SYSTEM FOR MANAGING MEDIA CONSUMPTION THAT INCLUDES NFT-BASED INSURED BONDS

BACKGROUND OF THE INVENTION

1. Technical Field

[0001] The present invention relates generally to digital media and is more specifically related to streamlined consumption models for managing digital media subscriptions that includes a method for offering NFT-based bonds to individual users.

2. Background Art

[0002] Digital media is ubiquitous in society today and the growth of digital media has been meteoric. All forms of news, sports, entertainment, information, learning, social interaction, etc. are now available in the form of digital media, on demand, 24/7/365. The media consumption options presented to consumers of today are literally endless and more content is becoming available every day. New and existing media producers continue to create and deliver addition content at a dizzying pace and almost every media creator or aggregator is rushing to create new distribution models and services.

[0003] However, the rapid growth and availability of digital media has not been without some serious concerns and practical roadblocks. The problems and inconveniences associated with the current state of the art for media consumption are legion. A few examples facing media consumers in the current environment will suffice to make the point. Media consumers are increasingly burdened with: 0 Switching input sources based on content;

0 Managing multiple remote controls;

0 Remembering multiple logins and passwords;

0 Navigating the rapidly growing number of free and subscription services;

0 Searching and discovering media content within an endless sea of media titles;

0 Paying large amounts of money for independent programming and channels (i.e. sports);

0 Navigating validation processes and answering personal questions;

0 Having access to a thousand channels with no desirable content being readily available;

0 Tuning into a potentially interesting channel and being thrust into an infomercial;

0 Finding episodes 1, 2 and 3 of a series on one service and episodes 4,5 and 6 of the same series on another service (each requiring its own subscription);

0 Finding an expensive event ordered from one service available on another service at a lower cost (and a higher definition);

0 Inconsistent and constantly changing media pricing;

0 Uncancelled subscriptions; paying large fees for content no longer being accessed;

0 Ancillary services the media user subscribed to, but forgot about long ago;

0 Identity verification and validation;

0 Difficulty in locating and cancelling unwanted subscriptions;

0 Unwanted emails, phone calls, text messages from new and old subscription services;

0 Cost of media programming;

0 Media programs are aggressively promoted, but are unavailable when selected;

0 Limited and hard to access customer support; and

0 User interfaces are different for each service and the associated learning curve.

[0004] In addition to the existence of the previously mentioned limitations and problems, multi- consumer households face additional challenges associated with aligning user preferences, access, and cost controls for very disparate consumption profiles. For example, in a nuclear family setting, a father may prefer sports and action content while the mother selects romantic comedy and education material. The children in the home may opt for more age-appropriate media consumption opportunities. All of this makes searching, sorting, acquiring, and access on- demand media in the most efficient manner a significant challenge and leaves a sea of frustrated consumers in its wake. Accordingly, without additional advancements in the ability of the consumer to control media access and availability, the media consumption process will continue to be sub-optimal. Additionally, given the recent paradigm shift from pay television models (Cable, Satellite and TelcoTV) to streaming models, users can become investors in selected shows given their investments can be insured for at least the principal amount invested. Such a user-oriented financing model connected to a next-generation media distribution system and network could achieve significant commercial success.

BRIEF SUMMARY OF THE INVENTION

[0005] The systems and methods of the present invention provide a cloud-based media management system synchronized with a downloadable user interface (computer application, mobile device “app”, smart TV user interface, etc.) that is connected to a permission-based power of attorney service that allows a media consumer to empower an artificial intelligence agent to both order and cancel media subscription services (on-line / cable / satellite) on an “as needed” or “as wanted” basis. The media consumer can customize and prioritize the desired media content, selecting from the universe of available media content, and establish a defined media budget on a monthly or annualized basis. In the most preferred embodiments of the present invention, the power of attorney service will select, order, cancel, and otherwise manage media consumption opportunities on behalf of the media consumer to maximize consumption preferences while simultaneously reducing media consumption costs. All of the elements of the system will be available via a customizable user interface on a mobile device or computer. Collectively, the system comprises an apparatus that performs the programmatic functions set forth herein. Additionally, an insured bond offering can be made over such a system and network allowing users to invest in selected (future) programming. If money is lost for any reasons, the insured bond construction will return the initial investment capital back to the user to keep such a user interested in financing more productions. Such insured bonds can alternatively be sold over global NFT (non-fungible token) exchanges.

BRIEF DESCRIPTION OF THE DRAWINGS

[0006] The various preferred embodiments of the present invention will hereinafter be described in conjunction with the appended drawings, wherein like designations denote like elements, and:

[0007] FIG. 1 is a block diagram of a prior art system for media consumption;

[0008] FIG.2 is a block diagram of a system for managing media consumption in accordance with a preferred exemplary embodiment of the present invention;

[0009] FIG.3.2 is a block diagram of a “lean forward” approach to managing media consumption in accordance with a preferred exemplary embodiment of the present invention;

[0010] FIG. 4.1 is a flow diagram of aggregating media consumer investments in accordance with a preferred exemplary embodiment of the present invention;

[0011] FIG. 4.2 is a flow diagram of a symbiotic media exchange investment system in accordance with a preferred exemplary embodiment of the present invention;

[0012] FIG. 5 is a block diagram of a user interface for a media searching, ordering, sharing, and categorization system in accordance with a preferred exemplary embodiment of the present invention;

[0013] FIG. 6 is a flow diagram of a proxy system sign-up process in accordance with a preferred exemplary embodiment of the present invention;

[0014] FIG. 6.1 is a flow diagram of a proxy system in accordance with a preferred exemplary embodiment of the present invention;

[0015] FIG. 6.2 is a block diagram of a proxy management system in accordance with a preferred exemplary embodiment of the present invention;

[0016] FIG. 7 is a block diagram of an affinity group management system in accordance with a preferred exemplary embodiment of the present invention;

[0017] FIG. 8 is a block diagram of a system for managing media consumption in accordance with a preferred exemplary embodiment of the present invention;

[0018] FIG. 8.1 is a block diagram for proxy system initialization for use in conjunction with a media consumption system in accordance with a preferred exemplary embodiment of the present invention;

[0019] FIG. 8.2 is a block diagram of a user interface for symbiotic media exchange in accordance with a preferred exemplary embodiment of the present invention;

[0020] FIG. 9 is a block diagram of system and network connections for a media consumption system in accordance with a preferred exemplary embodiment of the present invention;

[0021] FIG. 10 is a block diagram of a system for harvesting ATSC media in accordance with a preferred exemplary embodiment of the present invention;

[0022] FIG. 11 is a block diagram of a system for harvesting free on-line media in accordance with a preferred exemplary embodiment of the present invention;

[0023] FIG. 12.1 is a block diagram of a user interface in accordance with a preferred exemplary embodiment of the present invention;

[0024] FIG. 12.2 is a block diagram of a channel surfing interface in accordance with a preferred exemplary embodiment of the present invention;

[0025] FIG. 13.1 is a block diagram of a proxy subscription set top box in accordance with a preferred exemplary embodiment of the present invention;

[0026] FIG. 13.2 is a block diagram of a proxy subscription service in accordance with a preferred exemplary embodiment of the present invention;

[0027] FIG. 14 is a block diagram of a proxy system in accordance with a preferred exemplary embodiment of the present invention;

[0028] FIG. 14.2 is a block diagram of a proxy key encryption and delivery system in accordance with a preferred exemplary embodiment of the present invention;

[0029] FIG. 14.3 is a block diagram of a proxy key decryption system in accordance with a preferred exemplary embodiment of the present invention;

[0030] FIG. 14.4 is a block diagram of a device authentication system in accordance with a preferred exemplary embodiment of the present invention;

[0031] FIG. 15.1 is a block diagram of video ad brokering system in accordance with a preferred exemplary embodiment of the present invention; [0032] FIG. 15.2 is a block diagram of an advertising and brokering system in accordance with a preferred exemplary embodiment of the present invention;

[0033] FIG. 16.1 is a block diagram of a customer service system in accordance with a preferred exemplary embodiment of the present invention;

[0034] FIG. 17.1 is a block diagram of a high-level network server system using artificial intelligence in accordance with a preferred exemplary embodiment of the present invention;

[0035] FIG. 17.2 is a block diagram of a network server system using artificial intelligence in accordance with a preferred exemplary embodiment of the present invention; and

[0036] FIG. 17.3 is a block diagram of a network server system using artificial intelligence in accordance with a preferred exemplary embodiment of the present invention;

[0037] FIG. 18 is a block diagram of a computer system for managing media consumption in accordance with a preferred exemplary embodiment of the present invention;

[0038] FIG. 19 is a block diagram that depicts the high-level process flow for the NFT-based insured bonding system and network;

[0039] FIG.20 is a block diagram that provides an example of what’s referred to as an affinity silo for NFT Bonds; and

[0040] FIG.21 is a block diagram depicting the major components of the NFT Bond network that additionally provides the step-by-step process flow.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS

[0041] In the most preferred embodiments of the present invention, a cloud-based artificial intelligence-based media management system is synchronized with a downloadable user interface that is access via a computer application, mobile device “app”, smart TV user interface, etc. The media management system is connected to a permission-based service that allows a media consumer to empower an artificial intelligence agent to both order and cancel media subscription services (on- line / cable / satellite) on an “as needed” or “as wanted” basis, based on the media consumer’s configurable media preferences and budget.

[0042] The media consumer can customize and prioritize media content and establish a defined media budget on a monthly or annualized basis, in the most preferred embodiments of the present invention, an artificial intelligence system will be engaged to select, order, cancel, and otherwise manage media consumption opportunities on behalf of the media consumer to match consumption preferences while simultaneously reducing media consumption costs to meet the pre-established budget. All of the elements of the system will be available via a customizable user interface on a mobile device or computer. The complexities of sourcing and accessing content may be offloaded from the media consumer to the artificial intelligence engine and associated computerized functions.

[0043] One name for a system and method powered by artificial intelligence methodologies to control and enhance subscriptions for media consumption opportunities is “Proxy Subscription Service” because the media management system acts as a “proxy” for the media consumer in an attempt to derive maximum enjoyment and best value from media consumption over time.

[0044] The novel invention of the Proxy Subscription Service comprises the system, network and mobile application (“app”) that combines to assume legal responsibility of the consumer’s media service (by way of a mutually agreed limited power of attorney) in order to locate, subscribe and cancel media-oriented subscription services, therefore liberating the consumer from the burden of managing a multitude of media subscription services in the new paradigm of on-line media distribution. Artificial Intelligence (Al) networks and systems may be used to make accurate predictions about media content that will be needed in the future with feedback loops that improve Al predictions over time. The Proxy Subscription Service will make additional decisions on behalf of the consumer regarding one-time (transactional fees) or ad- supported programming instead of monthly subscriptions and other decisions intended to lower the cost of media over time.

[0045] For purposes of this disclosure, including in the claims, terms such as “computer,” “network,” “smartphone,” “smart tv”, “processor,” “CPU,” “monitor,” “database,” etc. have the meaning generally ascribed to such items. For example, computer refers to that class of devices used for computation purposes in data and information processing.

[0046] Referring now to FIG. 1, a prior art system for media consumption is presented. As shown in FIG. 1, a media consumer is connected to a variety of digital electronic media sources (cable, computer, streaming device or streaming services, etc.) and, by making appropriate selections, the media consumer can access and consume the desired media. In this case, the consumer must manage managing subscription services, media choices, and other media consumption issues on their own without any external assistance. The consumer may use any manner of television, computer monitor, mobile device, etc. to receive and display the media for consumption.

[0047] As previously discussed, the traditional media consumption process is fraught with complexity, confusion, and challenges. The media consumer is required to search out available content, subscribe to multiple media services, pay multiple media bills, and repeat the process over and over again as media availability, pricing, and media delivery technology changes over time.

Most media consumers will eventually settle into a routine that is largely limited by lack of knowledge and ease of use. [0048] Referring now to FIG. 2, a media consumption management system 200 in accordance with a preferred exemplary embodiment of the present invention is depicted. System 200 may be implemented using any number of electronic devices that are known to those skilled in the art. This includes personal computers, data and network servers, local networks, WIFI, the Internet, etc. Basically, standardized components are deployed in a unique way with unique methodologies for accomplishing the functions of the preferred embodiments of the present invention, including the access to digital media by a media consumer.

[0049] Similarly, those skilled in the art will recognize that “media source 1” and “media source 2” represent a complex digital delivery system that may include terrestrial hardware and software as well as satellite bases equipment, all of which are used to transmit digital signals.

[0050] As shown in FIG. 2, the consumer delegates the strategies, tactics and logistics to a third-party service referred to as the “Proxy Subscription Service”. Based on the design of system 200, the following parameters are considered.

[0051] Artificial intelligence (Al) systems that successfully predict media content titles that discrete users will want to watch within a given time frame (such as a month). Individual titles and libraries of titles identified from around the world - a global list of titles available for distribution on-line.

[0052] Specific information about distribution platforms (for identified titles) must be aggregated along with all information regarding how to purchase license rights to play these titles legally, including all terms and conditions.

[0053] Individual titles and libraries of titles must be monitored as ownership, distribution, license terms and other variables frequently change. [0054] Artificial Intelligence (Al) should monitor virtually all content that is played by a given viewer in order to effectively search the universe of available media content for desirable content titles for specific viewers.

[0055] Artificial Intelligence should be configured manage multi-dimensional relationships between distribution platforms.

[0056] Artificial Intelligence should manage multi-dimensional relationships between family members within a household (or workers within a business).

[0057] Artificial Intelligence should manage these two multi-dimensional relationships (meaning distribution platforms and family / business members).

[0058] In addition, content libraries and the viewer him/herself evolve over time. In some cases titles become available and in other cases, licensing rights expire. As for viewers, they may change as they grow and learn (or otherwise change interests as circumstances change).

[0059] The Al systems associated with system 200 will then be configured to properly manage the underlying media distribution platforms on behalf of the user meaning. In this situation, it is not the user who orders and cancels media services, but the Al systems that perform all registration, ordering and cancellation functions on behalf of the user. Therefore, the user no longer manages specific media services and can approach media viewing as if all the world’s content is readily available - at the click of a button.

[0060] In addition to the selection and prioritization of desired media, the media consumer is responsible to enter the amount of money that household is willing to pay per month for media services. It is important to note that the Al systems will attempt to reduce the total cost of media consumption whenever possible, and bring the desired content to the media consumer for the lowest possible cost. This may be achieved by longer subscription periods, sourcing available content from the lowest cost provider, etc.

[0061] With multiple people living within a household (or working in a business), the Proxy Subscription Service will allow for a single bill (for the entire household/business) or, optionally, individualized bills for individuals sharing one or more consumption devices. For consumers with a smaller budget, media title accessibility may be spread out over the course of many months in order to take advantage of specific subscription services ordered for a specific timeframe and, where appropriate, cancelled immediately thereafter. In some cases, consumers may need to wait longer periods of time to view media content within their stated budgets or forgo viewing that content altogether.

[0062] The end result is a single user interface and, possibly, a single remote control for all media services and platforms. The user simply points to desired media titles, and these titles play accordingly - no matter the underlying media platform (such as Netflix, Disney Plus, YouTube, Hulu, etc.) In some cases, pre-recorded titles (by way of DVR) become available when allowed, however the media consumer continues to access these titles by way of the same user interface.

[0063] Where possible, system 200 will eliminate the traditional remote-control unit entirely and replace the navigation device with a mobile application or “app” that that is configured to synchronize with a Smart TV or similar device to allow individuals to navigate media content by using the app on their mobile device. With multiple media consumers in the same vicinity, accessing the same media consumption device, this approach means a “Grab” button could be made available on each mobile device. Such a “Grab” function would allow the system to determine who is watching the media content and for appropriate predictions to be made. With such a “Grab” button, other viewers will be notified, and, in some cases, consent of other media consumers may be required. Further, a prioritization schema could be implemented to give priority to the choices of certain media consumers selected from a group of potential media consumers.

[0064] From the beginning of pay television models (cable and satellite), people became familiar with remote-control units and everyone understood the person with the remote-control was empowered to navigate the available channels, adjust the volume, etc.. This model continues with the emergence of streaming television, however some of the streaming platforms have added prompts for “who” is watching television at a given point in time.

[0065] Netflix allows a household or business to add or delete people who may be watching TV, and their system prompt the media consumers to indicate who they are prior to a viewing session. The prompt may ask, “Are you Mom, Dad, Brother, Sister or Child?” It is assumed Netflix will then swap profiles for that person.

[0066] The problem with the typical remote-control approach is it requires an independent piece of hardware that will be kept in close proximity to the television set and must be passed from person to person in order to successfully navigate through a television viewing session.

[0067] The most preferred embodiments of the present Proxy Subscriptions Service eliminate the need for an independent remote control (hardware) device in exchange for navigation being performed on smart devices (phones / tablets) only - by way of the mobile app. A problem is encountered, however when multiple people are watching television at the same time. The question people most people will have is, who is in control? Or, is everyone in control simultaneously? The preferred embodiment is to have the Proxy Service predict who is in control at the beginning of a TV viewing session and then allow others to “Grab” control by way of a “Grab” button on the App. [0068] Also, in at least one preferred embodiment of the present invention, other people will be prompted to relinquish control (with a YES or NO button), while in an alternative embodiment, the “Grab” button will assume control with no prompts displayed to others.

[0069] In addition, when a given media consumer is no longer in range of the television screen, then such media consumer will be considered “no longer present” and the “Grab” button will be automatically released and provided to another person (once released), or the session will be considered finished.

[0070] As most of the world’s media platforms generally promote monthly or annual subscriptions (rather than transactional or ad-supported business models), it is anticipated that most of the services will require month-to-month payments. This means the Al systems will be configured to order media services for at least a month in order to provide the best value to users. The Al systems should, therefore, be configured to cancel these same subscriptions on the last day (of the last month) as needed, or other appropriate day in the billing cycle so as to minimize subscription fees. Ad-supported titles will be played if ad-based consumption is acceptable to media consumers, but it is expected that the majority of titles will be accessed by way of monthly subscription services that are paid by Al systems on a just-in-time (monthly) basis.

[0071] Other benefits associated with the use of system 200 will be obvious to those skilled in the art and may include: eliminating the need for the media consumer to switch from one SOURCE to another (e.g., from HDMI-1 source input to HDMI-2 source input) as these functions are managed by system 200 by programmatically associating the correct source input with the selected media. Similarly, system 200 will enable a new media consumption philosophy and experience will significantly increasing the overall enjoyment of media consumption by reducing or eliminating the need to order, cancel, navigate and otherwise manage discrete media platform services, providing the world’s media content at the press of a button, at the lowest possible price point.

[0072] As previously mentioned, multiple people within a given household or business will be empowered to solve a multi- dimensional media prediction and fulfillment problem given a limited budget. This is what Al does well and what humans struggle to perform in the best of circumstances.

[0073] In rare instances, paying ad hoc transactional fees may provide a lower cost than a monthly subscription; however, the systems and methods of the present invention are well equipped to detect when transactional fees provide the best overall value.

