MOBILE PHONE SUBSCRIBER IDENTITY CARD BASED ON MULTICHANNEL DIGITAL AUTHENTICATION OF MOBILE PAYMENT

Title:

MOBILE PHONE SUBSCRIBER IDENTITY CARD BASED ON MULTICHANNEL DIGITAL AUTHENTICATION OF MOBILE PAYMENT

Document Type and Number:

WIPO Patent Application WO/2014/121603

Kind Code:

A1

Abstract:

Disclosed is a mobile phone subscriber identity card based on multichannel digital certification of a mobile payment, comprising: a card body and an in-card circuit integrated in the dimensional space of the card body. The in-card circuit comprises an MCU security chip. One or more digital authentication certificates are stored in the MCU security chip, and a digital certificate authentication processing module used for processing an authentication process of the digital authentication certificate is provided therein. The in-card circuit also comprises a data link used for transmitting data of the digital authentication process. The digital authentication certificate processing module of the MCU security chip is connected to a mobile phone terminal through the data link and is connected to a third-party authentication mechanism through a network resource of the mobile phone terminal in an on-line manner, so as to conduct authentication of the digital certificate. The mobile payment performed by the mobile phone subscriber identity card using the mobile phone terminal cannot be limited by telecommunication operators and financial banks, but can be commanded by a subscriber himself/herself, thereby achieving the purpose of realizing the mobile payment of various purchases securely, rapidly and conveniently.

Inventors:

LI KIN SHING (CN)
EDDIE KWOK YIU FAI (CN)
LAN XIANCHUN (CN)
WANG ZHANQI (CN)
ZHAO CHENGWU (CN)

Application Number:

PCT/CN2013/082925

Publication Date:

August 14, 2014

Filing Date:

September 04, 2013

Export Citation:

Click for automatic bibliography generation Help

Assignee:

XIAMEN ELITE ELECTRIC CO LTD (CN)

International Classes:

G06K19/077; H04W12/069

Domestic Patent References:

WO2009002363A1

2008-12-31

Foreign References:

CN101882233A	2010-11-10
CN102831466A	2012-12-19
CN101105776A	2008-01-16
CN103164738A	2013-06-19

Other References: