scores generated based on one or more of the following: a quantity of fundraising activities conducted for the other charitable campaign; and/or a current amount of incentives provided to donors who have made donations to the other charitable campaign.

56. The method of claim 55, further comprising generating a leaderboard, the leaderboard providing an indication of a measure of success of the first charitable campaign relative to the other charitable campaigns, the leaderboard generated based on the first charitable campaign score relative to the other charitable campaign scores.

Description:
METHODS, SYSTEMS, AND DEVICES FOR MANAGING DONATIONS, CHARITABLE

CAMPAIGNS, CHARITABLE ORGANIZATIONS, AND IMPACT INVESTMENTS

Technical Field

[0001] The present disclosure relates generally to managing of donations, charitable campaigns, and impact investments, and more specifically, to methods, systems, devices, and logic for managing donations, charitable campaigns, charitable organizations, and impact investments, including incentivizing of donors to donate and incentivizing of charitable organizations to raise more donations.

Background

[0002] There continues to be an increasing trend for individuals and corporations to donate to charitable organizations and charitable campaigns. Such a trend also includes individuals and corporations increasingly putting their money into impact investments. When donations are made by donors, including individual donors and corporate donors, the delivery of charitable services and distribution of funds typically involve a variety of parties, including charitable organizations, non profit organizations (or NPOs), non-governmental organizations (or NGOs), merchants, and/or other entities before aid can reach end beneficiaries.

Brief Summary

[0003] Despite the apparent increase in trends in donations to charitable campaigns (and donations and investments into impact investments), the charitable organizations who manage such charitable campaigns continue to encounter problems raising donations, engaging donors, and/or encouraging or incentivizing donors to donate more. Oftentimes, however, such problems with raising donations may be due as a result of the charitable organizations not performing (or not performing enough) fundraising activities throughout the charitable campaign.

[0004] In an exemplary embodiment, a method of managing donations, charitable campaigns, charitable organizations, and/or impact investments is described. The method may include receiving, from a first donor, a selection of a first charitable campaign and a first donation amount to donate to the first charitable campaign. The method may also include receiving a confirmation of a transfer of the first donation amount from the first donor. The transfer of the first donation amount represents a donation by the first donor to the first charitable campaign. The method may also include selecting, from a donor database, a first donor information set. The first donor information set may include a first donor donation history. The first donor donation history may include one or more previous donations made by the first donor. The first donor information set may also include a first donor social network. The first donor social network may include one or more other donors socially connected to the first donor. The method may also include selecting, from a charitable campaign database, a first charitable campaign information set. The first charitable campaign information set may include a first charitable campaign target amount. The first charitable campaign target amount may be a target amount of donations for the first charitable campaign. The first charitable campaign information set may also include a first charitable campaign current amount. The first charitable campaign current amount may be a current amount of donations received for the first charitable campaign. The first charitable campaign information set may also include a first charitable campaign end date. The first charitable campaign end date may be an end date for the first charitable campaign. The method may also include generating one or more first donor donation incentives for the first donor. The one or more first donor donation incentives may be generated based on at least the first donor information set and/or the first charitable campaign information set. The one or more first donor donation incentives may include one or more first digital assets. The one or more first digital assets may include a digital badge. The first donor donation incentive may also include one or more social digital assets. The first donor donation incentive may also include one or more financial digital assets. The method may also include generating, in a first distributed ledger, a record of a transfer of the one or more first donor donation incentives to the first donor.

[0005] In another exemplary embodiment, a method of managing donations, charitable campaigns, charitable organization, and/or impact investments is described. The method may include establishing a communication channel between a processor and a first donor. The method may also include receiving, from the first donor, a selection of a first charitable campaign from among a plurality of available charitable campaigns. The method may also include selecting, from a donor database, a first donor information set. The first donor information set may include a first donor donation history. The first donor donation history may include one or more previous donations made by the first donor. The first donor information set may also include a first donor social network. The first donor social network may include one or more other donors socially connected to the first donor. The method may also include selecting, from a charitable campaign database, a first charitable campaign information set. The first charitable campaign information set may include a first charitable campaign target amount. The first charitable campaign target amount may be a target amount of donations for the first charitable campaign. The first charitable campaign information set may also include a first charitable campaign current amount. The first charitable campaign current amount may be a current amount of donations the first charitable campaign has received. The first charitable campaign information set may also include a first charitable campaign end date. The first charitable campaign end date may be an end date for the first charitable campaign. The method may also include determining one or more first donor donation incentives. The one or more first donor donation incentives may be one or more digital assets the first donor will receive when the first donor makes a donation to the first charitable campaign. The one or more first donor donation incentives may be determined based on at least the first donor information set and/or the first charitable campaign information set. The one or more first donor donation incentives may include one or more first digital assets. The one or more first digital assets may include a digital badge. The first donor donation incentive may also include one or more social digital assets. The one or more social digital assets may be configurable to be used by the first donor to redeem a social reward. The first donor donation incentive may also include one or more financial digital assets. The one or more financial digital assets may have a corresponding fiat currency value. The method may also include providing, to the first donor, an indication of the one or more first donor donation incentives that the first donor will receive when the first donor makes the donation to the first charitable campaign. The method may also include generating, in a first distributed ledger, a record of a transfer of the one or more first donor donation incentives to the first donor when the first donor has transferred a first donation amount to the first charitable campaign. The first donation amount represents a donation to the first charitable campaign.

[0006] In another exemplary embodiment, a method of managing donations, charitable campaigns, charitable organizations, and/or impact investments is described. The method may include receiving, from a first charitable organization, a selection of a first charitable campaign managed by the first charitable organization. The method may also include selecting, from a charitable campaign database, a first charitable campaign information set. The first charitable campaign information set may include a first charitable campaign target amount. The first charitable campaign target amount may be a target amount of donations for the first charitable campaign. The first charitable campaign information set may also include a first charitable campaign current amount. The first charitable campaign current amount may be a current amount of donations received for the first charitable campaign. The first charitable campaign information set may also include a first charitable campaign end date. The first charitable campaign end date may be an end date for the first charitable campaign. The first charitable campaign information set may also include a first charitable campaign average donation. The first charitable campaign average donation may be an average donation per donor made to the first charitable campaign. The first charitable campaign information set may also include a first charitable campaign activity amount. The first charitable campaign activity amount may be a quantity of fundraising activities conducted by the first charitable organization for the first charitable campaign. The first charitable campaign information set may also include a first charitable campaign donor incentive amount. The first charitable campaign donor incentive amount may be a current amount of incentives provided to donors who have made donations to the first charitable campaign. The first charitable campaign information set may also include a first charitable campaign donor incentive average. The first charitable campaign donor incentive average may be an average amount of incentives per donor provided to donors who have made donations to the first charitable campaign. The method may also include selecting, from a donor database, a first charitable campaign donor information set. The first charitable campaign donor information set may include a first donor count. The first donor count may be a number of donors who have made donations to the first charitable campaign. The first charitable campaign donor information set may also include a first donor reach. The first donor reach may be an indication of a number of donors who have made donations to the first charitable campaign based on a donation to the first charitable campaign made by another donor. The method may also include generating, for one or more donations made to the first charitable campaign, one or more first charitable campaign incentives for the first charitable organization. The one or more first charitable campaign incentives may be generated based on at least the first charitable campaign information set and/or the first charitable campaign donor information set. The one or more first charitable campaign incentives may include one or more first digital assets. The one or more first digital assets may include a digital badge. The one or more first charitable campaign incentives may also include one or more social digital assets. The method may also include generating, in a first distributed ledger, a record of a transfer of the one or more first charitable campaign incentives to the first charitable organization.

[0007] In another exemplary embodiment, a method of managing donations, charitable campaigns, charitable organizations, and/or impact investments is described. The method may include receiving, from a first donor, a selection of a first charitable campaign and a first donation amount to donate to the first charitable campaign. The method may also include receiving a confirmation of a transfer of the first donation amount from the first donor. The transfer of the first donation amount may represent a donation by the first donor to the first charitable campaign. The method may also include selecting, from a donor database, a first donor information set. The first donor information set may include a first donor donation history. The first donor donation history may include one or more previous donations made by the first donor. The first donor information set may also include a first donor social network. The first donor social network may include one or more other donors socially connected to the first donor. The method may also include selecting, from a charitable campaign database, a first charitable campaign information set. The first charitable campaign information set may include a first charitable campaign target amount. The first charitable campaign target amount may be a target amount of donations for the first charitable campaign. The first charitable campaign information set may also include a first charitable campaign current amount. The first charitable campaign current amount may be a current amount of donations received for the first charitable campaign. The first charitable campaign information set may also include a first charitable campaign end date. The first charitable campaign end date may be an end date for the first charitable campaign. The method may also include generating one or more first donor donation incentives for the first donor. The one or more first donor donation incentives may include one or more digital assets. A quantity of the one or more digital assets generated for the first donor may be based on at least the first donor information set and the first charitable campaign information set. The method may also include generating, in a first distributed ledger, a record of a transfer of the one or more first donor donation incentives to the first donor.

[0008] In another exemplary embodiment, a method of managing donations, charitable campaigns, charitable organizations, and/or impact investments is described. The method may include receiving, from a first charitable organization, a selection of a first charitable campaign managed by the first charitable organization. The method may also include selecting, from a charitable campaign database, a first charitable campaign information set. The first charitable campaign information set may include a first charitable campaign activity amount. The first charitable campaign activity amount may be a quantity and/or measure of fundraising activities conducted by the first charitable organization for the first charitable campaign. The first charitable campaign information set may also include a first charitable campaign donor incentive amount. The first charitable campaign donor incentive amount may include a current quantity of first digital assets provided to donors who have made donations to the first charitable campaign. The method may also include selecting, from a donor database, a first charitable campaign donor information set. The first charitable campaign donor information set may include a first donor reach. The first donor reach may be an indication of a number of donors who have made donations to the first charitable campaign based on a donation to the first charitable campaign made by another donor. The method may also include generating, for one or more donations made to the first charitable campaign, one or more first charitable campaign incentives for the first charitable organization. The one or more first charitable campaign incentives may include one or more second digital assets. A quantity of the one or more first charitable campaign incentives generated for the first charitable organization may be based on at least the first charitable campaign information set and the first charitable campaign donor information set. The method may also include generating, in a first distributed ledger, a record of a transfer of the one or more first charitable campaign incentives to the first charitable organization.

Brief Description of the Figures

[0009] For a more complete understanding of the present disclosure, example embodiments, and their advantages, reference is now made to the following description taken in conjunction with the accompanying figures, in which like reference numbers indicate like features, and:

[0010] Figure 1 is an illustration of an example embodiment of a system for managing donations, charitable campaigns, charitable organizations, and/or impact investments;

[0011] Figure 2 is an illustration of an example embodiment of a processor for managing donations, charitable campaigns, charitable organizations, and/or impact investments;

[0012] Figure 3 is an illustration of an example embodiment of a main processor;

[0013] Figure 4 is an illustration of an example embodiment of an incentive processor;

[0014] Figure 5 is an illustration of an example embodiment of a donor incentive processor;

[0015] Figure 6 is an illustration of an example embodiment of a charitable campaign incentive processor;

[0016] Figure 7 is an illustration of an example embodiment of a charitable organization incentive processor;

[0017] Figure 8 is an illustration of an example embodiment of a method of managing donations, charitable campaigns, charitable organizations, and/or impact investments;

[0018] Figure 9 is an illustration of another example embodiment of a method of managing donations, charitable campaigns, charitable organizations, and/or impact investments;

[0019] Figure 10A is an illustration of an example embodiment of a transaction processor processing donations and payments via virtual accounts and virtual sub-accounts; and [0020] Figure 10B is an illustration of an example embodiment of a transaction processor processing donations and payments via virtual accounts and aggregate virtual accounts.

[0021] Although similar reference numbers may be used to refer to similar elements in the figures for convenience, it can be appreciated that each of the various example embodiments may be considered to be distinct variations.

[0022] Example embodiments will now be described with reference to the accompanying figures, which form a part of the present disclosure and which illustrate example embodiments which may be practiced. As used in the present disclosure and the appended claims, the terms "embodiment", "example embodiment", "exemplary embodiment", and "present embodiment" do not necessarily refer to a single embodiment, although they may, and various example embodiments may be readily combined and/or interchanged without departing from the scope or spirit of example embodiments. Furthermore, the terminology as used in the present disclosure and the appended claims is for the purpose of describing example embodiments only and is not intended to be limitations. In this respect, as used in the present disclosure and the appended claims, the term "in" may include "in" and "on", and the terms "a", "an", and "the" may include singular and plural references. Furthermore, as used in the present disclosure and the appended claims, the term "by" may also mean "from", depending on the context. Furthermore, as used in the present disclosure and the appended claims, the term "if may also mean "when" or "upon", depending on the context. Furthermore, as used in the present disclosure and the appended claims, the words "and/or" may refer to and encompass any and all possible combinations of one or more of the associated listed items.

Detailed Description

[0023] Today, we continue to see an increasing trend for individual and corporate donors to donate to and/or invest in good causes. When donations are made by such donors, the delivery of charitable services and distribution of donated funds typically involve a variety of parties, including charitable organizations, non-profit organizations (or NPOs), non-governmental organizations (or NGOs), merchants, and/or other entities before aid can reach end beneficiaries. Despite the apparent increase in trends in donations to charitable campaigns (and donations and investments into impact investments), the charitable organizations who manage such charitable campaigns continue to encounter problems raising donations, engaging or attracting donors, and/or encouraging or incentivizing donors to donate or donate more. Oftentimes, however, such problems with raising donations may be a direct or indirect result of the charitable organizations themselves not performing (or not performing enough) fundraising activities throughout the charitable campaign.

[0024] Present example embodiments relate generally to and/or include systems, subsystems, processors, devices, logic, methods, and processes for addressing conventional problems, including those described above and in the present disclosure. More specifically, example embodiments relate to systems, subsystems, processors, devices, logic, methods, and processes for managing donations, charitable campaigns, charitable organizations, and/or impact investing, including, but not limited to, managing donations made to charitable campaigns, non-profit events, and/or the like (referred to herein as a "charitable campaign"); managing donations made to charitable organizations, NGOs, non-profit organizations, environmental social and governance (ESG) investments (which may be in the form of fund investments, fund structures, notes, deposits, and/or financial instruments with impact or ESG objectives), and/or the like (referred to herein as a "charitable organization") (e.g., donations made to a charitable organization and not to a specific charitable campaign; donations made to a charitable organization that has been formed for the purpose of a charitable campaign; etc.); managing investments made in impact investments, (which may be in the form of donor advised funds, fund investments, fund structures, notes, deposits, and/or financial instruments with impact or ESG objectives), and/or the like (referred to herein as an "impact investment"); incentivizing donors (may also be referred to herein as a "user") to donate, including selectively generating incentives in the form of one or more digital assets for donors; incentivizing users (may also be referred to herein as a "donor") to invest in impact investments, including selectively generating incentives in the form of one or more digital assets for donors; incentivizing charitable campaigns to raise more donations, including selectively generating incentives in the form of one or more digital assets for charitable campaigns; incentivizing charitable organizations to raise more donations, including selectively generating incentives in the form of one or more digital assets for charitable organizations; incentivizing impact investment organizations and/or those who manage, operate, run, represent, and/or administer impact investments (may also be referred to herein along with impact investments as an "impact investment") to raise more investments, including selectively generating incentives in the form of one or more digital assets for impact investments; managing received funds, including donations and/or investments, via virtual multi-level, multi-tiered, and/or nested financial accounts; measuring performance or success of charitable campaigns; measuring performance or success of charitable organizations; measuring performance or success of impact investments; and/or managing tracking, transparency, visibility, and/or accountability of donations from the donor to the end beneficiary and/or merchants or other entities who provide products and/or services to end beneficiaries, charitable campaigns, charitable organizations, and/or impact investments (referred to herein as a "merchant").

[0025] As used in the present disclosure, the term "digital asset" may also be referred to as a "digital token", or the like, and may include, but is not limited to, financial digital assets (e.g., a digital asset having and/or tied to a corresponding fiat currency value such as a central bank issued digital currency, non-central bank issued digital currency, stablecoin, security token, exchange token, etc.), social digital assets (e.g., a digital asset having a corresponding non-fiat currency value, etc.), digital badges (e.g., a digital asset having a corresponding non-fiat currency value, the value of which is in the form of one or more graphical features; which may include cryptographic badges, etc.), hybrid digital assets (e.g., digital assets having features, aspects, characteristics, elements, and/or components of financial digital assets, social digital assets, digital badges, and/or other forms of digital assets), other cryptocurrencies, other digital tokens, security-backed tokens, unsecured tokens, stablecoins, altcoins, public key and private key pairs, smart contracts, RSA, and the like. Furthermore, the term "hashing", or the like, is a term known in the art and, where applicable, may broadly and equivalently refer to a transformation or mapping of an input into a fixed-length string or series of characters (e.g., by using a hashing algorithm, hashing function, or the like). Similarly, the term "hash" may, where applicable, broadly refer to a fixed-length string or series of characters resulting from hashing an input (e.g., by using a hashing algorithm, hashing function, or the like. As known in the art, it is impossible to derive an original input from its hash. Furthermore, the terms "encrypting", "encryption", and "encrypt" are terms known in the art and, where applicable, may broadly and equivalently refer to a conversion of an input into a series of characters (or encrypted input) in such a way that the input can be readily recovered from the encrypted input (e.g., if an appropriate key is applied to decrypt the encrypted input). Furthermore, the terms "digitally signing", "digital signing", "digitally sign", "signing", "sign", and the like, are terms known in the art for creating digital signatures and, where applicable, may broadly and equivalently refer to encrypting an input using a private key (i.e., for digital signatures, which is unlike the general approach of encrypting a message using a public key) so as to create a digital signature in such a manner that a recipient can, by applying a corresponding public key (i.e., a public key that corresponds to the private key used to create the digital signature; for digital signatures, the public key is used to decrypt the digital signature, which is unlike the general approach of decrypting a message using a private key), validate that the digital signature was signed (or encrypted) by the private key. It is to be understood in the present disclosure that one or more elements and/or aspects of example embodiments may include and/or be implement, in part or in whole, solely and/or in cooperation with one or more other elements, using networking technologies, cloud computing, artificial intelligence (AI), machine learning, deep learning, and/or one or more forms of distributed ledger technology (or "DLT") (e.g., a distributed ledger such as blockchain), or the like.

[0026] Example embodiments will now be described below with reference to the accompanying Figures, which form a part of the present disclosure.

[0027] Example embodiments of a system for managing donations, charitable campaigns, charitable organizations, and/or impact investments (e.g., system 1001.

[0028] As an overview, an example embodiment of a system (e.g., system 100) for managing donations, charitable campaigns, charitable organizations, and/or impact investments is illustrated in FIGURE 1. The system 100 is configurable or configured to perform one or more of a plurality of functions, operations, actions, methods, and/or processes, including those described in the present disclosure. As a non-limiting example, the system 100 is configurable or configured to provide a donor 10 (also referred to herein as a "user") with one or more charitable campaigns 20a to donate. The system 100 is also configurable or configured to provide a donor 10 with one or more charitable organizations 20b to donate. The system 100 is also configurable or configured to provide a donor 10 with one or more impact investments 20c to invest in. The system 100 is also configurable or configured to enable a donor 10 to select a charitable campaign 20a to donate from among one or more charitable campaigns 20a. The system 100 is also configurable or configured to enable a donor 10 to select a charitable organization 20b to donate from among one or more charitable organizations 20b. The system 100 is also configurable or configured to enable a donor 10 to select an impact investment 20c to invest in from among one or more impact investments 20c, etc. The system 100 is also configurable or configured to enable a donor 10 to make a donation to a charitable campaign 20a. The system 100 is also configurable or configured to enable a donor 10 to make a donation to a charitable organization 20b. The system 100 is also configurable or configured to enable a donor 10 to make an investment in an impact investment 20c. The system 100 is also configurable or configured to process current, future, and/or historic donation requests, donation instructions, donation transactions, donation payments, donation queries, donation searches, donation selections, donation recommendations or suggestions, donation matching, and/or the like (referred to herein as a "donation request"). The system 100 is also configurable or configured to process current, future, and/or historic investment requests, investment instructions, investment transactions, investment payments, investment queries, investment searches, investment selections, investment recommendations or suggestions, investment matching, and/or the like (also referred to herein as a "donation request"). The system 100 is also configurable or configured to incentivize one or more donors 10 to donate, including selectively generating of one or more digital assets for donors 10. The system 100 is also configurable or configured to process and selectively generate incentives for each donor 10 based on one or more considerations. Such incentives may include one or more digital assets, such as a financial digital asset, a social digital asset, and/or a digital badge. The system 100 is also configurable or configured to incentivize one or more charitable organizations 20b to raise more donations, increase/improve donation efforts, and/or increase/improve promotional and/or social activities, which may include selectively generating one or more digital assets for charitable organizations 20b. The system 100 is also configurable or configured to incentivize one or more charitable campaigns 20a to raise more donations, increase/improve donation efforts, and/or increase/improve promotional and/or social activities, which may include selectively generating one or more digital assets for charitable campaigns 20a. The system 100 is also configurable or configured to incentivize one or more impact investments 20c to raise more investments and/or increase/improve promotional and/or social activities, which may include selectively generating one or more digital assets for impact investments 20c. The system 100 is also configurable or configured to process and selectively generate incentives for one or more charitable organizations 20b. The incentives may include one or more digital assets. The system 100 is also configurable or configured to process and selectively generate incentives for one or more charitable campaigns 10a. The incentives may include one or more digital assets, such as a financial digital asset, a social digital asset, and/or a digital badge. The system 100 is also configurable or configured to process and generate incentives for one or more impact investments 20c. The incentives may include one or more digital assets, such as a financial digital asset, a social digital asset, and/or a digital badge. The system 100 is also configurable or configured to generate or process one or more multi-level, multi-tiered, and/or nested virtual accounts to be used to receive and/or organize donations for particular causes, end beneficiaries, charitable campaigns, charitable organizations, etc. The system 100 is also configurable or configured to generate or process one or more multi-level, multi-tiered, and/or nested virtual accounts to be used to receive and/or organize impact investments for particular causes, objectives, etc. The system 100 is also configurable or configured to measure performance or success of a charitable campaign 20a. The system 100 is also configurable or configured to measure performance or success of a charitable organization 20b. The system 100 is also configurable or configured to measure performance or success of an impact investment 20c.

[0029] The system 100 includes and/or communicates with one or more donors 10. One or more of the donors 10 may own and/or hold digital assets received as incentives from donations made by the donor 10. The system 100 also includes and/or communicates with one or more charitable campaigns 20a. As used in the present disclosure, a charitable campaign 20a may be or include a campaign managed, operated and/or run by a charitable organization. The system 100 also includes and/or communicates with one or more charitable organizations 20b. The system 100 also includes and/or communicates with one or more impact investments 20c. The system 100 also includes and/or communicates with one or more financial institutions 30. The system 100 also includes and/or communicates with one or more merchants 40. The system 100 also includes and/or communicates with one or more end beneficiaries 50. The system 100 also includes and/or communicates with one or more databases 70. The system 100 also includes and/or communicates with one or more distributed ledgers 80 (e.g., blockchain). The system 100 also includes and/or communicates with one or more networks 60 and/or platforms 60 (e.g., a donation platform 60). The system 100 also includes one or more processors (e.g., processor 200), or the like. The processor 200 is configurable or configured to connect to and/or communicate with one or more donors 10, one or more charitable campaigns 20a, one or more charitable organizations 20b, one or more impact investments 20c, one or more financial institutions 30, one or more merchants 40, one or more end beneficiaries 50, one or more databases 70, one or more distributed ledgers 80 (e.g., blockchain 80), and/or one or more networks 60 and/or platforms 60. Although the figures illustrate the system 100 as having one processor 200, it is to be understood that the system 100 may include more than one processor 200 without departing from the teachings of the present disclosure.

[0030] As used in the present disclosure, when applicable, a reference to a system (e.g., system 100) and/or processor (e.g., processor 200) may also refer to, apply to, and/or include a computing device, processor, server, system, cloud-based computing, or the like, and/or functionality of a processor, computing device, server, system, cloud-based computing, or the like. The system 100 and/or processor 200 (and/or its elements, as described in the present disclosure) may be any processor, server, system, device, computing device, controller, microprocessor, microcontroller, microchip, semiconductor device, or the like, configurable or configured to perform, among other things, a processing and/or managing of information, data communications, hashing of information, encryption and decryption of information, creating digital signatures, and/or other actions described above and in the present disclosure. Alternatively or in addition, the system 100 and/or processor 200 (and/or its elements, as described in the present disclosure) may include and/or be a part of a virtual machine, software, processor, computer, node, instance, host, or machine, including those in a networked computing environment. As used in the present disclosure, a network and/or cloud may be a collection of devices connected by communication channels that facilitate communications between devices and allow for devices to share resources. Such resources may encompass any types of resources for running instances including hardware (such as servers, clients, mainframe computers, networks, network storage, data sources, memory, central processing unit time, scientific instruments, and other computing devices), as well as software, software licenses, available network services, and other non-hardware resources, or a combination thereof. A network or cloud may include, but is not limited to, computing grid systems, peer to peer systems, mesh-type systems, distributed computing environments, cloud computing environment, etc. Such network or cloud may include hardware and software infrastructures configured to form a virtual organization comprised of multiple resources which may be in geographically disperse locations. Network may also refer to a communication medium between processes on the same device. Also as referred to herein, a network element, node, or server may be a device deployed to execute a program operating as a socket listener and may include software instances.

[0031] These and other elements of the system 100 will now be further described with reference to the accompanying figures. [0032] The processor (e.g., processor 200).