[0074] At the most fundamental level, the most preferred embodiments of the “Proxy Subscription” invention disclosed herein provide a system and network that provides both subscription and cancellation services for media consumption on behalf of consumers, thereby reducing cost overages that additionally provides a higher level of satisfaction by eliminating the processes necessary to subscribe and cancel discrete services (on-line or by way of legacy cable / satellite). The most preferred embodiments of the present invention manage in-home or business media subscriptions and media delivery services on behalf of consumers in order to achieve a superior media experience without the need for media consumers to plan media-related strategies, tactics or logistics because Al methodologies will perform all of these functions on behalf of media consumers.

[0075] Such management of media services to be performed by way of a legal proxy that is put in place by the media consumer at the time of registration with the proxy service. Each media consumer will be prompted enter into a legal “proxy” relationship with the Proxy Subscription Service that allows the Proxy Subscription Service to order and cancel media-based services as needed in addition to committing to transactional fees and any surcharges that might arise. Such a “proxy” can be effectuated by way of a typical “e-sign” agreement or otherwise with an in- house legal process for assigning “proxy” rights to a household’s or business’s media services. The “proxy” described herein is purposefully limited only to media subscription and management services and is not intended to be a legal “proxy” for any other services and/or functions.

[0076] Tn exchange for the management of the media consumption activities, the consumer agrees to pay the Proxy Subscription Service an amount of money that covers all media costs and provides the Proxy Subscription Service with a profit margin to achieve reasonable margins of profitability.

[0077] Furthermore, the most preferred embodiments of the present invention provide a system and network that allows consumers the option to invest a small percentage of their monthly media bill within an aggregated investment pool, managed by investment professionals, in a “Symbiotic Media Exchange,” in such a way that the profits from these investments may help lower the costs of media consumption for the media consumer over a given month, quarter or year.

[0078] Additionally, the most preferred embodiments of the present invention comprise a method and means for connecting the Proxy Subscription Service to the Symbiotic Media Exchange by way of a secure connection that is used to safeguard the system to prevent disruption, infiltration, or other forms of damage or harm to media consumers and others.

Additional description of the security protocols are set forth below.

[0079] The most preferred embodiments of the present invention comprise an Artificial

Intelligence System and Network that predicts the desires of one or more consumers (within the same household or business) given the vast amounts of media content available to the typical media consumer. Access to an ad hoc experience for media selection and consumption, where the consumer simply selects the desired content without having any specific knowledge of the “platforms” or the associated worries of being over-charged). Detachment (un-tethering) from “Platforms” but full access to all media content.

[0080] Reduced costs (especially recurring costs) by eliminating waste and inefficiencies and correcting these problems with consumer’s explicit consent (by way of legal proxy).

Creating a companion (fully functional) App specifically designed for Smart Devices that allows the majority of user-interface work to be performed on the App (rather than a more traditional tel evision- style guide). An app to be provided for phones and tablets and another App provided for Smart TV. The phone / tablet app to synchronize with the Smart TV App, when media is accessed via a Smart TV.

[0081] Reduce the number of required remote control units and in a preferred embodiment, allow the smart phone or tablet to become the only remote-control unit with no need for a dedicated remote-control unit.

[0082] Reduce the requirement to switch between physical input connections (such HDMI1 and HDMI2). Harvest media titles whenever possible (using ATSC and otherwise), and securely place these titles in a personalized cloud service or on a local storage device.

[0083] Monitor all subscriptions on a regular basis to make sure the maximum value is being derived by consumers, meaning no un-used services (yielding no benefit) are being paid or otherwise supported with no value being derived by consumers; with unused subscriptions being cancelled by the Proxy Service, and not the consumer. [0084] All of these benefits and more can be achieved when the media consumer allows the

Proxy Subscription Service to become the legal and technical subscriber of all media services on behalf of the media consumer, allowing the consumer to be un-tethered from all standard media delivery platforms. The result is a situation where the media consumer can enjoy the following benefits:

0 Liberation of the media consumer from problems commonly associated with traditional media delivery platforms;

0 A single integrated user interface, with a single control via a mobile device; and

0 Delegation of other issues and challenges of managing multiple discrete platforms to a dedicated 3 ^rd party service.

[0085] In the most preferred embodiments of the present invention, a media consumer will learn about the Proxy Subscription Service by way of promotional campaigns and/or word of mouth, sales collateral, or sales people in electronics stores, or otherwise. The media consumer will then be prompted to download the Proxy App and register as a subscriber. Such an app can be downloaded on any smart device (e.g., phone, tablet or PC). The companion app will then be downloaded on the media consumer’s Smart TV or, in some cases, streaming media device (e.g., Roku, Fire Stick, etc.). The Apps (on devices) would then be synchronized with the app on the Smart TV or streaming media device. Obviously, if a media consumer desires to consume all media content on a mobile device, no app needs to be downloaded on to the Smart TV.

[0086] The media consumer will then be prompted for additional information such as name, phone number, address, password, security information, etc. The media consumer will additionally be promoted to include information for other members of the household or business. It is anticipated that other members of the household or business will be contacted, via a permission-based messaging system, to likewise download the app on their phone or tablet so that they will be able to access the media management system.

[0087] The media consumer will then be asked to answer a questionnaire about the preferred media experience (for an individual, family or business). Included in the questionnaire are questions about the current media delivery services (“Platforms”) that are being subscribed by the media consumer at that time. It is anticipated that such a questionnaire will prompt for specific media offering that were consumed in the past or that are currently being consumed. The same is true for movies, documentaries, sporting events and other types of programming. The questionnaire would also include questions about aspirational media consumption plans.

[0088] Once the questionnaire has been completed, the Proxy Subscription Service will then guide the newly registered consumer through the process of cancelling all existing media services offered by traditional media platforms. This process is necessary as all prior services are then untethered from the consumer so the Proxy Subscription Service can become the responsible party moving forward. The Proxy Subscription Service will be configured and periodically updated guide the consumer to the specific locations (on-line or otherwise) where cancellations can be performed for any and all media services the consumer may have. This process is intended to be quick and easy and can alternatively be performed by the Proxy Service itself, if the consumer is willing to provide the appropriate log-in and password information for each media delivery service or platform with a current subscription. As the media consumer may have specific passwords and will generally be required to answers historical questions (or may be subject to biometrics), the media consumer may need to be more pro-active in this initial cancellation processes than cancellation processes in the future that are handled by proxy. [0089] Once the complete proxy relationship has been established, the media consumer will have access to the world’s media content and will have no need to search or otherwise sign-up for individual platform media delivery services. The media consumer merely needs to points to available media titles, or otherwise indicate desirable titles, and these titles will“play” in a just-in- time fashion. All future work required to register and/or cancel services to be performed by the Proxy Subscription Service.

[0090] Preference settings can be further defined by the consumer to fine-tune the media experience. Such fine- tuning of preference settings can be a continuous process for consumers to derive the most enjoyment. Consumers may find such fine-tuning processes necessary as seasons change such as summer, back-to-school, or holidays.

[0091] Within these preference settings, the consumer will be prompted to establish the maximum allowable charges (per month/quarter/year) for all media services. The Proxy Service will not exceed these limits without the media consumer’s explicit consent.

[0092] The most preferred embodiments of the Proxy Subscription Service offer a large number of helpful preference settings for media consumers, thereby allowing media consumers to have the best possible media experience by way of the aggregated subscription services offered by traditional media delivery platforms. Examples of preference settings can be (but are not limited to):

0 Max Budget for Media (per month, quarter or year)

0 Number of devices used by consumer(s)

0 Specific series being viewed at the time (including the season and episode number of available)

0 Genre preferences

0 Sports preferences

0 Preferences for International media content

0 News preferences

0 “Live” television preferences

0 Prefer 4k video when available

0 Prefer high-definition audio when available

0 Children’s Programming Preferences

0 Content restrictions

0 Other such preference settings

[0093] Those skilled in the art will recognize that one of the most challenging prospects for media consumers in the world of on-line media distribution is the cancelling of unwanted or unneeded subscription services provided by traditional media delivery platforms. In some cases, it’s fast and convenient for the media consumer, and in other cases, it’s far more difficult.

[0094] In a best-case scenario, the process of cancelling a service is provided within a modern- day user interface and is not too difficult to navigate. In a worst case, it’s time consuming and can be frustrating. There may be no obvious process for effectuating cancellations, so the media consumers may be required to locate the platform operator, by way of Google searches and/or telephone calls, until a representative can be contacted (e.g. a person or robot). It’s not unusual for a single cancellation to take anywhere from 15 minutes to 30 minutes. Once again, it is common for assistants for such platform services to “upsell” consumers in these situations to prevent cancellations or loss of revenue due to “down-grading” subscriptions.

[0095] In other cases, as with sports enthusiasts, consumers may order sporting events and/or channels for a given period of time (let’s say over a weekend), and then set aside time to on Monday morning to cancel services and all unwanted collateral. This can also take as much as 30 minutes, given all tasks that need to be performed.

[0096] Additionally, there is always the problem of being required to talk to representatives who will ask questions about why a cancellation is being sought. It’s at this time when personal information and other bits of information are required to locate the consumer’s account and otherwise authenticate the consumer so the cancellation processes can be finalized. Such representatives almost always work from foreign call centers and in some cases, are difficult to understand. For those who have little time or patience, these phone calls (or email exchanges) tend to decrease overall satisfaction with subscription services.

[0097] Further, in many cases, after such cancellations, numerous follow-up calls are generated to users (not to mention texts and emails) in order to encourage these consumers to return. In many cases, lower prices are offered, but these low prices eventually return to higher price points after a period of time, often with little or no notification.

[0098] It’s obvious to most on-line media consumers today that the challenges of creating and managing log-ins, passwords and billings (bank accounts, debit cards, credit cards and others) can be the cause of umbrage. On-line services have different requirements for log-in names and passwords, so global passwords may not work across disparate services. Example: Passwords without numbers and/or special characters may not be accepted on one platform, however may be required on another platform. In addition, it’s always recommended that passwords be routinely updated to thwart compromise. It’s also common for bank (or bank card) information to change (by way of expirations or loss), which can be the cause of many services suddenly being unavailable at the beginning of a new billing cycle.

[0099] One of the primary goals of the Proxy Subscription Service is to manage all of these items (log-ins, passwords and billing) in such a way that the consumer has a single point of contact which is the Proxy Subscription Service, and no other. The Proxy Subscription Service can then manage log-ins, passwords and financial information from then on.

[0100] Although some existing services offer basic media aggregation and consolidation services, they fall short of taking responsibility for subscription, billings, and cancellations on behalf of the media consumer, by way of a legal proxy. In addition, virtually no efforts are made to keep the costs associated with media consumption as low as possible. In fact, it’s generally the opposite. Many existing media services encourage the media consumer to access numerous platforms, which could result in higher overall costs charged to consumers. These existing services would prefer the consumer subscribe to as many services as possible which would tend to increase their own notional value, and in some cases, provide them with revenues derived from commissions.

[0101] Virtually all current-day subscription services make it a policy to notify consumers in order to monetize their “subscriber base” to the largest degree possible. The problem for the consumer is the clutter that accumulates in a given day, week or month when these services and others overwhelm consumers with information, for better or worse. [0102] In the most preferred embodiments of the present invention, the email address, phone number and other contact information provided to the various platforms is related to the Proxy Subscription Service and not that of the consumer. The consumer will then have the ability via the

Proxy Subscription Service to configure preference settings allowing the following messaging options:

0 Forward all messages from the subscription service;

0 Forward selected message from the subscription service;

0 Forward NO messages from the subscription service;

0 Forward only emergency messages from the subscription service; and

0 Other messaging options.

[0103] In at least one preferred embodiment of the present invention, all media subscription services companies will be provided with the email address, phone number and other contact information for Proxy Subscription Service and not the media consumer, thereby limiting the amount junk and “spam” that is delivered to the media consumer.

[0104] The most common media subscription model for media consumption is typically a month-by-month model. Although most consumers are familiar with transactional fees charged for early-release movies and Pay- Per- View events, such as boxing and other sporting events, the majority of the pay TV experience is provided by way of a monthly fee, and today’s consumer readily accepts such a model. As new on-line media services become available, monthly fees remain the primary business model as consumers tend to be averse to paying transactional fees. [0105] Therefore, the most preferred embodiments of the present invention provide an additional benefit to the media consumer because the proxy service has the luxury of knowing ahead of time what a given media consumer may want to watch in the coming days, weeks and months, so the proxy service can prepare media titles, links, and other facilities that can appear to be spontaneous. In some cases, transactional fees may be lower when content is ordered weeks in advance. Or discounts may be available for media titles that are known to be needed in the future.

[0106] This is an important aspect of the most preferred embodiments of the Proxy Subscription model. A given media consumer can flop in an easy chair, grab a single remote- control unit or smart phone, and feel comfortable that all of the content that has been ordered for a given month and is readily available without the need for excessive search and/or discovery processes or the need for billing-related processes. To the consumer, this all appears to be just- in-time, however such a consumer can be highly predictable as he/she most likely follows patterns that allow the correct services to be pre-ordered ahead of time.

[0107] Although the Proxy Subscription Service is designed to improve access to on-line media distribution platforms, the Proxy Subscription Service can alternatively manage subscriptions for non-media related services such as:

0 Dating Sites (and Apps);

0 Gaming Sites (and Apps);

0 Razor Blades;

0 Book Clubs; 0 Magazines;

0 Health Clubs;

0 Affinity Groups; and

0 Satellite Radio.

[0108] The Proxy Subscription Services allows for numerous billing models including (but not limited to):

0 Monthly fee;

0 Quarterly Fee;

0 Yearly fee;

0 Transactional fee;

0 Ad Supported - free to consumer;

0 Corporate Sponsored - or sponsored by special interest group; and

0 Other billing models.

[0109] In at least one preferred embodiment of the present invention, the media consumer will be able to establish preference settings to either pay for the Proxy Service directly, or optionally, have the Proxy Service sponsored by a special interest group or corporation. If the media consumer opts to pay for the service, then a charge will be deducted from a debit/credit card for each billing period. If a sponsorship is selected, then such sponsor has the right to advertise selected products and services to the media consumer. [0110] In at least one preferred embodiment of the present invention, a monthly surcharge of 10% of the cost of any and all subscriptions will be charged to the media consumer in addition to the base subscription rate. In another example, a flat fee can be charged to the media consumer. In an alternative preferred embodiment, the consumer may receive multiple charges in a given month based on the functions, processes and services that are provided by the Proxy Subscription Service.

[0111] It is envisioned the Proxy Service will be entitled to commissions paid by media platform services when appropriate, however this can only be the case when business relationships are established between Platform services and the Proxy Subscription Service (which may be the exception rather than the rule).

[0112] In at least one preferred embodiment of the present invention, the sponsors (corporations and/or other groups) will be able to target specific consumers with their ads or other form of messaging. In some cases, consumers may be able to use Preference Settings to reduce or otherwise eliminate these ads or messages, however, may be subject to higher prices for their media content. Those skilled in the art will recognize that billing facilities other than bank cards can be used such as ACH transfers, wire transfer, PayPal and others.

[0113] The television viewing experience can be vastly different depending on the desires of discrete media consumers and the offerings that are available within their budget. Some media consumers may be highly cautious about costs and may need to limit exposure to unforeseen fees and charges. Other media consumers may be more concerned about the availability of high-value content that has recently become available (such as a popular sporting events or newly released blockbuster movies). Other media consumers may be somewhere in the middle. They don’t mind paying money each month (let’s say $50) for more than enough media content as long as they never experience the feeling of: NOTHING TO WATCH. [0114] In addition, some media consumers are enthusiastic about inviting friends and family members to enjoy content on a big screen (with sophisticated sound equipment) and other media consumers may be more interested in displaying content only to small screens (such as mobile devices - a more personal experience).

[0115] It is for this reason that the Proxy Subscriptions network and system (as defined in this patent application) allow for two primary models of operation as follows:

[0116] Model #1 : Media consumers allow the proxy system to order and cancel services in an effort to deliver desirable content without much participation by the media consumers. In other words, in Model #1, the proxy system performs the majority of the work for the media consumers and the media consumers simply navigates among titles that have been pre-selected by the proxy systems. This model is referred to as the “Lean-Back” Model.

[0117] Model #2: Media users peer into the future to see current titles plus new titles that will be made available in the near future and are allowed to plan their viewing experience based on their budget. This model is referred to as the “Lean-Forward” Model. For example, media consumers may be a fan of new movies and may wish to order selected (new) movies on the first day they become available.

[0118] Of the two models as presented above (Lean-Back and Lean Forward), the Lean Back experience is the easiest to describe. The Proxy Subscriptions network and system uses Al methodologies to predict the media content that will be most enjoyable on a monthly basis, and will order and cancel services to provide these content titles to the media consumers at the lowest cost. The media consumers can then navigate among the content titles and play them as desired. [0119] A mental image of such as system is as follows: a media consumer comes home, plops on the couch, grabs the television remote control (or uses the interface on a Smart Phone app), and turns the TV on. The media consumers will then be presented with numerous titles that are immediately available for viewing with all subscription fees paid (or transactional fees that can be paid without exceeding the media consumer’s monthly budget). Ad-Supported titles are presented as well. The media consumer simply indicates the titles to be played by way of the remote-control device (most likely a smart phone or tablet). At the end of the month, the media consumer is provided with a statement showing all costs and fees paid by way of the proxy network and system as well as the titles that were played along with recommendations for the future.

[0120] The Lean-Forward model differs from the Lean-Back model as the media consumers has the ability to pro-actively search several weeks (or months) into the future and schedule the arrival of content titles in such a way that they will be available on specific dates and times.

[0121] It is assumed these two models will satisfy the vast majority of potential customers for the Proxy Subscriptions network and system and members within a given household (or business) may use both models simultaneously to derive maximum enjoyment and benefit. More about these two models is provided herein.

[0122] Referring now to FIG.3.2, a graphical representation of the lean-forward model is depicted. In this case, the spreadsheet can be used with newly released movie titles. In this example, the consumer is notified when the latest Star Wars movie will be released for television viewing. The media consumers can then order the Star Wars movie on or around the release date and verify the cost does not exceed the budget for that month. The consumer can then invite friends on a given night to watch Star Wars on a big screen with superior audio and visual quality.

[0123] The consumer is enabled to peer into the future and pro-actively schedule the arrival of content titles on specific dates with pre-determined costs. As shown in FIG. 3.2, the consumer can search, discover and otherwise designate days of the month (or spanning many months) when titles will arrive without unforeseen charges, surcharges or otherwise bills that are beyond the media consumer’s budget. In Figure 3.2, the cost of $27.50 is displayed to the user for the arrival of a total of 15 titles, numbered 1 through 15.

[0124] Referring now to FIG. 4.1, a flow diagram of aggregating media consumer investments in accordance with a preferred exemplary embodiment of the present invention is depicted. In Figure 4.1 (above), the Proxy Subscription Service (4.0) is connected to the Symbiotic Media Exchange (4.1) allowing the Proxy Subscription Service (4.0) to take a percentage of the monthly fees charged to subscribers in order to aggregate this money for the purposes of making sizable investments in opportunities that have a high probability of success. As shown in FIG. 4.1, there are 3 subscribers labeled 1, 2 and 3. Each of these subscribers has agreed to contribute an extra 10% of the money they pay per month for media services. The investment amount can be adjusted accordingly by way of preference settings. Financial investments and/or contributions are always optional and never compulsory. Overtime, any such investments will most likely yield profits that are then disbursed to Proxy Subscription consumers as follows: 1. 2. 3. 4. 5. 6.

