PAYMENT CHANNEL RECOMMENDATION METHOD AND APPARATUS, AND DEVICE

WIPO Patent Application WO/2020/224299

A1

A payment channel recommendation method and apparatus, and a device. The solution comprises: upon receipt of a payment request, determining a target user, target payment channels, a payment feature in the present transaction, and then determining recommendation scores of the target payment channels in the present transaction by a preset mapping relation, and recommending a target payment channel according to the recommendation score, wherein the mapping relation is used for representing the relation between the payment channel and the recommendation score, and is pre-determined by training historical data of the payment feature and historical data of a payment result feature; the payment result feature comprises result data of whether the payment channel is selected by a user and the payment is successful.

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XU RUNYU (CN)
WANG ZHE (CN)
XIE RENQIANG (CN)
SU JIANAN (CN)
LIU HUI (CN)

PCT/CN2020/071867

November 12, 2020

January 14, 2020

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ADVANCED NEW TECHNOLOGIES CO LTD (CN)

G06Q20/22

CN110245935A	2019-09-17
CN107679849A	2018-02-09
CN106355391A	2017-01-25
US20140310159A1	2014-10-16

BEIJING BESTIPR INTELLECTUAL PROPERTY LAW CORPORATION (CN)

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