[0033] Figures 2 illustrate example embodiments of the processor (e.g., processor 200). The processor 200 is configurable or configured to perform a plurality of processes and actions including, but not limited to, managing (which, as used in the present disclosure, also includes processing) of donations, charitable campaigns, charitable organizations, donors, financial institutions handling donation transactions, merchants, and/or end beneficiaries (e.g., methods 800 and 900, as further described in the present disclosure).

[0034] Example embodiments of the processor 200 may include one or more elements for managing donations, charitable campaigns, charitable organizations, donors, financial institutions handling donation transactions, merchants, and/or end beneficiaries. For example, the processor 200 includes and/or performs the functions and/or processes of one or more transaction interfaces (e.g., transaction interface 210). The processor 200 also includes and/or performs the functions and/or processes of one or more charitable campaign processors (e.g., charitable campaign processor 220). The processor 200 also includes and/or performs the functions and/or processes of one or more charitable organization processors (e.g., charitable organization processor 230). The processor 200 also includes and/or performs the functions and/or processes of one or more donor processors (e.g., donor processor 240). The processor 200 also includes and/or performs the functions and/or processes of one or more end beneficiary processors (e.g., end beneficiary processor 250). The processor 200 also includes and/or performs the functions and/or processes of one or more merchant processors (e.g., merchant processor 260). The processor 200 also includes and/or performs the functions and/or processes of one or more main processors (e.g., main processor 270). The processor 200 also includes and/or performs the functions and/or processes of one or more execution processors (e.g., execution processor 280).

[0035] Although Figure 2 may illustrate one transaction interface 210, one charitable campaign processor 220, one charitable organization processor 230, one donor processor 240, one end beneficiary processor 250, one merchant processor 260, one main processor 270, and one execution processor 280, it is to be understood that the processor 200 may include more or less than one charitable campaign processor 220, more or less than one charitable organization processor 230, more or less than one donor processor 240, more or less than one end beneficiary processor 250, more or less than one merchant processor 260, more or less than one main processor 270, and/or more or less than one execution processor 280 without departing from the teachings of the present disclosure. It is also to be understood in the present disclosure that, although the functions and/or processes performed by the processor 200 are described in the present disclosure as being performed by particular elements of the processor 200, the functions and/or processes performed by a particular element of the processor 200 may also be performed by one or more other elements and/or cooperatively performed by more than one element of the processor 200 without departing from the teachings of the present disclosure. It is also to be understood in the present disclosure that, although the functions and/or processes performed by the processor 200 are described in the present disclosure as being performed by particular elements of the processor 200, the functions and/or processes performed by two or more particular elements of the processor 200 may be combined and performed by one element of the processor 200 without departing from the teachings of the present disclosure. [0036] These elements of the processor 200 will now be further described with reference to the accompanying figures.

[0037] The transaction interface transaction interface 2101.

[0038] As illustrated in Figure 2, an example embodiment of the processor 200 includes one or more transaction interfaces (e.g., transaction interface 210). The transaction interface 210 is configurable or configured to communicate with one or more donors 10. For example, the transaction interface 210 is configurable or configured to receive donation requests from donors 10. The transaction interface 210 (and/or the execution processor 280) is also configurable or configured to transfer, facilitate a transfer, and/or record a transfer of incentives, including one or more digital assets, to donors 10 based on processing and/or instructions from the main processor 270 and/or other elements of the processor 200, as further described in the present disclosure.

[0039] The transaction interface 210 is also configurable or configured to communicate with one or more charitable campaigns 20a. For example, the transaction interface 210 is configurable or configured to transfer and/or facilitate a transfer of donations to charitable campaigns 20a and/or financial institutions 30 of charitable campaigns 20a (e.g., financial institutions 30 where a charitable campaign 20a has a financial account, such as a bank account, for the purposes of receiving donations) based on processing and/or instructions from the main processor 270 and/or other elements of the processor 200, as further described in the present disclosure. The transaction interface 210 (and/or the execution processor 280) is also configurable or configured to transfer, facilitate a transfer, and/or record a transfer of incentives, including one or more digital assets, to charitable campaigns 20a and/or digital wallets, or the like, of charitable campaigns 20a (e.g., digital wallets used by a charitable campaign 20a to store, access, and/or record digital assets) based on processing and/or instructions from the main processor 270 and/or other elements of the processor 200, as further described in the present disclosure. The transaction interface 210 (and/or the execution processor 280) is also configurable or configured to provide information pertaining to the charitable campaign 20a, including status or performance of the charitable campaign 20a (e.g., leaderboards and/or scores for charitable campaigns 20a, amount or percentage raised compared to target amount, time remaining for the charitable campaign 20a, etc.), financial information (e.g., current total donations raised, average donations, etc.), donor information (e.g., number of donors, reach of donors, influence level of donors, location of donors, etc.), and/or temporal information (e.g., time remaining in the charitable campaign 20a, most active dates/times of donations, etc.), based on processing and/or instructions from the main processor 270 and/or other elements of the processor 200.

[0040] The transaction interface 210 is also configurable or configured to communicate with one or more charitable organizations, NGOs, organizations for impact investments, etc. 20b (referred to herein as "charitable organization"). For example, the transaction interface 210 is configurable or configured to transfer and/or facilitate a transfer of donations from donation requests to charitable organizations 20b and/or financial institutions 30 of charitable organizations 20b (e.g., financial institutions 30 where a charitable organization 20b has a financial account, such as a bank account, for the purposes of receiving donations) based on processing and/or instructions from the main processor 270 and/or other elements of the processor 200, as further described in the present disclosure. The transaction interface 210 (and/or the execution processor 280) is also configurable or configured to transfer, facilitate a transfer, and/or record a transfer of incentives, including one or more digital assets, to charitable organizations 20b and/or digital wallets, or the like, of charitable organizations 20b (e.g., digital wallets used by a charitable organization 20b to store, access, and/or record digital assets) based on processing and/or instructions from the main processor 270 and/or other elements of the processor 200, as further described in the present disclosure. The transaction interface 210 (and/or the execution processor 280) is also configurable or configured to provide to charitable organizations 20b information pertaining to the charitable organization 20b, including status or performance of the charitable organization 20a (e.g., leaderboards and/or scores for charitable organization 20b, amount or percentage raised compared to target amount, time remaining for the charitable organization 20b, etc.), financial information (e.g., current total donations raised, average donations, etc.), donor information (e.g., number of donors, reach of donors, influence level of donors, location of donors, etc.), and/or temporal information (e.g., time remaining for raising funds by the charitable organization 20b, most active dates/times of donations, etc.), based on processing and/or instructions from the main processor 270 and/or other elements of the processor 200. The transaction interface 210 is also configurable or configured to communicate with one or more financial institutions 30. The transaction interface 210 is also configurable or configured to communicate with one or more merchants 40. The transaction interface 210 is also configurable or configured to communicate with one or more end beneficiaries 50. The transaction interface 210 is also configurable or configured to communicate with one or more other processors 200, such as in situations where more than one processor 200 is performing the managing of donations, charitable campaigns, charitable organizations, donors, financial institutions handling donations transactions, merchants, and/or end beneficiaries. The transaction interface 210 is also configurable or configured to communicate with one or more databases 70, such as in situations where the processor 200 performs searches, storage/saving, and/or updating of information. The transaction interface 210 is also configurable or configured to communicate with one or more distributed ledgers 80, such as in situations where the processor 200 generates or facilitates a generating of a record of a transfer of digital assets; and/or where the processor 200 performs searches, storage/saving, and/or updating of information stored on a distributed ledger 80. The transaction interface 210 is also configurable or configured to communicate with one or more of the above via one or more networks 60 and/or platforms 60 (e.g., a donation platform 60). In some embodiments, the transaction interface 210 may include and/or perform one or more of the same functions or operations as the execution processor 280, and vice versa.

[0041] When the transaction interface 210 receives communications from one or more donors 10 (e.g., donation requests, etc.), one or more charitable campaigns 20a, one or more charitable organizations 20b, one or more impact investments 20c, one or more financial institutions 30, one or more merchants 40, one or more end beneficiaries 50, one or more databases 70, and/or one or more distributed ledgers 80, the transaction interface 210 is configurable or configured to selectively communicate information received to one or more other elements of the processor 200. For example, the transaction interface 210 may be configurable or configured to communicate with the main processor 270. The transaction interface 210 may also be configurable or configured to communicate, directly and/or indirectly, with the charitable campaign processor 220, the charitable organization processor 230, the donor processor 240, the end beneficiary processor 250, the merchant processor 260, and/or the execution processor 280.

[0042] The charitable campaign processor (e.g., charitable campaign processor 2201.

[0043] As illustrated in Figure 2, an example embodiment of the processor 200 includes one or more charitable campaign processors (e.g., charitable campaign processor 220). The charitable campaign processor 220 is configurable or configured to process, analyze, determine, search for, manage, generate, and/or identify (referred to herein as "process" or "processing") information on and/or pertaining to a charitable campaign 20a. Examples of charitable campaigns 20a include, but are not limited to, campaigns set up on a one-time basis (e.g., limited time period, recurring basis with no limits on time period, etc.), fundraising campaigns (e.g., to aid bottom-of-the-pyramid businesses, refugees, disaster victims, at-risk individual beneficiaries such as disadvantaged children and women, etc.), etc. As used in the present disclosure, a charitable campaign 20a may also include and/or refer to a charitable organization 20b. For example, in situations where a charitable organization 20b is involved with only one charitable campaign 20a and/or is set up for the sole purpose of one charitable campaign 20a, a reference to the charitable organization 20b may also be or include a reference to the charitable campaign 20a, and vice versa. As another example, in situations where multiple charitable organizations 20b are involved with only one charitable campaign 20a and/or are set up for the sole purpose of one charitable campaign 20a, a reference to each of the charitable organizations 20b may also be or include a reference to the charitable campaign 20a, and vice versa. It is to be understood in the present disclosure that the approaches and descriptions provided in the present disclosure pertaining and/or directed to charitable campaigns 20a may also be equivalently, substantially, substantively, and/or similarly applied to impact investments 20c, and vice versa, without departing from the teachings of the present disclosure.

[0044] The processing by the charitable campaign processor 220 may be performed for and/or in cooperation with the main processor 270 and/or one or more other elements of the processor 200. For example, the results of the processing by the charitable campaign processor 220 may be provided to the main processor 270 and/or other elements of the processor 200 to enable and/or assist the main processor 270 to perform, among other things, the processing of donation requests from donors 10 (e.g., via the transaction processor 272 of the main processor 270, as illustrated in Figure 3 and further described in the present disclosure); the processing of incentives for donors 10, charitable campaigns 20a, and/or charitable organizations 20b (e.g., via the incentive processor 300 of the main processor 270, as illustrated in Figure 3 and further described in the present disclosure); and/or the processing of performance monitoring of charitable campaigns 20a (e.g., via the performance monitoring processor 274 of the main processor 270, as illustrated in Figure 3 and further described in the present disclosure).

[0045] In example embodiments, the charitable campaign processor 220 is configurable or configured to process, among other things, one or more of the following: a target donation amount for the charitable campaign 20a (e.g., a target amount to be raised for the charitable campaign 20a, which may be statically set for the charitable campaign 20a and/or dynamically adjusted/generated at the start of and/or during the course of the charitable campaign 20a); a current donation amount for the charitable campaign 20a (e.g., a current amount that has been raised to date for the charitable campaign 20a); distribution plans for donations received for the charitable campaign 20a; other financial information for and/or pertaining to the charitable campaign 20a; a start date of the charitable campaign 20a; an end date of the charitable campaign 20a; an elapsed time of the charitable campaign 20a (e.g., how much time since the start date); a remaining time for the charitable campaign 20a (e.g., how much time is remaining for the charitable campaign); other temporal information for and/or pertaining to the charitable campaign 20a; milestones for the charitable campaign 20a, including time milestones, financial milestones, donor milestones, reach milestones, etc.; whether incentives are being offered to donors 10 who donate to the charitable campaign 20a; rules, formulas, considerations, factors, constraints, limitations, exclusions, and/or criterion used to assess incentives provided, to be provided, and/or not provided to donors 10 who donate to the charitable campaign 20a; whether incentives are being offered to the charitable campaign 20a to incentivize the charitable campaign 20a to raise more donations; rules, formulas, considerations, factors, constraints, limitations, exclusions, and/or criterion used to assess incentives provided, to be provided, and/or not provided to the charitable campaign 20a; social-related information for the charitable campaign 20a, including social networks, friends or contacts, social media activities (e.g., publications/articles, blogs, posts, etc.), advertisements, likes, comments, followings, endorsements, mentions and/or references to, and/or gamification activities; donors 10 who have donated to the charitable campaign 20a; social network, connections, likes, comments, followings, and/or endorsements of donors 10 who have donated to the charitable campaign 20a; reach and/or influence of donors 10 who have donated to the charitable campaign 20a (e.g., how many social connections of the donor 10 are also donors and/or are likely to donate to the charitable campaign 20a; effects of a donation by a donor 10 on other persons and/or entities; whether a donation from a first donor 10 has resulted in a second donor 10 donating to the charitable campaign; whether a donation from a first donor 10 has resulted in a second donor 10 not donating; whether a donation from a first donor 10 has resulted in a second donor 10 donating more (or less) than the second donor 10 would have donated if the first donor 10 did not make a donation; etc.); other social information for and/or pertaining to the charitable campaign 20a; financial institutions 30 assigned to, selected by, and/or associated with the charitable campaign 20a, including those who manage financial accounts (e.g., savings account, checking account, etc.) to receive donations made to the charitable campaign 20a; merchants 40 assigned to, selected by, and/or associated with the charitable campaign 20a, including those who are selected and/or agree to provide products and/or services to the charitable campaign 20a and/or end beneficiaries 50 of the charitable campaign 20a; and/or end beneficiaries 50 who receive or will receive donations and/or benefits from the charitable campaign 20a. The charitable campaign processor 220 may perform such processing for and/or in cooperation with, among other elements, the charitable organization processor 230, the donor processor 240, the end beneficiary processor 250, the merchant processor 260, the databases 70, and/or the distributed ledgers 80. It is to be understood in the present disclosure that the charitable campaign processor 220 may be configurable or configured to perform searches of one or more databases 70 and/or distributed ledgers 80.

[0046] The charitable organization processor charitable organization processor 2301. [0047] As illustrated in Figure 2, an example embodiment of the processor 200 includes one or more charitable organization processors (e.g., charitable organization processor 230). The charitable organization processor 230 is configurable or configured to process information on and/or pertaining to a charitable organization 20b. Examples of charitable organizations 20b include, but are not limited to, organizations set up with a non-profit status (e.g., those set up with a stated impact and/or charitable objective, etc.). As used in the present disclosure, a charitable organization 20b may also include and/or refer to a charitable campaign 20a. For example, in situations where a charitable organization 20b is involved with only one charitable campaign 20a and/or is set up for the sole purpose of one charitable campaign 20a, a reference to the charitable campaign 20a may also be or include a reference to the charitable organization 20b, and vice versa. As another example, in situations where multiple charitable campaigns 20a are managed by one charitable organization 20b, a reference to each of the charitable campaigns 20a may also be or include a reference to the charitable organization 20b, and vice versa. It is to be understood in the present disclosure that the approaches and descriptions provided in the present disclosure pertaining and/or directed to charitable organizations 20b may also be equivalently, substantially, substantively, and/or similarly applied to organizations/entities who manage impact investments 20c, and vice versa, without departing from the teachings of the present disclosure.

[0048] The processing by the charitable organization processor 230 may be performed for and/or in cooperation with the main processor 270 and/or one or more other elements of the processor 200. For example, the results of the processing by the charitable organization processor 230 may be provided to the main processor 270 and/or other elements of the processor 200 to enable and/or assist the main processor 270 to perform, among other things, the processing of donation requests from donors 10 (e.g., via the transaction processor 272 of the main processor 270, as illustrated in Figure 3 and further described in the present disclosure); the processing of incentives for donors 10, charitable campaigns 20a, and/or charitable organizations 20b (e.g., via the incentive processor 300 of the main processor 270, as illustrated in Figure 3 and further described in the present disclosure); and/or the processing of performance monitoring of charitable organizations 20b (e.g., via the performance monitoring processor 274 of the main processor 270, as illustrated in Figure 3 and further described in the present disclosure).

[0049] In example embodiments, the charitable organization processor 230 is configurable or configured to process, among other things, one or more of the following: a target donation amount for the charitable organization 20b (e.g., a target amount to be raised for the charitable organization 20b and/or dynamically adjusted/generated at the start of and/or during the course of the charitable organization 20b); a current donation amount for the charitable organization 20b (e.g., a current amount that has been raised to date for the charitable organization 20b); distribution plans for donations received for the charitable organization 20b; other financial information for and/or pertaining to the charitable organization 20b; a start date when the charitable organization 20b started receiving donations; an end date when the charitable organization 20b will stop receiving donations; an elapsed time since the charitable organization 20b started receiving donations (e.g., how much time since the start date); a remaining time the charitable organization 20b will receive donations; other temporal information for and/or pertaining to the charitable organization 20b; milestones for the charitable organization 20b, including time milestones, financial milestones, donor milestones, reach milestones, etc.; whether incentives are being offered to donors 10 who donate to the charitable organization 20b; rules, formulas, considerations, factors, constraints, limitations, exclusions, and/or criterion used to assess incentives provided, to be provided, and/or not provided to donors 10 who donate to the charitable organization 20b; whether incentives are being offered to the charitable organization 20b to incentivize the charitable organization 20b to raise more donations; rules, formulas, considerations, factors, constraints, limitations, exclusions, and/or criterion used to assess incentives provided, to be provided, and/or not provided to the charitable organization 20b; social- related information by the charitable organization 20b, including social networks, friends or contacts, social media activities (e.g., publications/articles, blogs, posts, etc.), advertisements, likes, comments, followings, endorsements, mentions and/or references to, and/or gamification activities; donors 10 who have donated to the charitable organization 20b; social network, connections, likes, comments, followings, and/or endorsements of donors 10 who have donated to the charitable organization 20b; reach and/or influence of donors 10 who have donated to the charitable organization 20b (e.g., how many social connections of the donor 10 are also donors and/or are likely to donate to the charitable organization 20b; effects of a donation by a donor 10 on other persons and/or entities; whether a donation from a first donor 10 has resulted in a second donor 10 donating to the charitable organization 20b; whether a donation from a first donor 10 has resulted in a second donor 10 not donating; whether a donation from a first donor 10 has resulted in a second donor 10 donating more (or less) than the second donor 10 would have donated if the first donor 10 did not make a donation; etc.); other social information for and/or pertaining to the charitable organization 20b; financial institutions 30 assigned to, selected by, and/or associated with the charitable organization 20b, including those who manage financial accounts (e.g., savings account, checking account, etc.) to receive donations made to the charitable organization 20b; merchants 40 assigned to, selected by, and/or associated with the charitable organization 20b, including those who are selected and/or agree to provide products and/or services to the charitable organization 20b and/or end beneficiaries 50 of the charitable organization 20b; and/or end beneficiaries 50 who receive or will receive donations and/or benefits from the charitable organization 20b. The charitable organization processor 230 may perform such processing for and/or in cooperation with, among other elements, the charitable campaign processor 220, the donor processor 240, the end beneficiary processor 250, the merchant processor 260, the databases 70, and/or the distributed ledgers 80. It is to be understood in the present disclosure that the charitable organization processor 230 may be configurable or configured to perform searches of one or more databases 70 and/or distributed ledgers 80.

[0050] The donor processor (e.g., donor processor 2401.

[0051] As illustrated in Figure 2, an example embodiment of the processor 200 includes one or more donor processors (e.g., donor processor 240). The donor processor 240 is configurable or configured to process information on and/or pertaining to a donor 10. Examples of donors 10 include, but are not limited to, private individual donors, institutional or corporate donors, donor-advised funds, etc. It is to be understood in the present disclosure that the approaches and descriptions provided in the present disclosure pertaining and/or directed to donors 10 may also be equivalently, substantially, substantively, and/or similarly applied to users 10 or investors 10 of impact investments 20c, and vice versa, without departing from the teachings of the present disclosure.

[0052] The processing by the donor processor 240 may be performed for and/or in cooperation with the main processor 270 and/or one or more other elements of the processor 200. For example, the results of the processing by the donor processor 240 may be provided to the main processor 270 and/or other elements of the processor 200 to enable and/or assist the main processor 270 to perform, among other things, the processing of donation requests from donors 10 (e.g., via the transaction processor 272 of the main processor 270, as illustrated in Figure 3 and further described in the present disclosure); the processing of incentives for donors 10, charitable campaigns 20a, and/or charitable organizations 20b (e.g., via the incentive processor 300 of the main processor 270, as illustrated in Figure 3 and further described in the present disclosure); and/or the processing of performance monitoring of charitable campaigns 20a, charitable organizations 20b, and/or impact investments 20c (e.g., via the performance monitoring processor 274 of the main processor 270, as illustrated in Figure 3 and further described in the present disclosure).

[0053] In example embodiments, the donor processor 240 is configurable or configured to process, among other things, one or more of the following: a target donation amount that the donor 10 wants to donate (e.g., an amount the donor 10 will donate); an expected or predicted donation amount that the donor may donate (e.g., expected or predicted amount per donation, per period of time, per charitable campaign 20a, per charitable organization 20b, per investment, per impact investment, etc.; such amount may be based on, among other things, historic donations, current balance, temporal considerations (e.g., end of year), social information, etc.); recent amount(s) donated by the donor 10 (e.g., per month, per year, or per other unit of time); donor-provided information, including preferences for donations, goals, milestones, tax incentives, etc.; expected or predicted preferences for donations; other financial information for and/or pertaining to the donor 10; a start date when the donor 10 started making donations; an elapsed time since the donor last made a donation; the last charitable campaign 20a the donor 10 donated to; charitable campaigns 20a that have received donations from the donor 10; charitable organizations 20b that have received donations from the donor 10; impact investments 20c that have received investments from the donor 10; the last charitable organization 20b the donor donated to; the last impact investment 20c the donor 10 invested in; other temporal information for and/or pertaining to the donor 10; whether incentives are being offered to the donor 10; rules, formulas, considerations, factors, constraints, limitations, exclusions, and/or criterion used to assess incentives provided, to be provided, and/or not provided to the donor 10; social-related information of the donor 10, including social networks, friends or contacts, social media activities (e.g., publications/articles, blogs, posts, etc.), likes given and/or received, comments given and/or received, followings, followed by, and/or endorsements given and/or received; social network or connections of the charitable campaigns 20a who have received donations from the donor 10; reach and/or influence of the donor 10 (e.g., how many social connections of the donor 10 are also donors and/or are likely to donate; effects of a donation by a donor 10 on other persons and/or entities; whether a donation from the donor 10 has resulted or would likely result in another donor 10 to donate; whether a donation from the donor 10 has resulted or would likely result in another donor 10 not donating; whether a donation from the donor 10 has resulted or would likely result in a second donor 10 donating more (or less) than the second donor 10 would have donated if the donor 10 did not make a donation; etc.); financial institutions 30 assigned to, selected by, and/or associated with the donor 10, including those who hold financial accounts (e.g., savings account, checking account, etc.) of the donor 10; and/or end beneficiaries 50 who receive or will receive donations that have been made by the donor 10 to the charitable organization 20b. The donor processor 240 may perform such processing for and/or in cooperation with, among other elements, the charitable campaign processor 220, the charitable organization processor 230, the end beneficiary processor 250, the merchant processor 260, the databases 70, and/or the distributed ledgers 80. It is to be understood in the present disclosure that the donor processor 240 may be configurable or configured to perform searches of one or more databases 70 and/or distributed ledgers 80.

[0054] The end beneficiary processor (e.g., end beneficiary processor 2501.

[0055] As illustrated in Figure 2, an example embodiment of the processor 200 includes one or more end beneficiary processors (e.g., end beneficiary processor 250). The end beneficiary processor 250 is configurable or configured to process information on and/or pertaining to an end beneficiary 50. Examples of end beneficiaries 50 include, but are not limited to, bottom-of-the-pyramid businesses, at-risk individual beneficiaries (e.g., refugees, disaster victims, disadvantaged children and/or women, etc.). It is to be understood in the present disclosure that, although the approaches and descriptions provided in the present disclosure may pertain and/or be directed to end beneficiaries 50 of charitable campaigns 20a and/or charitable organizations 20b, such approaches and/or descriptions may also be equivalently, substantially, substantively, and/or similarly applied to end beneficiaries 50 of impact investments 20c without departing from the teachings of the present disclosure.

[0056] The processing by the end beneficiary processor 250 may be performed for and/or in cooperation with the main processor 270 and/or one or more other elements of the processor 200. For example, the results of the processing by the end beneficiary processor 250 may be provided to the main processor 270 and/or other elements of the processor 200 to enable and/or assist the main processor 270 to perform, among other things, the processing of donation requests from donors 10 (e.g., via the transaction processor 272 of the main processor 270, as illustrated in Figure 3 and further described in the present disclosure); the processing of incentives for donors 10, charitable campaigns 20a, and/or charitable organizations 20b (e.g., via the incentive processor 300 of the main processor 270, as illustrated in Figure 3 and further described in the present disclosure); and/or the processing of performance monitoring of charitable campaigns 20a and/or charitable organizations 20b (e.g., via the performance monitoring processor 274 of the main processor 270, as illustrated in Figure 3 and further described in the present disclosure).