[0125] Reduction of media consumption costs proportionate with the profits received by the subscriber and payments can be made in cash by way of PayPal, gift cards or prizes.

Alternatively, subscribers can be paid with crypto-currencies or with other forms of remuneration.

[0126] Referring now to FIG 4.2, a system for capturing monthly investments from subscribers with profits disbursed to these same subscribers over time is depicted. To begin, subscribers (4.2.1) will be asked to “opt-in” for such a monthly investment opportunity. These same subscribers will be told their investments will act in the same way solar panels work for a modern-day home. The solar panels will be initially paid for, however will generate profits within a short period of time and will eventually pay for themselves with a significant return on investment (ROI) anticipated in the future.

[0127] Therefore, the “Opt-In” Filter (4.2.2) described in FIG 4.2 will identify the money to be collected from the various subscribers who agree to pay this extra charge on either a one-time basis or a periodic basis. The Money Collection System (4.2.3) will then capture the money to be invested by each subscriber (from the subscriber’s monthly bill).

[0128] Although the default investment opportunity for the most preferred embodiment is to charge a fixed amount such as 10% for those subscribers who “opt-in”, it’s possible for subscribers to pay more than this fixed amount by appropriately requesting larger amounts be applied to their monthly bill with the additional amounts being invested in a similar manner.

[0129] Then, the Aggregated Investment Fund (4.2.4) will prepare the cash to be invested in the Symbiotic Media Exchange (4.2.5) most likely by way of a highly qualified investment managers (or otherwise qualified investment counselors). Investments can alternatively be made over other exchanges or directed to other investment opportunities that have no connection to media. As investments become mature, an Aggregated Receipts System (4.2.6) will collect revenues generated from the various investments made on behalf of these subscribers (4.2.1), and direct these revenues to the Funds Apportionment System (4.2.7) to be applied to each subscriber’s monthly media bill, therefore effectively lowering the monthly media bill for these subscribers (4.2.1) as intended.

[0130] If all goes according to plan, the principal investment made by subscriber’s (4.2.1) will be kept intact and continue to generate profits well into the future, however if losses are incurred (or if disasters should strike), then it’s possible that subscribers could lose some or all of their principal investment. If this should happen, then it’s possible that subscribers (4.2.1) may need to invest more money into the investment fund to derive the same financial benefits as their original investment.

[0131] Referring now to FIG. 5, a block diagram of a media consumers interface for a media searching, ordering, sharing, and categorization system in accordance with a preferred exemplary embodiment of the present invention is depicted. As shown in FIG. 5, large buttons on smart phones or tablets can be used to search, identify, order, organize and otherwise place media titles in a queue for future viewing, typically within seconds. As shown in FIG. 5, the screen prompts the media consumer for the type of media content to be accessed. The intent is to allow the mobile device to provide the navigational apparatus for the Proxy Service, rather than using traditional TV navigation methodologies. TV-style navigation is alternatively available on the Proxy Smart TV App.

[0132] To appreciate the challenges of modern-day television viewing including the navigational device(s) needed to perform the necessary search, discover and play functions, it’s important to note that the underlying problems are multi-dimensional in nature. It must be assumed that numerous people will be watching television from within a home or business and each person has their own unique profde and viewing pattern. When these disparate profiles and viewing patterns are coupled with the universe of media content, the resulting combinations become unimaginably complex. To take things step further, when the resulting combinations are organized in such a way as to provide a multitude of desirable titles for each potential viewer, the complexities multiply.

[0133] The most preferred embodiments of the present invention provide much of the management capability that allows for desirable media titles to be located and aggregated for a household (or business) within a defined budget. In addition, the Al systems have the ability to ‘learn’ over time to perfect their ability to predict the media titles that will be needed in the future and how they can be accessed given a pre-defined budget.

[0134] Another multi-dimensional problem is that of partial billings (when more than one person is responsible to make payments). Who was watching specific media titles and what were the associated costs? In addition, which titles were viewed within a communal setting and who (within the community) is then responsible for payments, etc.

[0135] Such an Al system will focus attention individual users (within the household or business) who are in control of the television device at a given time, and provide title selections (and recommendations) that are relevant to that individual (rather than other individuals or the larger community). Likewise, an Al system will be able to recognize when community viewing is taking place so It can focus attention on the larger community.

[0136] Referring now to FIG. 6, a flow diagram of a proxy system sign-up process in accordance with a preferred exemplary embodiment of the present invention is depicted. In a preferred embodiment, the consumer will download the Proxy Subscriptions App on both their Smart Phone/Tablet and on their Smart TV as a first step. These two Apps (Phone/T ablet and TV) will then synchronize in order to provide the consumer with the ability to control their own television experience without the need for a separate remote-control unit (although an external remote-control unit can be made available to Proxy Subscription subscribers). Those skilled in the art will recognize that other “smart” hand-held devices can always be used in place of dedicated remote-control units.

[0137] As shown in FIG.6, the high-level processes required to bring a new consumer to the Proxy Subscription system and network follow are enumerated as follows. The Proxy Subscription Service makes itself known to consumers using all available means for promotion and advertising, and as a result, a percentage of consumers are expected to respond positively; Proxy Apps to be downloaded on Smart TVs and Smart Phones and Tablets. A minimal set of features and functions will be made available at no charge (6.1).

[0138] Most of the consumers who have downloaded the App will then establish a monthly budget they are willing to pay, with adjustments made only after receiving explicit approval from the media consumer (6.2). Each media consumer who is willing to pay for Proxy services will then sign a contract with the Proxy Subscription service (6.3). Within the Proxy Subscriptions contract, each consumer will agree to (and sign) a “Limited Power of Attorney” allowing the Proxy Subscriptions to act as an authorized broker and/or agent for the purpose of signing-up for subscription services, paying these subscription services on behalf of the consumer, and cancelling one or all of these subscription services under pre-agreed (or otherwise obvious) conditions, also on behalf of the consumer (6.4).

[0139] A new bank account will be opened (by way of the Limited Power of Attorney), with the name of both the consumer and the Proxy Subscriptions service (6.5). A debit card will be issued by this new bank account using the name of the consumer only (and not the name of Proxy Subscriptions) - so subscription services will be unable to identify Proxy Subscribers to block access or otherwise deny service (6.5). The consumer will then use the App (on smart phone and smart TV) to identify (initial) desired media titles (some requiring subscriptions and others that may be ad-supported, transactional or otherwise free) (6.7). Initial media distribution services to be ordered as is necessary according to the desired media titles and the monthly budget.

[0140] During the registration process for these distribution services, the customer will be identified as Proxy Services and not the consumer. The phone number and email address will be that of Proxy Services (or otherwise directed to Proxy Services or by Proxy Services to designated call centers or other similar operations) - and not the consumer (6.8). Proxy Subscriptions will charge the consumer a monthly fee (from that point forward) for the Proxy Service that manage desirable media distribution platforms on behalf of the consumer (6.9). The consumer to adjust preference settings in order to fine-tune the Proxy Service from that point on (6.10).

[0141] In at least one preferred embodiment of the present invention, the Limited Power of Attorney will be limited in that it will be focused on opening a bank account with a bank that is owned (or co-owned) and operated by Proxy Subscription Services and dedicated to in-home (or business) media-related purpose only. No other bank accounts can be opened with this Limited Power of Attorney and no other debit cards can be issued, and debit cards cannot be used to make any other purchase other than to pay for media subscription services or other media-related transactions on behalf of the consumer without the consumer’s express permission.

[0142] Referring now to FIG. 6.1, a flow diagram of a proxy system in accordance with a preferred exemplary embodiment of the present invention is depicted. After completion of the steps shown in FIG. 6, the steps shown in FIG. 6.1 will occur. Basically, at regular intervals, all subscription services are reviewed with unnecessary or otherwise superfluous services being cancelled on the last day of the next billing cycle (6.11). New subscription services (as required) are then ordered and paid for by Proxy Subscriptions (6.12). As time goes by, the consumer will be provided with information about new media content that becomes available (fresh content, library content or otherwise)(6.13).

[0143] Alternatively, consumers can use filtering mechanisms that will provide them with information about new media content that fits their viewing patterns and preferences. Consumers can order media titles at any time (6.14). If there are any charges or requests for new media content or if the price for media content exceeds that which has been previously defined by the consumer, the consumer must agree to pay these extra charges (and the threshold for the consumer’s maximum amount may be adjusted higher as appropriate) (6.15).

[0144] Consumers can also order and remove media titles “at will” (6.16). In some cases titles may have been pre-ordered, however the consumer may prefer to discard these titles for any number of reasons. Should titles be removed as directed by the consumer, then attempts will be made to receive refunds from media distributors if possible. The process will repeat itself (starting at step 6.11).

[0145] All available media content (accessible by way of active subscription services or transactional fees) to then be streamed, broadcast, multicast, harvested or otherwise transmitted to all of the consumer’ s authorized devices as directed by the consumer.

[0146] Referring now to FIG. 6.2, a block diagram of a proxy management system in accordance with a preferred exemplary embodiment of the present invention is depicted. In Figure 6.2 (above), the Consumer (6.16) will subscribe to the Proxy Subscription Service system and network by way of the Proxy Master Server (6.17). Such a subscription process will most likely take place using on-line means; however, subscriptions by way of phone, email, fax or physical contracts can also be used.

[0147] The Proxy Master Server (6.17) is connected to Cloud Services (6.18) and a Back Office system (6.19) for the management of common business functions. It is likely that the

Cloud Services (6.18) will use a cloud computing system and network such as the well-known Amazon Web Services (AWS) or similar cloud computing facility.

[0148] In addition, The Proxy Master Server (6.17) is also connected to the Proxy App Manager (6.20). It is the Proxy App Manager (6.20) that manages the functions and services provided by the

Proxy App (as described in this patent application). It is important to note that the Proxy

Subscription Service may provide numerous Apps to subscribers over time, however all Proxy Apps will be managed by the Proxy App Manager (6.20). The Proxy Apps can be downloaded and operated on Smart TVs, Set-Top-Boxes, Smart Phones, PCs, Tablets, Laptops and other Consumer Electronic Devices.

[0149] The Proxy Master Server (6.17) is then connected to a number of management systems including (but not limited to) the following: The Proxy Management System (6.21) - that performs numerous routine functions and processes as needed to provide the various Proxy Subscription services (as described herein); The Media Service Manager (6.22) - that connects to the various external media distribution platforms (referred to as “Platforms”). All communications and data that flows between these external media distribution platforms and the Proxy Master Server (6.17) are facilitated by way of the Media Service Manager (6.22). Discrete streams of media content (unicast and multicast) can be transferred to the Consumer (6.17) from the Media Service Manager (6.22) by way of the Proxy Master Server (6.17), however in a preferred embodiment such discrete streams are transferred to the Consumer (6.17) directly from the individual media platforms (therefore, relegating the Proxy service to an Al-powered ordering and cancelling service and not a streaming service). In the most preferred embodiments of the present invention, the Media Service Manager (6.22) will be connected to a multitude of external media distribution platforms as described in Figure 6.2, and as illustrated by Media Service #1 (6.23), Media Service #2 (6.24) and Media Service #3 (6.25). The Proxy Al Server (6.26) connects to the Proxy Master Server (6.17) and performs the necessary Al functions for the Proxy Subscription Service. Finally, the Proxy Master Database (6.27) is connected to the Proxy Master Server (6.17) and performs all database functions such as creating database records, deleting them, updating and otherwise copying or saving records as needed.

[0150] Referring now to FIG. 7, a block diagram of an affinity group management system in accordance with a preferred exemplary embodiment of the present invention is depicted.

Affinity Groups can be created and managed by way of such a Proxy Subscription Service. Affinity Groups can be virtually any grouping of like-minded people. Examples can be as follows: Science Fiction Fans; Romantic Comedy Fans; Young Families; Senior Citizens; Kids; Neighborhood Groups; Facebook Friends; etc.

[0151] These affinity groups can make suggestions to each other about media titles they have seen that will allow others to further enjoy such a system and network. Suggestions can be good, neutral or negative (or degrees in between) according to individual user’s opinions.

[0152] The Artificial Intelligence Systems in the Proxy Subscription Service can further use this information to predict media titles that can be viewed in the future (and subscripton services can be ordered and cancelled accordingly for individual users).

[0153] In at least one preferred embodiment of the present invention, Affinity Groups will be joined and otherwise exploited by way of the Proxy mobile app (as defined herein), however Affinity Groups can also be joined and otherwise exploited by way of the Proxy App provided to Smart TVs and Set-Top-Boxes. Alternatively, a web interface will be provided to users for this purpose as well. Such a web interface to be used for other services provided by the Proxy Subscription Service.

[0154] As shown in FIG.7, a network component named the “Affinity Group Management System” (7.0) is used to create, manage and otherwise delete Affinity Groups as required as is described within the network below. [0155] Referring now to FIG. 8, a block diagram of a system for managing media consumption in accordance with a preferred exemplary embodiment of the present invention is depicted. As shown in FIG. 8, the connection between the in-home Proxy Subscription Service (8.0), the Trading Advisor System and Network (8.2), the Symbiotic Media Exchange and Clearing House (8.3), and the Media Licensing and Distribution Network (8.4) provide for communication across the network. In the most preferred embodiments of the present invention, the various functions are performed by way of the Public Key Infrastructure (PKI) as digital certificates are appropriately generated and transferred between each system. Secure communications (including encryption systems) are then performed as defined herein.

[0156] As shown in FIG. 8, the network connections will leverage standard Digital Certificate (PKI) methods and practices allowing the Proxy Subscription to be a node on the larger network (as described later in this patent application). The Proxy In-home System (8.0), by way of Apps (or consumer electronics devices) provides media entertainment to the consumer (8.1). The Proxy In-Home system (8.0) is connected to the Trading Advisor System and Network (8.2) hosted in the cloud (or co-located in data centers).

[0157] Likewise, the Symbiotic Media Exchange and Clearing House (8.3) is connected to the Trading Advisor System and Network (8.2), secured by way of Digital Certificates, and likewise connected to the Media Licensing and Distribution Network (8.4 - as described in the Symbiotic Media Exchange patent application). The Media Licensing and Distribution Network (8.4) is also referred to as the “MLDN”. The Certificate Authority (8.5) generates the various PKI keys for the larger PKI infrastructure.

[0158] The Limited Power of Attorney System (8.7) captures and verifies the authenticity of the user’s explicit approval for the Proxy Subscription Service to order and cancel subscription services on behalf of the home (or business) with impunity (as herein).

[0159] A Banking System (8.8) opens a bank account according to user-approved agreements entered into by way of the Limited Power of Attorney System (8.7) as defined earlier in this patent application.

[0160] As mentioned above, small increments of investment capital can be generated by way of small monthly payments made by Proxy subscribers in order to ultimately lower their media bill with profits generated from their investments over time. It’s the Trading Advisor function (employing sophisticated Trading Analysts) that will be enabled to place intelligent/saavy trades on behalf of these subscribers for the purpose of generating reasonable profits over time. These Trading Analysts use the Trading Advisor System and Network (8.2) to perform all necessary trading processes and functions.

[0161] Referring now to FIG. 8.1, a block diagram for proxy system initialization for use in conjunction with a media consumption system in accordance with a preferred exemplary embodiment of the present invention is depicted. As shown in FIG 8.1, as part of the Proxy Subscription Service “sign-up” process (8.6), a Limited Power of Attorney of attorney (electronic) document is generated and duly signed by the consumer. This process is performed by way of the “ Limited Power of Attorney System (8.7).

[0162] In at least one preferred embodiment of the present invention, this Limited Power of Attorney will be limited to the area of purchasing and cancelling subscription services related to media entertainment, however in an alternative embodiment, other non-media subscription services can be managed by the Proxy Subscription Service as well. [0163] Using this Limited Power of Attorney as generated by the Limited Power of Attorney

Generator and Verification System (8.7), a bank account will be opened by the Banking System

(8.8) with both the name of Proxy Subscription Services and the consumer. After such a bank account has been opened by way of (8.8), a debit card will be generated with the name of the consumer on the debit card (only) - as indicated in 8.9.

[0164] The purpose of having the consumer name (only) on the debit card and not the name of both entities named on the bank account (Proxy Subscription Services and the Consumer) is it will be difficult for media distribution platforms to learn that Proxy Subscriptions Services is in any way associated with that individual consumer. This is helpful as such media distribution platforms may want to discontinue providing services to Proxy subscribers, but will have no way to be sure who they are.

[0165] Once the debit card has been generated for a given consumer (8.9), then the Payment / Cancellation Systems (8.10) can either pay for the various subscription services as required, or cancel them when they are no longer needed. From that point forward, the Operational Systems (8.11) will perform the various processes and functions as disclosed in this patent application.

[0166] Regarding the ability of consumers (as individuals or in aggregate) to use the Symbiotic Media Exchange to place appropriate trades in such a way as to yield profits (that can be used to lower the overall cost of access to media), consumers will be asked (by way of digital prompts) if they want to participate. They can participate or decline as they wish.

[0167] Referring now to FIG. 8.2, a block diagram of a media consumers interface for symbiotic media exchange in accordance with a preferred exemplary embodiment of the present invention is depicted. As shown in FIG. 8.2, a screen will prompt a media consumer and inquire as to their interest in making a monthly investment by way of the Symbiotic Media Exchange (8.3). As mentioned above, the user can participate, opt-in, or simply decide at a later time. Any gains from the investment may be used to lower the media consumers monthly media consumption charges or provided in the form of other incentives.

[0168] Referring now to FIG. 9, a block diagram of system and network connections for a media consumption system in accordance with a preferred exemplary embodiment of the present invention is depicted.

[0169] Today, advanced digital terrestrial television (referred to as ATSC 3.0) has the capacity to broadcast 4k television signals to consumers in selected cities. For cities that do not have ATSC 3.0 technologies, older ATSC systems can be used with acceptable resolutions. [00170] Once ATSC 3.0 proliferates into numerous large metropolitan areas, the combination (bundle) of 4k digital terrestrial television combined with the Proxy Subscription Service (as defined in this patent application) may be a compelling offer to large numbers of consumers.

Some reasons why such an offer may be compelling are as follows:

[0171] Legal and licensing issues are more liberal (relaxed) for broadcast signals targeting user’s homes. An example is video recordings (DVR). Consumers can easily DVR media content broadcast to their homes where DVR is conversely prohibited by streaming services.

[0172] Large libraries of media content can accumulate over time (by way of DVR) and stored locally or in the cloud

[00173] DVR libraries can be curated and otherwise managed and/or organized for specific users within a home or business.

[0174] Streaming services can then be combined with DVR libraries to offer a large number of attractive titles (once the DVR libraries are sufficiently large)

[0175] Combination DVR plus Streaming strategies can be crafted (by Al) to provide a superior overall service; some strategies being highly creative and complex.

[0176] Consumers can use Thumbs-UP and Thumbs-DOWN indicators that allow Al systems to learn trends and preferences that can be used to perfect Al prediction capabilities over time.

