Title:
SETTLEMENT PROCESSING DEVICE, METHOD, AND COMPUTER PROGRAM
Document Type and Number:
WIPO Patent Application WO/2016/147730
Kind Code:
A1
Abstract:
[Problem]
To enable a credit transaction wherein a payment to be paid when a worker purchases a product is advanced on the basis of a scheduled compensation payment amount related to compensation that is scheduled to be paid to the worker.
[Solution]
A compensation information database 1B, which stores compensation information that includes scheduled compensation payment amounts for workers, and a settlement information database 1C, which stores settlement information that includes settlement amounts associated with purchases of products by workers, are configured so as to be capable of communicating with a store terminal via a network. Information related to a settlement request amount required for a product purchase, and a credit inquiry, are received from the store terminal 2. A credit inquiry processing unit 11 references the compensation information database 1B, executes a credit inquiry process using the worker's scheduled compensation payment amount as a line of credit, and transmits the results of the credit inquiry process to the store terminal 2. When a settlement request is received from the store terminal, a settlement processing unit 12 registers settlement information in the settlement information database 1C.
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Inventors:
TAKASAKI YOSHIKAZU (JP)
Application Number:
PCT/JP2016/053213
Publication Date:
September 22, 2016
Filing Date:
February 03, 2016
Export Citation:
Assignee:
TAKASAKI MASAHIRO (JP)
International Classes:
G06Q20/02; G06Q40/00; G07G1/12
Foreign References:
| JP2005063258A | 2005-03-10 | |||
| JP2005100260A | 2005-04-14 | |||
| JP2004086631A | 2004-03-18 |
Attorney, Agent or Firm:
KASUKAWA TOSHIO (JP)
Toshio Kasukawa (JP)
Toshio Kasukawa (JP)
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