[0057] In example embodiments, the end beneficiary processor 250 is configurable or configured to process, among other things, one or more of the following: a target donation amount to be provided to the end beneficiary 50 (e.g., a target amount to be distributed to the end beneficiary 50); a current donation amount for the end beneficiary 50 (e.g., a current amount that has been raised and/or distributed to date for the end beneficiary 50); frequency of distributions to the end beneficiary 50 (e.g., one-time distribution, daily distribution, weekly distribution, monthly distribution, etc.); other financial information for and/or pertaining to the end beneficiary 50; a start date for donations to be raised and/or distributed to the end beneficiary 50; an end date for donations to be raised and/or distributed to the end beneficiary 50; an elapsed time since distributing donations to the end beneficiary 50 (e.g., how much time since the start date); a remaining time for distributing donations to the end beneficiary 50 (e.g., how much time is remaining for distributions to the end beneficiary 50); other temporal information for and/or pertaining to the end beneficiary 50; milestones for the end beneficiary 50, including time milestones, financial milestones, etc.; whether incentives are being offered to donors 10 whose donations are distributed to the end beneficiary 50; rules, formulas, considerations, factors, constraints, limitations, exclusions, and/or criterion used to assess incentives provided, to be provided, and/or not provided to donors 10 whose donations are distributed to the end beneficiary 50; whether incentives are being offered to a charitable campaign 20a and/or charitable organization 20b to incentivize the charitable campaign 20a and/or charitable organization 20b to raise more donations for the end beneficiary 50; rules, formulas, considerations, factors, constraints, limitations, exclusions, and/or criterion used to assess incentives provided, to be provided, and/or not provided to the charitable campaign 20a and/or charitable organization that distributes donations to the end beneficiary 50; social-related information for the charitable campaign 20a and/or charitable organization 20b directed to raising donations for the end beneficiary 50, including social networks, friends or contacts, social media activities (e.g., publications/articles, blogs, posts, etc.), advertisements, likes, comments, followings, endorsements, mentions and/or references to, and/or gamification activities; donors 10 who have donated to the charitable campaign 20a and/or charitable organization 20b that is/are raising donations for the end beneficiary 50; social network or connections of donors 10 who have donated to the charitable campaign 20a and/or charitable organization 20b that is/are raising donations for the end beneficiary 50; reach and/or influence of donors 10 who have donated to the charitable campaign 20a and/or charitable organization 20b that is/are raising donations for the end beneficiary 50 (e.g., how many social connections of the donor 10 are also donors and/or are likely to donate to the charitable campaign 20a and/or charitable organization 20b that is/are raising donations for the end beneficiary 50; effects of a donation by a donor 10 on other persons and/or entities; whether a donation from a first donor 10 has resulted in a second donor 10 to donate; whether a donation from a first donor 10 has resulted in a second donor 10 not donating; whether a donation from a first donor 10 has resulted in a second donor 10 donating more (or less) than the second donor 10 would have donated if the first donor 10 did not make a donation; etc.); other social information for and/or pertaining to the charitable campaign 20a and/or charitable organization 20b that is/are raising donations for the end beneficiary 50; financial institutions 30 assigned to, selected by, and/or associated with the charitable campaign 20a and/or charitable organization 20b that is/are raising donations for the end beneficiary 50, including those who hold financial accounts (e.g., savings account, checking account, etc.) to receive donations for the end beneficiary 50; and/or merchants 40 assigned to, selected by, and/or associated with the charitable campaign 20a and/or charitable organization 20b that is/are raising donations for the end beneficiary 50, including those who are selected and/or agree to provide products and/or services to the end beneficiary 50. The end beneficiary processor 250 may perform such processing for and/or in cooperation with, among other elements, the charitable campaign processor 220, the charitable organization processor 230, the donor processor 240, the merchant processor 260, the databases 70, and/or the distributed ledgers 80. It is to be understood in the present disclosure that the end beneficiary processor 250 may be configurable or configured to perform searches of one or more databases 70 and/or distributed ledgers 80.

[0058] The merchant processor (e.g., merchant processor 260],

[0059] As illustrated in Figure 2, an example embodiment of the processor 200 includes one or more merchant processors (e.g., merchant processor 260). The merchant processor 260 is configurable or configured to process information on and/or pertaining to a merchant 40. Examples of merchants 40 include, but are not limited to, goods and/or services suppliers (e.g., individual proprietors, etc.), retail stores, supermarkets, hospitals, medical clinics, schools, transportation services, etc.

[0060] The processing by the merchant processor 260 may be performed for and/or in cooperation with the main processor 270 and/or one or more other elements of the processor 200. For example, the results of the processing by the merchant processor 260 may be provided to the main processor 270 and/or other elements of the processor 200 to enable and/or assist the main processor 270 to perform, among other things, the processing of donation requests from donors 10 (e.g., via the transaction processor 272 of the main processor 270, as illustrated in Figure 3 and further described in the present disclosure); the processing of incentives for donors 10, charitable campaigns 20a, and/or charitable organizations 20b (e.g., via the incentive processor 300 of the main processor 270, as illustrated in Figure 3 and further described in the present disclosure); and/or the processing of performance monitoring of charitable campaigns 20a and/or charitable organizations 20b (e.g., via the performance monitoring processor 274 of the main processor 270, as illustrated in Figure 3 and further described in the present disclosure). [0061] In example embodiments, the merchant processor 260 is configurable or configured to process, among other things, one or more of the following: merchants available to be selected by charitable campaigns 20a, charitable organizations 20b, and/or end beneficiaries 50; products and/or services available to be selected by charitable campaigns 20a, charitable organizations 20b, and/or end beneficiaries 50, including prices and/or quantities of such products and/or services; other financial information for and/or pertaining to the merchants 40; a start date for products and/or services to be available to the end beneficiaries 50; an end date for the products and/or services to be available to the end beneficiaries 50; an elapsed time since the products and/or services have been made available to the end beneficiaries 50 (e.g., how much time since the start date); a remaining time the products and/or services will be available to the end beneficiaries 50; other temporal information for and/or pertaining to the merchant 40; end beneficiaries 50 who are eligible or allowed to redeem products and/or services from the merchant 40, and/or types of products and/or services (or specific products and/or services) redeemable by specific end beneficiaries 50; milestones for the end beneficiary 50, including time milestones, financial milestones, etc.; whether incentives are being offered to donors 10 whose donations are used to purchase products and/or services of the merchant 40; rules, formulas, considerations, factors, constraints, limitations, exclusions, and/or criterion used to assess incentives provided, to be provided, and/or not provided to donors 10 whose donations are used to purchase products and/or services of the merchant 40; whether incentives are being offered to the charitable campaign 20a and/or charitable organization 20b to incentivize the charitable campaign 20a and/or charitable organization 20b to raise more donations to purchase products and/or services from the merchant 40; rules, formulas, considerations, factors, constraints, limitations, exclusions, and/or criterion used to assess incentives provided, to be provided, and/or not provided to the charitable campaign 20a and/or charitable organization that purchases products and/or services from the merchant 40; social-related information for the charitable campaign 20a and/or charitable organization 20b that are directed to raising donations to purchase goods and/or services of the merchant 40, including social networks, friends or contacts, social media activities (e.g., publications/articles, blogs, posts, etc.), advertisements, likes, comments, followings, endorsements, mentions and/or references to, and/or gamifi cation activities; donors 10 who have donated to the charitable campaign 20a and/or charitable organization 20b that is/are purchasing goods and/or services of the merchant 40; social network or connections of donors 10 who have donated to the charitable campaign 20a and/or charitable organization 20b that is/are purchasing goods and/or services of the merchant 40; reach and/or influence of donors 10 who have donated to the charitable campaign 20a and/or charitable organization 20b that is/are purchasing goods and/or services of the merchant 40 (e.g., how many social connections of the donor 10 are also donors and/or are likely to donate to the charitable campaign 20a and/or charitable organization 20b that is/are purchasing goods and/or services of the merchant 40; effects of a donation by a donor 10 on other persons and/or entities; whether a donation from such a donor 10 has resulted in a second donor 10 to donate; whether a donation from such a donor 10 has resulted in a second donor 10 not donating; whether a donation from such a donor 10 has resulted in a second donor 10 donating more (or less) than the second donor 10 would have donated if the first donor 10 did not make a donation; etc.); other social information for and/or pertaining to the charitable campaign 20a and/or charitable organization 20b that is/are purchasing goods and/or services of the merchant 40; and/or financial institutions 30 assigned to, selected by, and/or associated with the charitable campaign 20a and/or charitable organization 20b that is/are purchasing goods and/or services of the merchant 40, including those who hold financial accounts (e.g., savings account, checking account, etc.) used to purchase goods and/or services of the merchant 40. The merchant processor 260 may perform such processing for and/or in cooperation with, among other elements, the charitable campaign processor 220, the charitable organization processor 230, the donor processor 240, the end beneficiary processor 250, the databases 70, and/or the distributed ledgers 80. It is to be understood in the present disclosure that the merchant processor 260 may be configurable or configured to perform searches of one or more databases 70 and/or distributed ledgers 80.

[0062] The main processor (e.g., main processor 270],

[0063] As illustrated in Figure 2, an example embodiment of the processor 200 includes one or more main processors (e.g., main processor 270). As will be further described below and in the present disclosure, the main processor 270 includes one or more elements for performing, among other things, one or more of the following: the processing of donation requests received from donors 10; the processing of incentives for donors 10 so as to incentivize donors 10 to donate; the processing of incentives for charitable campaigns 20a so as to incentivize charitable campaigns 20a to raise more donations; the processing of incentives for charitable organizations 20b so as to incentivize charitable organizations 20b to raise more donations; the processing of incentives for impact investments 20c so as to incentivize impact investments 20c to raise more investments; and/or the processing of performance monitoring of charitable campaigns 20a, charitable organizations 20b, and/or impact investments 20c.

[0064] As illustrated in FIGURE 3, the main processor 270 includes one or more elements. For example, the main processor 270 may include one or more transaction processors (e.g., transaction processors 272). The transaction processor 272 may perform, among other things, the processing of donation requests received from donors 10, including the processing of current, future, and/or historic donation requests, donation instructions, donation transactions, donation payments, donation queries, donation searches, donation selections, donation recommendations or suggestions, donation matching (e.g., dynamically matching, recommending, and/or suggesting of donors 10 to charitable campaigns 20a and/or charitable organizations 20b), and/or the like. The main processor 270 may also include one or more incentive processors (e.g., incentive processor 300). The incentive processor 300 may perform, among other things, the processing of incentives for donors 10 (e.g., incentives for donations made by donors 10; incentives offered to donors 10 to incentivize such donors 10 to donate more; incentives offered to donors 10 to incentivize such donors 10 to encourage, influence, and/or recommend other donors 10 to donate; etc.), the processing of incentives for charitable campaigns 20a (e.g., incentives for donations made to charitable campaigns 20a; incentives offered to charitable campaigns 20a to incentivize such charitable campaigns 20a to raise more donations; incentives offered to charitable campaigns 20a to increase activities, including social media activities (e.g., publications/articles, blogs, posts, etc.), advertisements, and/or gamification; etc.), the processing of incentives for charitable organizations 20b (e.g., incentives for donations made to charitable organizations 20b; incentives offered to charitable organizations 20b to incentivize such charitable organizations 20b to raise more donations; incentives offered to charitable organizations 20b to increase activities, including social media activities (e.g., publications/articles, blogs, posts, etc.), advertisements, and/or gamification; etc.), and/or the processing of incentives for impact investments 20c (e.g., incentives for investments made to impact investments 20c; incentives offered to impact investments 20c to incentivize such impact investments 20c to raise more investments; incentives offered to impact investments 20c to increase activities, including social media activities (e.g., publications/articles, blogs, posts, etc.), advertisements, and/or gamification; etc.). The main processor 270 may also include one or more performance monitoring processors (e.g., performance monitoring processor 274). The performance monitoring processor 274 may perform, among other things, the processing of performance monitoring of charitable campaigns 20a; the processing of performance monitoring of charitable organizations 20b; and/or the processing of performance monitoring of impact investments 20c.

[0065] Although Figure 3 illustrates one transaction processor 272, one incentive processor 300, and one performance monitoring processor 274, it is to be understood that the main processor 270 may include more or less than one transaction processor 272, more or less than one incentive processor 300, and/or more or less than one performance monitoring processor 274 without departing from the teachings of the present disclosure. It is also to be understood in the present disclosure that, although the functions and/or processes performed by the main processor 270 are described in the present disclosure as being performed by particular elements of the main processor 270, the functions and/or processes performed by a particular element of the main processor 270 may also be performed by one or more other elements and/or cooperatively performed by more than one element of the main processor 270 without departing from the teachings of the present disclosure. It is also to be understood in the present disclosure that, although the functions and/or processes performed by the main processor 270 are described in the present disclosure as being performed by particular elements of the main processor 270, the functions and/or processes performed by two or more particular elements of the main processor 270 may be combined and performed by one element of the main processor 270 without departing from the teachings of the present disclosure.

[0066] These elements of the main processor 270 will now be further described with reference to the accompanying figures.

[0067] The transaction processor (e.g. transaction processor 272V

[0068] As illustrated in Figure 3, an example embodiment of the main processor 270 includes one or more transaction processors (e.g., transaction processor 272). As will be further described below and in the present disclosure, the transaction processor 272 is configurable or configured to perform, among other things, the processing of donation requests, including donation instructions, transactions, payments, queries, searches, selections, recommendations, suggestions, and/or matching (e.g., dynamically matching, recommending, and/or suggesting of charitable campaigns 20a and/or charitable organizations 20b to donors 10, and vice versa), and/or the like.

[0069] In an example embodiment, the transaction processor 272 is configurable or configured to process current, historic, and/or future donation instructions, transactions, and/or payments from donors 10. For example, when the transaction processor 272 receives a request from a donor 10 to process a donation, the transaction processor 272 identifies, among other things, the donation amount(s), the effective date(s) (or date(s)/time(s) for the donation(s) to be made), the payment method(s) to be used for the donation (e.g., bank or wire transfer, credit card payment, payment using an existing balance, payment using one or more forms of digital assets (e.g., a cryptocurrency such as Bitcoin, or the like, or a digital asset described in the present disclosure), etc.), and the recipient(s) of and/or cause(s) for the donation(s) (e.g., a particular charitable campaign 20a, a particular charitable organization 20b, and/or a particular impact investment 20c).

[0070] After identifying relevant information from the donation request, the transaction processor 272 is configurable or configured to generate, for each donation, a donation payload, or the like. The donation payload includes, among other things, one or more of the following: identification information, unique identifier, or the like, of the donor 10; identification information, unique identifier, or the like, of the recipient of and/or cause for the donation (e.g., a particular charitable campaign 20a, a particular charitable organization 20b, and/or a particular impact investment 20c); temporal information for the donation (e.g., an effective date/time for the donation); financial information for the donation (e.g., donation amount, payment method for the donation, etc.); and/or information generated by the incentive processor 300 (e.g., incentives offered to, generated for, and/or to be offered to and/or generated for the donor 10 based on, among other things, the donation request and/or one or more pieces of information in the donation payload). As will be further described in the present disclosure, the transaction processor 272 is configurable or configured to assist and/or cooperate with the incentive processor 300 to manage one or more incentives offered to, generated for, and/or to be offered to and/or generated for the donor 10 for the donation request.

[0071] As an illustrative example, when the processor 200 receives a donation request from a donor 10, the transaction processor 272 generates a donation payload based on the donation request. The transaction processor 272 then sends the current or interim contents of the donation payload to the incentive processor 300 so as to enable the incentive processor 300 to generate and/or offer one or more incentives for the donor 10 for the donation request. The transaction processor 272 then receives an indication of one or more incentives offered to, generated for, or to be offered to or generated for the donor 10 for the donation request. The information pertaining to the one or more incentives the donor 10 will receive for the donation request is then added to or inserted into the donation payload. The transaction processor 270 then returns or displays, to the donor 10, information pertaining to the one or more incentives the donor 10 will receive for the donation request.

[0072] To complete the donation request, the transaction processor 272 is configurable or configured to process the donation payment based on the identified payment method. In this regard, the transaction processor 272 identifies how the charitable campaign 20a or charitable organization 20b, as applicable, has been configured or set up to receive the donations. In situations where the charitable campaign 20a or charitable organization 20b has been configured or set up to receive donations via a conventional bank account (e.g., checking or savings account), the transaction processor 272 will process (and/or cooperate with one or more financial institutions 30 and/or payment platforms 30 to process) the donation payment to be deposited to or received by the bank account.

[0073] In an example embodiment, the transaction processor 272 is configurable or configured to process donation payments made to charitable campaigns 20a and/or charitable organizations 20b and/or payments made by charitable campaigns 20a and/or charitable organizations 20b. [0074] In terms of donation payments made to charitable campaigns 20a and/or charitable organizations 20b, such processing may include directly and/or indirectly routing such payments into example embodiments of virtual bank accounts and/or virtual sub-accounts. As used in the present disclosure, a "physical bank account", "physical account", or the like, refers to a [conventional bank account offered by financial institutions 30, and may include savings accounts, checking accounts, current accounts, call accounts, money market accounts, wallet accounts, fund settlement accounts, etc.]; a "virtual bank account", "virtual account", or the like, refers to a transactional ledger associated with, assigned to, and/or linked to a physical account, including those which can be used by the physical account holder (or one or more persons or entities designated by the physical account holder) to track and/or optimize their assets and/or other quantifiable units/items (e.g., fiat currency, physical assets, virtual assets, services, time, etc.). For example, virtual accounts may be used to track and/or optimize specific usages (e.g., good causes, etc.), etc.; and a "virtual sub-account", or the like, refers to a transactional sub-ledger (e.g., a transactional ledger of a transactional ledger, a virtual account of a virtual account, a virtual account of another virtual sub-account, a virtual sub-account of virtual account, a virtual sub-account of another virtual sub-account, a transactional ledger of a virtual account, a transactional ledger of a virtual sub-account, a virtual account of a transactional ledger, a virtual sub-account of a transactional ledger, etc.), including those which can be used by the physical account holder (or one or more persons designated by the physical account holder) to track and/or optimize their assets and/or other quantifiable units/items (e.g., fiat currency, physical assets, virtual assets, services, time, etc.). For example, virtual sub-accounts may be used to track and/or optimize specific usages (e.g., good causes, etc.), etc. In an example embodiment, a virtual sub-account may be considered as or reflect a subset or subgrouping of transactional activities (and balances) of a virtual account or another virtual sub-account. In an example embodiment, one or more virtual multi-layer, multi-tiered, and/or nested bank accounts and/or sub-accounts may be generated with and/or managed by the financial institution 30, and the transaction processor 272 is configurable or configured to process donation payments by directly and/or indirectly routing such payments into such one or more virtual multi-layer, multi-tiered, and/or nested bank accounts. Virtual accounts, which are linked to a physical account, may be created as and when needed. Similarly, virtual sub-accounts, which are linked to a virtual account, may also be created as and when needed. It is recognized in the present disclosure that such virtual accounts and virtual sub-accounts enable charitable organizations 20b, charitable campaigns 20a, and/or other organizations, entities, and/or natural persons to segregate funds into a layered, tiered, and/or nested account structure based on requirements and needs. In this regard, each virtual account and each virtual sub-account may be assigned a unique account number for use in receiving donation payments and making outward payments. When a donation is made by a donor 10 to a virtual account (or virtual sub-account), the transaction processor 272 is configurable or configured to identify the account number of the virtual account (or virtual sub-account). Once identified, the transaction processor 272 then credits the donation amount into the virtual account and the upstream physical account (i.e., the physical account linked to the virtual account), thereby updating the balances of each account. In situations where a deposit is made to a virtual sub-account (which is linked to a virtual account (which is linked to a physical account)), the transaction processor 272 will credit the donation amount into the virtual sub-account, the upstream virtual account, and the upstream physical account so as to update the balances of all accounts. As another example, if a deposit is made to a virtual sub-account (which is linked to an upstream virtual sub-account (which is linked to an upstream virtual account (which is linked to an upstream physical account))), the transaction processor 272 will credit the donation amount into the virtual sub-account, the upstream virtual sub-account, the upstream virtual account, and the upstream physical account so as to update the balances of all accounts.

[0075] In terms of payments made by charitable campaigns 20a and/or charitable organizations 20b, such processing may include directly and/or indirectly routing such payments from example embodiments of virtual bank accounts and/or virtual sub-accounts. In an example embodiment, one or more virtual multi-layer, multi-tiered, and/or nested bank accounts and/or sub-accounts may be generated with and/or managed by the financial institution 30, and the transaction processor 272 is configurable or configured to process payments made by charitable campaigns 20a and/or charitable organizations 20b by directly and/or indirectly routing such payments from such one or more virtual multi-layer, multi-tiered, and/or nested bank accounts. As described above, virtual accounts and virtual sub-accounts enable charitable organizations 20b, charitable campaigns 20a, and/or other organizations, entities, and/or natural persons to segregate funds into a layered, tiered, and/or nested account structure based on requirements and needs. When a payment needs to be made by a virtual account of a charitable campaign 20a and/or charitable organization 20b, the charitable campaign 20a and/or charitable organization 20b may instruct the transaction processor 272 to debit the payment amount from the virtual account and the upstream physical account (i.e., the physical account linked to the virtual account), thereby updating the balances of each account. In situations where a payment is made from a virtual sub-account (which is linked to a virtual account (which is linked to a physical account)), the transaction processor 272 will debit the payment amount from the virtual sub-account, the upstream virtual account, and the upstream physical account so as to update the balances of all accounts. As another example, if a payment is made from a virtual sub-account (which is linked to an upstream virtual sub-account (which is linked to an upstream virtual account (which is linked to an upstream physical account))), the transaction processor 272 will debit the payment amount from the virtual sub-account, the upstream virtual sub-account, the upstream virtual account, and the upstream physical account so as to update the balances of all accounts.

[0076] It is to be understood in the present disclosure that the transaction processor 272 is configurable or configured to transfer or move funds in a virtual account to one or more other virtual accounts, virtual sub-accounts, and/or physical accounts as needed; transfer or move funds in a virtual sub-account to one or more other virtual accounts, virtual sub-accounts, and/or physical accounts as needed; and/or transfer funds in a physical account to one or more other virtual accounts, virtual sub accounts, and/or physical accounts as needed.

[0077] In terms of interest earned by and/or fees payable to maintain physical accounts, virtual accounts, and/or virtual sub-accounts, it is recognized in the present disclosure that such interest earned and/or fees payable can be apportioned in any way, including based on the preferences of the financial institution 30, the charitable organization 20b, and/or the charitable campaign 20a.

[0078] As an example, a physical or conventional bank account may be provided for a particular charitable organization 20b that is managing multiple charitable campaigns 20a. One or more virtual accounts may be generated for or connected/tied to such physical bank account. Each such virtual account may have a virtual account number and a balance, and may be assigned for or designated to different purposes (e.g., assigned to one or more charitable campaigns 20a, one or more charitable causes, one or more end beneficiaries 50, one or more merchants 40, one or more geographical locations, one or more donors 10, one or more planned allocations and/or distributions, etc.). One or more virtual sub-accounts may also be generated in or for one or more such virtual accounts. Each such virtual sub-account may have a virtual account number and a balance, and may be assigned for or designated to different purposes (e.g., assigned to one or more charitable campaigns 20a, one or more charitable causes, one or more end beneficiaries 50, one or more merchants 40, one or more geographical locations, one or more donors 10, one or more planned allocations and/or distributions, etc.). As will be further described in the present disclosure, each virtual account may be associated with and/or linked to a virtual or distributed ledger 80, or the like, and each transaction of the virtual account and the balance of the virtual account may be recorded in the virtual or distributed ledger 80 and made available (e.g., to the public or to select viewers). Furthermore, each virtual sub-account may be associated with and/or linked to a virtual or distributed ledger 80, or the like, and each transaction of the virtual sub-account and the balance of the virtual sub-account may be recorded in the virtual or distributed ledger 80 and made available (e.g., to the public or to select viewers). [0079] FIGURE 10A provides an illustrative example of the transaction processor 272 processing virtual multi-layer, multi-tiered, and/or nested bank accounts, including virtual accounts and virtual sub-accounts. Referring to Figure 10A, charitable organization A may have a physical account 1000, which has a natural disaster virtual account 1002 linked to it, an other fund virtual account 1004 linked to it, and a good cause fund virtual account 1006 linked to it. The good cause fund virtual account 1006 may have a regular bucket virtual sub-account 1006a linked to it and a charities bucket virtual sub-account 1006b linked to it. A consortium of charitable organizations may have a physical account 1010, which has an aid fund virtual account 1012 linked to it. The aid fund virtual account 1012 may have a charitable organization X virtual sub-account 1016 linked to it and a charitable organization Y virtual sub-account 1014 linked to it. The charitable organization Y virtual sub-account 1014 may have a beneficiary 1 virtual sub-account 1014a linked to it and a beneficiary 2 virtual sub-account 1014b linked to it. A first donor 10a may make a donation to a natural disaster fund of charitable organization A, a second donor 10b may make a donation to a good cause fund of a charitable organization A, and a third donor 10c may make a donation to an aid fund of a consortium of charitable organizations. For each donation, the transaction processor 272 is configured to process each transaction, including routing each donation to the appropriate virtual account and/or virtual sub account of each charitable organization. Specifically, the transaction processor 272 routes the donation from first donor 10a to the natural disaster virtual account 1002 of charitable organization A, which is linked to the upstream physical account 1000 of charitable organization A. The transaction processor 272 also routes the donation from second donor 10b to the good cause fund virtual account 1006, which may in turn be distributed or segregated by charitable organization A into the regular bucket virtual sub-account 1006a and charities bucket virtual sub-account 1006b (both of which are linked to the upstream good cause fund virtual account 1006, which is linked to the upstream physical account 1000). The transaction processor 272 also routes the donation from the third donor 10c to the aid fund virtual account 1012, which may in turn be distributed or segregated by the consortium of charitable organizations into the beneficiary 2 virtual sub-account 1014b (which is linked to upstream charitable organization Y virtual sub-account 1014, which is linked to upstream aid fund virtual account 1012, which is linked to upstream physical account 1010 of the consortium of charitable organizations). In situations where the charitable organization A or the consortium of charitable organizations (or a member of the consortium) wishes to distribute donations to beneficiaries, they can do so from the appropriate virtual sub-account, virtual account, or physical account. Figure 10A illustrates an example of beneficiary 50a receiving donations from regular bucket virtual sub-account 1006a of charitable organization A, beneficiary 50b receiving donations from charities bucket virtual sub-account 1006b of charitable organization A, and beneficiary 50c receiving donations from beneficiary 2 virtual sub-account 1014b of charitable organization Y.