0177] As shown in FIG. 9, ATSC Antenna (9.1) is attached to an (optional) Set-Top-Box

(9.4) along with a synchronized Remote Control Unit (9.5). In at least one preferred embodiment of the present invention, the Proxy TV App (9.3) will come pre-loaded on the TV Set. However the Proxy TV App (9.3) may will need to be independently downloaded into a Smart TV (9.2) as part of the installation process. The Smart TV Set (9.2) is connected to both the (optional) Set- Top-Box (9.4) and the Wifi router (9.8). Hand held devices such as Smart Phones and Tablets

(9.6) will then connect to the Proxy system by way of the Wifi router (9.8). The Proxy Phone APP

(9.7) is also downloaded on to hand held devices (9.6).

[0178] The Wi-Fi router (9.8) will use its broadband connection to interface with the Proxy Management System (6.21) by way of the Internet (9.9). Within Proxy Management System (6.21) are advanced Programming Guides (9.11). In addition, the Proxy Management System (6.21) will connect to the Proxy Al Server (6.26). As mentioned above, the Proxy Management System (6.21) will coordinate activities by way of the Proxy Master Server (6.17) - as defined in Figure 6.2.

[0179] In at least one preferred embodiment of the present invention, all user devices will have access to Secure Cloud Storage (9.10) to store and query media titles; however a Digital Video Recording (DVR) system is alternatively made available on the Set-Top-Box (9.4) so the internet does not need to be accessed. [0180] When a consumer deploys a Set-Top-Box (9.4), (as this is optional), then such a Set- Top-Box will most likely be provided by the Proxy Subscription Service (as a purchase or rental). Alternatively, the Set-Top-Box (9.4) and the ATSC Antenna (9.1) can also be purchased through retail facilities such as Walmart or by way of on-line retailers such as Amazon or be rented. Alternatively, the Set-Top-Box (9.4) can be another form of a consumer electronics device.

[0181] As the Proxy Subscription Service will be configured to perform harvesting functions and services on behalf of the user, a system within the home (or business) will be required to perform such harvesting operations so copyright laws are not violated (as it is assumed consumers have the right to record signals that are broadcast into their homes and/or businesses).

[0182] As used herein, the term “Harvesting” refers to capturing video data and then storing and categorizing/curating media titles in a storage facility that allows for quick and easy access at a later point in time. It is assumed virtually all video data that is captured today needs to be encrypted to keep media titles from being shared without authorization.

[0183] Referring now to FIG. 10, a block diagram of a system for harvesting ATSC media in accordance with a preferred exemplary embodiment of the present invention is depicted. As shown in FIG. 10, In Figure 10 (above) the Incoming ATSC Signals (10.1) arrive at the ATSC Antenna (9.1) and are processed by way of the Smart TV (9.2) and optionally the Set-Top-Box (9.4). Upon explicit instructions from the consumer, media titles are stored in the Consumer’s Secure Cloud Storage facility (9.10). When the consumer decides to either query or otherwise stream from the

Consumer’s Secure Cloud Storage facility (9.10), the Consumer’s Secure Cloud Storage facility

(9.10) will perform the required play-out functions as specified by the consumer (play, pause, resume, delete title, etc.). It is assumed such an ATSC harvesting facility will be combined with one or more streaming services to provide maximum value to the consumer.

Additionally, functions such as transcoding, rendering, subtitling, audio enhancement, and other such operations can be applied to these video files in order to improve the overall experience for the consumer. FIG. 10 further comprises the Consumer’s Secure Cloud Storage (9.10) and includes a modern-day Content Distribution Network (CDN). In an alternative embodiment, CDN functionality can be performed by an external CDN system connected between the Consumer’s Secure Cloud Storage (9.10) and the Internet (9.9). In a third embodiment, numerous CDN functions can be performed within the Set-Top-Box (9.4) in coordination with the Consumer’s Secure Cloud Storage (9.10).

[0184] An alternative delivery mechanism referred to as Pre-Positioning captures the broadcast data and directs the data to local storage on a device such as a Set-Top-Box (9.4) or on the Smart TV (9.2). Users can then query the titles stores that were previously stored in these (local) devices and then play the titles as desired. For mobile networks (especially 5G), such broadcast Pre-Positioning to be performed by eMBMS (multi-casting) technologies (also referred to as LTE-Broadcast) instead of delivering media by way of unicast streams.

[0185] In an alternative embodiment, the Proxy Subscription Service will likewise be able to harvest video content found on-line and securely store and categorize/curate these media titles in such a way that they can be viewed by the consumer using virtually any play-out device (TV, smart phone, tablet, computer, etc.)

[0186] Below is an example of such a network that locates appropriate media titles on-line and then stores them locally or in the cloud for play-out at a later time.

[0187] Note 1 : In a preferred embodiment, links to content titles may be stored (and categorized/curated), rather than discrete MPEG video files. [00188] Note 2: Functions such as transcoding, rendering, subtitling, audio enhancement and other such operations can be applied to these video fdes in order to improve the overall experience for the consumer.

[0189] Referring now to FIG. 11, a block diagram of a system for harvesting free on-line media in accordance with a preferred exemplary embodiment of the present invention is depicted. As shown in FIG. 11, it is the function of the Proxy Management System (6.21) to search, discover and otherwise gain access to media titles that are found on-line. Such Content Found On-Line (11.1) will be available by way of either convenient links (by way of services such as YouTube) or by way of the actual MPEG file itself. It is assumed a very small number of media titles will be legally authorized for downloading and storage (and/or other DVR-like functionality), however these functions will be made available for those authorized media titles (found by way of on-line sources).

[0190] Referring now to FIG. 12.1 is a block diagram of a media consumers interface in accordance with a preferred exemplary embodiment of the present invention is depicted. The Proxy Subscription Service is designed to present a single user interface to the consumer as all other interfaces will become unnecessary, The Proxy Subscription Service will use all means and methods to perform the necessary navigational prompts and functionality so users can enjoy all media content through a single fully integrated and “friendly” user interface as presented in FIG. 12.1.

[0191] As shown in FIG. 12, the media consumer is presented with all of the media content that has been previously subscribed, transacted, ordered or otherwise selected or stored, (or suggested and/or discovered by way of recommendation engines), or by way of “Harvesting” as previously described.

[0192] Such a single Proxy user interface will display on the consumer’s Smart TV (9.2) or alternatively on Hand-Held Devices (9.6). The remote-control unit (9.5) will allow the consumer to navigate through the various media titles that are available. The consumer can also navigate through the Proxy User Interface by way of a Hand-Held device (9.6) as if it was the Smart TV (9.2). Such navigation would be facilitated by way of the Proxy App (9.7).

[0193] Tn addition, the consumer will be able to navigate through media titles that are NOT readily available, however these unavailable media titles can be accessed by way of the Proxy Subscription Service once the media distribution platform (source) is appropriately paid. The Proxy Subscription Service will then take steps to pay for selected media titles (as selected by way of the User Interface presented above).

[0194] Prices for media titles NOT readily available (and that have not been subscribed or otherwise paid) can be presented to the user in numerous ways as follows (according to preference settings): Always show prices of unavailable media titles; Only show prices of media titles when budget is almost exhausted for the month; Never show prices of unavailable media titles; Always show ad-supported media titles; Never show ad-supported media titles; Only show ad-supported media titles when budget is almost exhausted for the month; Other options as reasonable. Once these media distribution platforms (sources) are paid, the consumer can play the various titles according to the terms and conditions provided by those distribution platforms. If the media distribution platforms only allow for a single play (such as the media distribution service named Smart Cinema), but the consumer wants to watch the title multiple times, then the Proxy Subscription Service will need to pay the distribution platform for the additional “plays” as required.

[0195] Referring now to FIG. 12.2, a block diagram of a channel surfing interface in accordance with a preferred exemplary embodiment of the present invention is depicted. As shown in FIG. 12.2, (below) describes how the Proxy User Interface allows for channel surfing for only the channels that are of interest to the consumer (and not every channel as some of them consist of unwanted content such as infomercials or non-relevant or undesirable content). As shown in FIG. 12.2, the media consumer can create a personalized channel guide (or channel line-up) with desired channels and/or individual media titles. These channels and/or media titles can be aggregated from many media platforms (sources), and combined into a single (friendly) channel guide. It is important to note that such a channel guide as displayed in Figure 12.2 can be displayed on both the Smart TV and Smart Devices by way of the Proxy TV App (9.3) as well as the Proxy Mobile App (9.7) as presented in Figure 12.1.

[0196] Referring now to FIG. 13.1, a block diagram of a proxy subscription set top box in accordance with a preferred exemplary embodiment of the present invention is depicted. As shown in FIG. 13.1, In FIG. 13.1 (above), a high-level view of the in-home (or business) hardware configuration is described showing the links to the various Proxy Subscription Services connected to the Symbiotic Media Exchange. It is noteworthy that the majority of the processing for the Proxy Subscription Services takes place outside the home and/or business environment, although certain hardware components are required by the user (such as a TV). We will refer to the environment outside the home and/or business as “in the cloud” (or in one or more data centers connected by way of the Internet).

[0197] Referring now to FIG. 13.2, a block diagram of a proxy subscription service in accordance with a preferred exemplary embodiment of the present invention is depicted. As shown in FIG. 13.2, the Proxy Subscription Box (13.1) connected to the Proxy Subscription Services (meaning Proxy systems and networks as disclosed herein - 13.2). The Proxy Subscription Services (13.2) are then connected to the Symbiotic Media Exchange (8.3) and other External Services (13.4) as necessary or desired.

[0198] Those skilled in the art will recognize that the “Proxy Subscription Box” can likewise become an App on a Smart TV given the advanced utilities and tools that are commonly found in today’s Smart TVs. Since all devices currently plug into the various inputs of the TV, and the TV hosts these advanced features, the service can alternatively be launched simply by installing the Proxy App on a Smart TV (from one or more of the App stores), and the Proxy App on a user’s hand-held device with no requirement to build or otherwise distribute any hardware devices.

[0199] Referring now to FIG. 14, a block diagram of a proxy system in accordance with a preferred exemplary embodiment of the present invention is depicted. The network security functions and procedures for the Proxy Subscription Service revolve around what’s referred to as a Key Package that is accessible within a “Digitally Signed Envelope” (or DSE). The DSE is then passed between system components within the larger Proxy Subscriptions Network. As shown in FIG.14.1, the creation of the Proxy Key “Package” within the DSE (14.1) containing the “Signed” Proxy Key (14.2) is depicted. It is this Proxy Key “Package” (14.2) that is used at the core of the Proxy Subscription Service in order to keep all information secure and otherwise thwart hackers. Figure 14.1 (above) presents the Signed Digital Envelope (14.1) and it’s contents (14.2) which include but are not limited to: Date; Time; Geo Location Coordinates; Meta Data (containing the valuable data ‘payload’); Signed Proxy Key; User’s Device ID; Other data fields as necessary.

[0200] This Signed Digital Envelope (DSE - 14.1) provides the basis for network security systems that are used to link the major system components including (but not limited to) the Proxy Subscription In-Home System (8.0), the Proxy Master Server (6.17), the Symbiotic Media Exchange (8.3) and the Media Licensing and Distribution Network (8.4). [0201] This Signed Digital Envelope (DSE - 14.1) provides the basis for network security systems that are used to link the major system components including (but not limited to) the Proxy Subscription In-Home System (8.0), the Proxy Master Server (6.17), the Symbiotic Media Exchange (8.3) and the Media Licensing and Distribution Network (8.4)

[0202] Referring now to FIG. 14.2, a block diagram of a proxy key encryption and delivery system in accordance with a preferred exemplary embodiment of the present invention is depicted. Those skilled in the art will recognize how all communications between the various network components (as defined above) will use what are known in cryptography as Digitally Signed Envelopes (referred to as the abbreviation DSE) which provide a cryptographically secure method to exchange and validate messages between each entity in the system. The following figure describes the standard flow to create a DSE. To create a DSE, the sender first creates a digital signature using the private key (1.) from the X.509 certificate issued by way of the Certificate Authority (8.5 - as presented in FIG. 8 above).

[0203] The Message (2.) to be sent is passed through a hashing algorithm (3.) to create a Message Digest (4.) This Message Digest (4.) is then encrypted in the Signature Function (5.) using the “message sender’s” Private Key (1.) resulting in the Digital Signature (7.). To encrypt the Message (2.), a Random Symmetric Key (8.) is created and used to encrypt the Message (6.) and Digital Signature (7.) resulting in the Encrypted Message (13.). The Random Symmetric Key (10.) from step 8. is then encrypted using the Receiver’ s Public Key (11.) resulting in an Encrypted Symmetric Key (12.). The Encrypted Message (13.) and the Encrypted Symmetric Key(14.) can now be sent to the recipient securely with non-repudiation as the sender has signed the message using his/her private key and encrypted the contents of the message using a key only the recipient’s private key can decrypt. [0204] Referring now to FIG. 14.3, a block diagram of a proxy key decryption system in accordance with a preferred exemplary embodiment of the present invention is depicted. The DSE (1.) consisting of the Encrypted Symmetric Key (1.1) and the Encrypted Message (1.2) is received by the respondent. The Receiver’ s Private Key (3.) is used to decrypt the Encrypted Symmetric Key (2.) resulting in the Random Symmetric Key (4.) that was used by the sender to encrypt the message.

[0205] The Encrypted Message (5.) is then decrypted using the Random Symmetric Key (6.) from step 4 resulting in the original unencrypted message consisting of the sender’ s Digital Signature (7.) and the Message (8.). The Digital Signature (7.) is validated using the sender’s Public Key (9.) and the Signature Function (10.) resulting in the Message Digest (11.) The Message (8.) is also hashed using the Hash Function (12.) used by the sender resulting in a Message Digest (13.) The Message Digest (11.) must match the Message Digest (13.) to validate the integrity of the message.

[0206] In at least some preferred embodiments of the present invention, the Proxy Subscription Service will install a “cookie” with various user devices in order to capture useful information about not only the user’s identity but user’s habits, preferences and settings under the user’s control. Within the cookie (designated as the “Proxy Cookie”, a Device ID Number will be inserted. In at least one preferred embodiment of the present invention, the Device ID Number can be a large universal ID number (referred to as a UUID) or can alternatively be a phone number.

[0207] Also, in the most preferred embodiments of the present invention, all information within the cookie will be encrypted using public and private keys as defined within the X.509 infrastructure (as presented herein). In an alternative embodiment, other means and methods of encrypting information can be used (or otherwise embedded) within the cookie. What is important to note is that a user’s unique ID number will be placed in the device’s cookie (and encrypted to thwart hackers). It is this unique user’s device ID number that will be used to access the larger Proxy Subscription network.

[0208] A significant problem experienced by most of the large media distribution platforms (Netflix and others) is the unauthorized sharing of passwords. An example is as follows: A consumer decides to subscribe to Netflix and pay the required monthly fee. This same consumer, however, may want to make the most of his Netflix subscription by providing his password to numerous friends. Although the largest of distribution platforms perform “reasonability checks” (often by way of artificial intelligence means and methods) to ensure unauthorized people are not gaining access, these passwords often work perfectly well especially when the various friends watch media content at different times of the day.

[0209] In contrast to these large media platforms, the Proxy Subscription Services is designed to function as a “Trusted Subscription Management System” for a given user. Since the registration process links the user’s device (or devices) to a single (discrete) Proxy registration, all devices must be authenticated, or the system won’t work. Therefore, it is impossible for passwords to be freely distributed (to friends and family members) and have media content play in an unauthorized fashion.

[0210] In other words, the password is linked to a discrete device. The password and device must be “paired”. Therefore, in at least one preferred embodiment of the present invention, the Proxy Subscription Service allows no sharing of passwords whatsoever. This allows popular platform services (Netflix and others) to promote the Proxy Subscription Service knowing the Proxy Subscription Model requires authorized devices linked to authorized passwords, which can help them to generate more revenues (eliminating theft of service) in such a way that they are not blamed for denial of service. User devices can be added and removed by the authorized user at any time (by way of the Proxy User Interface as described herein). The user device’s unique ID number will be used as a “Proxy Device ID” when accessed by the Proxy Network. If the user device’s unique ID number cannot be accessed by the Proxy Network, then a unique ID number will be generated by the Proxy Network and stored within the Proxy App, Cookie or otherwise in available storage on the device.

[0211] Referring now to FIG. 14.4, a block diagram of a device authentication system in accordance with a preferred exemplary embodiment of the present invention is depicted. As shown in FIG. 14.4, the Authorized User Device #1 and the Authorized User Device #2 have unrestricted access to the Proxy Subscription Service by way of the Proxy Master Server (6.17), however the Un- Authorized User Device is blocked even though the user has a valid password. This is because security links have been specifically created by the user at the time of registration (using the device ID). The absence of these links (or otherwise incorrect links or Device IDs) will prohibit unauthorized devices from communicating over the larger Proxy Network.

[00212] One significant advantage with the Proxy Subscription service (as defined in this patent application) is the opportunity to place video advertisements and “display ads” in and around media content. Display ads can be placed in and around user interface screens and user guide screens (and ancillary screens). Video advertisements can be placed pre-roll, mid-roll (interstitial), and post-roll.

[0213] In some cases, ad placements can be inserted into media content with permission and in coordination with broadcasters and/or content owners and depending on license rights. When video ads are inserted into video streams (pre-roll, mid-roll or post-roll), then advertising loyalty functions, systems and networks can be leveraged in order to gain the maximum value for advertising initiatives and campaigns.

[0214] Additionally, regarding advertising Loyalty Systems, such systems can be added to the Proxy Subscription Service’s ad delivery systems, networks and mechanisms allowing for the distribution of valuable incentives to those who watch the ads. An example of such a loyalty system is as follows: Tally instances where individual viewers have viewed video ads; Assign loyalty “points” to such a tally; Notify viewers as various point thresholds are achieved; Allow viewers to redeem points; Reset the tally after the redemption of points.

[0215] Once awarded, points can be redeemed for one or more of the following: Vouchers or gift cards (Starbuck, McDonalds, etc ); Coupons (Unilever, Procter and Gamble, etc.); Sweepstake entries; Gifts; Points in external programs; Other forms of fiat currencies; Other incentive offerings.

[0216] Another approach for advertising is to allow viewers the use the points they have accumulated to enjoy a period of time with “NO ADS” being presented to them. This means such a viewer would have a start date and end date for a period of time when they will see no ads (whatsoever) over participating media delivery platforms.

[0217] The systems and functions that ensure “NO ADS” for a pre-determined length of time operate as follows: Streaming Networks: No ads are inserted into video streams; Mobile Networks: No ads are inserted into video streams; Pre-Positioned Streams: No ads are inserted into video streams; Cable TV, Satellite andIPTV: Alternative (popular) video clips (or user- identified video clips) are played in the place of ads. Such a “NO ADS” model requires the legal (authorized) control of advertising delivery over the network. [0218] Referring now to FIG. 15.1, a block diagram of video ad brokering system in accordance with a preferred exemplary embodiment of the present invention is depicted. As shown in FIG. 15.1, Since the proxy system knows who is watching the ad, and the platform also knows the ad is being played, loyalty rewards can accumulate for this discrete media consumer with tools, features and redemption facilities made available within the Proxy App, an external “Rewards” App, and/or an authorized web site.

[0219] The advertising “Rewards” program for the Proxy Subscription Service is named “Wiggle Room” as recognizable icons (graphics) can be defined by each individual advertiser, however the primary characteristic of all icons is they Wiggle.

