Title:
NEGOTIABLE INSTRUMENT REQUESTING AND DISPENSING SYSTEM AND METHOD
Document Type and Number:
WIPO Patent Application WO1999018549
Kind Code:
A3
Abstract:
The present invention provides a system and method for requesting and dispensing negotiable instruments such as bank checks, money orders, and traveler's checks. An instrument may be requested in this system and method by a bank customer from a telephone, a computer, a fixed-location dispenser, or a portable, hand-held dispenser that is in communication with a bank computer. This request may be made orally, using touch tones, or using data transmission over a communication network that may include telephone lines, two-way radio links, microwave links, satellite links, cellular telephone links, computer networks, and the Internet. After a request is processed and approved, the requested instrument may then be dispensed at any time in this system and method to the bank customer or another party from any receive-only dispenser, fixed-location dispenser, or portable, hand-held dispenser that is also in communication with the bank computer.
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Inventors:
NOVOGROD JOHN C (US)
KURLANDER GLENN
KURLANDER GLENN
Application Number:
PCT/US1998/019681
Publication Date:
September 16, 1999
Filing Date:
September 22, 1998
Export Citation:
Assignee:
NOVOGROD JOHN C (US)
International Classes:
G06Q20/04; G07D9/00; G07F19/00; H04M1/00; H04M11/00; (IPC1-7): G07F7/10
Domestic Patent References:
| WO1996038801A1 | 1996-12-05 | |||
| WO1993009506A1 | 1993-05-13 |
Foreign References:
| US4053735A | 1977-10-11 | |||
| US5787405A | 1998-07-28 | |||
| US4630201A | 1986-12-16 | |||
| US4918723A | 1990-04-17 | |||
| US5570465A | 1996-10-29 |
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