[0080] FIGURE 10B illustrates an example of the transaction processor 272 processing transactions across multiple organizations. Referring to Figure 10B, charitable organization A may have a physical account 1100, which has an education aid virtual account 1102, a natural disaster virtual account 1104, and an aid fund virtual account 1106. Charitable organization B may have a physical account 1110, which has a natural disaster fund virtual account 1114, an aid fund virtual account 1116, and an elderly aid virtual account 1112. The transaction processor 272 is configured to receive donations into the education aid virtual account 1102 of charitable organization A and distribute donations from the education aid virtual account 1102 of charitable organization A to end beneficiary 50d. The transaction processor 272 is also configured to receive donations into the elderly aid virtual account 1112 of charitable organization B and distribute donations from the elderly aid virtual account 1112 of charitable organization B to end beneficiary 50e. The transaction processor 272 is also configured to receive donations into the natural disaster fund virtual account 1104 of charitable organization A, the natural disaster fund virtual account 1114 of charitable organization B, aggregate the donations for the natural disaster funds of charitable organizations A and B into an aggregate natural disaster fund virtual account 1124, and distribute donations from the aggregate natural disaster fund virtual account 1124 to end beneficiary 50f. The transaction processor 272 is also configured to receive donations into the aid fund virtual account 1106 of charitable organization A, the aid fund virtual account 1116 of charitable organization B, aggregate the donations for the aid funds of charitable organizations A and B into an aggregate aid fund virtual account 1126, and distribute donations from the aggregate aid fund virtual account 1126 to end beneficiary 50g.

[0081] It is recognized in the present disclosure that one or more of the actions and/or transactions described above and in the present disclosure (including, but not limited to, routing/depositing of donations into physical accounts, virtual accounts, and/or virtual sub-accounts; payments from physical accounts, virtual accounts, and/or virtual sub-accounts; moving or transfers of funds from physical accounts, virtual accounts, and/or virtual sub-accounts to other physical accounts, virtual accounts, and/or virtual sub-accounts; and/or updating of balances of virtual sub-accounts, upstream virtual sub-accounts and/or virtual accounts, and upstream physical accounts) may be recorded in one or more databases 70, distributed ledgers 80, or the like. It is also recognized in the present disclosure that access to information pertaining to such one or more actions and/or transactions may be selectively controlled by the financial institution 30, charitable organization 20b, and/or charitable campaign 20a as needed. For example, referring to Figure 10A, personnel 1 of charitable organization A may be given access to information pertaining to only the natural disasters campaign, and therefore can only access information for transactions in natural disaster virtual account 1002. As another example, the balance(s) of one or more virtual accounts and/or virtual sub-accounts (e.g., a virtual account for donations made to a natural disaster charitable campaign) may be recorded in a virtual or distributed ledger 80 and made publicly available so as to allow anyone to see how much has been donated as compared to a target donation amount (which may incentivize or encourage donors 10 and potential donors 10 to donate more). As another example, the balance(s) of one or more virtual accounts and/or virtual sub-accounts (e.g., a virtual account for donations made to a natural disaster charitable campaign) may be recorded in a virtual or distributed ledger 80 and made available to only donors 10 who have donated to the charitable campaign (e.g., the natural disaster charitable campaign) so as to allow donors to see how much has been donated as compared to a target donation amount (which may incentivize or encourage donors 10 to donate more and/or encourage donors 10 to influence/encourage others to donate).

[0082] Regarding the virtual or distributed ledgers 80, virtual accounts, and virtual sub-accounts described above and in the present disclosure, it is recognized in the present disclosure that such virtual or distributed ledgers 80, virtual accounts, and virtual sub-accounts may also record and make available (either publicly or to select viewers) information other than financial transactions (e.g., donations other than monetary donations and/or monetary payments, such as donation of time (or amount of time spent on volunteer work), donation of items, distribution of items to end beneficiaries, donation of services, distribution of services to end beneficiaries, etc.). For example, the virtual or distributed ledger 80 may record and make available (either publicly or to select viewers) information pertaining to an amount of time donors (or volunteers) 10 have volunteered to assist a specific charitable campaign. Such recorded information may be on a per-volunteer action basis and/or a collective total amount of time volunteered by donors 10. Such information may also include a comparison against a target amount of volunteer time (which may incentivize or encourage donors 10 and/or potential donors 10 to volunteer more). As another example, the virtual or distributed ledger 80 may record and make available (either publicly or to select viewers) information pertaining to other non-monetary donations, such as donation of food, basic necessities, medicines, medical supplies, face masks, hand sanitizers, toilet paper, test kits, books, educational tools, equipment, etc. Such recorded information may be on a per-donation item basis and/or a collective total quantity of items donated by donors 10 (e.g., 500 bottles of water, 2,000 bags of rice, etc.). Such information may also include a comparison against a target quantity of items (which may incentivize or encourage donors 10 and/or potential donors 10 to donate more items). [0083] Before, during, and/or after donation payment processing, the transaction processor 270 is configurable or configured to generate a record of the donation request. Such record may be generated in database 70, distributed ledger 80, and/or the like. In situations where the donation payment is made via digital assets (e.g., a cryptocurrency such as Bitcoin, or the like, or a digital asset described in the present disclosure), the donation payment may be recorded in a distributed ledger 80, or the like. The transaction processor 270 may also be configurable or configured to distribute and/or plan a distribution of the received donation. For example, when the donation is made to a charitable campaign 20a, the transaction processor 270 may distribute the received donation based on a predetermined distribution plan that has been set or preset for the charitable campaign 20a. Alternatively, the transaction processor 270 may dynamically distribute the received donation based on one or more of a plurality of considerations.

[0084] In terms of the incentives generated for the donor 10 for the donation request, after the transaction processor 272 processes the donation payment based on the identified payment method, the transaction processor 272 is configurable or configured to transfer the incentives to the donor 10. In situations where the incentives include one or more forms of digital assets (e.g., a financial digital asset, a social digital asset, and/or a digital badge), the transaction processor 272 identifies a digital wallet, or the like, of the donor 10. The transaction processor 272 then transfers (and/or facilitates a transfer of) the digital assets (i.e., the incentives) to the digital wallet of the donor 10. In this regard, the transaction processor 272 generates (and/or facilitates the generating of) a record of the transfer of the digital asset (i.e., the incentives) to the digital wallet of the donor 10 in a distributed ledger, or the like, for the digital asset.

[0085] In an example embodiment, the transaction processor 272 may also be configurable or configured to process current, historic, and/or future queries, searches, selections, recommendations, and/or suggestions of charitable campaigns 20a and/or charitable organizations 20b for donors 10. For example, when a donor 10 submits a query or search for a charitable campaign 20a and/or charitable organization 20b, the transaction processor 272 performs a search (e.g., in a database 70 and/or distributed ledger 80) for potential matches. In returning the search results, an example embodiment of the transaction processor 27 may be configurable or configured to cooperate with the incentive processor to identify incentives that the donor 10 can receive if the donor 10 makes a donation to such charitable campaigns 20a and/or charitable organizations 20b.

[0086] As will be further described in the present disclosure, in situations where the transaction processor 272 dynamically identifies or generates recommendations and/or suggestions of charitable campaigns 20a and/or charitable organizations 20b for the donor 10 (and in some embodiments, vice versa), the transaction processor 272 is configured to first obtain information pertaining to the donor 10, including, but not limited to, general information of the donor 10 (e.g., if the donor 10 is a natural person or corporate donor, gender, geographical location, etc.), current and/or historic transactions made by the donor (e.g., via the historic transactions processor 314, as illustrated in Figure 5), preferences of the donor 10, previous incentives given and/or offered to the donor 10 (e.g., via the historic transactions processor 314), and/or social information of the donor 10 (e.g., via the social processor 315, as illustrated in Figure 5). The transaction processor 272 then identifies recommendations and/or suggestions of charitable campaigns 20a and/or charitable organizations 20b for the donor 10 based on such information of the donor 10 as well as information of the charitable campaigns 20a and/or charitable organizations 20b. Once one or more preliminary recommendations and/or suggestions are generated, the transaction processor 270 may be configurable or configured to cooperate with the incentive processor 300 to generate one or more incentives (or incentive rates or charts in situations where the transaction processor 272 does not know how much the donor 10 will donate) that the donor 10 can or will receive if the donor 10 makes a donation to such matched charitable campaigns 20a and/or charitable organizations 20b. In an example embodiment, a refined list of recommendations and/or suggestions may be generated for the donor 10 based on a consideration of such incentives (as generated by the incentives processor 300) that the donor 10 can receive. For example, for the refined list, charitable campaigns 20a and/or charitable organizations 20b that provide more incentives to the donor 10 may rank higher than those that offer less incentives. [0087] The incentive processor (e.g.. incentive processor 3001

[0088] As illustrated in Figure 3, an example embodiment of the main processor 270 includes one or more incentive processors (e.g., incentive processor 300). As will be further described below and in the present disclosure, the incentive processor 300 includes one or more elements for performing, among other things, one or more of the following: the processing of incentives for donors 10 (e.g., incentives to a donor 10 for donations made by the donor 10; incentives offered to donors 10 to incentivize such donors 10 to donate or donate more; incentives offered to donors 10 to incentivize such donors 10 to encourage, influence, and/or recommend other donors 10 to donate; etc.), the processing of incentives for charitable campaigns 20a (e.g., incentives for donations made to charitable campaigns 20a; incentives offered to charitable campaigns 20a to incentivize such charitable campaigns 20a to raise more donations; incentives offered to charitable campaigns 20a to increase activities, including social media activities (e.g., publications/articles, blogs, posts, etc.), advertisements, and/or gamification; etc.), and the processing of incentives for charitable organizations 20b (e.g., incentives for donations made to charitable organizations 20b; incentives offered to charitable organizations 20b to incentivize such charitable organizations 20b to raise more donations; incentives offered to charitable organizations 20b to increase activities, including social media activities (e.g., publications/articles, blogs, posts, etc.), advertisements, and/or gamification; etc.).

[0089] As illustrated in FIGURE 4, the incentive processor 300 includes one or more elements. For example, the incentive processor 300 may include one or more donor incentive processors (e.g., donor incentive processors 310). The donor incentive processor 310 may perform, among other things, the processing of incentives for donors 10. The incentive processor 300 may also include one or more charitable campaign incentive processors (e.g., charitable campaign incentive processor 320). The charitable campaign incentive processor 320 may perform, among other things, the processing of incentives for charitable campaigns 20a. The incentive processor 300 may also include one or more charitable organization incentive processors (e.g., charitable organization incentive processor 330). The charitable organization incentive processor 330 may perform, among other things, the processing of incentives for charitable organizations 20b.

[0090] Although Figure 4 illustrates one donor incentive processor 310, one charitable campaign incentive processor 320, and one charitable organization incentive processor 330, it is to be understood that the incentive processor 300 may include more or less than one donor incentive processor 310, more or less than one charitable campaign incentive processor 320, and/or more or less than one charitable organization incentive processor 330 without departing from the teachings of the present disclosure. It is also to be understood in the present disclosure that the incentive processor 300 may also include an incentive processor for impact investments (not shown) for processing of incentives for impact investments 20c. It is also to be understood in the present disclosure that, although the functions and/or processes performed by the incentive processor 300 are described in the present disclosure as being performed by particular elements of the incentive processor 300, the functions and/or processes performed by a particular element of the incentive processor 300 may also be performed by one or more other elements and/or cooperatively performed by more than one element of the incentive processor 300 without departing from the teachings of the present disclosure. It is also to be understood in the present disclosure that, although the functions and/or processes performed by the incentive processor 300 are described in the present disclosure as being performed by particular elements of the incentive processor 300, the functions and/or processes performed by two or more particular elements of the incentive processor 300 may be combined and performed by one element of the incentive processor 300 without departing from the teachings of the present disclosure. [0091] These elements of the incentive processor 300 will now be further described with reference to the accompanying figures.

[0092] The donor incentive processor (e.g.. donor incentive processor 310).

[0093] As illustrated in Figure 4, an example embodiment of the incentive processor 300 includes one or more donor incentive processors (e.g., donor incentive processor 310). As will be further described below and in the present disclosure, the donor incentive processor 310 includes one or more elements for performing, among other things, the processing of incentives for donors 10. Such processing may include selectively and/or dynamically generating of incentives for donors 10. Such incentives may be generated to reward and/or show appreciation to donors 10 for donation requests (which includes donations made); incentivize donors 10 to donate and/or donate more to the current charitable campaign 20a and/or charitable organization 20b and/or future affiliated, associated, and/or related charitable campaigns 20a and/or charitable organizations 20b; incentivize such donors 10 to encourage, influence, and/or recommend social connection (e.g., friend, family, co-worker, affiliate, related company, partner, customer, client, etc.) to donate to the current charitable campaign 20a and/or charitable organization 20b and/or future affiliated, associated, and/or related charitable campaigns 20a and/or charitable organizations 20b; etc. In an example embodiment, such incentives are processed for donations and/or donation requests made by a donor 10, and such incentives may vary based on one or more considerations. For example, the type/form and/or quantity of incentives generated by the donor incentive processor 310 may vary based on a date/time when the donation request is submitted by and/or received from the donor 10; a date/time when the donation request is submitted by and/or received from the donor 10 relative to a certain date/time, financial consideration, and/or event (e.g., when the incentives are digital assets, the type/form and/or quantity of digital assets are generated based on how much time has elapsed since the start of the charitable campaign 20a, how much time remains before the end of the charitable campaign 20a, etc.); an amount of the donation; an amount of the donation relative to a certain amount, certain date/time, and/or event (e.g., when the incentives are digital assets, the type/form and/or quantity of digital assets are generated based on the current total amount of donations received including the donation of the donor 10, how much more donations are needed after the donation of the donor 10 to achieve an interim and/or total target donation amount, etc.), personal information of the donor 10 (e.g., salary, revenues, earnings, tax objectives, geographical location, personal objectives, personal interests, etc.), historic transactions of the donor 10 (e.g., last donation made by the donor, last volunteering activity conducted by the donor 10, last donation made by the donor 10 to the charitable campaign 20a and/or charitable organization 20b, last volunteering activity conducted, sponsored, organized, and/or participated in by the donor 10 to the charitable campaign 20a and/or charitable organization 20b, etc.), and/or social information of the donor 10 (e.g., how many social contacts are connected to the donor 10, who are the social contacts of the donor 10 (and social contacts of the social contacts of the donor 10, and so on), what is the social reach of the donor 10, how active are the social contacts of the donor 10 in terms of donations and/or impact investing (and social contacts of the social contacts of the donor 10, and so on), influence level of the donor 10 on the donor's social contacts from a donation perspective, etc.).

[0094] As illustrated in FIGURE 5, the donor incentive processor 310 includes one or more elements. For example, the donor incentive processor 310 may include a temporal processor (e.g., temporal processor 311). The temporal processor 311 may perform, among other things, processing of temporal issues and/or considerations for the generating of donor incentives. The donor incentive processor 310 may also include one or more financial processors (e.g., financial processor 312). The financial processor 312 may perform, among other things, the processing of financial issues and/or considerations for the generating of donor incentives. The donor incentive processor 310 may also include one or more incentive type processors (e.g. , incentive type processor 313). The incentive type processor 313 may perform, among other things, the processing of the type(s) of incentives to be offered to and/or generated for the donor 10 for the donation request. The donor incentive processor 310 may also include a historic transactions processor (e.g., historic transactions processor 314). The historic transactions processor 314 may perform, among other things, the processing of historic information, including historic information pertaining to the donor 10, transactions by the donor 10, and incentives received by the donor 10. The donor incentive processor 310 may also include one or more social processors (e.g., social processor 315). The social processor 315 may perform, among other things, the processing of social information, including social-related information of the donor 10, social networks of the donor 10, friends or contacts of the donor 10, social media activities (e.g., publications/articles, blogs, posts, etc.) of the donor 10, likes given to and/or received by the donor 10, comments given to and/or received by the donor 10, followings of and by the donor 10, and/or endorsements given to and/or received by the donor 10. The donor incentive processor 310 may also include one or more donor incentive generators (e.g., donor incentive generators 316). The donor incentive generator 316 may perform, among other things, the processing of one or more incentives to be offered to and/or generated for the donor 10 for the donation request.

[0095] Although F igure 5 illustrates one temporal processor 311, one financial processor 312, one incentive type processor 313, one historical transactions processor 314, one social processor 315, and one donor incentive generator 316, it is to be understood that the donor incentive processor 310 may include more or less than one temporal processor 311, more or less than one financial processor 312, more or less than one incentive type processor 313, more or less than one historical transactions processor 314, more or less than one social processor 315, and more or less than one donor incentive generator 316 without departing from the teachings of the present disclosure. It is also to be understood in the present disclosure that, although the functions and/or processes performed by the donor incentive processor 310 are described in the present disclosure as being performed by particular elements of the donor incentive processor 310, the functions and/or processes performed by a particular element of the donor incentive processor 310 may also be performed by one or more other elements and/or cooperatively performed by more than one element of the donor incentive processor 310 without departing from the teachings of the present disclosure. It is also to be understood in the present disclosure that, although the functions and/or processes performed by the donor incentive processor 310 are described in the present disclosure as being performed by particular elements of the donor incentive processor 310, the functions and/or processes performed by two or more particular elements of the donor incentive processor 310 may be combined and performed by one element of the donor incentive processor 310 without departing from the teachings of the present disclosure. [0096] These elements of the donor incentive processor 310 will now be further described with reference to the accompanying figures.

[0097] The temporal processor (e.g.. temporal processor 3111

[0098] As illustrated in Figure 5, an example embodiment of the donor incentive processor 310 includes one or more temporal processors (e.g., temporal processor 311).

[0099] The temporal processor 311 is configurable or configured to assist and/or cooperate with the donor incentive generator 316 and one or more other elements of the donor incentive processor 310 to generate incentives for donors 10. The temporal processor 311 is configured to do so by processing temporal or time-based considerations and/or issues. In an example embodiment, the temporal processor 311 identifies a date/time when the donation is made or the donation request is submitted by and/or received from the donor 10 (referred to herein as the "donation time"). Based on the identified donation time, the temporal processor 311 dynamically identifies one or more relevant dates/times or events of the charitable campaign 20a and/or charitable organization 20b that are proximal to the donation time. The temporal processor 311 then performs an analysis of the identified donation time, identified relevant date/time, and/or one or more other factors and/or analysis results, including analysis results from one or more other elements such as the financial processor 312, the incentive type processor 313, the historical transactions processor 314, and/or the social processor 315, so as to arrive at a type/form and quantity of incentives to generate for the donor 10 for the donation request (and/or a weight, score, and/or feedback for the donor incentive generator 316 to generate the incentives).

[00100] As a non-limiting illustrative example, a charitable campaign 20a may have a target duration of 6 months. If a donation request is made 1 week after the start date of the charitable campaign 20a, the temporal processor 311 may identify the identified donation time as 1 week after the start date and the identified relevant date/time as the start date. The temporal processor 311 may provide a certain feedback on the incentive to generate and/or a weight/score to use to generate the incentive from a temporal perspective (e.g., what type/form and/or quantity of digital assets should be generated, what weight, score, or multiplication factor should be used against a standard, normal, or default quantity of digital assets, etc.). In this particular example, if the temporal processor 311 identifies and/or assesses that there is a high or large desire, goal, focus, and/or need to increase donations in the early stages of the charitable campaign 20a (e.g., via a manual/static consideration; via a dynamically determined consideration based on, among other things, current donations received relative to the elapsed time since the start date, expected rate of donations, etc.; etc.), then the temporal processor 311 may provide to the donor incentive generator 316 a larger weight/score to use to generate the quantity of digital assets for the donation request (e.g., larger quantity of digital assets generated as compared to another date/time or stage of the charitable campaign 20a). In this same charitable campaign 20a example, if another donation request is made at a midpoint of the charitable campaign 20a (e.g., around 3 months from the start date (which can be the identified relevant date/time for this donation request) or 3 months from the end date (which can also be the identified relevant date/time for this donation request)) by a particular donor 10 (e.g., a first donor 10), the temporal processor 311 may identify that there are less or no desire, goal, focus, and/or need to increase donations as compared to the aforementioned early stage of the charitable campaign 20a. In this regard, the weight, score, and/or feedback provided by the temporal processor 311 to the donor incentive generator 316 on the type/form and/or quantity of the digital assets generated for the donor 10 for the donation request may be small or less (e.g., smaller quantity of digital assets generated as compared to the donation made in the early stages of the charitable campaign 20a). In this same charitable campaign 20a example, if another donation is made near the end of the charitable campaign 20a (e.g., 1 week before the end date (which can be the identified relevant date/time for this donation request)), the temporal processor 311 may identify that there is an urgent desire, goal, focus, and/or need to increase or maximize donation activities and/or received donations as compared to the aforementioned stages of the charitable campaign 20a (e.g., based on a cooperative assessment with one or more other elements, such as the financial processor 312, the target total amount of donations is unlikely to be reached). In this regard, the weight, score, and/or feedback provided by the temporal processor 311 to the donor incentive generator 316 on the type/form and/or quantity of the digital assets generated for the donor 10 for the donation request may be the highest or maximum (e.g., largest quantity of digital assets that can be generated for this charitable campaign 20a).

[00101] It is recognized in the present disclosure that increasing of incentives (e.g., increasing of a quantity of digital assets generated for a donor 10 for a donation request) based on temporal considerations (via analysis by the temporal processor 311) and/or one or more other considerations (via analysis by one or more other elements of the donor incentive processor 310) may increase a likelihood for one or more of the following: the donor 10 to make another donation to the same charitable campaign 20a and/or charitable organization 20b; the donor 10 to make a future donation to an affiliated, associated, and/or related charitable campaign 20a and/or charitable organization 20b; the donor 10 to recommend a social connection (e.g., friend, family, co-worker, affiliate, related company, partner, customer, client, etc.) to make a donation request to the same charitable campaign 20a and/or charitable organization 20b; etc.

[00102] The financial processor (e.g.. financial processor 3121

[00103] As illustrated in Figure 5, an example embodiment of the donor incentive processor 310 includes one or more financial processors (e.g., financial processor 312).

[00104] The financial processor 312 is configurable or configured to assist and/or cooperate with the donor incentive generator 316 and one or more other elements of the donor incentive processor 310 to generate incentives for donors 10. The financial processor 312 does so by processing financial- based considerations and/or issues. In an example embodiment, the financial processor 312 identifies a donation amount for the donation request. Based on the identified donation amount, the financial processor 312 dynamically identifies one or more relevant amounts of the charitable campaign 20a and/or charitable organization 20b, including a total target amount of donations for the charitable campaign 20a and/or charitable organization 20b, a total current amount of donations received, an amount of donations required to be received in order to achieve a next interim target or financial milestone for the charitable campaign 20a and/or charitable organization 20b, an amount of donations required to be received in order to achieve the total target amount of donations for the charitable campaign 20a and/or charitable organization 20b, etc. (referred to herein as the "relevant amounts"). The financial processor 312 then performs an analysis of the donation amount for the donation request, one or more of the identified relevant amounts, and/or one or more other factors and/or analysis results, including analysis results from one or more other elements such as the temporal processor 311, the incentive type processor 313, the historical transactions processor 314, and/or the social processor 315, so as to arrive at a type/form and quantity of incentives to generate for the donor 10 for the donation request (and/or a weight, score, and/or feedback for the donor incentive generator 316 to generate the incentives).

[00105] As a non-limiting illustrative example, a charitable campaign 20a may have a total target donation amount of $10,000. If a donation request is made for $100 and the total current amount of donations received is $800, the financial processor 312 may identify the donation amount as $100 and the relevant amounts as $10,000 for the total target donation amount and $800 as the total current amount of donations. The financial processor 312 may provide a certain feedback on the incentive to generate and/or a weight/score to use to generate the incentive from a financial perspective (e.g., what type/form and/or quantity of digital assets should be generated, what weight, score, or multiplication factor should be used against a standard, normal, or default quantity of digital assets, etc.). In this particular example, if the financial processor 312 identifies and/or assesses that there is a high or large desire, goal, focus, and/or need to increase donations in the early financial stages of the charitable campaign 20a (e.g., via a manual/static consideration; via a dynamically determined consideration based on, among other things, the elapsed time since the start date, expected rate of donations, etc.; etc.), then the financial processor 312 may provide to the donor incentive generator 316 a larger weight/score to use to generate the quantity of digital assets for the donation request (e.g., larger quantity of digital assets generated as compared to another current total amount of donations or stage of the charitable campaign 20a). In this same charitable campaign 20a example, if another donation request is made at a financial midpoint of the charitable campaign 20a (e.g., a total current amount of donations is $5,000) by a particular donor 10 (e.g., a first donor 10), the financial processor 312 may identify that there are less or no desire, goal, focus, and/or need to increase donations as compared to the aforementioned early financial stage of the charitable campaign 20a. In this regard, the weight, score, and/or feedback provided by the financial processor 312 to the donor incentive generator 316 on the type/form and/or quantity of the digital assets generated for the donor 10 for the donation request may be small or less (e.g., smaller quantity of digital assets generated as compared to the donation made in the early financial stages of the charitable campaign 20a). In this same charitable campaign 20a example, if another donation is made near the late financial stages of the charitable campaign 20a (e.g., a total current amount of donations is $9,000), the financial processor 312 may identify that there is an urgent desire, goal, focus, and/or need to increase or maximize donation activities and/or received donations as compared to the aforementioned stages of the charitable campaign 20a (e.g., based on a cooperative assessment with one or more other elements, such as the temporal processor 311, the target total amount of donations is unlikely to be reached). In this regard, the weight, score, and/or feedback provided by the financial processor 312 to the donor incentive generator 316 on the type/form and/or quantity of the digital assets generated for the donor 10 for the donation request may be the highest or maximum (e.g., largest quantity of digital assets that can be generated for this charitable campaign 20a).