[0220] Referring now to FIG. 15.2, a block diagram of an advertising and brokering system in accordance with a preferred exemplary embodiment of the present invention is depicted. As shown in FIG. 15.2, Proxy Subscription Service will establish its own advertising network allowing advertisers to populate a database (managed by the Proxy Subscription Service) with its advertising content along with parameters (meta-data) for delivering the ads that are to be placed within ad spots offered by way of the larger Proxy Subscription service. It is envisioned that display ads can be provided to users as well as video ads.

[0221] In Figure 15.2, advertisers (15.1) will be provided with all facilities and user interfaces in order to register themselves for network access and then securely transfer their advertising content (and meta-data) to the Proxy Master Server (6.17). From the Proxy Master Server (6.17), the advertising content (and associated meta-data) are securely transferred to the Proxy

Subscription Ad Network (15.3). The Proxy Subscription Ad Network (15.3) will then securely transfer the advertising content (and meta-data) to the Ad Database (15.4). When an opportunity arises for an ad to be placed within an available ad spot (by the Proxy Subscription Service), such ad content is then delivered from the Proxy Subscription Ad Network (15.3), to one or more of the consumer’s screens (15.5) according to the associated meta-data (and ad- targeting criteria) as defined by the advertisers (15.1).

[0222] In addition, verification information (by way of the Verification Path - 15.2) will be sent back to the advertiser providing detailed information including (but not limited to) the following: Date ad was delivered; Time ad was delivered; Country; Region; City; GPS Coordinates; Type of Screen (TV, tablet, mobile device), Consumer-level information; Consumer profile; Engagement with Loyalty Program (if any); Level of Engagement with Loyalty Program (if any); Other Information.

[0223] Referring now to FIG. 16.1, a block diagram of a customer service system in accordance with a preferred exemplary embodiment of the present invention is depicted. As shown in FIG. 16.1, the Proxy Subscription Service app (on either the Smart TV or the Smart Phone) will launch a video conferencing session with a helpful representative available to assist consumers in any way possible (given the communication is electronic and not “in person”).

[0224] Alternatively, more traditional means of customer support will be provided such as web pages (with “frequently asked questions” and “search” capabilities), not to mention phone numbers, texting facilities, chatting facilities and all other means of communications that would be helpful to a consumer who needs support.

[0225] Such video conferencing methodologies tend to provide superior results as humans are much better at helping consumers with problems than machines; however, costs can be kept to a minimum as most problems are resolved by way of electronic means (and not by sending technicians to homes or businesses). In addition, the video conferencing facility provided by Proxy Subscriptions may be supplemented with additional Al methodologies, provided that Al and human support personnel provide similar results. In addition, answers to questions may come from Al-generated networks and systems, however articulated by way of humans. In the most preferred embodiments of the present invention, video conferencing networks will be used as the primary method for providing customer support with humans providing support (rather than robots) at least until such time that automated assistants are significantly improved. With the recent increase in robotic technologies, however, robotic on-screen Avatars could become preferred by users (to provide customer support by way of audio/video) and could therefore, become the preferred embodiment.

[0226] As previously mentioned, the Proxy Subscription Service will be connected to the Proxy Management System (6.21) that is connected to the Proxy Al Server (6.26), with the Proxy Al Server (6.26) performing the majority of the Al-related functions and services for the Proxy Subscription Service. Additional information about the Proxy Al Server (6.26) is provided herein.

[0227] Referring now to FIG. 17.1, a block diagram of a high-level network server system using artificial intelligence in accordance with a preferred exemplary embodiment of the present invention is depicted. In this preferred embodiment of the present invention, the Proxy Subscription Service and App (as disclosed herein) may be owned and/or operated by a larger corporate entity that could potentially own numerous networked systems and apps. This corporate entity could be a publicly traded company or a private company. This corporation can also be an international company or a local company. For purposes of discussion, this corporate entity will be named the “Large Corporation”. Also, in at least one preferred embodiment of the present invention, this

Large Corporation will own and/or operate an expansive Al network. One server on the Large

Corporation’s expansive Al network is named the Large Corporation’s MASTER Al Server (17.1). [0228] As shown in FIG. 17.1, In Figure 17.1, The Large Corporation’s MASTER Al Server (17.1) is connected to the Proxy Al Server (6.26) using standard networking methods and means and using encryption methods and means by way of well-known X.509 Digital Certificates and Certificate Authority Systems (as presented in this patent application). Furthermore, the Proxy Al Server (6.26) is connected to the Proxy Management System (6.21) that hosts the various Programming Guides (9.11). The Proxy Management System (6.21) is also connected to the internet (9.8) where Secure Cloud Storage (9.10) is available to both the Proxy Subscription Service and to consumers.

[0229] Referring now to FIG. 17.2, a block diagram of a network server system using artificial intelligence in accordance with a preferred exemplary embodiment of the present invention is depicted. Furthermore, in this preferred embodiment, the “Large Corporation” will be connected to an expansive Al network including (but not limited to) Al modules as described in FIG. 17.2. In FIG. 17.2 , the following components were defined previously: MLV, Direct Mobile, REVP AC Bond, Proxy Subscriptions and the Symbiotic Media Exchange. As shown in FIG. 17.2, a large corporation will have its own MASTER Al Server (17.1) connected to the Proxy Al Server (6.26), the MLV Al Server (17.3), Direct Mobile Al Server (17.4), the REVP AC Bond Al Server (17.5), the Wiggle Room (WR) Al Server (17.6), the Symbiotic Media Exchange Al Server (17.7) and Other Al Server(s) - 17.8. These networked Al systems allow for an end-to-end Al superstructure for the larger cinematic industry.

[0230] Referring now to FIG. 17.3, a block diagram of a network server system using artificial intelligence in accordance with a preferred exemplary embodiment of the present invention is depicted. As shown in FIG. 17.3, The Proxy Al Server (6.26) will be connected to a plethora of external databases that collect information about virtually all commercially available media titles in the world (17.10). In addition, the Proxy Al Server (6.26) is likewise also connected to a plethora of external databases that collect more general information found around the world (17.11). The Proxy Al Server (6.26) is connected to the Proxy Management System (6.21) as disclosed in Chapter 6 of this patent application. With these connections and access to these data sources (media titles, general information and information about individual Proxy users), modern-day Al algorithms (and Proxy’s own Al algorithms) can make predictions and learn how best to deliver media content over television networks around the world.

[0231] Referring now to FIG. 18, a computer system 100 is one suitable implementation of a computer system that is capable of performing the computer operations described herein including dynamic management of media subscriptions for media consumers. Computer system 100 is a computer which can run multiple operating systems including the IBM i operating system. However, those skilled in the art will appreciate that the disclosure herein applies equally to any computer system, regardless of whether the computer system is a complicated multi-user computing apparatus, a single user workstation, laptop, phone or an embedded control system.

As shown in FIG. 1, computer system 100 comprises one or more processors 110. The computer system 100 further includes a main memory 120, a mass storage interface 130, a display interface 140, and a network interface 150. These system components are interconnected through the use of a system bus 160. Mass storage interface 130 is used to connect mass storage devices with a computer readable medium, such as mass storage 155, to computer system 100. One specific type of mass storage 155 is a readable and writable CD-RW drive, which may store data to and read data from a CD-RW 195. Some mass storage devices may have a removable memory card or similar instead of the CD-RW drive. [0232] Main memory 120 preferably contains an operating system 121. Operating system 121 is a multitasking operating system known in the industry as IBM; however, those skilled in the art will appreciate that the spirit and scope of this disclosure is not limited to any one operating system. The memory 120 further includes data 122 and one or more media management applications 124 with processing elements 125. The memory 120 also includes a media management service (MMS) 126 that includes a connection manager 127 and connection data 128. The media management service 126 deploys and manages processing elements 125 of the media management applications 124 as described further below.

[0233] Computer system 100 utilizes well known virtual addressing mechanisms that allow the programs of computer system 100 to behave as if they only have access to a large, single storage entity instead of access to multiple, smaller storage entities such as main memory 120 and mass storage 155. Therefore, while operating system 121, data 122, media management applications 124, processing elements 125, the media management service 126, the connection manager 127 and the connection data 128 are shown to reside in main memory 120, those skilled in the art will recognize that these items are not necessarily all completely contained in main memory 120 at the same time. It should also be noted that the term "memory" is used herein generically to refer to the entire virtual memory of computer system 100, and may include the virtual memory of other computer systems coupled to computer system 100.

[0234] Processor 110 may be constructed from one or more microprocessors and/or integrated circuits. Processor 110 executes program instructions stored in main memory 120.

[0235] Main memory 120 stores programs and data that processor 110 may access. When computer system 100 starts up, processor 110 initially executes the program instructions that make up operating system 121 and later executes the program instructions that make up the media management applications 124 as directed by a user and the media management service 126

[0236] Although computer system 100 is shown to contain only a single processor and a single system bus, those skilled in the art will appreciate that the system may be practiced using a computer system that has multiple processors and/or multiple buses. In addition, the interfaces that are used preferably each include separate, fully programmed microprocessors that are used to off-load compute-intensive processing from processor 110. However, those skilled in the art will appreciate that these functions may be performed using I/O adapters as well.

[0237] Display interface 140 is used to directly connect one or more displays 165 to computer system 100. These displays 165, which may be non-intelligent (i.e., dumb) terminals or fully programmable workstations, are used to provide system administrators and users the ability to communicate with computer system 100. Note, however, that while display interface 140 is provided to support communication with one or more displays 165, computer system 100 does not necessarily require a display 165, because all needed interaction with users and other processes may occur via network interface 150, e g. web client-based users.

[0238] Network interface 150 is used to connect computer system 100 to other computer systems or workstations 175 via network 170. Network interface 150 broadly represents any suitable way to interconnect electronic devices, regardless of whether the network 170 comprises present-day analog and/or digital techniques or via some networking mechanism of the future. In addition, many different network protocols can be used to implement a network.

These protocols are specialized computer programs that allow computers to communicate across a network. TCP/IP (Transmission Control Protocol/Intemet Protocol) is an example of a suitable network protocol.

[0239] The present invention may be a system, a method, and/or a computer program product at any possible technical detail level of integration. The computer program product may include a computer readable storage medium (or media) having computer readable program instructions thereon for causing a processor to carry out aspects of the present invention.

[0240] The computer readable storage medium can be a tangible device that can retain and store instructions for use by an instruction execution device. The computer readable storage medium may be, for example, but is not limited to, an electronic storage device, a magnetic storage device, an optical storage device, an electromagnetic storage device, a semiconductor storage device, or any suitable combination of the foregoing. A non-exhaustive list of more specific examples of the computer readable storage medium includes the following: a portable computer diskette, a hard disk, a random access memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or Flash memory), a static random access memory (SRAM), a portable compact disc read-only memory (CD-ROM), a digital versatile disk (DVD), a memory stick, a floppy disk, a mechanically encoded device such as punch-cards or raised structures in a groove having instructions recorded thereon, and any suitable combination of the foregoing. A computer readable storage medium, as used herein, is not to be construed as being transitory signals per se, such as radio waves or other freely propagating electromagnetic waves, electromagnetic waves propagating through a waveguide or other transmission media (e.g., light pulses passing through a fiber-optic cable), or electrical signals transmitted through a wire.

[0241] Computer readable program instructions described herein can be downloaded to respective computing/processing devices from a computer readable storage medium or to an external computer or external storage device via a network, for example, the Internet, a local area network, a wide area network and/or a wireless network. The network may comprise copper transmission cables, optical transmission fibers, wireless transmission, routers, firewalls, switches, gateway computers and/or edge servers. A network adapter card or network interface in each computing/processing device receives computer readable program instructions from the network and forwards the computer readable program instructions for storage in a computer readable storage medium within the respective computing/processing device.

[0242] Computer readable program instructions for carrying out operations of the present invention may be assembler instructions, instruction-set-architecture (ISA) instructions, machine instructions, machine dependent instructions, microcode, firmware instructions, state-setting data, configuration data for integrated circuitry, or either source code or object code written in any combination of one or more programming languages, including an object oriented programming languages such as Smalltalk, C++, or the like, and procedural programming languages, such as the "C" programming language or similar programming languages. The computer readable program instructions may execute entirely on the user's computer, partly on the user's computer, as a standalone software package, partly on the user's computer and partly on a remote computer or entirely on the remote computer or server. In the latter scenario, the remote computer may be connected to the user's computer through any type of network, including a local area network (LAN) or a wide area network (WAN), or the connection may be made to an external computer (for example, through the Internet using an Internet Service Provider). In some embodiments, electronic circuitry including, for example, programmable logic circuitry, field-programmable gate arrays (FPGA), or programmable logic arrays (PLA) may execute the computer readable program instructions by utilizing state information of the computer readable program instructions to personalize the electronic circuitry, in order to perform aspects of the present invention. [0243] Aspects of the present invention are described herein with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each block of the flowchart illustrations and/or block diagrams, and combinations of blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer readable program instructions.

[0244] These computer readable program instructions may be provided to a processor of a general-purpose computer, special purpose computer, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions/acts specified in the flowchart and/or block diagram block or blocks. These computer readable program instructions may also be stored in a computer readable storage medium that can direct a computer, a programmable data processing apparatus, and/or other devices to function in a particular manner, such that the computer readable storage medium having instructions stored therein comprises an article of manufacture including instructions which implement aspects of the function/act specified in the flowchart and/or block diagram block or blocks.

[0245] The computer readable program instructions may also be loaded onto a computer, other programmable data processing apparatus (including mobile devices such as smart phones and tablets), or other device to cause a series of operational steps to be performed on the computer, other programmable apparatus or other device to produce a computer implemented process, such that the instructions which execute on the computer, other programmable apparatus, or other device implement the functions/acts specified in the flowchart and/or block diagram block or blocks. [0246] The flowchart and block diagrams in the Figures illustrate the architecture, functionality, and operation of possible implementations of systems, methods, and computer program products according to various embodiments of the present invention. In this regard, each block in the flowchart or block diagrams may represent a module, segment, or portion of instructions, which comprises one or more executable instructions for implementing the specified logical function(s). In some alternative implementations, the functions noted in the blocks may occur out of the order noted in the Figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It will also be noted that each block of the block diagrams and/or flowchart illustration, and combinations of blocks in the block diagrams and/or flowchart illustration, can be implemented by special purpose hardware-based systems that perform the specified functions or acts or carry out combinations of special purpose hardware and computer instructions.

[0247] Media management applications 124 and media management service 126 are programmatic elements that combine to perform the proxy app functions and proxy subscription functions set forth herein. Depending on the application environment, media management applications 124 and media management service 126 may be deployed on a standard computer, a mobile device, or a network server.

[0248] In at least one preferred embodiment of the present invention, the Proxy App will be provided to all media consumers for free. Once the media consumer downloads the Proxy App (on a phone or tablet), a minimum number of functions will be available at no charge.

[0249] When media consumers want to activate the Al systems and functions as presented in this patent application, then such a media consumer will be able to register for the Proxy Service and provide a credit / debit card to pay for the various services provided, however such credit / debit card transactions will be conducted outside of the app stores. By way of a media consumers- friendly Proxy User Interface, the consumer can view content titles as desired while simultaneously allowing for other media titles to be ordered and curated within the media consumer’s media library.

[0250] In a preferred embodiment, the Proxy Service will manage titles after they have been viewed by storing them to a cloud service and deleting them from a list of available titles that have not been played, etc Tn an alternative embodiment, however, after titles have been viewed, numerous functions can be performed by consumers including (but not limited to): Delete; Share (recommendations, thumbs-up or thumbs-down, etc.); Save to local storage; Add to Playlist;

Thumbs UP / Thumbs Down; Store within a cloud-based service; Etc.

[0251] Over time, the Proxy Subscription will monitor the activities of Proxy Subscribers and perform functions including (but not limited to): Recommend titles by way of emails, texts, phone, pop-up messages, banners, etc.; Search for titles that may be attractive to media consumers;

Prepare monthly usage and billing statements including visuals such as graphs and charts; Search for new services and opportunities for the media consumers; Provide customer support services including video-conference support from television set or hand-held device(s) and continuously attempt to lower media bills and increase media consumers’ experience satisfaction over time.

[0252] In the most preferred embodiments of the present invention, the contract between the Proxy Subscription Service and media consumers / subscribers / consumers will be in the form of a modern-day agreement drafted by qualified attorneys who specialize in this area. However, what’s most important is the explicit agreement that the consumer allows the service to act as a proxy for ordering and cancelling services on behalf of the consumer and that a Limited Power of Attorney will be duly signed by the consumer. Such a legal “Proxy” will allow the Proxy Subscription Service to establish a joint bank account enabling payments to be made from such joint bank account for the singular purpose of buying, managing and otherwise cancelling media services, thus freeing the consumer from the burdens of managing today’s myriad of subscription services (as described above) while allowing the sophisticated strategies and tactics performed by way of artificial intelligence means and methodologies. It is assumed that all other reasonable contract terms and conditions will be included within such a contract.

[0253] In at least one preferred embodiment of the present invention, a consumer will learn about the Proxy Subscription Service by way of on-line methodologies (advertisements and/or social media); however in an alternative embodiment, a consumer may be introduced to a sales agent for the Proxy Subscription Service working from a retail location where television sets are sold (such as Best Buy, Walmart, Costco and others). Such a consumer will be informed that his/her television experience can be vastly improved with more ease-of-use along with lower monthly charges as today’s highly compelling media distribution platforms are simply too difficult to manage without the use of artificial intelligence.

[0254] If such a consumer wishes to hear more, a sales agent (automated or human) can explain how all of the consumer’s subscription services (including OTT, cable, satellite and IPTV) can be cancelled resulting in only a single subscription service - which is the Proxy Subscription Service. Such explanation can be conducted by way of an instructional video, in person, or telephonic means. If the consumer responds in a positive fashion, the Proxy Subscription Service will query the consumer for the desired television experience at which time the Proxy Subscription Service will work to “source” (and otherwise access) all of the desired content titles. The term “source” refers to the process of finding and accessing media content from a media provider (such as Netflix for example). [0255] In some cases, the media content could be live broadcasts or streams (such as news and sports). In other cases, the media content can be “sourced” from large on-line libraries (such as Netflix, Hulu, Amazon Prime or YouTube). International content titles can also be sourced such as Baidu, Alibaba and Tencent. Digital terrestrial television signals can also be captured and harvested in the cloud and legacy cable, satellite and IPTV programs can be viewed and recorded to video recording devices (DVRs). Alternatively, other forms of video capture, viewing, recording and storage/playback means can be used as well.

[0256] Within a short period of time, vast amounts of media content will be instantly available to the consumer to enjoy from any device, in any geographic location and at the lowest possible cost, and from a single media consumers interface (which is the interface provided by the Proxy Subscription Service). The goal is for the consumer to never again search Netflix for titles and then search Hulu and then search Amazon, etc. Consumers need only indicate the media content they want and it is “sourced”, then provided to them as quickly and easily as possible along with as cheaply as possible. And, all from a single media consumers interface. In addition, requirements to log-on to myriad sites and services, while providing unique passwords for each, and then having to navigate these sites is eliminated

[0257] Once a media consumer signs-up for the Proxy Subscription service, the next step is to download the Proxy Subscription App on all (smart) devices capable of displaying video. As soon as the App is downloaded to the consumer’s phone, tablet, PC and TV, these devices will be synchronized by the Proxy App Manager.

