Title:
MULTI-APPLICATION STORED-VALUE FINANCIAL CARD
Document Type and Number:
WIPO Patent Application WO/2008/106831
Kind Code:
A1
Abstract:
A multi-application stored-value financial card is provided. By a internal
number of the stored-value financial card, the system authenticates whether
the stored-value financial card is correct or not. If the internal number is correct,
the action of deducting money or adding value is carried out, and the information
is returned to the system. The value is stored into a memory in the chip through
I/O. At the system side, the action of deducting money or storing value will be
recorded. The action of adding value can be done at the ATM which is near to the customer
without using the cash. The stored value can be limited so as to enable a customer
to give the card to children as pocket money conveniently. The stored-value financial
card can also be used to dial a public telephone without buying a phone card, or
to take vehicles without the trouble of preparing dibs, or to pay the bill in the
shop. The stored-value financial card has a multi-application function to enable
a customer to go out without carrying a lot of cards with him so as to reduce the risk
of losing cards.
Inventors:
QIU YUNNAN (CN)
Application Number:
PCT/CN2007/001040
Publication Date:
September 12, 2008
Filing Date:
March 30, 2007
Export Citation:
Assignee:
QIU YUNNAN (CN)
International Classes:
G07F7/08; G06K19/067; G06Q20/00
Domestic Patent References:
| WO2001054028A1 | 2001-07-26 |
Foreign References:
| US20040215964A1 | 2004-10-28 | |||
| CN1230269A | 1999-09-29 | |||
| US6000608A | 1999-12-14 | |||
| CN1333509A | 2002-01-30 | |||
| CN1920889A | 2007-02-28 | |||
| JP2004005034A | 2004-01-08 | |||
| JPH09185658A | 1997-07-15 | |||
| JP2000215286A | 2000-08-04 | |||
| US20070022051A1 | 2007-01-25 |
Attorney, Agent or Firm:
KELONG INTERNATIONAL INTELLECTUAL PROPERTY AGENT LTD. (Bldg. A Horizon International Tower,No.6 Zhichun Road,Haidian District, Beijing l, CN)
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