[00106] It is recognized in the present disclosure that increasing of incentives (e.g., increasing of a quantity of digital assets generated for a donor 10 for a donation request) based on financial considerations (via analysis by the financial processor 312) and/or one or more other considerations (via analysis by one or more other elements of the donor incentive processor 310) may increase a likelihood for one or more of the following: the donor 10 to make another donation to the same charitable campaign 20a and/or charitable organization 20b; the donor 10 to make a future donation to an affiliated, associated, and/or related charitable campaign 20a and/or charitable organization 20b; the donor 10 to recommend a social connection (e.g., friend, family, co-worker, affiliate, related company, partner, customer, client, etc.) to make a donation request to the same charitable campaign 20a and/or charitable organization 20b; etc.

[00107] The incentive type processor (e.g.. incentive type processor 3131

[00108] As illustrated in Figure 5, an example embodiment of the donor incentive processor 310 includes one or more incentive type processors (e.g., incentive type processor 313).

[00109] The incentive type processor 313 is configurable or configured to assist and/or cooperate with the donor incentive generator 316 and one or more other elements of the donor incentive processor 310 to generate incentives for donors 10. The incentive type processor 313 does so by cooperating with one or more other elements of the donor incentive processor 310 to make a selection on the type or form of incentive to generate for the donor 10. In making the selection, the incentive type processor 313 first identifies the available types or forms of incentives for the donor 10, which may include one or more forms of financial digital assets, one or more forms of social digital assets, and/or one or more forms of digital badges (also referred to herein as a "digital asset incentive"). It is to be understood that other types or forms of incentives are also contemplated without departing from the teachings of the present disclosure. The incentive type processor 313 then performs an analysis of the identified available types or forms of incentives and/or one or more other factors and/or analysis results, including analysis results from one or more other elements such as the temporal processor 311, the financial processor 312, the historical transactions processor 314, and/or the social processor 315, so as to arrive at a type/form and quantity of incentives to generate for the donor 10 for the donation request (and/or a weight, score, and/or feedback for the donor incentive generator 316 to generate the incentives). [00110] As an example, the incentive type processor 313 may identify and/or assess which form(s) or type(s) of digital asset incentive the charitable campaign 20a and/or charitable organization 20b have selected to generate as incentives for donors 10. In situations where the charitable campaign 20a and/or charitable organization 20b have not selected or indicated a preference on which type(s) or form(s) of digital asset incentive to generate for donors 10, the incentive type processor 313 may perform an analysis based on, among other things, historic transactions of the charitable campaign 20a and/or charitable organization 20b to identify and/or predict the type or form of digital asset incentive the charitable campaign 20a and/or charitable organization 20b prefers to generate for donors 10. Other factors and/or assessments for predicting incentive preferences of charitable campaigns 20a and/or charitable organizations 20b are also contemplated in the present disclosure. For example, the incentive type processor 313 may also consider, among other things, other current transactions of the charitable campaign 20a and/or charitable organization 20b (e.g., in situations where a charitable organization 20b is managing multiple charitable campaigns 20a and we are predicting the type or form of digital asset incentive for one of the charitable campaigns 20a; etc.), future transactions of the charitable campaign 20a and/or charitable organization 20b (e.g., future charitable campaigns 20a that are being or have already been set up by a charitable organization 20a; predicted future charitable campaigns 20a for a charitable organization 20a; etc.), similar or comparable charitable campaigns 20a and/or charitable organizations 20b (e.g., digital asset incentive preferences for similar or comparable charitable campaigns 20a and/or charitable organizations 20b), etc.

[00111] The incentive type processor 313 may also identify (e.g., from user preferences of the donor 10) which type or form of digital asset incentive the donor 10 prefers to receive. In situations where the donor 10 has not selected or indicated a preference on which type(s) or form(s) of digital asset incentives the donor 10 prefers to receive, the incentive type processor 313 may perform an analysis based on, among other things, historic transactions of the donor 10 to identify and/or predict the type or form of digital asset incentive the donor 10 prefers to receive. For example, the incentive type processor 313 may identify and/or assess that the donor 10 prefers or is predicted or expected to prefer digital badges over financial digital assets and social digital assets based on an assessment that a majority number of historic transactions (and/or historic transactions with the largest donation amounts) involved those with digital asset incentives in the form of digital badges. Other factors and/or assessments for predicting incentive preferences of donors 10 are also contemplated in the present disclosure. For example, the incentive type processor 313 may also consider, among other things, other current transactions of the donor 10 (e.g., other donations currently being made by the donor 10), future transactions of the donor 10 (e.g., donations by the donor 10 that are set for a future date/time; predicted future donations to be made by the donor 10; etc.), activity level of the digital asset incentives received by the donor 10 (e.g., digital asset incentives that are most used by the donor 10 may be considered more preferred), similar or comparable donors 10 (e.g., digital asset incentive preferences for similar or comparable donors 10), etc.

[00112] As another example, the incentive type processor 313 may perform an analysis based on, among other things, current and/or historic transactions of social connections (e.g., social media connections, friend, family, co-worker, affiliate, related company, partner, customer, client, etc.) of the donor 10 (and/or social connections of the social connections of the donor 10, and so on) to identify and/or predict the type or form of digital asset incentive the social connections of the donor 10 prefers to receive (and/or type or form of digital asset incentive the social connections of the social connections of the donor 10 prefers to receive, and so on). In doing so, the incentive type processor 313 may also assess whether such historic transactions of the social connections of the donor 10 (and/or social connections of the social connections of the donor 10, and so on) were influenced, caused, and/or recommended by one or more historic transactions of the donor 10 (and/or another social connection). In this regard, the incentive type processor 313 may not always select digital asset incentives that the donor 10 prefers and/or is predicted or expected to prefer. For example, the incentive type processor 313 may identify or predict that the donor 10 prefers a digital badge over other forms of digital asset incentives. However, the incentive type processor 313 (along with the social processor 315) may also identify or assess that the donor 10 has a social network of other donors 10 (i.e., social connections) and that one or more such social connections of the donor 10 have been previously influenced by donation activities of the donor 10 (i.e., tendency for several social connections to donate following a donation by the donor 10). The incentive type processor 313 may also identify or assess that such one or more social connections of the donor 10 prefers or is predicted or expected to prefer financial digital assets over other forms of digital asset incentives. In such a situation, the incentive type processor 313 may select to generate financial digital assets as incentives for the donor 10 instead of digital badges. Other factors and/or assessments for predicting incentive preferences of social connections of donors 10 (and/or social connections of the social connections of the donor 10, and so on) are also contemplated in the present disclosure. For example, the incentive type processor 313 may also consider, among other things, other current transactions of the social connections of donor 10 (and/or social connections of the social connections of the donor 10, and so on) (e.g., other donations currently being made by the social connections of the donor 10 (and/or social connections of the social connections of the donor 10, and so on)), future transactions of the social connections of the donor 10 (and/or social connections of the social connections of the donor 10, and so on) (e.g., donations by the social connections of the donor 10 (and/or social connections of the social connections of the donor 10, and so on) that are set for a future date/time; predicted future donations to be made by the social connections of the donor 10 (and/or social connections of the social connections of the donor 10, and so on); etc.), activity level of the digital asset incentives received by the social connections of the donor 10 (and/or social connections of the social connections of the donor 10, and so on) (e.g., digital asset incentives that are most used by the social connections of the donor 10 (and/or social connections of the social connections of the donor 10, and so on) may be considered more preferred), similar or comparable persons or entities to the social connections of the donor 10 (and/or social connections of the social connections of the donor 10, and so on) (e.g., digital asset incentive preferences for similar or comparable persons or entities), etc.

[00113] As another example, the incentive type processor 313 may recommend to the donor incentive generator 316 to offer to the donor 10 an option to select between available digital asset incentives, including a social digital asset, a financial digital asset, a digital badge, or a combination of two or more forms of digital asset incentives.

[00114] It is recognized in the present disclosure that selectively providing incentives that the donor 10, charitable campaign 20a, charitable organization 20b, and/or social connections of the donor 10 (and/or social connections of the social connections of the donor 10, and so on) prefer based on analysis by the incentive type processor 313 and/or one or more other elements of the donor incentive processor 310, including those described above and in the present disclosure, may increase a likelihood for one or more of the following: the donor 10 to make another donation to the same charitable campaign 20a and/or charitable organization 20b; the donor 10 to make a future donation to an affiliated, associated, and/or related charitable campaign 20a and/or charitable organization 20b; the donor 10 to recommend a social connection (e.g., friend, family, co-worker, affiliate, related company, partner, customer, client, etc.) to make a donation request to the same charitable campaign 20a and/or charitable organization 20b; etc.

[00115] The historic transactions processor (e.g.. historic transactions processor 3141

[00116] As illustrated in Figure 5, an example embodiment of the donor incentive processor 310 includes one or more historic transactions processors (e.g., historic transactions processor 314). [00117] The historic transactions processor 314 is configurable or configured to assist and/or cooperate with the donor incentive generator 316 and one or more other elements of the donor incentive processor 310 to generate incentives for donors 10. The historic transactions processor 314 is configured to do so by processing historic transactions, as described in the present disclosure, including historic transactions of the donor 10, historic transactions of the charitable campaign 20a, historic transactions of the charitable organization 20b, historic transactions of social connections of the donor 10, historic transactions of social connections of social connections of the donor 10, and so on. The historic transactions processor 314 then performs an analysis of the historic transactions and/or one or more other factors and/or analysis results, including analysis results from one or more other elements such as the temporal processor 311, the financial processor 312, the incentive type processor 313, and/or the social processor 315, so as to arrive at a type/form and quantity of incentives to generate for the donor 10 for the donation request (and/or a weight, score, and/or feedback for the donor incentive generator 316 to generate the incentives).

[00118] The social processor (e.g.. social processor 315)

[00119] As illustrated in Figure 5, an example embodiment of the donor incentive processor 310 includes one or more social processors (e.g., social processor 315).

[00120] The social processor 315 is configurable or configured to assist and/or cooperate with the donor incentive generator 316 and one or more other elements of the donor incentive processor 310 to generate incentives for donors 10. The social processor 315 is configured to do so by processing social information, as described in the present disclosure. Social information may include, but is not limited to, social-related information for a charitable campaign 20a, including social networks, social connections (e.g., friends or contacts), social media activities (e.g., publications/articles, blogs, posts, etc.), advertisements, likes, comments, followings, endorsements, mentions, references to, and/or gamification activities; donors 10 who have donated to a charitable campaign 20a and/or charitable organization 20b; social network, social connections, likes, comments, followings, and/or endorsements of donors 10 who have donated to a charitable campaign 20a and/or charitable organization 20b; reach and/or influence of donors 10 who have donated to the charitable campaign 20a and/or charitable organization 20b (e.g., how many social connections of the donor 10 are also donors and/or are likely to donate to the charitable campaign 20a and/or charitable organization 20b; effects of a donation by a donor 10 on other persons and/or entities; whether a donation from a first donor 10 has resulted in a second donor 10 donating to the charitable campaign 20a and/or charitable organization 20b; whether a donation from a first donor 10 has resulted in a second donor 10 not donating; whether a donation from a first donor 10 has resulted in a second donor 10 donating more (or less) than the second donor 10 would have donated if the first donor 10 did not make a donation; etc.); other social information for and/or pertaining to the charitable campaign 20a, charitable organization 20b, donor 10, social connections of the donor 10, and/or social connections of social connections of the donor 10 (and so on). The social processor 315 then performs an analysis of the social information and/or one or more other factors and/or analysis results, including analysis results from one or more other elements such as the temporal processor 311, the financial processor 312, the incentive type processor 313, and/or the historic transactions processor 314, so as to arrive at a type/form and quantity of incentives to generate for the donor 10 for the donation request (and/or a weight, score, and/or feedback for the donor incentive generator 316 to generate the incentives). [00121] The donor incentive generator (e.g. donor incentive generator 3161

[00122] As illustrated in Figure 5, an example embodiment of the donor incentive processor 310 includes one or more donor incentive generators (e.g., donor incentive generators 316).

[00123] The donor incentive generator 316 is configurable or configured to assist and/or cooperate with one or more other elements of the donor incentive processor 310, as described above and in the present disclosure, to generate incentives for donors 10. The donor incentive generator 316 is configured to do so by processing information received from one or more other elements of the processor 200, as described in the present disclosure. For example, the donor incentive generator 316 may receive information, including processing results, pertaining to one or more charitable campaigns 20a from the charitable campaign processor 220, as described above and in the present disclosure. The donor incentive generator 316 may also receive information, including processing results, pertaining to one or more charitable organizations 20b from the charitable organization processor 230, as described above and in the present disclosure. The donor incentive generator 316 may also receive information, including processing results, pertaining to one or more donors 10 from the donor processor 240, as described above and in the present disclosure. The donor incentive generator 316 may also receive information, including processing results, pertaining to one or more end beneficiaries 50 from the end beneficiary processor 250, as described above and in the present disclosure. The donor incentive generator 316 may also receive information, including processing results, pertaining to one or more merchants 40 from the merchant processor 260, as described above and in the present disclosure. The donor incentive generator 316 may also receive information, including processing results, pertaining to one or more current and/or future transactions from the transaction processor 272, as described above and in the present disclosure. The donor incentive generator 316 may also receive information, including processing results, pertaining to temporal or time-based considerations or issues from the temporal processor 311, as described above and in the present disclosure. The donor incentive generator 316 may also receive information, including processing results, pertaining to financial-based considerations or issues from the financial processor 312, as described above and in the present disclosure. The donor incentive generator 316 may also receive information, including processing results, pertaining to available, preferred, and/or predicted incentive types to generate for donors 10 from the incentive type processor 313, as described above and in the present disclosure. The donor incentive generator 316 may also receive information, including processing results, pertaining to historical transactions of donors 10, charitable campaigns 20a, charitable organizations 20b, social connections of donors 10, and social connections of social connections of donors 10 (and so on) from the historical transactions processor 314, as described above and in the present disclosure. The donor incentive generator 316 may also receive social information, including processing results, pertaining to donors 10, charitable campaigns 20a, charitable organizations 20b, social connections of donors 10, and social connections of social connections of donors 10 (and so on) from the social processor 315, as described above and in the present disclosure. In some example embodiments, the donor incentive generator 316 may also receive information, including processing results, pertaining to digital asset incentives offered to and/or generated for charitable campaigns 20a from the charitable campaign incentive processor 320, as further described in the present disclosure. Also in some example embodiments, the donor incentive generator 316 may receive information, including processing results, pertaining to digital asset incentives offered to and/or generated for charitable organizations 20b from the charitable organization incentive processor 330, as further described in the present disclosure. The donor incentive generator 316 then performs an analysis of one or more of the information and/or processing results described above and in the present disclosure, so as to arrive at a type/form and quantity of digital asset incentives to offer to and/or generate for the donor 10 for the donation request.

[00124] The charitable campaign incentive processor (e.g.. charitable campaign incentive processor 3201

[00125] As illustrated in Figure 4, an example embodiment of the incentive processor 300 includes one or more charitable campaign incentive processors (e.g., charitable campaign incentive processor 320). As will be further described below and in the present disclosure, the charitable campaign incentive processor 320 includes one or more elements for performing, among other things, the processing of incentives for charitable campaigns 20a. Such processing may include selectively and/or dynamically generating of incentives for charitable campaigns 20a. Such incentives may be generated to reward and/or show appreciation to charitable campaigns 20a for their efforts in raising donations; incentivize charitable campaigns 20a to increase fund raising activities for the current charitable campaign 20a and/or future affiliated, associated, and/or related charitable campaigns 20a and/or charitable organizations 20b; incentivize such charitable campaigns 20a to encourage, influence, and/or recommend social connections (e.g., friend, family, co-worker, affiliate, related company, partner, customer, client, etc.) to donate to the current charitable campaign 20a and/or future affiliated, associated, and/or related charitable campaigns 20a and/or charitable organizations 20b; etc. In an example embodiment, such incentives are processed for donations and/or donation requests received by a charitable campaign 20a, and such incentives may vary based on one or more considerations. For example, the type/form and/or quantity of incentives generated by the charitable campaign incentive processor 320 may vary based on a date/time when a donation request is received by the charitable campaign 20a; a date/time when a donation request is received by the charitable campaign 20a relative to a certain date/time, financial consideration, and/or event (e.g., when the incentives are digital assets, the type/form and/or quantity of digital assets are generated based on how much time has elapsed since the start of the charitable campaign 20a, how much time remains before the end of the charitable campaign 20a, etc.); a certain date/time, financial consideration, and/or event (e.g., when the incentives are digital assets, the type/form and/or quantity of digital assets are generated based on how much time has elapsed since the start of one of the charitable campaigns 20a managed by the charitable organization 20b, how much time remains before the end of the charitable campaign 20a, etc.); an amount of the donation; an amount of the donation relative to a certain amount, certain date/time, and/or event (e.g., when the incentives are digital assets, the type/form and/or quantity of digital assets are generated based on the current total amount of donations received including the donation just received by the charitable campaign 20a, how much more donations are needed to achieve an interim and/or total target donation amount for the charitable campaign 20a, etc.), personal/administrative information of the charitable campaign 20a (e.g., donations collected, revenues, earnings, status of charitable campaign 20a, geographical location, etc.), historic transactions of the charitable campaign 20a (e.g., last event or campaign of the charitable campaign 20a, etc.), and/or social information of the charitable campaign 20a (e.g., how many social contacts are connected to the charitable campaign 20a, how many social contacts are connected to donors 10 of the charitable campaign 20a, who are the social contacts of the charitable campaign 20a (and social contacts of the social contacts of the charitable campaign 20a, and so on), who are the social contacts of the donors 10 of the charitable campaign 20a (and social contacts of the social contacts of the charitable campaign 20a, and so on), what is the social reach of the charitable campaign 20a, what is the social reach of the donor 10 of the charitable campaign 20a, how active are the social contacts of the donor 10 of the charitable campaign 20a in terms of donations and/or impact investing (and social contacts of the social contacts of the donor 10, and so on), influence level of the charitable campaign 20a to donors 10, influence level of the donor 10 of the charitable campaign 20a on the donor's social contacts from a donation perspective, etc.). [00126] As illustrated in FIGURE 6, the charitable campaign incentive processor 320 includes one or more elements. For example, the charitable campaign incentive processor 320 may include a temporal processor (e.g., temporal processor 321). The temporal processor 321 may perform, among other things, processing of temporal issues and/or considerations for the generating of charitable campaign incentives. The charitable campaign incentive processor 320 may also include one or more financial processors (e.g., financial processor 322). The financial processor 322 may perform, among other things, the processing of financial issues and/or considerations for the generating of charitable campaign incentives. The charitable campaign incentive processor 320 may also include one or more incentive type processors (e.g., incentive type processor 323). The incentive type processor 323 may perform, among other things, the processing of the type(s) of incentives to be offered to and/or generated for the charitable campaign 20a. The charitable campaign incentive processor 320 may also include a historic transactions processor (e.g., historic transactions processor 324). The historic transactions processor 324 may perform, among other things, the processing of historic information, including historic information pertaining to the charitable campaign 20a, charitable organization 20b managing the charitable campaign 20a (if any), donors 10 of the charitable campaign 20a, transactions of the charitable campaign 20a, incentives generated by the charitable campaign 20a (i.e., incentives given to donors 10 of the charitable campaign 20a), and incentives received by the charitable campaign 20a. The charitable campaign incentive processor 320 may also include one or more social processors (e.g., social processor 325). The social processor 325 may perform, among other things, the processing of social information, including social-related information of the charitable campaign 20a, social-related information of the charitable organization 20b managing the charitable campaign 20a (if any), social-related information of the donors 10 of the charitable campaign 20a, social networks of the charitable campaign 20a, social networks of the charitable organization 20b managing the charitable campaign 20a, social networks of the donors 10 of the charitable campaign 20a, friends or contacts of the donors 10 of the charitable campaign 20a, social media activities (e.g., publications/articles, blogs, posts, etc.) of the charitable campaign 20a, social media activities (e.g., publications/articles, blogs, posts, etc.) of the charitable organization 20b managing the charitable campaign 20a, social media activities (e.g., publications/articles, blogs, posts, etc.) of the donors 10 of the charitable campaign 20a, likes given to and/or received by the charitable campaign 20a, likes given to and/or received by the charitable organization 20b managing the charitable campaign 20a (if any), likes given to and/or received by the donors 10 of the charitable campaign 20a, comments given to and/or received by the charitable campaign 20a, comments given to and/or received by the charitable organization 20b managing the charitable campaign 20a (if any), comments given to and/or received by the donors 10 of the charitable campaign 20a, followings of and by the charitable campaign 20a, followings of and by charitable organization 20b managing the charitable campaign 20a, followings of and by the donors 10 of the charitable campaign 20a, endorsements given to and/or received by the charitable campaign 20a, endorsements given to and/or received by the charitable organization 20b managing the charitable campaign 20a, and/or endorsements given to and/or received by the donors 10 of the charitable campaign 20a. The charitable campaign incentive processor 320 may also include one or more charitable campaign incentive generators (e.g., charitable campaign incentive generators 326). The charitable campaign incentive generator 326 may perform, among other things, the processing of one or more incentives to be offered to and/or generated for the charitable campaign 20a.

[00127] Although Figure 5 illustrates one temporal processor 321, one financial processor 322, one incentive type processor 323, one historical transactions processor 324, one social processor 325, and one charitable campaign incentive generator 326, it is to be understood that the charitable campaign incentive processor 320 may include more or less than one temporal processor 321, more or less than one financial processor 322, more or less than one incentive type processor 323, more or less than one historical transactions processor 324, more or less than one social processor 325, and more or less than one charitable campaign incentive generator 326 without departing from the teachings of the present disclosure. It is also to be understood in the present disclosure that, although the functions and/or processes performed by the charitable campaign incentive processor 320 are described in the present disclosure as being performed by particular elements of the charitable campaign incentive processor 320, the functions and/or processes performed by a particular element of the charitable campaign incentive processor 320 may also be performed by one or more other elements and/or cooperatively performed by more than one element of the charitable campaign incentive processor 320 without departing from the teachings of the present disclosure. It is also to be understood in the present disclosure that, although the functions and/or processes performed by the charitable campaign incentive processor 320 are described in the present disclosure as being performed by particular elements of the charitable campaign incentive processor 320, the functions and/or processes performed by two or more particular elements of the charitable campaign incentive processor 320 may be combined and performed by one element of the charitable campaign incentive processor 320 without departing from the teachings of the present disclosure.

[00128] These elements of the charitable campaign incentive processor 320 will now be further described with reference to the accompanying figures.

[00129] The temporal processor (e.g.. temporal processor 3211 [00130] As illustrated in Figure 6, an example embodiment of the charitable campaign incentive processor 320 includes one or more temporal processors (e.g., temporal processor 321).

[00131] The temporal processor 321 is configurable or configured to assist and/or cooperate with the charitable campaign incentive generator 326 and one or more other elements of the charitable campaign incentive processor 320 to generate incentives for charitable campaigns 20a. The temporal processor 321 is configured to do so by processing temporal or time-based considerations and/or issues. In an example embodiment, the temporal processor 321 identifies a date/time (e.g., a date/time when a donation is received by the charitable campaign 20a; but may not necessarily need to be corresponding to a date/time when a donation is received). Based on the identified date/time, the temporal processor 321 dynamically identifies one or more relevant dates/times or events of the charitable campaign 20a that are proximal to the identified date/time. The temporal processor 321 then performs an analysis of the identified date/time, identified relevant date/time, and/or one or more other factors and/or analysis results, including analysis results from one or more other elements such as the financial processor 322, the incentive type processor 323, the historical transactions processor 324, and/or the social processor 325, so as to arrive at a type/form and quantity of incentives to generate for the charitable campaign 20a (and/or a weight, score, and/or feedback for the charitable campaign incentive generator 326 to generate the incentives).