[0258] The media consumers will then see menu options that look something like the following (below). By way of such menu options, media consumers-defined preference settings can be set as follows: Number of people in the household or business; and Name and information about each person in household or business. Then for each person within the household or business, the following preference settings will be made available: User’s Media Staples such as music, Games,

Short Form Video (individual shows), Long Form Video (movies), Episodic, Grab Bag, News (live or pre-recorded, national, or local), Events (live or pre-recorded), media music, etc.

[0259] Media consumers will also be able to select billing options such as paying by periodic fee, corporate or group sponsorship, advertising acceptance, etc. Those skilled in the art will recognize that the preference settings and options herein above are only examples as many more will be listed in an effort to customize the Proxy Service according to the needs and desires of the media consumers. The media consumers will then be able to navigate through each item as provided above in order to define an ideal (personalized) television experience.

[0260] In an alternative preferred embodiment of the present invention, other forms of media content can be made available including but not limited to music, audiobooks, video games and other media content offerings in addition to movies, television shows, documentaries, and events (including but limited to sports). Additionally, if media consumers have particular subscription service, they want to maintain independence of the Proxy Subscription Service, then these services may be left intact and will not be considered to be part of the Proxy Subscription Service. An example of one such service may be Netflix where the consumer agrees to pay for Netflix independently and the Proxy Subscription Service is notified not to either subscriber or cancel Netflix under any circumstances. In such a case, the media consumers would have two media consumers interfaces for their media services. One media consumers interface would be the Proxy Subscription Service and the second media consumers interface being Netflix (left as an independent service external to the Proxy Service). [0261] Another example of independent subscription services (left outside of the Proxy domain) can be cable television services, satellite television services or other fixed line services (such as IPTV). Such traditional television services may be managed outside the Proxy Subscription Service or managed inside the Proxy Subscription Service. The consumer has both options available and can specify by way of their preference settings (as presented above).

[0262] In still another embodiment, a channel (such as the cable channel HBO) can be managed by the consumer independent of (or outside) the Proxy Subscription Service. Such a channel may or may not require a cable, satellite or IPTV connection.

[0263] Alternatively, a channel such as Cable News Network (CNN) may require a subscription to a cable, satellite, or an IPTV service. Therefore, such a cable, satellite or IPTV service could be managed by way of Proxy Subscriptions or alternatively could be managed externally from Proxy Subscription Service according to the preferences of the consumer.

[0264] In at least some preferred embodiments of the present invention, the smart phone (by way of the Proxy Subscription App) becomes a dedicated television remote-control unit.

Although multiple remote-control units can be used, it is the preferred embodiment that the smart phone becomes the only television remote control unit for a given media consumers. This allows for a single media consumers interface to all media content (as described above) that operates by way of a single remote-control unit (the smart phone); however multiple remote-control units can be activated and used as well.

[0265] Therefore, a consumer can sit down in an easy chair with a smart phone in hand (or alternatively a single remote control) and see nothing but selected media titles that are appropriately organized, categorized and/or curated. [0266] It’s important to note that in order to facilitate such a “Proxy Subscription” system and network as described herein, a number of legal processes need to take place in order for proper billings to be transacted and for media to be accessed legally. These processes and procedures may vary from jurisdiction to jurisdiction so geo-location information will be used to ensure compliance. It is also important that one or more large media distribution platforms may disapprove of the Proxy model and seek avenues to shut the Proxy Subscription Service down. If the Proxy Service is in no way violating laws (local, state or federal), then these media distribution platforms may have no recourse. It is also important to note that all legal guidelines will be followed, and no attempt will be made to gain unauthorized access of media content under any circumstance. All transactions will be kept completely legal and approved by all parties (even if numerous consumers may be represented by a legal ‘Proxy’).

[0267] In addition, media content “Harvesting” will take place in an authorized manner and no attempts will be made to inappropriately share valuable media content in an unauthorized manner. The term “Harvesting” refers to capturing “broadcast” media content (such as digital terrestrial), and safely storing such media content on behalf of a consumer. This is one of the reasons why in at least some preferred embodiments of the present invention, all media content will be properly encrypted. In addition, “Harvested” media content may be automatically transferred to cloud-based storage on behalf of the consumer. “Harvested” media titles to be selected based on the probability they will be enjoyed (or at least appreciated) by the consumer. If the titles are in anyway unwanted or unappreciated, the consumer can inform the Proxy Subscription Service accordingly, and such media titles will no longer be “Harvested” (as Al feedback loops work to improve the overall experience for the consumer by not recording similar titles in the future).

[0268] Finally, all efforts will be made to allow authorized consumers to enjoy their media content from any location on earth (or in outer space) in the same way the popular “Sling Box” device operates today (using state-of-the-art encryption, watermarking and other means to protect media content from unauthorized access.

[0269] It is common for automated (on-line) systems and web sites to check for consumer- side automation (sometimes referred to as “bots”) navigating their platform services. They are concerned that bots may be navigating their systems instead of humans and may prefer to thwart these attempts using all reasonable means possible.

[0270] In recent years, several clever techniques have been deployed that check for the existence of such automated systems (or “bots”) by prompting with questions that only humans can answer. For example, a large picture can be displayed with multiple images inside the picture. A prompt is then provided to the media consumers asking which images have a traffic light in them, or which pictures show the presence of a motorcycle. Of course this is a demanding process for any automated system (or “bot”) but is simple for any human who’s familiar with navigating city streets.

[0271] In the end, automated systems (or “bots”) are typically confounded with such prompts, and therefore, further navigation by “bots” can effectively be terminated. But humans can easily pass these simple tests and continue to navigate as they have now been “certified” as humans, and not software modules. It is anticipated these types of prompts will be used to block automated systems such as the Proxy Subscription Service (as defined in this patent application) by presenting one or more prompts that tend to confound automated systems (as the Proxy Subscription Service is heavily automated).

[0272] Therefore, in the Proxy Subscription Service model, if such a prompt is displayed in an attempt to thwart an automated “log-in” (via “bot”), and if the Proxy Subscription Service is in any way confounded by such a prompt, then the Proxy Subscription Service will enable human operators to use software “tunneling” means and methods (such as the well-known “Team Viewer”) to answer these prompts correctly so the initial “log-in” can take place. From there, it is unlikely future prompts will be displayed as authorized device key(s) will then be installed providing adequate “proof-of-authentication” to these platform services.

[0273] For most modern-day streaming platforms, once a media consumer has successfully navigated to a new media service (subscription or otherwise), and has successfully “logged-in”, then keys can be generated and passed between both the client-side devices and the server-side devices in order to facilitate the authentication of the client-side devices. Device “Cookies” can be used for this purpose as well as “Cookies” are provided by virtually all electronics devices at the time of this writing. Therefore, after the initial navigation (that may require human intervention), no further “tests” are likely to be presented to the media consumers from that point on, as security keys preclude the need for any further authentication. So any required “tunneling” processes performed by humans may only be a one-time occurrence for a given subscription service (until such a service is cancelled, at which time, the “tunneling” process may be required again, should the same service be subscribed in the future).

[00274] In an alternative preferred embodiment, unique hardware-based keys (or codes) can be made available to the various client-side devices for further authentication. Keys can be USB dongles or other plug-in security mechanisms. In a preferred embodiment hardware-based keys would be based on the Public Key Infrastructure (PKI).

[0275] If a platform service attempts to thwart an automated registration process (or “log- in”) by presenting a picture with multiple images inside the picture, and then prompt the media consumers for the location of selected images (such as “which images have a street light”), the Proxy Subscription Service may leverage a technology referred to as “Screen Scraping” in an attempt to analyze the various images (within the picture) to see if the problem can first be handled by a “bof The screen that was scraped will then be analyzed against similar screens that were captured in the past, where the correct answers are stored in a database. If the picture was used before and the correct answers are known (found in a database), then a “bof ’ can provide the correct answers. But if the picture cannot be located in a database, then a human operator (working for the Proxy Subscription Service) will need to use “tunneling” software in order to solve the problem. In a preferred embodiment, once a human solves the problem, the picture will be saved in the appropriate database and the correct answers will be stored as well (for anticipated future use). In addition, if other question / answer formats are used, the same process will be followed. “Bots” will first attempt to find screens that were previously “scraped” along with the correct answers to the questions. Otherwise, human operators will need to answer these questions by way of “tunneling” software.

[0276] In some cases, streaming services offer compelling tools that enhance subscriber enjoyment (and appreciation) of the service. In the case of the service named “Vudu” (owned by Walmart), a facility named “Rental Redo” is offered that allows a subscriber to switch to another title as long as such switching is performed within the first few minutes (anywhere from 5 to 30 minutes) of viewing. The purpose of such a switching option is to allow people to watch another media title if the title they are watching (and have paid for) is not desired.

[0277] It’ s not so much that such a Proxy Service (as described herein) will allow for title “switching” as much as it has the ability to be aware of such “switching” functionality so Proxy Subscription subscribers can take advantage of such facilities during the period when these services are being subscribed. Therefore, when the Proxy Subscription services subscribes to a given service on behalf of a consumer, the Proxy Subscription Service will be aware of any and all such tools and/or services and/or functionality and will make these tools, services and functions available to the consumer during the subscription period, so the consumer can take full advantage.

[0278] Other tools and enhancements may become available (similar to Vudu’s “Rental Redo”) such as (but not limited to) to following: Gifts, rewards or cash; Physical copies (DVDs or CDs) - with an up-charge or no charge; Money-back offers (refunds); One or more months of free services; Limited-time offers to other services; Coupons; Other incentives.

[0279] In many cases, any such rewards, when they are offered, are not readily known to consumers. A case in point is an offer for a consumer to receive a refund if there is a problem with the service. Such a money- back offer would most likely be hidden among the fine print of an electronic agreement (or web page). In the case of Proxy Subscriptions, these offerings, incentives (as listed above) will be made known to the consumer in a manner that is more explicit. Such methods to make these tools and facilities explicit can be follows: Emails; Text Messages;

Messages from messaging apps (such as WhatsApp and others); On-screen displays; Displays on the Proxy Subscription App; Visual “pop-up” displays; Other ways to make cost- saving and timely recommendations to consumers based on such tools and facilities (should they exist).

[0280] Consumers will be provided with a facility to notify the Proxy Service that a vacation will be taken during a given time frame, and all subscriptions are to be cancelled (or otherwise minimized) during that period. The Proxy Service will likewise take similar actions should consumers have other reasons to cancel or otherwise minimize subscription services for a given time frame or 'until further notice

[0281] A concerted effort will be made to recommend media titles that may be attractive to consumers while they are subscribed to certain subscription services. For example, the Proxy Service may subscribe to Netflix for a given month. By way of historical data, preference settings and other data elements collected over time, recommendations will be made (to the consumer) to

“play” other potentially desirable media titles while they are available at no additional charge.

[0282] The first sale doctrine, codified at 17 U.S. C. § 109, provides that an individual who knowingly purchases a copy of a copyrighted work from the copyright holder receives the right to sell, display or otherwise dispose of that particular copy, notwithstanding the interests of the copyright owner.

[0283] Given the disclosure herein, media consumers can sell media titles that have been purchased (and not simply licensed) to other media consumers. An example is as follows: User A purchases a Star Wars movie at the value of $30 USD. Such a purchase may be represented by ownership of a physical unit (such as a DVD) or in other physical form. The Proxy Subscription Service, in an effort to keep the media consumer’s monthly bills as low as possible, may then be able to sell such physical units to one or more other media consumers for the unit’s current market value or more. The Star Wars movie (DVD) will then be transferred to the buyer and deleted (or otherwise removed) from the seller’s library' in order to comply with the Right of First Sale Doctrine as described herein.

[0284] Given such a system and network, a database will be maintained that captures the status of media titles that are made available to media consumers. Status indicators can be as follows: Not viewed; Previewed only; 25% viewed; 50% viewed; 75% viewed; and Viewed in entirety.

[0285] Such status indicators allow for improved media consumers interfaces (TV, PC and phone). In a preferred embodiment, the “Not Viewed” titles are prominently displayed in such a way as to encourage the media consumers to select these titles (as they represent new and otherwise fresh offerings). As for “Previewed Only”, these titles may be listed in a separate area close to the “Not Viewed” titles (as they also offer a degree of potential enjoyment). As for partially viewed titles (25%, 50% or 75%), these titles can be listed in another discrete area of the media consumers interface as if to suggest the media consumers finish viewing. Finally, the titles that have been viewed in their entirety can be further listed in a separate are of the media consumers interface so the media consumers can query these titles independently (and not mix these titles with new/fresh titles).

[0286] As part of the Proxy Subscription Service “sign-up” process, a Limited Power of Attorney of attorney (electronic) document is generated and duly signed by the consumer. This process is performed by way of the “Limited Power of Attorney Generator and Verification System”.

[0287] In a preferred embodiment, this Limited Power of Attorney will be limited to the area of purchasing and cancelling subscription services related to media entertainment, however in an alternative embodiment, other non-media subscription services can be managed by the Proxy Subscription Service as well.

[0288] Using this Limited Power of Attorney as generated by the Limited Power of Attorney Generator and Verification System (8.7), a bank account will be opened (8.8) with both the name of Proxy Subscription Services and the consumer. After such a bank account has been opened, a debit card will be generated with the name of the consumer on the debit card (only).

[0289] The purpose of having the consumer’ s name (only) on the debit card and not the name of both entities named on the bank account (Proxy Subscription Services and the Consumer) is it will be difficult for media distribution platforms to learn that Proxy Subscriptions Services is in any way associated with that individual consumer. This is helpful as such media distribution platforms may want to discontinue providing services to Proxy subscribers, but will have no way to be sure who they are.

[0290] Once the debit card has been generated for a given consumer (8.9), then the Payment / Cancellation Systems (8.10) can either pay for the various subscription services as required, or cancel them when they are no longer needed. From that point forward, the Operational Systems (8.11) will perform the various processes and functions as disclosed in this patent application.

[0291] Regarding the ability of consumers (as individuals or in aggregate) to use the Symbiotic Media Exchange to place savvy trades in such a way as to yield profits (that can be used to lower the overall cost of access to media), consumers will be asked (by way of digital prompts) if they want to participate. They can participate or decline as they wish.

[0292] In at least on preferred embodiment of the present invention, the Proxy Subscription Service will “rent” the consumer’ s video play-out devices for each month of service. For example, a given consumer may have two video play -out devices (TV and smart phone) and the Proxy Subscription Service may pay such a consumer $1 USD per month per play-out device. Therefore, the consumer may receive a payment of a total of $2 USD ($1 for each device and 2 devices) for the monthly rental of both devices (by the Proxy Subscription Service from the consumer).

[0293] These payments made by Proxy Subscription Service to consumers will be made from funds collected by Proxy Subscription Service billing for that month. Such a payment to consumers may appear as a rebate, however it’s technically a rental fee paid by the Proxy Subscription Service to comply with any and all requirements by one or more of the following: Governmental Authorities; Media Producers; Production Companies; Content Owners; Programmers; Media Platform Services; and Others.

[0294] This anticipated rental program (where Proxy Subscription Service “rents” the consumer’s playout devices) may assist Proxy Subscription Service with its legal claim that it is the actual subscriber of the media services and not the consumer.

[0295] Based on the foregoing disclosure, those skilled in the art will recognize significant advances over the current state-of-the-art in media consumption. Specifically, the following advantages are available:

0 A media consumers-friendly mobile app for mobile devices is provided to all consumers allowing them to navigate the Proxy Subscription service more effectively than using a more traditional television Electronic Program Guide (EPG).

0 A media consumers-friendly downloadable app for Smart TVs that synchronize with the mobile app for phones and tablets.

0 A single media consumers interface made available to consumers with all media- related information (and links) accessible by way of this single media consumers interface (without requiring the media consumers to navigate interfaces provided by platform services).

0 Numerous preference settings made available to consumers that allow them to personalize such a service.

0 Media harvesting functions performed by way of the Proxy Subscription Service allowing legally obtained media content to be stored in the home or in the cloud. These harvested media titles to be organized and curated along with multiple streaming services in order to provide a clear view up-to-date listing of the most attractive media options and content immediately available to consumers that can be played as available, including cloud streaming, if applicable.

Artificially Intelligence generate recommendations will provide the media consumer with available media titles that are both affordable, or free, as well as enjoyable and/or timely.

Convenient monthly billing that is as economical as possible, based on investment returns from subscription overages or permission-based advertising within certain venues or all venues. A discounted yearly fee can be offered as well. A combination of billing processes can be used or all billing opportunities can be used.

Other methods for generating revenues for the Proxy Subscription Service are envisioned as well, such as corporate or group sponsorships that can use media distribution opportunities to promote their own brands, products and/or services.

Financial “sponsorships” can be provided to consumers instead of them being required to make monthly payments. Sponsorships can also be used to lower monthly payments. Sponsors may or may not be advertisers.

Optionally, the Proxy Subscription Service can be sponsored by traditional platform services or other services.

The Proxy Subscription Service to additionally allow the consumer to invest a small amount of money each month on the Symbiotic Media Exchange in order to generate profits from professional trading platforms and such profits, when generated, may be used to lower monthly media consumption charges.

[0296] The author of this patent application has dedicated more than 15 years in an attempt to bring liquidity to on-line exchanges in an effort to exploit inherent synergies within media-focused supply chains. If adequate liquidity can be generated and certain synergies be generated within the larger motion picture industry, then the resulting efficiencies can be mined in such a way as to bring increased value to all participants.

[0297] An easy way to explain this is to look at the extreme ends of the movie business. One the one hand you have movie producers who are constantly looking to finance their new projects. On the other hand, movie distributors are constantly looking to lower the cost of content licensing. If only there was an exchange the size and volume of the Chicago Mercantile Exchange that would allow 1) producers to list future movie assets to be sold within a given day and likewise 2) allow distributors to purchase “futures” contracts when values reach a pre-defined “buy” threshold. If these two functions were available, then enormous amounts of time and money can be saved providing a lower-cost product for the consumer. Therefore, a more efficient eco-system could be exploited, however this type of exchange trading is not available primarily due to the lack of liquidity needed for a stable online marketplace.

[0298] Another way to characterize the problem is to suggest the movie business, although being high-profile in nature, is too small to bring adequate liquidity to its participants. For such stable exchange to be exist, liquidity from an outside source must be obtained. The obvious providers in our world today being investment banks and large hedge funds, however these groups know the movie business is volatile and requires significant efforts to manage risk. So these banking firms primarily engage with the largest of studios but turn a cold shoulder to everything else.

[0299] There is one group that is ideal and they’re ready, willing and able to provide more than adequate levels of liquidity to movie exchanges and other exchanges (real estate, automobiles, etc ). The group being referred to is the population of global non-accredited (small) investors. If efforts were made to bring populations of small investors to such an exchange, problems relating to liquidity would be solved. However, new problems would then be introduced such as:

If large numbers of small investors routinely lose money for lack of knowledge or otherwise lack of resources to hedge, they would soon tire of losing money and liquidity problems would appear once again.

[0300] Las Vegas gambling suffers from the same problem. Millions of people love to gamble but eventually learn they can’t win against the house. They learn to stop gambling at some point which keeps liquidity for gaming tables limited to the numbers we witness today.

