Title:
SECURITY EARLY-WARNING METHOD APPLIED TO NETWORK PAYMENT, COMPUTER DEVICE AND STORAGE MEDIUM
Document Type and Number:
WIPO Patent Application WO/2018/153305
Kind Code:
A1
Abstract:
Provided is a security early-warning method applied to a network payment, and the method of an embodiment comprises: receiving a network payment request sent by a terminal, wherein the network payment request comprises payee information, and the payee information comprises a bank account of the payee and one or two social platform account(s) of the payee; sending a query request comprising the payee information to an associated database server, and receiving a query response returned by the associated database server, wherein the query response comprises a query result acquired after the associated database server queries the payee information, and a security type of the account of the payee information is determined according to the query result; and the associated database server comprising at least one of a first database server, a second database server, a third database server and a fourth database server, and carrying out security early-warning processing on the network payment request according to the security type of the account. According to the embodiment, whether a security risk exists in the payee can be intelligently determined, improving the security of payment behaviour.
Inventors:
LIN WENQIN (CN)
XU GUOAI (CN)
TANG CHUMING (CN)
WANG CHONG (CN)
XU GUOAI (CN)
TANG CHUMING (CN)
WANG CHONG (CN)
Application Number:
PCT/CN2018/076451
Publication Date:
August 30, 2018
Filing Date:
February 12, 2018
Export Citation:
Assignee:
TENCENT TECH SHENZHEN CO LTD (CN)
International Classes:
G06Q40/02
Domestic Patent References:
| WO2016045034A1 | 2016-03-31 |
Foreign References:
| CN106878309A | 2017-06-20 | |||
| CN102930469A | 2013-02-13 | |||
| CN106203980A | 2016-12-07 | |||
| CN101067856A | 2007-11-07 |
Attorney, Agent or Firm:
ADVANCE CHINA IP LAW OFFICE (CN)
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