[00132] As a non-limiting illustrative example, a charitable campaign 20a may have a target duration of 6 months. If a donation request is made 1 week after the start date of the charitable campaign 20a, the temporal processor 321 may identify the identified date/time as 1 week after the start date and the identified relevant date/time as the start date. The temporal processor 321 may provide certain feedback on the incentive to generate and/or a weight/score to use to generate the incentive from a temporal perspective (e.g., what type/form and/or quantity of digital assets should be generated, what weight, score, or multiplication factor should be used against a standard, normal, or default quantity of digital assets, etc.). In this particular example, if the temporal processor 321 identifies and/or assesses that there is a high or large desire, goal, focus, and/or need to increase donations in the early stages of the charitable campaign 20a (e.g., via a manual/static consideration; via a dynamically determined consideration based on, among other things, current donations received relative to the elapsed time since the start date, expected rate of donations, etc.; etc.), then the temporal processor 321 may provide to the charitable campaign incentive generator 326 a larger weight/score to use to generate the quantity of digital asset incentives for the charitable campaign 20a (e.g., larger quantity of digital asset incentives generated as compared to another date/time or stage of the charitable campaign 20a). It is recognized in the present disclosure that, in generating a large or larger quantity of digital asset incentives for the charitable campaign 20a, the charitable campaign 20a may become more incentivized, encouraged, and/or active to perform more or increased fund raising activities so as to increase donations. Such fund raising activities may include, but is not limited to, increased advertising, increased gamification, increased social media activities (e.g., postings, blogs, etc.), etc. In this same example, if another donation request is made at a midpoint of the charitable campaign 20a (e.g., around 3 months from the start date (which can be the identified relevant date/time for this donation request) or 3 months from the end date (which can also be the identified relevant date/time for this donation request)), the temporal processor 321 may identify that there are less or no desire, goal, focus, and/or need to increase donations as compared to the aforementioned early stage of the charitable campaign 20a. In this regard, the weight, score, and/or feedback provided by the temporal processor 321 to the charitable campaign incentive generator 326 on the type/form and/or quantity of the digital asset incentives generated for the charitable campaign 20a may be small or less (e.g., smaller quantity of digital assets generated as compared to the donation made in the early stages of the charitable campaign 20a). In this same example, if another donation is made near the end of the charitable campaign 20a (e.g., 1 week before the end date (which can be the identified relevant date/time for this donation request)), the temporal processor 321 may identify that there is an urgent desire, goal, focus, and/or need to increase or maximize donation activities and/or received donations as compared to the aforementioned stages of the charitable campaign 20a (e.g., based on a cooperative assessment with one or more other elements, such as the financial processor 322, the target total amount of donations is unlikely to be reached). In this regard, the weight, score, and/or feedback provided by the temporal processor 321 to the charitable campaign incentive generator 326 on the type/form and/or quantity of the digital assets generated for the charitable campaign 20a may be the highest or maximum (e.g., largest quantity of digital assets that can be generated for this charitable campaign 20a).

[00133] It is recognized in the present disclosure that increasing of incentives (e.g., increasing of a quantity of digital assets generated for a charitable campaign 20a) based on temporal considerations (via analysis by the temporal processor 321) and/or one or more other considerations (via analysis by one or more other elements of the charitable campaign incentive processor 320) may increase a likelihood for one or more of the following: the charitable campaign 20a to improve, increase, put more efforts, and/or be more active in fund raising activities for the charitable campaign 20a; offer more incentives to donors 10 (as described for the donor incentive processor 310); the charitable campaign 20a to recommend social connections (e.g., friend, family, co-worker, affiliate, related company, partner, customer, client, etc.) to make donations to the charitable campaign 20a; etc. [00134] The financial processor (e.g.. financial processor 322V

[00135] As illustrated in Figure 6, an example embodiment of the charitable campaign incentive processor 320 includes one or more financial processors (e.g., financial processor 322).

[00136] The financial processor 322 is configurable or configured to assist and/or cooperate with the charitable campaign incentive generator 326 and one or more other elements of the charitable campaign incentive processor 320 to generate incentives for charitable campaigns 20a. The financial processor 322 does so by processing financial-based considerations and/or issues. In an example embodiment, the financial processor 322 dynamically identifies one or more relevant amounts of the charitable campaign 20a, including a total target amount of donations for the charitable campaign 20a, a total current amount of donations received, an amount of donations required to be received in order to achieve a next interim target or financial milestone for the charitable campaign 20a, an amount of donations required to be received in order to achieve the total target amount of donations for the charitable campaign 20a. The financial processor 322 then performs an analysis of one or more of these identified relevant amounts and/or one or more other factors and/or analysis results, including analysis results from one or more other elements such as the temporal processor 321, the incentive type processor 323, the historical transactions processor 324, and/or the social processor 325, so as to arrive at a type/form and quantity of incentives to generate for the charitable campaign 20a (and/or a weight, score, and/or feedback for the charitable campaign incentive generator 326 to generate the incentives).

[00137] As a non-limiting illustrative example, a charitable campaign 20a may have a total target donation amount of $10,000. If the total current amount of donations received is $800, the financial processor 322 may identify the total target donation amount as $10,000 and the total current amount of donations as $800. The financial processor 322 may provide a certain feedback on the incentive to generate and/or a weight/score to use to generate the incentive from a financial perspective (e.g., what type/form and/or quantity of digital assets should be generated, what weight, score, or multiplication factor should be used against a standard, normal, or default quantity of digital assets, etc.). In this particular example, if the financial processor 322 identifies and/or assesses that there is a high or large desire, goal, focus, and/or need to increase donations in the early financial stages of the charitable campaign 20a (e.g., via a manual/static consideration; via a dynamically determined consideration based on, among other things, the elapsed time since the start date, expected rate of donations, etc.; etc.), then the financial processor 322 may provide to the charitable campaign incentive generator 326 a larger weight/score to use to generate the quantity of digital asset incentives for the donation request (e.g., larger quantity of digital asset incentives generated as compared to another current total amount of donations or stage of the charitable campaign 20a). In this same example, if another donation request is made at a financial midpoint of the charitable campaign 20a (e.g., a total current amount of donations is $5,000), the financial processor 322 may identify that there are less or no desire, goal, focus, and/or need to increase donations as compared to the aforementioned early financial stage of the charitable campaign 20a. In this regard, the weight, score, and/or feedback provided by the financial processor 322 to the charitable campaign incentive generator 326 on the type/form and/or quantity of the digital asset incentives generated for the charitable campaign 20a may be small or less (e.g., smaller quantity of digital asset incentives generated as compared to the early financial stages of the charitable campaign 20a). In this same example, if another donation is made near the late financial stages of the charitable campaign 20a (e.g., a total current amount of donations is $9,000), the financial processor 322 may identify that there is an urgent desire, goal, focus, and/or need to increase or maximize donation activities and/or received donations as compared to the aforementioned stages of the charitable campaign 20a (e.g., based on a cooperative assessment with one or more other elements, such as the temporal processor 321, the target total amount of donations is unlikely to be reached). In this regard, the weight, score, and/or feedback provided by the financial processor 322 to the charitable campaign incentive generator 326 on the type/form and/or quantity of the digital asset incentives generated for the charitable campaign 20a may be the highest or maximum (e.g., largest quantity of digital asset incentives that can be generated for this charitable campaign 20a).

[00138] It is recognized in the present disclosure that increasing of incentives (e.g., increasing of a quantity of digital asset incentives generated for a charitable campaign 20a) based on financial considerations (via analysis by the financial processor 322) and/or one or more other considerations (via analysis by one or more other elements of the charitable campaign incentive processor 320) may increase a likelihood for one or more of the following: the charitable campaign 20a to improve, increase, put more efforts, and/or be more active in fund raising activities for the charitable campaign 20a; offer more incentives to donors 10 (as described for the donor incentive processor 310); the charitable campaign 20a to recommend social connections (e.g., friend, family, co-worker, affiliate, related company, partner, customer, client, etc.) to make donations to the charitable campaign 20a; etc.

[00139] The incentive type processor (e.g.. incentive type processor 323]

[00140] As illustrated in Figure 6, an example embodiment of the charitable campaign incentive processor 320 includes one or more incentive type processors (e.g., incentive type processor 323). [00141] The incentive type processor 323 is configurable or configured to assist and/or cooperate with the charitable campaign incentive generator 326 and one or more other elements of the charitable campaign incentive processor 320 to generate incentives for charitable campaigns 20a. The incentive type processor 323 does so by cooperating with one or more other elements of the charitable campaign incentive processor 320 to make a selection on the type or form of incentive to generate for the charitable campaign 20a. In making the selection, the incentive type processor 323 first identifies the available types or forms of incentives for the charitable campaign 20a, which may include one or more forms of financial digital assets, one or more forms of social digital assets, and/or one or more forms of digital badges (also referred to herein as a "digital asset incentive"). It is to be understood that other types or forms of incentives are also contemplated without departing from the teachings of the present disclosure. The incentive type processor 323 then performs an analysis of the identified available types or forms of incentives and/or one or more other factors and/or analysis results, including analysis results from one or more other elements such as the temporal processor 321, the financial processor 322, the historical transactions processor 324, and/or the social processor 325, so as to arrive at a type/form and quantity of incentives to generate for the charitable campaign 20a (and/or a weight, score, and/or feedback for the charitable campaign incentive generator 326 to generate the incentives).

[00142] As an example, the incentive type processor 323 may identify and/or assess which form(s) or type(s) of digital asset incentive the charitable campaign 20a have selected to receive as incentives. [00143] The incentive type processor 323 may also identify (e. g. , from preferences of the charitable campaign 20a) which type or form of digital asset incentive the charitable campaign 20a prefers to receive. In situations where the charitable campaign 20a has not selected or indicated a preference on which type(s) or form(s) of digital asset incentives the charitable campaign 20a prefers to receive, the incentive type processor 323 may perform an analysis based on, among other things, historic transactions of the charitable campaign 20a to identify and/or predict the type or form of digital asset incentive the charitable campaign 20a prefers to receive. For example, the incentive type processor 323 may identify and/or assess that the charitable campaign 20a prefers or is predicted or expected to prefer digital badges over financial digital assets and social digital assets based on an assessment that a majority number of historic transactions and/or historic charitable campaigns 20a involved those with digital asset incentives in the form of digital badges. Other factors and/or assessments for predicting incentive preferences of charitable campaigns 20a are also contemplated in the present disclosure. For example, the incentive type processor 323 may also consider, among other things, other current events and/or campaigns of the charitable campaign 20a (e.g., other events and/or campaigns currently being managed by the charitable campaign 20a), future events and/or campaigns of the charitable campaign 20a (e.g., events and/or campaigns of the charitable campaign 20a that are set for a future date/time; predicted future events and/or campaigns of the charitable campaign 20a; etc.), activity level of the digital asset incentives received by the charitable campaign 20a (e.g., digital asset incentives that are most used by the charitable campaign 20a may be considered more preferred), similar or comparable charitable campaigns 20a (e.g., digital asset incentive preferences for similar or comparable charitable campaigns 20a), etc.

[00144] As another example, the incentive type processor 323 may recommend to the charitable campaign incentive generator 326 to offer to the charitable campaign 20a an option to select between available digital asset incentives, including a social digital asset, a financial digital asset, a digital badge, or a combination of two or more forms of digital asset incentives.

[00145] It is recognized in the present disclosure that selectively providing incentives that the charitable campaign 20a prefers based on analysis by the incentive type processor 323 and/or one or more other elements of the charitable campaign incentive processor 320, including those described above and in the present disclosure, may increase a likelihood for one or more of the following: the charitable campaign 20a to improve, increase, put more efforts, and/or be more active in fund raising activities for the charitable campaign 20a; offer more incentives to donors 10 (as described for the donor incentive processor 310); the charitable campaign 20a to recommend social connections (e.g., friend, family, co-worker, affiliate, related company, partner, customer, client, etc.) to make donations to the charitable campaign 20a; etc.

[00146] The historical transactions processor (e.g.. historical transactions processor 3241

[00147] As illustrated in Figure 6, an example embodiment of the charitable campaign incentive processor 320 includes one or more historic transactions processors (e.g., historic transactions processor 324).

[00148] The historic transactions processor 324 is configurable or configured to assist and/or cooperate with the charitable campaign incentive generator 326 and one or more other elements of the charitable campaign incentive processor 320 to generate incentives for charitable campaigns 20a. The historic transactions processor 324 is configured to do so by processing historic transactions (which, as used herein, may also include historic events and/or campaigns of the charitable campaign 20a and/or charitable organization 20b managing the charitable campaign 20a (if any)), as described in the present disclosure, including historic transactions of the donor 10 (e.g., certain donors 10 have historically been active in donating to same or similar charitable campaigns 20a), historic transactions of the charitable campaign 20a, historic transactions of a charitable organization 20b managing the charitable campaign 20a (if any), historic transactions of social connections of donors 10 of the charitable campaign 20a, historic transactions of social connections of social connections of donors 10 of the charitable campaign 20a (and so on), historic transactions of social connections of the charitable campaign 20a, historic transactions of social connections of social connections of the charitable campaign 20a (and so on). The historic transactions processor 324 then performs an analysis of the historic transactions and/or one or more other factors and/or analysis results, including analysis results from one or more other elements such as the temporal processor 321, the financial processor 322, the incentive type processor 323, and/or the social processor 325, so as to arrive at a type/form and quantity of incentives to generate for the charitable campaign 20a (and/or a weight, score, and/or feedback for the charitable campaign incentive generator 326 to generate the incentives). [00149] The social processor (e.g.. social processor 325V

[00150] As illustrated in Figure 6, an example embodiment of the charitable campaign incentive processor 320 includes one or more social processors (e.g., social processor 325).

[00151] The social processor 325 is configurable or configured to assist and/or cooperate with the charitable campaign incentive generator 326 and one or more other elements of the charitable campaign incentive processor 320 to generate incentives for charitable campaigns 20a. The social processor 325 is configured to do so by processing social information, as described in the present disclosure. Social information may include, but is not limited to, social-related information for a charitable campaign 20a, including social networks, social connections (e.g., friends or contacts), social media activities (e.g., publications/articles, blogs, posts, etc.), advertisements, likes, comments, followings, endorsements, mentions, references to, and/or gamification activities; donors 10 who have donated to a charitable campaign 20a and/or charitable organization 20b; social network, social connections, likes, comments, followings, and/or endorsements of donors 10 who have donated to a charitable campaign 20a; reach and/or influence of donors 10 who have donated to the charitable campaign 20a (e.g., how many social connections of the donor 10 are also donors and/or are likely to donate to the charitable campaign 20a; effects of a donation by a donor 10 of the charitable campaign 20a on other persons and/or entities; whether a donation from a first donor 10 of the charitable campaign 20a has resulted in a second donor 10 donating to the charitable campaign 20a; whether a donation from a first donor 10 of the charitable campaign 20a has resulted in a second donor 10 not donating; whether a donation from a first donor 10 of the charitable campaign 20a has resulted in a second donor 10 donating more (or less) than the second donor 10 would have donated if the first donor 10 did not make a donation; etc.); other social information for and/or pertaining to the charitable campaign 20a, charitable organization 20b, donor 10 of the charitable campaign 20a, social connections of the donor 10 of the charitable campaign 20a, and/or social connections of social connections of the donor 10 of the charitable campaign 20a (and so on). The social processor 325 then performs an analysis of the social information and/or one or more other factors and/or analysis results, including analysis results from one or more other elements such as the temporal processor 321, the financial processor 322, the incentive type processor 323, and/or the historic transactions processor 324, so as to arrive at a type/form and quantity of incentives to generate for the charitable campaign 20a (and/or a weight, score, and/or feedback for the charitable campaign incentive generator 326 to generate the incentives).

[00152] The charitable campaign incentive processor (e.g.. charitable campaign incentive processor 326)

[00153] As illustrated in Figure 6, an example embodiment of the charitable campaign incentive processor 320 includes one or more charitable campaign incentive generators (e.g., charitable campaign incentive generator 326).

[00154] The charitable campaign incentive generator 326 is configurable or configured to assist and/or cooperate with one or more other elements of the charitable campaign incentive processor 320, as described above and in the present disclosure, to generate incentives for charitable campaigns 20a. The charitable campaign incentive generator 326 is configured to do so by processing information received from one or more other elements of the processor 200, as described in the present disclosure. For example, the charitable campaign incentive generator 326 may receive information, including processing results, pertaining to one or more charitable campaigns 20a from the charitable campaign processor 220, as described above and in the present disclosure. The charitable campaign incentive generator 326 may also receive information, including processing results, pertaining to one or more charitable organizations 20b from the charitable organization processor 230, as described above and in the present disclosure. The charitable campaign incentive generator 326 may also receive information, including processing results, pertaining to one or more donors 10 from the donor processor 240, as described above and in the present disclosure. The charitable campaign incentive generator 326 may also receive information, including processing results, pertaining to one or more end beneficiaries 50 from the end beneficiary processor 250, as described above and in the present disclosure. The charitable campaign incentive generator 326 may also receive information, including processing results, pertaining to one or more merchants 40 from the merchant processor 260, as described above and in the present disclosure. The charitable campaign incentive generator 326 may also receive information, including processing results, pertaining to one or more current and/or future transactions from the transaction processor 272, as described above and in the present disclosure. The charitable campaign incentive generator 326 may also receive information, including processing results, pertaining to temporal or time-based considerations or issues from the temporal processor 321, as described above and in the present disclosure. The charitable campaign incentive generator 326 may also receive information, including processing results, pertaining to financial-based considerations or issues from the financial processor 322, as described above and in the present disclosure. The charitable campaign incentive generator 326 may also receive information, including processing results, pertaining to available, preferred, and/or predicted incentive types to generate for charitable campaigns 20a from the incentive type processor 323, as described above and in the present disclosure. The charitable campaign incentive generator 326 may also receive information, including processing results, pertaining to historical transactions of donors 10, charitable campaigns 20a, charitable organizations 20b, social connections of donors 10, and social connections of social connections of donors 10 (and so on) from the historical transactions processor 324, as described above and in the present disclosure. The charitable campaign incentive generator 326 may also receive social information, including processing results, pertaining to donors 10, charitable campaigns 20a, charitable organizations 20b, social connections of donors 10, and social connections of social connections of donors 10 (and so on) from the social processor 325, as described above and in the present disclosure. In some example embodiments, the charitable campaign incentive generator 326 may also receive information, including processing results, pertaining to digital asset incentives offered to and/or generated for donors 10 from the donor incentive processor 310, as described in the present disclosure. Also in some example embodiments, the charitable campaign incentive generator 326 may receive information, including processing results, pertaining to digital asset incentives offered to and/or generated for charitable organizations 20b from the charitable organization incentive processor 330, as further described in the present disclosure. The charitable campaign incentive generator 326 then performs an analysis of one or more of the information and/or processing results described above and in the present disclosure, so as to arrive at a type/form and quantity of digital asset incentives to offer to and/or generate for the charitable campaigns 20a.

[00155] The charitable organization incentive processor (e.g.. charitable organization incentive processor 3301

[00156] As illustrated in Figure 4, an example embodiment of the incentive processor 300 includes one or more charitable organization incentive processors (e.g., charitable organization incentive processor 330). As will be further described below and in the present disclosure, the charitable organization incentive processor 330 includes one or more elements for performing, among other things, the processing of incentives for charitable organizations 20b. Such processing may include selectively and/or dynamically generating of incentives for charitable organizations 20b. Such incentives may be generated to reward and/or show appreciation to charitable organizations 20b for their efforts in raising donations; incentivize charitable organizations 20b to increase fund raising activities for one or more of their current charitable campaigns 20a and/or future affiliated, associated, and/or related charitable campaigns 20a and/or charitable organizations 20b; incentivize such charitable organizations 20b to encourage, influence, and/or recommend social connections (e.g., friend, family, co-worker, affiliate, related company, partner, customer, client, etc.) to donate to one or more current charitable campaigns 20a of the charitable organization 20b and/or future affiliated, associated, and/or related charitable campaigns 20a and/or charitable organizations 20b; incentivize such charitable organizations 20b to deliver more or the most impact (e.g., increase the number of meals delivered to end beneficiaries 50, improve end beneficiary 50 access to water, food, and/or other basic necessities, etc. In an example embodiment, such incentives are processed for donations and/or donation requests received by a charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, and such incentives may vary based on one or more considerations. For example, the type/form and/or quantity of incentives generated by the charitable organization incentive processor 330 may vary based on a date/time when a donation request is received by the charitable organization 20b and/or a charitable campaign 20a managed by the charitable organization 20b; a date/time when a donation request is received by the charitable organization 20b (and/or charitable campaign 20a managed by the charitable organization 20b) relative to a certain date/time, financial consideration, and/or event (e.g., when the incentives are digital assets, the type/form and/or quantity of digital assets are generated based on how much time has elapsed since the start of one of the charitable campaigns 20a managed by the charitable organization 20b, how much time remains before the end of the charitable campaign 20a, etc.); a certain date/time, financial consideration, and/or event (e.g., when the incentives are digital assets, the type/form and/or quantity of digital assets are generated based on how much time has elapsed since the start of one or more charitable campaigns 20a managed by the charitable organization 20b, how much time remains before the end of one or more charitable campaigns 20a managed by the charitable organization 20b, etc.); an amount of a donation; an amount of a donation relative to a certain amount, certain date/time, and/or event (e.g., when the incentives are digital assets, the type/form and/or quantity of digital assets are generated based on the current total amount of donations received by the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, how much more donations are needed to achieve an interim and/or total target donation amount for the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, etc.); a certain amount, certain date/time, and/or event (e.g., when the incentives are digital assets, the type/form and/or quantity of digital assets are generated based on the current total amount of donations received by the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, how much more donations are needed to achieve an interim and/or total target donation amount for the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, etc.); personal/administrative information of the charitable organization and/or one or more charitable campaigns 20a managed by the charitable organization 20b (e.g., donations collected, revenues, earnings, status of charitable organization 20b, status of one or more charitable campaigns 20a managed by the charitable organization, geographical location(s), etc.), historic transactions of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b (e.g., last event or campaign of the charitable campaign 20a, etc.), and/or social information of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b (e.g., how many social contacts are connected to the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, how many social contacts are connected to donors 10 of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, who are the social contacts of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b (and social contacts of the social contacts of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, and so on), who are the social contacts of the donors 10 of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b (and social contacts of the social contacts of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, and so on), what is the social reach of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, what is the social reach of the donor 10 of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, how active are the social contacts of the donor 10 of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b in terms of donations and/or impact investing (and social contacts of the social contacts of the donor 10, and so on), influence level of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b to donors 10, influence level of the donor 10 of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b on the donor's social contacts from a donation perspective, etc.).

[00157] As illustrated in FIGURE 7, the charitable organization incentive processor 330 includes one or more elements. For example, the charitable organization incentive processor 330 may include a temporal processor (e.g., temporal processor 331). The temporal processor 331 may perform, among other things, processing of temporal issues and/or considerations for the generating of incentives for the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b. The charitable organization incentive processor 330 may also include one or more financial processors (e.g., financial processor 332). The financial processor 332 may perform, among other things, the processing of financial issues and/or considerations for the generating of incentives for the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b. The charitable organization incentive processor 330 may also include one or more incentive type processors (e.g., incentive type processor 333). The incentive type processor 333 may perform, among other things, the processing of the type(s) of incentives to be offered to and/or generated for the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b. The charitable campaign incentive processor 320 may also include a historic transactions processor (e.g., historic transactions processor 324). The historic transactions processor 324 may perform, among other things, the processing of historic information, including historic information pertaining to the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, donors 10 of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, transactions of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, incentives generated by the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b (i.e., incentives given to donors 10 of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b), and incentives received by the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b. The charitable organization incentive processor 330 may also include one or more social processors (e.g., social processor 335). The social processor 335 may perform, among other things, the processing of social information, including social-related information of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, social-related information of the donors 10 of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, social networks of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, social networks of the donors 10 of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, friends or contacts of the donors 10 of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, social media activities (e.g., publications/articles, blogs, posts, etc.) of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, social media activities (e.g., publications/articles, blogs, posts, etc.) of the donors 10 of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, likes given to and/or received by the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, likes given to and/or received by the donors 10 of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, comments given to and/or received by the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, comments given to and/or received by the donors 10 of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, followings of and by the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, followings of and by the donors 10 of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, endorsements given to and/or received by the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, and/or endorsements given to and/or received by the donors 10 of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b. The charitable organization incentive processor 330 may also include one or more charitable organization incentive generators (e.g., charitable organization incentive generators 336). The charitable organization incentive generator 336 may perform, among other things, the processing of one or more incentives to be offered to and/or generated for the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b.

[00158] Although Figure 6 illustrates one temporal processor 331, one financial processor 332, one incentive type processor 333, one historical transactions processor 334, one social processor 335, and one charitable organization incentive generator 336, it is to be understood that the charitable organization incentive processor 330 may include more or less than one temporal processor 331, more or less than one financial processor 332, more or less than one incentive type processor 333, more or less than one historical transactions processor 334, more or less than one social processor 335, and more or less than one charitable organization incentive generator 336 without departing from the teachings of the present disclosure. It is also to be understood in the present disclosure that, although the functions and/or processes performed by the charitable organization incentive processor 330 are described in the present disclosure as being performed by particular elements of the charitable organization incentive processor 330, the functions and/or processes performed by a particular element of the charitable organization incentive processor 330 may also be performed by one or more other elements and/or cooperatively performed by more than one element of the charitable organization incentive processor 330 without departing from the teachings of the present disclosure. It is also to be understood in the present disclosure that, although the functions and/or processes performed by the charitable organization incentive processor 330 are described in the present disclosure as being performed by particular elements of the charitable organization incentive processor 330, the functions and/or processes performed by two or more particular elements of the charitable organization incentive processor 330 may be combined and performed by one element of the charitable organization incentive processor 330 without departing from the teachings of the present disclosure.

[00159] These elements of the charitable organization incentive processor 330 will now be further described with reference to the accompanying figures.

[00160] The temporal processor (e.g.. temporal processor 331]

[00161] As illustrated in Figure 7, an example embodiment of the charitable organization incentive processor 330 includes one or more temporal processors (e.g., temporal processor 331).