There is a solution, however, and it is not overly complicated. The solution revolves around an insured financial instrument created specifically for small investors that provides for a split of profits (when they occur) between investors and an insurance company (or underwriter). The insurance company will then practice risk management on behalf of the small investor by insuring hundreds (if not thousands) of investments knowing the following outcomes (or similar outcomes) are statistically probable:

• Number of Highly Profitable Projects: 5%

• Number of Modestly Profitable Projects: 20%

• Number of Break-Even Projects: 25%

• Number of Losses: 50%

[0301] In the end, profit margins may be relatively small (less than 10%) but profits are consistent when large numbers of projects are aggregated by a group (such as an insurance company) specifically for the purpose of practicing risk management on behalf of a large number of small investors.

[0302] As for the insurance company, they should be entitled to share the profits with small investors on a 50/50 basis (or similar) and should be able to charge other fees that make the process worth their time and effort.

[0303] In addition, incentives (or gamification) should be used to keep small investors interested so they will come back for more. These small investors will then be positioned to provide large amounts of capital to one or more exchanges with the promise of occasional profits in addition to attractive incentive offerings and/or contributions from social media platforms and sites.

[0304] Another issue that needs careful consideration is the current state-of-the-art of popular financial instruments created specifically for non-accredited (small) investors. The preferred financial instrument for this patent application is a bond structure rather than stock. As bonds represent a fractional interest in a loan (rather than a fractional interest in equity), this structure may be superior for both small investors and the borrowers (as will be further described below).

[0305] Bonds have been around for hundreds of years and are a familiar financial instrument, however, they are rather inflexible when it comes to using them for relatively small and highly focused projects. However, if a new and creative bond structure can be defined that provides new opportunities for platform operators (or social media sites) and this structure is relevant to the upcoming Metaverse, then such a financial instrument is worth the time and effort to fully develop.

[0306] It is well known that traditional bonds serve numerous important purposes, however these bond structures are rarely used for creative ventures such as movie production or event financing. They are not even used for more traditional purposes such as the financing of a home or a car (as these are more loans from an established lender than an instrument that can be traded on an exchange).

[0307] It is well known that Bowie Bonds became popular several decades ago, however, these are no longer popular due to severe losses incurred by ill-conceived copycats.

In addition, at the time of this writing, a sea change is currently taking place with facilities such as Blockchain, Web 3.0, Cryptocurrencies, NFTs and others. These are the building blocks for future tools and instruments that will influence both work and play in the years to come (when the metaverse becomes relevant to the global population and will need such financial instruments designed specifically for small investors).

[0308] The proper name for the specific financial instrument is as follows: NFTBond

Exchange-Network Underwriting Instrument.

It’s regrettable the name is long (and can be easily shortened lo NFTBond), however every word in the name is important when defining it’s function and use. The explanation of each word being as follows:

• NFTBond = Derivative bond structures based on notionally valuable NFT assets created by way of a Smart Contract between the buyers and sellers of bond “units”.

• Exchange = Traded over on-line exchanges allowing for sophisticated strategies including but not limited to longs, shorts, options, straddles, strangles, calendar trades and many others.

• Network = To be plugged into some type of social network including but not limited to social media, streaming television, popular websites, mobile apps and many others.

• Underwriting = Guaranteed (or otherwise insured) by an external agency that is responsible for vetting opportunities, obtaining re-insurance, practicing risk management and other ways to manage risk for both buyers and sellers of the underwritten NTFBond units.

• Instrument = a recognized and trusted token that is readily accepted on virtually all popular on- line platforms.

[0309] If someone (patent examiner or otherwise) was to look for a competing financial instrument created to solve the specific needs of global non-accredited (small) investors, many examples could be found, however none of them designed with the same depth or level of precision as the NFTBond as described in this patent application. Examples are as follows:

• Government Bonds with no ability to finance consumer lending

• Tokens that represent equity ownership • Tokens used for purposes of lending, however provide no risk-management functions or services

• Other financial instruments exist, however do not offer risk high levels of management

[0310] The NFTBond Exchange-Network Underwriting Instrument offers the following benefits:

• Bond structure based on Non-Fungible Tokens (NFTs)

• Insurance to protect “Face Value” of Bands

• Smart Contracts

• Insurance Wrap (for other disaster insurance scenarios)

• Formally Underwritten (to provide guaranty from insurance company)

• Allows for Trading (buying and selling) on one or more popular exchanges (where NFTs are traded)

• Payments disbursed to individual Digital Wallets and other on-line deposit accounts

• Incentives added to interest payments made to investors

• Contributions from Platform (or Social Media) Operators

• The ability to sell NFTBond units at any time

• “Collectable” tokens at maturity of the bond offering

• Use of Blockchain ledger transparency

• Other synergies with modern-day (and futuristic) infrastructures (cryptocurrency -based and otherwise)

• Others benefits not currently contemplated.

[0311] Similar to the global bond market vs. the global stock market, bonds are loans and do not express equity ownership. A Bond is defined (by way of a Smart Contract) as paying the bond holder a certain amount of money over time until the bond’s maturity date. When the maturity date is reached, all bond holders will have received: a) their principal investment b) a potential profit for the use of their money c) incentives offered by the borrower, the underwriter or both d) contributions from platform operators (or social media sites) e) Other similar incentives

[0312] Like stocks, however, bonds can be bought and sold at any time up until the maturity date.

[0313] It is the opinion of the author of this patent application that a bond structure (loan) is superior to a stock structure (equity) for small investors as the depth of knowledge required to properly manage equity is far more complex than that required to manage a loan. In many cases, loan defaults can be cured faster and easier than the problems relating to equity ownership.

An example is the sale of a beautiful beach front property in Mexico. A small investor purchases such a property with dreams of holding it for 10 years before selling it as part of a larger retirement strategy. What small investors may not know is the land underneath the property is leased by the Mexican government and not owned by the person who builds on the property. In this example, the lease expires in 5 years. Therefore, when the small investor goes to sell the property in the 10 ^th year, the structure has been torn down by the new lease owner and the equity investment is worthless.

[0314] Using a bond strategy, the borrower is personally responsible to make all payments no matter the condition of the underlying asset. In addition, the underwriter is responsible to verify all criteria regarding the asset valuation at the time of underwriting not to mention a judicious forecast of valuation in the future.

Although money can be made by purchasing and otherwise selling equity components by way of an on-line exchange, small investors on average do not have the experience or resources to be assured their assets will maintain their value over time. Alternatively, a bond structure that has been underwritten by an experienced underwriting team can perform the appropriate risk management processes that will provide small investors everything they need to invest confidently in an effort to provide liquidity to on-line exchanges.

[0315] Many asset owners prefer to take loans against their valuable assets rather than sell them. Although future valuations are typically uncertain, owners tend to envision future valuations as being significant to the point where it is better to hold than sell.

Given a bond structure, however with a designated underwriter for a given physical asset (such as a piece of real estate or an important work of art), the default of a bond offering would trigger the transfer of the asset to the underwriter for immediate sale. Furthermore, the underwriter would then disburse a final payment to all NFTBond owners before terminating the bond offering (as defined within the Smart Contract).

[0316] As for the movie business, such a construct (meaning bond vs stock) is greatly preferred as producers are typically loath to part with ownership of their creative works. Given the option of “borrowing against” vs. selling, virtually all of them would prefer the option to borrow. This is most likely the case in most creative enterprises.

[0317] A major hypothesis provided for the NFTBond (and reason for the patenting of its systems and networks) is it leverages modern-day and futuristic technologies to create a new financial instrument that produces synergies for affinity groups (of like-minded people) who frequent on-line platforms for the purposes of participating at some level. Such an approach would not have been viable 50 years ago (from the time of this writing) as the necessary infrastructure did not exist. But now that it does exist and the Metaverse is on the horizon, certain synergistic building blocks can be used to create a financial instrument like the NFTBond for the purposes mention in this patent application and others.

[0318] Of crucial importance to the NFTBond system and network is the ability to make disbursements to Bond “Unit” owners according to Terms and Conditions defined within the Smart Contracts. The preferred embodiment is to make disbursements to Digital Wallets, however virtually all other disbursement options are available as well including (but not limited to): o ACH Transfers o Wire Transfers o Checks mailed to Bond “Unit” owners o Electronic Gift Cards (emailed) o Electronic Gift Cards (mailed) o Electronic Gift Cards (re-loaded) o All other forms of disbursement

[0319] Referring now to FIG. 19, we see a description of the following steps:

[0320] Step 1 : The borrower applies for an NFTBond Underwriting using an on-line mechanism such as a website, app, link from a social media site, streaming media services or other network services.

[0320] Step 2: The NFTBond Underwriter will then evaluate (or otherwise appraise) the underlying assets that NFTBonds represent.

[0321] Step 3: If the underlying assets are sufficiently valuable, the process will continue. If the underlying assets are not sufficiently valuable, the NFTBonding process will terminate at this point. If the value of the underlying assets are close to the decision threshold point, the NFTBond Underwriter will either need to make a decision one way or the other (Yes or No), or ask the borrower to add more underlying assets in an effort to increase the asset valuation to a point greater than the minimum threshold.

[0322] Step 4: The Borrower and NFTBond Underwriter will then mutually agree upon access to the underlying assets should a default take place. An example is a valuable painting may be placed in a secure facility owned by the NFTBond Underwriter until the NFTBond maturity date. In cases such as real estate, the assets cannot be moved, however documentation can alternatively be created that will allow the NFTBond Underwriter to quickly liquidate the asset(s) should a default occur.

[0323] Step 5: Smart Contracts are signed by the NFTBond Underwriter.

[0324] Step 6 : Smart Contracts are signed by the borrower approving the transfer of the asset to the NFTBond Underwriter should a default occur.

Note: As described above, Incentive Offerings (from borrowers) and Contributions (from Platform Operators) will be defined within the Smart Contracts for the purposes of providing high levels of engagement for small investors.

[0325] Step 7: NFTBond units are then created according to the Smart Contract and other requirements to list NFTBond units on global exchanges including but not limited to ID Numbers, CUSIP numbers, meta-data and other required information. The NFTBond units are then listed on one or more exchanges so trading can commence.

[0326] Step 8: The buyers of NFTBond units likewise sign Smart Contracts to acknowledge the terms and conditions of the NFTBond offering.

[0327] Step 9: NFTBond units are then sold to exchange traders of all kinds in virtually all territories that allow on-line exchange trading of NFTs.

[0328] Step 10: The Borrower will then make all payments according to the payment schedule provided in the Smart Contract.

[0329] Step 11 : The Underwriter will routinely collect all payments from borrowers and make proportional disbursements to all buyers of NFTBonds (to their individual Digital Wallets) until the bond offering reaches maturity (when the process is terminated as described in the Smart Contract). [0330] The technical explanation of the various connections can be explained as follows: Non-Fungible Tokens (NFTs) point Xo NFTBonds denominated on a pre-determined currency as defined within a Smart Contract managed by way of Blockchain. The NFTBonds then listed on one or more global exchanges. Traders then buy and sell the NFTBonds that carry with them incentive offerings and are insured as also defined within the Smart Contract.

[0331] Currencies can be U.S. Dollars, Euros, cryptocurrencies or other globally recognized currencies.

[0332] The balancing factor that allows NFTBonds to work is the commitment to thoroughly investigate (vet) all candidate investment opportunities. Since a high level of risk management is being provided to potentially large numbers of small investors, each candidate project must demonstrate its ability to succeed. Examples of demonstrable likelihood of success can be as follows: [0333] In the media business, projects can be either pre-sold or fully executed contracts can be collected from buyers who will commit to purchase media titles once they are finished.

[0334] In the real estate business, properties can be valued, and levels of equity ownership can be verified

[00335] In works of art, pieces can also be valued, and levels of equity ownership can be verified.

[0336] Whenever possible, banking instruments such as MT799 can be used to further guarantee funds are available in a given bank account should the borrower default on the NFTBond offering. In a preferred embodiment, the NFTBond Underwriter may insist the bank guarantees all payments until maturity rather then the lender him/herself.

[0337] If a default should occur (for virtually any reason), then the NFTBond Underwriter will spend adequate time with the borrower attempting to remedy the problem (in the same way real estate lenders work with home owners today). If the borrower is able to adequately recover from the underlying problem, then the NFTBond program will continue until maturity. This could mean the

NFTBond Underwriter will be responsible to make disbursements to Digital Wallets in the interim, however other remedy scenarios could be used as well.

[0338] If the borrower continues to have problems and it is determined a default will take place, the NFTBond Underwriter will take control of all underlying assets (as defined in the Smart Contract) and sell the assets in an expeditious manner.

The NFTBond Underwriter will then make a final proportional disbursement of cash to all owners of NFTBonds according to the cash generated from the sale of all underlying assets.

[0339] If the owners of NFTBonds experience a loss of their principal investment, then the NFTBond Underwriter will need to make a final disbursement to all owners of NFTBonds so they will at least get their initial investment capital back (meaning no losses were incurred, however no profit was received either).

[0340] In a preferred embodiment, NFTBonds are made available over popular media and/or information sites (websites and/or apps) in such a way that the patrons of these sites can make investments in products, services and/or experiences provided by the sites.

[0341] For example, a patron of a streaming platform that offers videos about Africa may want to invest in upcoming videos about Africa. Another patron of a political news site may want to invest in information campaigns that support the same political viewpoints. Therefore, NFTBonds with their guaranty for small investors can offer a vehicle that allows financial support from patrons of websites, apps, streaming services, television channels and other services. By creating the proper network connections, these websites, streaming services, television channels and others can leverage the resulting symbiosis (NFTBonds connected to services) to finance future projects from its own users as these users are insured not to lose money and will most likely receive attractive incentives and contributions.

[0342] In an alternative embodiment, NFTBonds can be used to finance future projects that offer no symbiosis whatsoever.

[0343] Although the Metaverse is still in its infancy at the time of this writing, the creation and exploitation of “Silos” (as described above) could be a primary “construct” that ushers it into existence. An example being patrons of a museum of modern art (in the Metaverse) may decide to commission a popular artist to create a new composition specifically for this Metaverse museum. Instead of raising money outside the Metaverse museum eco-system, the patrons from the Metaverse museum can be directed to an application where NFTBonds can be purchased with proceeds directed to pay the artist for the composition. This is what is meant by symbiosis and leverage within the ecosystem.

[0344] As the Metaverse develops over time, symbiotic relationships may be developed on a scale the world has never seen before. This is why symbiotic systems, networks, apps and financial instruments could become more relevant than ever before.

[0345] One of the strongest arguments for NFTBonds as described in this patent application (and a reason for patentability) is its non-obvious relevance to streaming media platforms today and the Metaverse in the future.

[0346] The term “Silo” will be used to describe a community of like-minded individuals who engage in customized activities designed to be highly engaging for the group. However, such activities may not be attractive to anyone else. A simple example of a “Silo” is a dating site for teenagers. Such a site can be characterized as a community of like-minded people (teens) who find a site highly engaging when the experience is customized specifically for them.

[0347] To further expand on this example, these teens (involved in this dating site) are engaged in making movies they like to show each other. In some cases, the videos require investment capital as they are scripted and require actors, cameras, costumes and in some cases, then rental of facilities. The site is happy to pay for the production once it’s finished (as it will bring new users to the site - and keep existing users from going elsewhere), however they require a finished project before large payments are disbursed. Therefore, development and production capital must be raised from a source that understands the business proposition.

[0348] Referring now to FIG. 20, we see a description of the process at a high level as follows:

[0349] Step 1 : The Affinity site launches itself into existence

[0350] Step 2: The site can offer the sale of NFTBonds to its base of users (teenagers)

[0351] Step 3 : A percentage of users will purchase NFTBonds (assuming the process is easy for them and the pricing of individual NFTBonds is appropriately established)

[0352] Step 4: The cash is then used to produce the title that is expected to become popular among the users.

[0353] Step 5: At the Maturity Date, all investors will receive their principal investments and possibly some interest on their investment. The investors will be able to enjoy their incentives (example: Starbucks Coffee, etc.) Contributions from the Platform Operators may be provided as well.

[0354] Step 6: The dating site will now pay for the title (as agreed prior to selling the NFTBonds). A new (fresh and compelling) title is added to the platform’s library.

[0355] Step 7: The products and/or services can now be sold into all applicable global markets.

[0356] Step 8: Investors may receive additional income from external sales (example: Foreign

Markets) according to the Smart Contract; disbursements made by way of Digital Wallets, ACH transfers, etc., or the Insurance is Triggered in the case of a default of the loan.

[0357] Step 9: The Blockchain Public Ledger provides information including (but not limited to) profit and loss disclosures.

[0358] Step 10: The cycle now starts over again as the platform experiences growth due to the new (fresh) content material and its ability to keep users within this affinity group engaged.

Once again, as stated above, it is not common practice to encourage users to finance products and/or services as losses would most likely result in higher churn rates linked to general disappointment (and possible negative feeling and emotions). But if no losses are ever incurred, however, and incentive offerings and/or contributions can be distributed in an effort to encourage users feel they are “ahead” in some way, then financial positive feedback loops can be created within dedicated affinity (or otherwise social media) groups.

[0359] On the other hand, a percentage of these projects may end up being profitable with a small percentage being highly profitable. In these cases, users will not only get their money back along with incentives and contributions, however with a significant profit as well.

[0360] But as long as users experience no loss of their initial principal investment, new sources of investment capital can be mined for the benefit of the larger (on-line) community.

[0361] The majority of this patent application focuses on the Proxy Subscriptions System and Network (as presented below) that links in-home television viewing to Artificial Intelligence (Al) within the home and not so much for use by streaming platforms.

It is well-known that the large streaming platforms at the time of this writing (Netflix, Disney Plus, Amazon Prime and others) use Al to curate titles for given users (based on user-profile information that have gathered over time). Although these Al systems provide value to users (by curating titles within an individual platform), these do not offer any type of cross-platform curation services.

[0362] There are a number of what are referred to as “aggregation apps” in the marketplace that use Al to curate in a cross-platform manner, however these “aggregation apps” do not go so far as to automatically subscribe, cancel and otherwise pay monthly bills on behalf of their users without explicit consent. The reason these “aggregation apps” do not automatically perform these services (subscribe, cancel and pay) is they do not use an legal instrument that provides them permission to perform these services without explicit consent. As far as the author of this patent application knows, the only legal instrument available for taking such actions is a Limited Power of [0363]

Attorney, and therefore, a Limited Power of Attorney Server must be connected to the larger system and network.

[0364] Therefore, the Proxy Subscription System and Network (as presented below) is a complete Al-powered television network that provides cross-platform curation and then automatically registers, cancels and otherwise pays for services without the need for the user’s specific consent.

[0365] Although such a system may sound repugnant upon hearing of it, most likely it represents the future of television where there is almost no searching. The television system in any given home learns about the needs of the household and takes all actions to provide the proper programming at the lowest possible cost.

[0366] Within this patent application, the Proxy Subscriptions service is presented in such a way as to offer a symbiotic relationship with the NFTBond (as described above) by way of offering investment opportunities to all users on the network. More disclosure regarding how investment opportunities are offered to users is provided in the Proxy Subscriptions systems and networks as described below.

[0367] Referring now to FIG. 21 that depicts the major components of the NFTBond Network are connected to the major components of a media platform service further connections to an Artificial Intelligence Server and Network and a Limited Power of Attorney Server, the various steps for the workflow are provided.

