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Patent Searching and Data


Title:
PAYMENT METHOD, APPARATUS, AND SYSTEM FOR DIGITAL CURRENCY
Document Type and Number:
WIPO Patent Application WO/2022/218424
Kind Code:
A1
Abstract:
The present application relates to the technical field of computers, and discloses a payment method, apparatus, and system for a digital currency. A specific embodiment of the method comprises: sending a transaction amount to a first currency management apparatus corresponding to a first client, such that the first currency management apparatus determines whether the transaction amount is greater than an available balance of a first digital currency used for payment; and in the case where the transaction amount is not greater than the available balance, sending a payment request to a second client, the payment request indicating the first digital currency or a circulation identifier of the first digital currency, such that a second currency management apparatus corresponding to the second client cashes, for the first currency management apparatus, a second digital currency corresponding to the transaction amount. The embodiment improves the safety and reliability in a digital currency transaction process.

Inventors:
DI GANG (CN)
MU CHANGCHUN (CN)
ZHAO XINYU (CN)
CUI PEIDONG (CN)
DU JINLI (CN)
SHI ZHAN (CN)
HAO HUITING (CN)
CHEN QIU (CN)
BIAN YONGCHAO (CN)
Application Number:
PCT/CN2022/087200
Publication Date:
October 20, 2022
Filing Date:
April 15, 2022
Export Citation:
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Assignee:
DIGITAL CURRENCY INST THE PEOPLES BANK OF CHINA (CN)
International Classes:
G06Q20/40
Domestic Patent References:
WO2019160188A12019-08-22
Foreign References:
CN108335103A2018-07-27
CN107230049A2017-10-03
CN103136245A2013-06-05
CN106127479A2016-11-16
CN106330960A2017-01-11
Attorney, Agent or Firm:
CHINA SINDA INTELLECTUAL PROPERTY LIMITED (CN)
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