[00162] The temporal processor 331 is configurable or configured to assist and/or cooperate with the charitable organization incentive generator 336 and one or more other elements of the charitable organization incentive processor 330 to generate incentives for charitable organizations 20b and/or one or more charitable campaigns 20a managed by charitable organizations 20b. The temporal processor 331 is configured to do so by processing temporal or time-based considerations and/or issues. In an example embodiment, the temporal processor 331 identifies a date/time (e.g., a date/time when a donation is received by the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b; but may not necessarily need to be corresponding to a date/time when a donation is received). Based on the identified date/time, the temporal processor 331 dynamically identifies one or more relevant dates/times or events of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b that are proximal to the identified date/time. The temporal processor 331 then performs an analysis of the identified date/time, identified relevant date/time, and/or one or more other factors and/or analysis results, including analysis results from one or more other elements such as the financial processor 332, the incentive type processor 333, the historical transactions processor 334, and/or the social processor 335, so as to arrive at a type/form and quantity of incentives to generate for the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b (and/or a weight, score, and/or feedback for the charitable organization incentive generator 336 to generate the incentives).

[00163] As a non-limiting illustrative example, a charitable organization 20b may manage a charitable campaign 20a. A donation request is made in the early stages of the charitable campaign 20a and/or the charitable organization 20b. The temporal processor 331 may provide certain feedback on the incentive to generate and/or a weight/score to use to generate the incentive from a temporal perspective (e.g., what type/form and/or quantity of digital assets should be generated, what weight, score, or multiplication factor should be used against a standard, normal, or default quantity of digital assets, etc.). In this particular example, if the temporal processor 331 identifies and/or assesses that there is a high or large desire, goal, focus, and/or need to increase donations in the early stages of the charitable organization 20b and/or the charitable campaign 20a managed by the charitable organization 20b (e.g., via a manual/static consideration; via a dynamically determined consideration based on, among other things, current donations received relative to the elapsed time since the start date, expected rate of donations, etc.; etc.), then the temporal processor 331 may provide to the charitable organization incentive generator 336 a larger weight/score to use to generate the quantity of digital asset incentives for the charitable organization 20b and/or the charitable campaign 20a managed by the charitable organization 20b (e.g., larger quantity of digital asset incentives generated as compared to another date/time or stage of the charitable campaign 20a). It is recognized in the present disclosure that, in generating a large or larger quantity of digital asset incentives for the charitable organization 20b and/or the charitable campaign 20a managed by the charitable organization 20b, the charitable organization 20b may become more incentivized, encouraged, and/or active to perform more or increased fund raising activities so as to increase donations. Such fund raising activities may include, but is not limited to, increased advertising, increased gamification, increased social media activities (e.g., postings, blogs, etc.), etc. In this same example, if another donation request is made at a midpoint of the charitable organization 20b and/or the charitable campaign 20a managed by the charitable organization 20b, the temporal processor 331 may identify that there are less or no desire, goal, focus, and/or need to increase donations as compared to the aforementioned early stage of the charitable organization 20b and/or the charitable campaign 20a managed by the charitable organization 20b. In this regard, the weight, score, and/or feedback provided by the temporal processor 331 to the charitable organization incentive generator 336 on the type/form and/or quantity of the digital asset incentives generated for the charitable organization 20b and/or the charitable campaign 20a managed by the charitable organization 20b may be small or less (e.g., smaller quantity of digital assets generated as compared to the donation made in the early stages of the charitable organization 20b and/or the charitable campaign 20a managed by the charitable organization 20b). In this same example, if another donation is made near the late or end stages of the charitable organization 20b and/or the charitable campaign 20a managed by the charitable organization 20b, the temporal processor 331 may identify that there is an urgent desire, goal, focus, and/or need to increase or maximize donation activities and/or received donations as compared to the aforementioned stages of the charitable organization 20b and/or the charitable campaign 20a managed by the charitable organization 20b (e.g., based on a cooperative assessment with one or more other elements, such as the financial processor 332, the target total amount of donations is unlikely to be reached). In this regard, the weight, score, and/or feedback provided by the temporal processor 331 to the charitable organization incentive generator 336 on the type/form and/or quantity of the digital assets generated for the charitable organization 20b and/or the charitable campaign 20a managed by the charitable organization 20b may be the highest or maximum (e.g., largest quantity of digital assets that can be generated for this charitable organization 20b and/or the charitable campaign 20a managed by the charitable organization 20b).

[00164] It is recognized in the present disclosure that increasing of incentives (e.g., increasing of a quantity of digital assets generated for a charitable organization 20b and/or one or more charitable campaigns 20a managed by a charitable organization 20b) based on temporal considerations (via analysis by the temporal processor 331) and/or one or more other considerations (via analysis by one or more other elements of the charitable organization incentive processor 330) may increase a likelihood for one or more of the following: the charitable organization 20b to improve, increase, put more efforts, and/or be more active in fund raising activities for the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b; offer more incentives to donors 10 (as described for the donor incentive processor 310); the charitable organization 20b to recommend social connections (e.g., friend, family, co-worker, affiliate, related company, partner, customer, client, etc.) to make donations to the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b; etc.

[00165] The financial processor (e.g.. financial processor 3321

[00166] As illustrated in Figure 7, an example embodiment of the charitable organization incentive processor 330 includes one or more financial processors (e.g., financial processor 332). [00167] The financial processor 332 is configurable or configured to assist and/or cooperate with the charitable organization incentive generator 336 and one or more other elements of the charitable organization incentive processor 330 to generate incentives for charitable organizations 20b and/or one or more charitable campaigns 20a managed by charitable organizations 20b. The financial processor 332 does so by processing financial-based considerations and/or issues. In an example embodiment, the financial processor 332 dynamically identifies one or more relevant amounts of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, including a total target amount of donations for the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, a total current amount of donations received, an amount of donations required to be received in order to achieve a next interim target or financial milestone for the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, an amount of donations required to be received in order to achieve the total target amount of donations for the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b. The financial processor 332 then performs an analysis of one or more of these identified relevant amounts and/or one or more other factors and/or analysis results, including analysis results from one or more other elements such as the temporal processor 331, the incentive type processor 333, the historical transactions processor 334, and/or the social processor 335, so as to arrive at a type/form and quantity of incentives to generate for the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b (and/or a weight, score, and/or feedback for the charitable organization incentive generator 336 to generate the incentives).

[00168] As a non-limiting illustrative example, a charitable organization 20b may manage a charitable campaign 20a. A donation request is made in the early financial stages of the charitable campaign 20a and/or the charitable organization 20b. The financial processor 332 may provide certain feedback on the incentive to generate and/or a weight/score to use to generate the incentive from a financial perspective (e.g., what type/form and/or quantity of digital assets should be generated, what weight, score, or multiplication factor should be used against a standard, normal, or default quantity of digital assets, etc.). In this particular example, if the financial processor 332 identifies and/or assesses that there is a high or large desire, goal, focus, and/or need to increase donations in the early financial stages of the charitable organization 20b and/or the charitable campaign 20a managed by the charitable organization 20b (e.g., via a manual/static consideration; via a dynamically determined consideration based on, among other things, the elapsed time since the start date, expected rate of donations, etc.; etc.), then the financial processor 332 may provide to the charitable organization incentive generator 336 a larger weight/score to use to generate the quantity of digital asset incentives for the donation request (e.g., larger quantity of digital asset incentives generated as compared to another current total amount of donations or financial stage of the charitable organization 20b and/or the charitable campaign 20a managed by the charitable organization 20b). In this same example, if another donation request is made at a financial midpoint of the charitable organization 20b and/or the charitable campaign 20a managed by the charitable organization 20b, the financial processor 332 may identify that there are less or no desire, goal, focus, and/or need to increase donations as compared to the aforementioned early financial stage of the charitable organization 20b and/or the charitable campaign 20a managed by the charitable organization 20b. In this regard, the weight, score, and/or feedback provided by the financial processor 332 to the charitable organization incentive generator 336 on the type/form and/or quantity of the digital asset incentives generated for the charitable organization 20b and/or the charitable campaign 20a managed by the charitable organization 20b may be small or less (e.g., smaller quantity of digital asset incentives generated as compared to the early financial stages of the charitable organization 20b and/or the charitable campaign 20a managed by the charitable organization 20b). In this same example, if another donation is made near the later financial stages of the charitable organization 20b and/or the charitable campaign 20a managed by the charitable organization 20b, the financial processor 332 may identify that there is an urgent desire, goal, focus, and/or need to increase or maximize donation activities and/or received donations as compared to the aforementioned stages of the charitable organization 20b and/or the charitable campaign 20a managed by the charitable organization 20b (e.g., based on a cooperative assessment with one or more other elements, such as the temporal processor 331, the target total amount of donations is unlikely to be reached). In this regard, the weight, score, and/or feedback provided by the financial processor 332 to the charitable organization incentive generator 336 on the type/form and/or quantity of the digital asset incentives generated for the charitable organization 20b and/or the charitable campaign 20a managed by the charitable organization 20b may be the highest or maximum (e.g., largest quantity of digital asset incentives that can be generated for this charitable organization 20b and/or the charitable campaigns 20a managed by this charitable organization 20b).

[00169] It is recognized in the present disclosure that increasing of incentives (e.g., increasing of a quantity of digital asset incentives generated for a charitable organization 20b and/or one or more charitable campaigns 20a managed by a charitable organization 20b) based on financial considerations (via analysis by the financial processor 332) and/or one or more other considerations (via analysis by one or more other elements of the charitable organization incentive processor 330) may increase a likelihood for one or more of the following: the charitable organization 20b to improve, increase, put more efforts, and/or be more active in fund raising activities for the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b; offer more incentives to donors 10 (as described for the donor incentive processor 310); the charitable organization 20b to recommend social connections (e.g., friend, family, co-worker, affiliate, related company, partner, customer, client, etc.) to make donations to the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b; etc.

[00170] The incentive type processor (e.g.. incentive type processor 333V

[00171] As illustrated in Figure 7, an example embodiment of the charitable organization incentive processor 330 includes one or more incentive type processors (e.g., incentive type processor 333). [00172] The incentive type processor 333 is configurable or configured to assist and/or cooperate with the charitable organization incentive generator 336 and one or more other elements of the charitable organization incentive processor 330 to generate incentives for charitable organizations 20b and/or one or more charitable campaigns 20a managed by charitable organizations 20b. The incentive type processor 333 does so by cooperating with one or more other elements of the charitable organization incentive processor 330 to make a selection on the type or form of incentive to generate for the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b. In making the selection, the incentive type processor 333 first identifies the available types or forms of incentives for the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, which may include one or more forms of financial digital assets, one or more forms of social digital assets, and/or one or more forms of digital badges (also referred to herein as a "digital asset incentive"). It is to be understood that other types or forms of incentives are also contemplated without departing from the teachings of the present disclosure. The incentive type processor 333 then performs an analysis of the identified available types or forms of incentives and/or one or more other factors and/or analysis results, including analysis results from one or more other elements such as the temporal processor 331, the financial processor 332, the historical transactions processor 334, and/or the social processor 335, so as to arrive at a type/form and quantity of incentives to generate for the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b (and/or a weight, score, and/or feedback for the charitable organization incentive generator 336 to generate the incentives). [00173] As an example, the incentive type processor 333 may identify and/or assess which form(s) or type(s) of digital asset incentive the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b have selected to receive as incentives. [00174] The incentive type processor 333 may also identify (e.g., from preferences of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b) which type or form of digital asset incentive the charitable organization 20b prefers to receive. In situations where the charitable organization 20b has not selected or indicated a preference on which type(s) or form(s) of digital asset incentives the charitable organization 20b prefers to receive, the incentive type processor 333 may perform an analysis based on, among other things, historic transactions of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b to identify and/or predict the type or form of digital asset incentive the charitable organization 20b prefers to receive. For example, the incentive type processor 333 may identify and/or assess that the charitable organization 20b prefers or is predicted or expected to prefer digital badges over financial digital assets and social digital assets based on an assessment that a majority number of historic transactions and/or historic charitable campaigns 20a involved those with digital asset incentives in the form of digital badges. Other factors and/or assessments for predicting incentive preferences of charitable organizations 20b are also contemplated in the present disclosure. For example, the incentive type processor 333 may also consider, among other things, other current events and/or campaigns of the charitable organization 20b (e.g., other events and/or campaigns currently being managed by the charitable organization 20b), future events and/or campaigns of the charitable organization 20b (e.g., events and/or campaigns of the charitable organization 20b that are set for a future date/time; predicted future events and/or campaigns of the charitable organization 20b; etc.), activity level of the digital asset incentives received by the charitable organization 20b (e.g., digital asset incentives that are most used by the charitable organization 20b may be considered more preferred), similar or comparable charitable organizations 20b (e.g., digital asset incentive preferences for similar or comparable charitable organizations 20b), etc.

[00175] As another example, the incentive type processor 333 may recommend to the charitable organization incentive generator 336 to offer to the charitable organization 20b an option to select between available digital asset incentives, including a social digital asset, a financial digital asset, a digital badge, or a combination of two or more forms of digital asset incentives.

[00176] It is recognized in the present disclosure that selectively providing incentives that the charitable organization 20b prefers based on analysis by the incentive type processor 333 and/or one or more other elements of the charitable organization incentive processor 330, including those described above and in the present disclosure, may increase a likelihood for one or more of the following: the charitable organization 20b to improve, increase, put more efforts, and/or be more active in fund raising activities for the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b; offer more incentives to donors 10 (as described for the donor incentive processor 310); the charitable organization 20b to recommend social connections (e.g., friend, family, co-worker, affiliate, related company, partner, customer, client, etc.) to make donations to the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b; etc.

[00177] The historical transactions processor (e.g.. historical transactions processor 334V [00178] As illustrated in Figure 7, an example embodiment of the charitable organization incentive processor 330 includes one or more historic transactions processors (e.g., historic transactions processor 334).

[00179] The historic transactions processor 334 is configurable or configured to assist and/or cooperate with the charitable organization incentive generator 336 and one or more other elements of the charitable organization incentive processor 330 to generate incentives for charitable organizations 20b and/or one or more charitable campaigns 20a managed by charitable organizations 20b. The historic transactions processor 334 is configured to do so by processing historic transactions (which, as used herein, may also include historic events and/or campaigns of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b), as described in the present disclosure, including historic transactions of the donor 10 (e.g., certain donors 10 have historically been active in donating to same or similar charitable organizations 20b and/or one or more charitable campaigns 20a managed by charitable organizations 20b), historic transactions of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, historic transactions of social connections of donors 10 of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, historic transactions of social connections of social connections of donors 10 of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b (and so on), historic transactions of social connections of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, historic transactions of social connections of social connections of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b (and so on). The historic transactions processor 334 then performs an analysis of the historic transactions and/or one or more other factors and/or analysis results, including analysis results from one or more other elements such as the temporal processor 331, the financial processor 332, the incentive type processor 333, and/or the social processor 335, so as to arrive at a type/form and quantity of incentives to generate for the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b (and/or a weight, score, and/or feedback for the charitable organization incentive generator 336 to generate the incentives).

[00180] The social processor (e.g. social processor 335V

[00181] As illustrated in Figure 7, an example embodiment of the charitable organization incentive processor 330 includes one or more social processors (e.g., social processor 335).

[00182] The social processor 335 is configurable or configured to assist and/or cooperate with the charitable organization incentive generator 336 and one or more other elements of the charitable organization incentive processor 330 to generate incentives for charitable organizations 20b and/or one or more charitable campaigns 20a managed by charitable organizations 20b. The social processor 335 is configured to do so by processing social information, as described in the present disclosure. Social information may include, but is not limited to, social-related information for a charitable organization 20b and/or one or more charitable campaigns 20a managed by a charitable organization 20b, including social networks, social connections (e.g., friends or contacts), social media activities (e.g., publications/articles, blogs, posts, etc.), advertisements, likes, comments, followings, endorsements, mentions, references to, and/or gamification activities; donors 10 who have donated to a charitable organization 20b and/or one or more charitable campaigns 20a managed by a charitable organization 20b; social network, social connections, likes, comments, followings, and/or endorsements of donors 10 who have donated to a charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b; reach and/or influence of donors 10 who have donated to the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b (e.g., how many social connections of the donor 10 are also donors and/or are likely to donate to the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b; effects of a donation by a donor 10 of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b on other persons and/or entities; whether a donation from a first donor 10 of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b has resulted in a second donor 10 donating to the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b; whether a donation from a first donor 10 of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b has resulted in a second donor 10 not donating; whether a donation from a first donor 10 of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b has resulted in a second donor 10 donating more (or less) than the second donor 10 would have donated if the first donor 10 did not make a donation; etc.); other social information for and/or pertaining to the charitable organization 20b, one or more charitable campaigns 20a managed by the charitable organization 20b, donor 10 of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, social connections of the donor 10 of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b, and/or social connections of social connections of the donor 10 of the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b (and so on). The social processor 335 then performs an analysis of the social information and/or one or more other factors and/or analysis results, including analysis results from one or more other elements such as the temporal processor 331, the financial processor 332, the incentive type processor 333, and/or the historic transactions processor 334, so as to arrive at a type/form and quantity of incentives to generate for the charitable organization 20b and/or one or more charitable campaigns 20a managed by the charitable organization 20b (and/or a weight, score, and/or feedback for the charitable organization incentive generator 336 to generate the incentives).

[00183] The charitable organization incentive processor (e.g.. charitable organization incentive processor 336)

[00184] As illustrated in Figure 7, an example embodiment of the charitable organization incentive processor 330 includes one or more charitable organization incentive generators (e.g., charitable organization incentive generator 336).

[00185] The charitable organization incentive generator 336 is configurable or configured to assist and/or cooperate with one or more other elements of the charitable organization incentive processor 330, as described above and in the present disclosure, to generate incentives for charitable organizations 20b and/or one or more charitable campaigns 20a managed by charitable organizations 20b. The charitable organization incentive generator 336 is configured to do so by processing information received from one or more other elements of the processor 200, as described in the present disclosure. For example, the charitable organization incentive generator 336 may receive information, including processing results, pertaining to one or more charitable campaigns 20a from the charitable campaign processor 220, as described above and in the present disclosure. The charitable organization incentive generator 336 may also receive information, including processing results, pertaining to one or more charitable organizations 20b from the charitable organization processor 230, as described above and in the present disclosure. The charitable organization incentive generator 336 may also receive information, including processing results, pertaining to one or more donors 10 from the donor processor 240, as described above and in the present disclosure. The charitable organization incentive generator 336 may also receive information, including processing results, pertaining to one or more end beneficiaries 50 from the end beneficiary processor 250, as described above and in the present disclosure. The charitable organization incentive generator 336 may also receive information, including processing results, pertaining to one or more merchants 40 from the merchant processor 260, as described above and in the present disclosure. The charitable organization incentive generator 336 may also receive information, including processing results, pertaining to one or more current and/or future transactions from the transaction processor 272, as described above and in the present disclosure. The charitable organization incentive generator 336 may also receive information, including processing results, pertaining to temporal or time-based considerations or issues from the temporal processor 331 , as described above and in the present disclosure. The charitable organization incentive generator 336 may also receive information, including processing results, pertaining to financial-based considerations or issues from the financial processor 332, as described above and in the present disclosure. The charitable organization incentive generator 336 may also receive information, including processing results, pertaining to available, preferred, and/or predicted incentive types to generate for charitable organizations 20b and/or one or more charitable campaigns 20a managed by charitable organizations 20b from the incentive type processor 333, as described above and in the present disclosure. The charitable organization incentive generator 336 may also receive information, including processing results, pertaining to historical transactions of donors 10, charitable campaigns 20a, charitable organizations 20b, social connections of donors 10, and social connections of social connections of donors 10 (and so on) from the historical transactions processor 334, as described above and in the present disclosure. The charitable organization incentive generator 336 may also receive social information, including processing results, pertaining to donors 10, charitable campaigns 20a, charitable organizations 20b, social connections of donors 10, and social connections of social connections of donors 10 (and so on) from the social processor 335, as described above and in the present disclosure. In some example embodiments, the charitable organization incentive generator 336 may also receive information, including processing results, pertaining to digital asset incentives offered to and/or generated for donors 10 from the donor incentive processor 310, as described in the present disclosure. Also in some example embodiments, the charitable organization incentive generator 336 may receive information, including processing results, pertaining to digital asset incentives offered to and/or generated for charitable campaigns 20a from the charitable campaign incentive processor 320, as further described in the present disclosure. The charitable organization incentive generator 336 then performs an analysis of one or more of the information and/or processing results described above and in the present disclosure, so as to arrive at a type/form and quantity of digital asset incentives to offer to and/or generate for the charitable organizations 20b and/or one or more charitable campaigns 20a managed by charitable organizations 20b.

[00186] The performance monitoring processor (e.g.. performance monitoring processor 274V [00187] As illustrated in Figure 3, an example embodiment of the main processor 270 includes one or more performance monitoring processors (e.g., performance monitoring processor 274). The performance monitoring processor 274 is configurable or configured to perform, among other things, monitoring the performance and/or measuring success of charitable campaigns 20a, charitable organizations 20b, and/or impact investments 20c.

[00188] The performance monitoring processor 274 may perform monitoring of performance and/or measuring of success of charitable campaigns 20a and/or charitable organizations 20b in one or more ways. For example, the performance monitoring processor 274 may cooperate with, among other elements of the processor 200, the transaction processor 272 to monitor the performance and/or measure the success of charitable campaigns 20a based on one or more of the following: current total amount of donations received for the charitable campaign 20a relative to a total target donation amount for the charitable campaign 20a; current total amount of donations received for the charitable campaign 20a relative to a projected amount of donations for the charitable campaign 20a; projected total donation amount for the charitable campaign 20a relative to the total target donation amount for the charitable campaign 20a; projected total donation amount received at the end date of the charitable campaign 20a; projected date/time when the total target donation amount will be achieved for the charitable campaign 20a; projected number of additional days required in order to achieve the total target donation amount for the charitable campaign 20a; current donors 10 (e.g., number of current donors 10, type of current donors 10, number of current donors 10 that are new donors 10, number of current donors 10 that are recurring or return donors 10, geographical location of current donors 10, geographical location of current donors 10 with respect to geographical location of end beneficiary 50 or cause thereof, etc.); and/or projected donors 10 (e.g., number of projected donors 10, type of projected donors 10, number of projected donors 10 that will be new donors 10, number of projected donors 10 that will be recurring or return donors 10, geographical location of projected donors 10, geographical location of projected donors 10 with respect to geographical location of end beneficiary 50 or cause thereof, etc.). [00189] Alternatively or in addition, an example embodiment of the performance monitoring processor 274 may also cooperate with, among other elements of the processor 200, the incentive processor 300 to monitor the performance and/or measure the success of charitable campaigns 20a based on one or more of the following: current total amount of digital asset incentives generated for donors 10; current total amount of digital asset incentives generated for donors 10 relative to a total target amount of digital asset incentives targeted to be generated for donors 10; current total amount of digital asset incentives generated for donors 10 relative to a projected amount of digital asset incentives projected to be generated for donors 10; projected total amount of digital asset incentives projected to be generated for donors 10 relative to the total target amount of digital asset incentives targeted to be generated for donors 10; projected total amount of digital asset incentives projected to be generated for donors 10 at the end date of the charitable campaign 20a; projected date/time when the total target amount of digital asset incentives will be generated for donors 10; and/or projected number of additional days required in order for the total target amount of digital asset incentives to be generated for donors 10. Alternatively or in addition, an example embodiment of the performance monitoring processor 274 may also cooperate with, among other elements of the processor 200, the incentive processor 300 to monitor the performance and/or measure the success of charitable campaigns 20a based on one or more of the following: current total amount of digital asset incentives received by the charitable campaign 20a; current total amount of digital asset incentives received by the charitable campaign 20a relative to a total target amount of digital asset incentives targeted to be received by the charitable campaign 20a; current total amount of digital asset incentives received by the charitable campaign 20a relative to a projected amount of digital asset incentives projected to be received the charitable campaign 20a; projected total amount of digital asset incentives projected to be received by the charitable campaign 20a relative to the total target amount of digital asset incentives targeted to be received by the charitable campaign 20a; projected total amount of digital asset incentives projected to be received by the charitable campaign 20a at the end date of the charitable campaign 20a; projected date/time when the total target amount of digital asset incentives will be received by the charitable campaign 20a; and/or projected number of additional days required in order for the charitable campaign 20a to receive the total target amount of digital asset incentives.

[00190] The execution processor (e.g., execution processor 2801.

[00191] As illustrated in Figure 2, an example embodiment of the processor 200 includes one or more execution processors (e.g., execution processor 280). The execution processor 280 is configurable or configured to communicate with the main processor 270 and/or one or more other elements of the processor 200 and perform, among other things, communication of processing results of the main processor 270 and/or one or more other elements of the processor 200. Examples of processing results communicated by the execution processor 280 include, but are not limited to, conformation of receipt of donation requests and payments to donors 10, which may also include generating, in a distributed ledger 80, a record of a transfer of the donation amount from the donor 10 to the charitable campaign 20a or charitable organization 20b; digital asset incentives generated and issued to donors 10, which may also include generating, in a distributed ledger 80, a record of a transfer of the digital asset incentives to the donor 10; depositing of some or all donations received from donors 10 into a conventional bank account, virtual bank account, multi-level virtual bank account, multi-tiered virtual bank account, nested virtual bank account, and/or virtual sub-account; distributing some or all deposited donations into one or more virtual bank accounts, multi-level virtual bank accounts, multi-tiered virtual bank accounts, nested virtual bank accounts, and/or virtual sub accounts based on, among other things, the charitable campaign 20a, a specific cause, a specific merchant, a specific end beneficiary 50, a geographical region, etc.; distributing portions of received donations to end beneficiaries 50, merchants, etc.; digital asset incentives generated and issued to charitable campaigns 20a and/or charitable organizations 20b, which may also include generating, in a distributed ledger 80, a record of a transfer of the digital asset incentives to the charitable campaigns 20a and/or charitable organizations 20b; etc.

[00192] Example embodiment of a method of managing donations, charitable campaigns, charitable organizations, and/or impact investing (e.g., method 800).

[00193] FIGURE 8 illustrates an example embodiment of a method (e.g., method 800) of managing donations, charitable campaigns, charitable organizations, and/or impact investing.

[00194] The method 800 of managing donations, charitable campaigns, charitable organizations, and/or impact investing includes receiving a donation request (e.g., action 802). The donation request may be received by an example embodiment of the processor 200. For example, the donation request may be received by the transaction interface 210 of the processor 200, as illustrated in at least Figure 2. The method 800 of managing donations, charitable campaigns, charitable organizations, and/or impact investing also includes selecting a donor information set (e.g., action 804). As will be further described below and in the present disclosure, the donor information set includes information pertaining to the donor that will be used for assessing, among other things, a type, form, and/or quantity of incentives to generate for the donor. The method 800 of managing donations, charitable campaigns, charitable organizations, and/or impact investing also includes selecting a charitable campaign information set (e.g., action 806). As will be further described below and in the present disclosure, the charitable campaign information set includes information pertaining to the charitable campaign that will be used for assessing, among other things, a type, form, and/or quantity of incentives to generate for the donor. The method 800 of managing donations, charitable campaigns, charitable organizations, and/or impact investing also includes generating one or more donor donation incentives (e.g., action 808).

[00195] These and other processes and/or actions of method 800 will now be further described with reference to the accompanying figures.

[00196] Receiving a donation request (e.g.. action 802V

[00197] In an example embodiment, the method 800 of managing donations, charitable campaigns, charitable organizations, and/or impact investing includes receiving a donation request (e.g., action 802). An example embodiment of the transaction interface 210 (as described in the present disclosure) is configurable or configured to receive the donation request.

[00198] The donation request may be sent from a donor (e.g., a first donor 10) (or processor, mobile device, computing device, laptop computer, desktop computer, and/or wearable computing device thereof) and/or any other entity (or processor, mobile device, computing device, laptop computer, desktop computer, and/or wearable computing device thereof) who wishes to make a donation, search for a charitable campaign or charitable organization to donate to, and/or search for an impact investment to invest in. The donation request may include a selected charitable campaign (e.g., a first charitable campaign 20a) (and/or a selected charitable organization and/or a selected impact investment) and a donation amount (e.g., a first donation amount). In this regard, the donation request sent by the first donor represents a request by the first donor to make a donation equal to the first donation amount to the first charitable campaign.

[00199] The donation request may also include other information, including, but not limited to, a date and/or time the donor wishes for the donation to be made, currency of the donation, specific options and/or instructions for the donation, payment method and details (e.g., credit card, bank transfer, etc.), identity and/or administrative information of the donor, tax ID and/or other information, selection and/or preference on the type or form of digital asset incentive to receive for the donation, etc.

[00200] Selecting a donor information set (e.g.. action 804)

[00201] In an example embodiment, the method 800 of managing donations, charitable campaigns, charitable organizations, and/or impact investing includes selecting a donor information set (e.g., action 804). An example embodiment of the donor processor 240 (as described in the present disclosure) and the donor incentive processor 310 (as described in the present disclosure), including the temporal processor 311, financial processor 312, historical transactions processor 314, social processor 315, and/or donor incentive generator 316, are configurable or configured to select the donor information set (or first donor information set).

[00202] The donor information set may include information pertaining to the donor. Such information may include, but is not limited to, personal or administrative information pertaining to the first donor (e.g., name, address, employment status (if a natural person), marital status (if a natural person), corporate status (if a corporate donor), donation payment method and details, personal interests, etc.) and historic donations made by the donor. Information on the historic donations made by the donor may include, but is not limited to, the selected charitable campaign, charitable organization, and/or impact investment, the amount of the historic donation, the date of the historic donation, the date/time of the historic donation, the date/time of the historic donation relative to a relevant date/time (as described in the present disclosure), etc.

[00203] The donor information set may also include social information pertaining to the donor. Social information may include, but is not limited to, social-related information of the donor, social networks of the donor, friends or contacts of the first donor, social media activities (e.g., publications/articles, blogs, posts, etc.) of the donor, likes given to and/or received by the donor, comments given to and/or received by the donor, followings of and by the donor, endorsements given to and/or received by the donor, social reach of the donor, and/or influence of the donor on others (including influence in terms of donations). Social information may also include a first influence level, the first influence level representing a likelihood that one or more social connections of the donor will make a donation to the charitable campaign after the donor has made the donation to the charitable campaign. Social information may also include a second influence level, the second influence level representing a likelihood that one or more social connections of the donor will make a donation of a second donation amount to the charitable campaign after the donor has made a donation of a first donation amount to the charitable campaign, the second donation amount being greater than the first donation amount. Social information may also include a third influence level, the third influence level representing a likelihood that one or more social connections of the donor will make a donation of a third donation amount to the charitable campaign after the donor has made a donation of a first donation amount to the charitable campaign, the third donation amount being greater than a fourth donation amount, the fourth donation amount being an amount the one or more social connections of the donor will likely donate if the one or more social connections of the donor are unaware of the donation, by the donor, of the first donation amount to the charitable campaign. [00204] The donor information set may also include historic digital asset incentives generated for and given to the donor for previous donations. Such historic digital asset incentives may include the type or form of digital asset incentive given to the donor (e.g., a financial digital asset, a social digital asset, and/or a digital badge), an amount of digital asset incentive given to the donor, how much the donor donated to receive the amount of digital asset incentive, whether the donor has used the digital asset incentive, and/or how and when the donor used the digital asset incentive.

[00205] Selecting a charitable campaign information set (e.g.. action 806]

[00206] In an example embodiment, the method 800 of managing donations, charitable campaigns, charitable organizations, and/or impact investing includes selecting a charitable campaign information set (e.g., action 806). An example embodiment of the charitable campaign processor 230 (as described in the present disclosure), charitable organization processor 240 (as described in the present disclosure), charitable campaign incentive processor 320 (as described in the present disclosure), and/or charitable organization incentive processor 330 (as described in the present disclosure), including the temporal processors 321 and/or 331, financial processors 322 and/or 332, historical transactions processors 324 and/or 334, and/or social processors 325 and/or 335, are configurable or configured to select the charitable campaign information set (or first charitable campaign information set).

[00207] The charitable campaign information set may include a target total amount of donations for the charitable campaign (e.g., a first charitable campaign target amount). The charitable campaign information set may also include a current total amount of donations received by the charitable campaign (e.g., a first charitable campaign current amount). The charitable campaign information set may also include a start date for the charitable campaign (e.g., a first charitable campaign start date). The charitable campaign information set may also include an end date for the charitable campaign (e.g., a first charitable campaign end date). The charitable campaign information set may also include an average donation made per donor to the charitable campaign (e.g., a first charitable campaign average donation). The charitable campaign information set may also include a quantity or measure of fundraising activities conducted by the first charitable organization for the charitable campaign (e.g., a first charitable campaign activity amount). The charitable campaign information set may also include a current total amount of incentives (or running total) generated for donors who have made donations to the charitable campaign (e.g., a first charitable campaign donor incentive amount). The charitable campaign information set may also include an average amount of incentives per donor (or running average, mean, etc.) provided to donors who have made donations to the charitable campaign (e.g., a first charitable campaign donor incentive average). The charitable campaign information set may also include an amount of donations required to be received in order to achieve an interim or next interim target or financial milestone for the charitable campaign. The charitable campaign information set may also include an amount of donations required to be received in order to achieve the total target amount of donations for the charitable campaign.

[00208] The charitable campaign information set may also include projections. Projections may include, for example, a projected total amount of donations the charitable campaign is projected to receive by the end date; a projected date on which the target total amount of donations will be received by the charitable campaign; etc.

[00209] The charitable campaign information set may also include administrative information pertaining to the charitable campaign (e.g., name of charitable campaign, name of charitable organization managing the charitable campaign, name of charitable organization benefiting from the charitable campaign, name of charitable organization or individual(s) driving the charitable campaign, address, causes, etc.), financial institutions used by the charitable campaign to deposit donations, merchants selected by or assigned to the charitable campaign, end beneficiaries that will receive distributions of donations received by the charitable campaign, etc.

[00210] Generating one or more donor donation incentives (e.g.. action 808 j

[00211] In an example embodiment, the method 800 of managing donations, charitable campaigns, charitable organizations, and/or impact investing includes generating one or more incentives for a donation or donation request by a donor (e.g., action 808). An example embodiment of the transaction processor 272 (as described in the present disclosure) and donor incentive processor 310 (as described in the present disclosure), including the temporal processor 311, financial processor 312, incentive type processor 313, historic transactions processor 314, social processor 315, and/or donor incentive generator 316, are configurable or configured to generate the one or more incentives for a donation by a donor (e.g., a first donor donation incentive).

[00212] As described in the present disclosure, the first donor donation incentives may include one or more financial digital assets, one or more social digital assets, and/or one or more digital badges. The first donor donation incentives may be generated based on the first donor information set. Alternatively or in addition, the first donor donation incentives may be generated based on the first charitable campaign information set. Alternatively or in addition, the first donor donation incentive may be generated based on at least the first donor information set and/or the first charitable campaign information set. For example, the first donor donation incentive is generated based on an assessment of the first donor donation history and/or the first donor social network; and/or the first charitable campaign target amount, the first charitable campaign current amount, and/or the first charitable campaign end date. In an example embodiment, the first donor donation incentive is generated based on an assessment of the first donor donation history, the first donor social network, the first charitable campaign target amount, the first charitable campaign current amount, and the first charitable campaign end date. It is to be understood that the first donor donation incentive may also be generated based on assessment of one or more other information and/or processing results described in the present disclosure, including those described for the processor 200 and/or its elements. For example, one or more of the following information and/or processing results may also be used to generate the type, form, and/or quantity of the first donor donation incentive: the donation amount; one or more previous donations made, by the donor, to one or more other charitable campaigns and/or charitable organizations; likelihood that the donation, by the donor to the charitable campaign and/or charitable organization, will influence one or more social connections of the donor to make a donation to the charitable campaign and/or charitable organization; likelihood that one or more social connections of the donor will make a donation to the charitable campaign or charitable organization; comparison of the first charitable campaign current amount and the first charitable campaign target amount; comparison of the current date and/or time with the first charitable campaign end date.

[00213] Another example embodiment of a method of managing donations, charitable campaigns, charitable organizations, and/or impact investing (e.g., method 9001.

[00214] FIGURE 9 illustrates an example embodiment of a method (e.g., method 900) of managing donations, charitable campaigns, charitable organizations, and/or impact investing.

[00215] The method 900 of managing donations, charitable campaigns, charitable organizations, and/or impact investing includes receiving a selection of a charitable campaign (e.g., action 902). The charitable campaign may be selected by a charitable organization managing the charitable campaign, and the selection of the charitable campaign may be received by an example embodiment of the processor 200. For example, the charitable campaign selection may be received by the transaction interface 210 of the processor 200, as illustrated in at least Figure 2. The method 900 of managing donations, charitable campaigns, charitable organizations, and/or impact investing also includes selecting a charitable campaign information set (e.g., action 904). As will be further described below and in the present disclosure, the charitable campaign information set includes information pertaining to the charitable campaign that will be used for assessing, among other things, a type, form, and/or quantity of incentives (e.g., the charitable campaign incentives) to generate for the charitable campaign (that is, the incentives are generated for the charitable organization who is managing the selected charitable campaign). The method 900 of managing donations, charitable campaigns, charitable organizations, and/or impact investing also includes selecting a donor information set (e.g., action 906). As will be further described below and in the present disclosure, the donor information set includes information pertaining to the donor that will be used for assessing, among other things, a type, form, and/or quantity of incentives (e.g., the charitable campaign incentives) to generate for the charitable campaign (that is, the incentives are generated for the charitable organization who is managing the selected charitable campaign). The method 900 of managing donations, charitable campaigns, charitable organizations, and/or impact investing also includes generating one or more charitable campaign incentives (e.g., action 908).

[00216] These and other processes and/or actions of method 900 will now be further described with reference to the accompanying figures.

[00217] Receiving a selection of a charitable campaign (e.g.. action 902V

[00218] In an example embodiment, the method 900 of managing donations, charitable campaigns, charitable organizations, and/or impact investing includes receiving a selection of a charitable campaign (e.g., a first charitable campaign) (e.g., action 902). An example embodiment of the transaction interface 210 (as described in the present disclosure) is configurable or configured to receive the charitable campaign selection. It is to be understood in the present disclosure that action 902 may also be or include receiving a selection of a charitable organization, as described in the present disclosure.

[00219] The charitable campaign may be selected by and sent from a charitable organization (e.g., a first charitable organization) (or processor, mobile device, computing device, laptop computer, desktop computer, and/or wearable computing device thereof) and/or any other entity (or processor, mobile device, computing device, laptop computer, desktop computer, and/or wearable computing device thereof) managing, responsible for, representing, and/or operating the charitable campaign. [00220] Selecting a charitable campaign information set (e.g.. action 904)

[00221] In an example embodiment, the method 900 of managing donations, charitable campaigns, charitable organizations, and/or impact investing includes selecting a charitable campaign information set (e.g., action 904). An example embodiment of the charitable campaign processor 230 (as described in the present disclosure), charitable organization processor 240 (as described in the present disclosure), charitable campaign incentive processor 320 (as described in the present disclosure), and/or charitable organization incentive processor 330 (as described in the present disclosure), including the temporal processors 321 and/or 331, financial processors 322 and/or 332, historical transactions processors 324 and/or 334, and/or social processors 325 and/or 335, are configurable or configured to select the charitable campaign information set (or first charitable campaign information set).

[00222] The charitable campaign information set may include a target total amount of donations for the charitable campaign (e.g., a first charitable campaign target amount). The charitable campaign information set may also include a current total amount of donations received by the charitable campaign (e.g., a first charitable campaign current amount). The charitable campaign information set may also include a start date for the charitable campaign (e.g., a first charitable campaign start date). The charitable campaign information set may also include an end date for the charitable campaign (e.g., a first charitable campaign end date). The charitable campaign information set may also include an average donation made per donor to the charitable campaign (e.g., a first charitable campaign average donation). The charitable campaign information set may also include a quantity or measure of fundraising activities conducted by the first charitable organization for the charitable campaign (e.g., a first charitable campaign activity amount). The charitable campaign information set may also include a current amount of incentives generated for donors who have made donations to the charitable campaign (e.g., a first charitable campaign donor incentive amount). The charitable campaign information set may also include an average amount of incentives per donor provided to donors who have made donations to the charitable campaign (e.g., a first charitable campaign donor incentive average). The charitable campaign information set may also include an amount of donations required to be received in order to achieve an interim or next interim target or financial milestone for the charitable campaign. The charitable campaign information set may also include an amount of donations required to be received in order to achieve the total target amount of donations for the charitable campaign.

[00223] The charitable campaign information set may also include projections. Projections may include, for example, a projected total amount of donations the charitable campaign is projected to receive by the end date; a projected date on which the target total amount of donations will be received by the charitable campaign; etc.

[00224] The charitable campaign information set may also include administrative information pertaining to the charitable campaign (e.g., name of charitable campaign, name of charitable organization managing the charitable campaign, name of charitable organization benefiting from the charitable campaign, name of charitable organization or individual(s) driving the charitable campaign, address, causes, etc.), financial institutions used by the charitable campaign to deposit donations, merchants selected by or assigned to the charitable campaign, end beneficiaries that will receive distributions of donations received by the charitable campaign, etc.

[00225] Selecting a charitable campaign donor information set (e.g.. action 906).

[00226] In an example embodiment, the method 900 of managing donations, charitable campaigns, charitable organizations, and/or impact investing includes selecting a charitable campaign donor information set for the selected charitable campaign (e.g., action 906). An example embodiment of the donor processor 240 (as described in the present disclosure), the charitable campaign processor 220 (as described in the present disclosure), the charitable organization processor 230 (as described in the present disclosure), the charitable campaign incentive processor 320, the charitable organization incentive processor 330, and the donor incentive processor 310 (as described in the present disclosure), including the temporal processor 311, financial processor 312, historical transactions processor 314, social processor 315, and/or donor incentive generator 316, are configurable or configured to select the charitable campaign donor information set (or first charitable campaign donor information set).

[00227] The charitable campaign donor information set may include a number of donors who have made donations to the charitable campaign (e.g., a first donor count). The charitable campaign donor information set may also include an indication, count, and/or measure of donors, other donors who are socially connected to such donors, and so on, who have made donations to the charitable campaign based on a donation to the charitable campaign made by a particular donor (e.g., a first donor reach). [00228] The charitable campaign donor information set may also include information pertaining to the donors who have made donations to the charitable campaign. Such information may include, but is not limited to, personal or administrative information pertaining to the donor (e.g., name, address, employment status (if a natural person), marital status (if a natural person), corporate status (if a corporate donor), donation payment method and details, donor interests, donor demographics and/or profile, donor influence levels, etc.) and historic donations made by the donor. Information on the historic donations made by the donor may include, but is not limited to, the selected charitable campaign, charitable organization, and/or impact investment, the amount of the historic donation, the date of the historic donation, the date/time of the historic donation, the date/time of the historic donation relative to a relevant date/time (as described in the present disclosure), etc.

[00229] The donor information set may also include social information pertaining to the donors who have made donations to the charitable campaign. Social information may include, but is not limited to, social-related information of the donor, social networks of the donor, friends or contacts of the donor, social media activities (e.g., publications/articles, blogs, posts, etc.) of the donor, likes given to and/or received by the donor, comments given to and/or received by the donor, followings of and by the donor, endorsements given to and/or received by the donor, social reach of the donor, and/or influence of the donor on others (including influence in terms of donations).

[00230] The donor information set may also include historic digital asset incentives generated for and given to the donors who have made donations to the charitable campaign. Such historic digital asset incentives may include the type or form of digital asset incentive given to the donor (e.g., a financial digital asset, a social digital asset, and/or a digital badge), an amount of digital asset incentive given to the donor, how much the donor donated to receive the amount of digital asset incentive, whether the donor has used the digital asset incentive, and/or how and when the donor used the digital asset incentive.

[00231] Generating one or more charitable campaign incentives (e.g.. action 908)

[00232] In an example embodiment, the method 800 of managing donations, charitable campaigns, charitable organizations, and/or impact investing includes generating one or more incentives for the selected charitable campaign (e.g., action 808). An example embodiment of the transaction processor 272 (as described in the present disclosure), the donor incentive processor 310 (as described in the present disclosure), the charitable campaign incentive processor 320 (as described in the present disclosure), and the charitable organization incentive processor 330 (as described in the present disclosure), including the temporal processors 311, 321, and 331, financial processors 312, 322, and 332, incentive type processors 313, 323, and 333, historic transactions processors 314, 324, and 334, social processor 315, 325, and 335, donor incentive generator 316, charitable campaign incentive generator 326, and charitable organization incentive generator 336, are configurable or configured to generate the one or more incentives for the charitable campaign (e.g., a first charitable campaign incentive).

[00233] As described in the present disclosure, the first charitable campaign incentives may include one or more financial digital assets, one or more social digital assets, and/or one or more digital badges. The first charitable campaign incentives (including form, type, and/or quantity thereof) may be generated, for one or more donations made to the charitable campaign, based on the first charitable campaign information set. Alternatively or in addition, the first charitable campaign incentives may be generated based on the first charitable campaign donor information set. Alternatively or in addition, the first donor donation incentive may be generated based on at least the first charitable campaign information set and/or the first charitable campaign donor information set. For example, the first charitable campaign incentive is generated based on an assessment of the first charitable campaign target amount and/or the first charitable campaign current amount and/or the first charitable campaign start date and/or first charitable campaign end date and/or the first charitable campaign average donation and/or the first charitable campaign activity amount and/or the first charitable campaign donor incentive amount and/or the first charitable campaign donor incentive average and/or the first donor count and/or the first donor reach. In an example embodiment, the first donor donation incentive is generated based on an assessment of the first charitable campaign target amount, the first charitable campaign current amount, the first charitable campaign start date, the first charitable campaign end date, the first charitable campaign average donation, the first charitable campaign activity amount, the first charitable campaign donor incentive amount, the first charitable campaign donor incentive average, the first donor count, and the first donor reach. It is to be understood that the first charitable campaign incentive may also be generated based on assessment of one or more other information and/or processing results described in the present disclosure, including those described for the processor 200 and/or its elements. For example, one or more of the following information and/or processing results may also be used to generate the type, form, and/or quantity of the first charitable campaign incentive: one or more first charitable campaign incentives already generated for the charitable campaign (or the charitable organization managing the charitable campaign); number of donors who have donated more than one time to the charitable campaign; quantity of blogs, posts, advertisements, and/or other social and/or promotional activities conducted by the charitable organization for the charitable campaign (e.g., the first charitable campaign blog activity amount); comparison of the first charitable campaign current amount and the first charitable campaign target amount; and/or comparison of the current date and/or time with the first charitable campaign end date.

[00234] While various embodiments in accordance with the disclosed principles have been described above, it should be understood that they have been presented by way of example only, and are not limiting. Thus, the breadth and scope of the example embodiments described in the present disclosure should not be limited by any of the above-described exemplary embodiments, but should be defined only in accordance with the claims and their equivalents issuing from this disclosure. Furthermore, the above advantages and features are provided in described embodiments, but shall not limit the application of such issued claims to processes and structures accomplishing any or all of the above advantages.

[00235] For example, "communication", "communicate", "connection", "connect", or other similar terms should generally be construed broadly to mean a wired, wireless, and/or other form of, as applicable, connection between elements, devices, computing devices, telephones, processors, controllers, servers, networks, telephone networks, the cloud, and/or the like, which enable voice and/or data to be sent, transmitted, broadcasted, received, intercepted, acquired, and/or transferred (each as applicable). Furthermore, a digital asset or digital token (as used in the present disclosure) is a term known in the art and, where applicable, may include and/or broadly and equivalently refer to cryptocurrencies, digital tokens, security-backed tokens, unsecured tokens, utility tokens, stablecoins, altcoins, public key and private key pairs, smart contracts, RSA, and the like. Furthermore, hashing (as used in the present disclosure), or the like, is a term known in the art and, where applicable, may include and/or broadly and equivalently refer to a transformation or mapping of an input into a fixed-length string or series of characters (e.g., by using a hashing algorithm, hashing function, or the like). Similarly, a hash (as used in the present disclosure) is a term known in the art and, where applicable, may include and/or broadly refer to a fixed-length string or series of characters resulting from the hashing of an input (e.g., by using a hashing algorithm (e.g., SHA-256, SHA-3, etc.), hashing function, or the like). Furthermore, encrypting, encryption, encrypt, and the like, are terms known in the art and, where applicable, may include and/or broadly and equivalently refer to a conversion of an input into a series of characters (or encrypted input) in such a way that the input can be readily recovered from the encrypted input (e.g., if an appropriate key is applied to decrypt the encrypted input). Furthermore, digitally signing, digital signing, digitally sign, signing, sign, and the like, are terms known in the art and, where applicable, may include and/or broadly and equivalently refer to creating digital signatures, including encrypting an input using a private key (i.e., for digital signatures, which is unlike the general approach of encrypting a message using a public key) so as to create a digital signature in such a manner that a recipient can, by applying a corresponding public key (i.e., a public key that corresponds to the private key used to create the digital signature; for digital signatures, the public key is used to decrypt the digital signature, which is unlike the general approach of decrypting a message using a private key), validate that the digital signature was signed (or encrypted) by the private key.

[00236] Also, as referred to herein, a processor, device, computing device, telephone, phone, server, gateway server, communication gateway server, and/or controller, may be any processor, computing device, and/or communication device, and may include a virtual machine, computer, node, instance, host, or machine in a networked computing environment. Also as referred to herein, a network or cloud may be or include a collection of machines connected by communication channels that facilitate communications between machines and allow for machines to share resources. Network may also refer to a communication medium between processes on the same machine. Also as referred to herein, a network element, node, or server may be a machine deployed to execute a program operating as a socket listener and may include software instances. Database (or memory or storage) may comprise any collection and/or arrangement of volatile and/or non-volatile components suitable for storing data. For example, memory may comprise random access memory (RAM) devices, read only memory (ROM) devices, magnetic storage devices, optical storage devices, solid state devices, and/or any other suitable data storage devices. In particular embodiments, database may represent, in part, computer-readable storage media on which computer instructions and/or logic are encoded. Database may represent any number of memory components within, local to, and/or accessible by a processor and/or computing device.

[00237] Various terms used herein have special meanings within the present technical field. Whether a particular term should be construed as such a "term of art" depends on the context in which that term is used. Such terms are to be construed in light of the context in which they are used in the present disclosure and as one of ordinary skill in the art would understand those terms in the disclosed context. The above definitions are not exclusive of other meanings that might be imparted to those terms based on the disclosed context. Words of comparison, measurement, and timing such as "at the time", "equivalent", "during", "complete", and the like should be understood to mean "substantially at the time", "substantially equivalent", "substantially during", "substantially complete", etc., where "substantially" means that such comparisons, measurements, and timings are practicable to accomplish the implicitly or expressly stated desired result.

Additionally, the section headings and topic headings herein are provided for consistency with the suggestions under various patent regulations and practice, or otherwise to provide organizational cues. These headings shall not limit or characterize the embodiments set out in any claims that may issue from this disclosure. Specifically, a description of a technology in the "Background" is not to be construed as an admission that technology is prior art to any embodiments in this disclosure. Furthermore, any reference in this disclosure to "invention" in the singular should not be used to argue that there is only a single point of novelty in this disclosure. Multiple inventions may be set forth according to the limitations of the claims issuing from this disclosure, and such claims accordingly define the invention(s), and their equivalents, that are protected thereby. In all instances, the scope of such claims shall be considered on their own merits in light of this disclosure, but should not be constrained by the headings herein.