[0368] An NFTBond will be created for an on-line Media and/or Information platform

(website, streaming service or app) by way of the following steps: [0369] Step 1 : The NFTBond Underwriter will create the Smart Contract that provides the insurance (or otherwise financial guarantees) to the buyers of NFTBond “units” (assuming the project vetting processes were successful), the creation of such a Smart Contract is performed by way of the NFTBond Underwriter Server (1.0).

[0370] Step 2: The Borrower’s information and any information about one or more assets that will be linked to the NFTBond are provided to the NFTBond Underwriter Server (1.0) by the NFTBond Borrower Server (1.1). This information is required by the NFTBond Underwriter Server (1.0) to create the Smart Contract.

[0371] Step 3: As part of the Smart Contract development process, the NFTBond Underwriter Server (1.0) will communicate with the Incentive Server (1.2) that uses databases, decision-making systems, human intelligence and/or artificial intelligence (or other decision-making processes) to determine compelling incentives for the buyers of the NFTBond “units”.

[0372] Step 4: The On-Line Media and/or Information Platform (1.6) will provide any Contributions by the Media Platform Operator to be included in the Smart Contract.

[0373] Note 1 : The Smart Contract is created in such a way as incentives (if any) are defined within the contract and contributions from Platform Operators (if any) are defined within the contract as well. Both of these serve to encourage investors to purchase the associated NFTBond units as the monetary return-on-investment may be relatively small. An example of an incentive is a free Starbucks Coffee. An example of a contribution from a Platform Operator is one free month of subscription service.

[0374] Note 2: The Incentive Server (1.2) will maintain a historical database of past incentive programs and how they performed for past NFTBond offerings. This historical database is created by way of information provided by the Maturity Collectible Server (1.9) described in Step 12.

[0375] Step 5: The NFTBond Underwriter Server (1.0) communicates with the NFTBond Server (1.3) to provide all information necessary to create the NFTBond. The fully executed Smart Contract is sent from the NFTBond Underwriter Server (1.0) as well as other information including (but not limited to) NFTBond identification and tracking numbers.

[0376] Step 6: Once the NFTBonds are created, they are listed on one or more Exchanges

(1.4) that are appropriately suited for NFTBond trading. It is assumed a certain number of NFTBonds will be sold at this point and it may be the case that all of the NFTBonds offered on the exchange are sold quickly (meaning within days if not within hours).

[0377] Step 7: The Exchanges (1.4) are connected to numerous on-line trading platforms (1.5) available on websites and/or apps to establish trading accounts in an effort to make the buying and selling of NFTBonds (or other financial instruments) easy for users.

[0378] Step 8: The On-Line Media and/or Information Platform (1.6) will notify its users that the NFTBonds are available for trading. The On-Line Media and/or Information Platform (1.6) can facilitate the trading (buying and selling) of the newly listed NFTBond “units” or can alternatively link to a website or app that can facilitate the trading of these NFTBond units.

[0379] Step 9: The Artificial Intelligence Server and Network (1.7) will provide information to the On-Line Media and/or Information Platform (1.6) to determine how best to make users aware of the NFTBond “units” including ways to help create higher levels of engagement between users and the platform using this NFTBond offering. Such an Artificial Intelligence Server and Network (1.7) can additionally assist with creating larger hedging strategies and generating larger profits over time.

[0380] Step 10: As defined within this patent application (below) a Limited Power of Attorney Server (1.8) is used by the On-Line Media and/or Information Platform (1.6) to make decisions and take actions on behalf of the user (to minimize the effort required by the user to enjoy the platform).

[0381] Step 11: At the Maturity date of the NFTBond offering as defined in the Smart Contract, the NFTBond will become a “collectable” as it may have value to certain people in the future. The Maturity (Collectable) Server (1.9) performs all functions to appropriately catalog the now mature NFTBond offering in such a way as to allow for the future buying and selling of this “collectable” product.

[0382] Step 12: Finally, the Maturity (Collectable) Server (1.9) will transfer information about the performance of the NFTBond offering to the Incentive Server (1.2) so as to assist in the crafting of more successful NFTBond offerings in the future.

[0383] Note 3: It is the intention of this workflow as described in Figure 1.2 (above) to facilitate the “Silo” process as defined in Figure 1.2 (also above).

[0384] The writer of this patent application believes an ideal financial instrument can be crafted for exiting business sectors (including media platforms) with financing from aggregated nonaccredited (small) investors that also has relevance to future business models such as the Metaverse. But the individual components that define the instrument must be carefully designed for current-day network architectures to reach the intended global audiences.

[0385] As described above, an insured bond structure (the NFTBond) providing full protection of investment capital with the likelihood of a small ROI for the purposes of increasing engagement within dedicated affinity groups is most likely a strong proposition, however an additional component must be added to insure users will continue to participate for years to come. [00386] This additional component can be characterized as the complete “package” of incentives and contributions that are part of the NFTBond offering.

[0387] For the purposes of this patent application, examples such as a free Starbucks coffee, however this minimizes what such a “package” can potentially be. Within many affinity groups, the social aspects are more important than the monetary aspects. Therefore, an incentive package that includes the meeting of actors in a popular movie (in the Metaverse) may have significantly more attraction to users than a cash offering. In addition, negotiations with actors to regarding a day of their time to meet users in the Metaverse may be cost-effective for the producers as time spent raising money can be reduced.

[0388] It is therefore, the preferred embodiment for this patent application to provide an Incentive Server (1.2) on the larger network in addition to a Contribution Server (as provided by the platform operator), or otherwise a “Contribution System” as provided by a given “site” can create Incentive “packages”, link them to NFTBond offerings (by way of Smart Contracts) and then take all steps necessary to properly disburse the Incentives and then verify they have been received.

[0389] In a preferred embodiment one or more widely popular Blockchains will be used for NFTBonds, however alternatively non-popular Blockchains can be used as well.

In another embodiment, certain functions can be recorded on one or more Blockchains and certain functions can be recorded away from (or “Off’) a Blockchain. In an unlikely scenario, all functions are recorded “Off Blockchain”.

[0390] Smart Contracts were first proposed in the early 1990s and today provide an important function for defining the terms and conditions of agreements within an on-line setting. Today Smart Contracts are used for providing terms, conditions and definitions needed to trade NFTs and other digital assets to potentially wide population groups. It’s important to note that Smart Contracts are considered legally binding. The common use of Smart Contracts is for them to be inserted into a Blockchain for the purposes of providing transparency to anyone with an interest in the transaction.

[0391] In a preferred embodiment, NFTBonds use Smart Contracts and more specifically, the Solana Smart Contract system. Virtually all information regarding the NFTBond creation, issuance and maturity will be found in each Smart Contract including (but not limited to) identification and tracking information.

[0392] In a preferred embodiment, the underwriter (or insurance company) will not only take a percentage of the interest that is being paid by the borrower but the underwriter (or insurance company) will charge a “service fee” as well. Most likely this fee will be relatively small and will be used solely for the purpose of evaluating underlying assets for potential NFTBond offerings.

[0393] There are many NFT exchanges in existence today, however the preferred NFT exchange at the time of this writing is CURIO that can be located using the URL: https://curionft.com [0394] The primary criteria for an NFT exchange is that it is large with active trading that takes place on a continuous basis.

[0395] Since NFTBonds represent a loan structure (and not the sale of equity), any association with cryptocurrencies is purely for the purpose of listing the NFTBonds on an exchange, selling the NFTBonds getting “cashed-ouf ’ at maturity, or other required processes. [00396] Therefore, when cryptocurrencies are used it is only for accomplishing these required functions. Therefore, a highly stable cryptocurrency is preferred so the various NFTBond functions can be executed with little or no loss due to unexpected fluctuations.

[0397] Although the connection between the NFTBond and the Proxy Subscription System and Network was provided above, a transition will now take place within this patent application. From this point in the writing to the end of the patent application more disclosure will be relevant to the Proxy Subscriptions than the NFTBond.

[0398] It is the emphatic assertion that current-day (on-line) media consumption is sufficiently complicated to the point where only artificial intelligence (Al) systems and networks can derive the maximum benefit at the lowest cost for a given consumer or collection of consumers within a family or business setting.

[0399] The name for a system and network powered by artificial intelligence methodologies is “Proxy Subscriptions” as such a system and network acts as the user’s “proxy” in an effort to derive maximum value and enjoyment.

Example: Today’s television viewing experience is frustrating to say the least. It’s a hodge-podge of subscription services, apps, user interfaces, logins, passwords, connected devices, and other hardware and software devices.

[0400] As the internet provides new opportunities to enjoy media content, the more we are burdened with:

• Multiple remote controls

• Switching sources (HDMI 1, HDMI 2, etc.) and knowing what these mean

• Remembering multiple Logins and Passwords

• Navigating a plethora of free and subscription services

• Searching and Discovering media content within an endless sea of media titles

• Paying large amounts of money for independent programming and channels (i.e. sports)

• Navigating validation processes and answering personal questions

• Having access to a thousand channels with still nothing to watch

• Tuning into a potentially interesting channel and being thrust into an info-mercial

• Finding episodes 1, 2 and 3 on one service and episodes 4,5 and 6 on another service (each requiring its own subscription)

• Finding an expensive event you ordered from one service on another service at a lower cost (and a higher definition)

• Inconsistent media pricing

• Forgetting to cancel subscriptions, paying huge fees over time

• Ancillary services the user “signed-up” for, but forgot about long ago

• Attesting you’re not a robot

• Attempts to cancel old subscriptions and it takes an inordinate amount of time to do so

• Attempts to cancel a service and are up-sold on a new package of services that you may never use • Unwanted emails, phone calls, text messages and in some cases phone calls may accumulate from new and old subscription services

• Desired programming may be unavailable or too expensive

• Programs are aggressively promoted, but are unavailable when selected

• App downloads continuously promoted

• Customer support can be limited to web pages and automated voice attendants

• User interfaces are different for each service (learning is required)

• Desires for programming for multiple people (family members or business partners) are diverse requiring either a great deal of planning and management to provide maximum benefit at the lowest cost.

[0401] Everyone realizes the current-day model is flawed, however we tolerate the transition from older pay-television models to streaming models as “binge-viewing” is often worth it. But in the end, it’s more about tolerating mediocrity. Consumers experience “media discovery fatigue” coupled with high monthly charges for media services in which they, for the most part, don’t use and often forget. In addition, new services are frequently introduced, compounding the problem of effectively managing disparate services.

[0402] All of these problems can be fixed, and the user experience can be greatly improved, however the underlying philosophy of television mechanics must change at a fundamental level.

[0403] Note 1: Most of the new streaming services tend to be commercial-free (subscriptions), and this is advantageous for them at a time when people are more intolerant of ads. However, most consumers must subscribe to a bundle of services to emass enough media content to be satisfied over time. The problem is the complexity associated with multi-dimensional viewing habits (e.g. family) compounded with the demands of managing disparate media services all within a given budget. This is why most consumers simply use a “best-efforts” approach to subscribing to a small number of services and tolerating mediocrity. It is unlikely anyone at the time of this writing believes he or she has a perfectly tuned system.

[0404] Note 2: The terms “user” and “consumer” are intended to be synonymous within this patent application.

[0405] Note 3: The terms “streaming service”, “platform operator”, “media distribution platform”, and “source” are intended to be synonymous within this patent application.

[0406] The new television philosophy and experience should revolve around the following:

[0407] Artificial intelligence (Al) systems that successfully predict media content titles that discrete users will want to watch within a given time frame (such as a month)

[0408] Individual titles and libraries of titles identified from around the world - a global list of titles available for distribution on-line or otherwise

[0409] Specific information about distribution platforms (for identified titles) aggregated including all information regarding how to purchase license rights to play these titles legally, not to mention all terms and conditions

[0410] Individual titles and libraries of titles continuously monitored as ownership, distribution, license terms and other variables change from time to time

[0411] Artificial Intelligence (Al) monitoring content that is played by a given viewer in order to effectively search the universe for desirable content titles for a multi-dimensional set of users (e.g. family)

[0412] Artificial Intelligence managing multi-dimensional relationships between distribution platforms

[0413] Artificial Intelligence managing multi-dimensional relationships between family members within a household (or workers within a business) [0414] Artificial Intelligence synchronizing these two multi-dimensional relationships (meaning distribution platforms and family / business members)

[0415] Continuous learning about the universe of available content titles given changing ownership, terms and conditions

[0416] Al systems to then properly manage the underlying media distribution platforms on behalf of the user meaning — it is not the user who orders and cancels media services, but the Al systems that perform all registration, ordering and cancellation functions on behalf of the user. Therefore, the user no longer manages specific media services and can approach media viewing as if all the world’s content is readily available - at the click of a button.

[0417] Allowing the user to enter the amount of money that the household is willing to pay per month for media services. At the time of this writing, it is anticipated the average amount of money users in the United States are willing to pay is approximately $35 (thirty-five dollars) for TV shows, movies, sports, news, documentaries and other content offerings. It is important to note that the Al systems will attempt to reduce this amount whenever possible.

[0418] Allowing for a single bill (for the entire household/business) or spilt-out bills for the individuals sharing one or more television devices

[0419] For consumers with a smaller budget, media titles may be spread-out over the course of many months in order to take advantage of specific subscription services ordered for a specific timeframe (and cancelled immediately afterward). In some cases, consumers may need to wait longer periods of time to view media content within their stated budgets or forgo viewing that content altogether.

[0420] Other media management functions that derive long-term value and enjoyment at the lowest possible cost.

[0421] The Proxy Subscription Service as defined in this patent application to provide a single user interface (and a single remote control) for all media services and platforms. The user simply points to desired media titles, and these titles play accordingly - no matter the underlying media platform (such as Netflix, Disney Plus, YouTube, Hulu, etc.) In some cases pre-recorded titles (by way of DVR) become available when allowed, however the user continues to access these titles by way of the same (single) user interface.

[0422] A concerted effort is made to eliminate the remote control unit entirely and replace the navigation device with an App that synchronizes with a Smart TV and allows individuals to navigate media content by way of the App on their phones (or tablets). This means a “Grab” button must be made available on the phone or tablet (in order to wrest control away from others viewing from the same TV device). Such a “Grab” function to allow Al to understand who is watching the media content and for appropriate predictions to be made. With such a “Grab” button, other viewers must be notified and, in some cases, consent must be provided. More about such a “Grab” button is provided below.

[0423] As most of the world’s media platforms today promote monthly subscriptions (rather than transactional or ad-supported business models), it is anticipated that most of the services will require month-to-month payments. This means the Al systems must order media services for at least one month to provide the best value to users. The Al systems must, therefore, cancel these same subscriptions on the last day (of the last month of desired service) to keep costs low.

[0424] Of course, transactional fees to be paid when such fees are determined to be lower than the cost of one or more subscriptions. Ad-supported titles will be played if acceptable to users, but it is expected that the majority of titles will be accessed by way of monthly subscription services that are paid by Al systems on a just-in-time (monthly) basis and the user allowing such an Al system to act as a proxy for his or her (in-home or business) viewing.

[0425] Other benefits are as follows: The user will no longer need to switch from one SOURCE to another (such as HDMI-1 and HDMI-2) as these functions are managed by the Al systems (and not the user). Other similar benefits are enjoyed by users as well.

[0426] It is important to note that such an Al system and network in its conceptual form does not aggregate media content, host media content titles or otherwise deliver media titles in a direct-to- consumer fashion. When considering this distribution model, the Al systems manage disparate (external) media distribution platforms as if the consumer had the time and resources to effectively manage these functions on his/her own (for the reasons stated above). In virtually all cases, the discrete distribution platforms perform an excellent service and there is no need to replicate their work (of licensing, aggregating, hosting, transporting and otherwise distributing media content). The mission of Proxy Subscriptions is simply to manage disparate (and often fragmented) services using Al to maximize value, utility and enjoyment.

[0427] Such a new Al-powered television system to then reduce the need to order, cancel, navigate and otherwise manage discrete media platform services, resulting in a more satisfactory user experience at a lower cost (by predicting and proactively managing disparate media services).

As mentioned above, most people share a television with others (at home or work). This means the challenge of subscribing and cancelling services is multi-dimensional with management becoming more complicated as more people share. This is what Al does well and what humans struggle to perform in the best of circumstances.

[0028] To some extent, Amazon can be used as an analogy as a consumer can purchase a products without much knowledge regarding the manufacturer. A consumer can go on-line and search for a product or a brand and immediately find attractive offerings. The consumer can ‘click’ on one or more products and then “check-out” within a few minutes (or seconds).

[0429] The point of the analogy is the consumer is not required to visit multiple web sites, compare features against quality/price in an effort to derive the highest possible value. Amazon has already forged relationships with the various manufacturers, so Amazon can sort and display products in such a way as to offer the best values on behalf of the users.

[00430] Of course, the Amazon example becomes further complicated when the products are not physical units but monthly “subscriptions” (requiring both ordering and cancellation procedures).

[0431] Unlike Amazon, however, today ’s TV viewing revolves around fragmented products (media titles) that have no central hub. Examples are as follows: Are you watching Cable TV or are you watching YouTube videos? Are you watching Roku or Satellite TV? Furthermore, are you watching ABC, CBS, NBC or Fox? Or are you watching the Hallmark Channel? How about Netflix or Hulu? Some of the new entrants being Disney Plus (on-line service), Peacock (Universal) with Warner Flix and Paramount to follow. Others include HBO, Starz, IMDB, Apple and Sling TV not to mention many others becoming available over the next few years (at the time of this writing).

[0432] It can be demonstrated that the vast majority of consumers only care about the media content and care very little about the distribution platforms (as consumers care little about individual “stores” that are connected to the larger marketplace).

Therefore, Amazon should be our template for the future of television. Amazon has become a primary source for products, and we respond positively to such hub.

[0433] Amazon handles the predictions, strategies, mechanics, tactics and logistics behind the scenes. Proxy Subscription Services is designed to do the same for next-generation television viewing. [0434] At the time of this writing, it’s possible to purchase a Samsung TV and use various widgets that are pre-defined to “log-in” to one or more media distribution platforms and then allow a single remote control to navigate among these platforms.

[0435] Likewise, a more tech-savvy individual may purchase a Roku device and find satisfactory media content, however the learning curve is high (relative to traditional TV viewing). Try to find the local ABC broadcast affiliate on Roku. Good luck. It’s there, but it requires some effort to find it. Then what about CBS, NBC and Fox? What if you prefer these channels be arranged in a convenient electronic program guide (but no other channels that would cause clutter)?

[0436] As more on-line media services enter the marketplace, there will be more widgets to download, more services to sign-up for, more “up-selling” and more opportunities to over-pay.

And then there’s the hassle of cancelling unwanted subscription services. Most cancellation processes are designed as an opportunity to not only keep the subscriber but “upsell” additional offerings and services. Although these “upsell” offerings might sound attractive, the probability they will be used is small and the likelihood of being over-charged is very high.

[0437] In most cases, a given consumer has manageable needs. A few series of television, some movies and few special interest programs from time to time. Maybe some sports on top of that. The cost should be around $35 per month (at the time of this writing). Although consumers appear to be generally satisfied with the current model of television distribution, most would gravitate to a more intelligent solution if it was introduced to them.

[0438] The price point of $35 per month (or $420 per year) at the time of this writing is plenty of money for a household or business to enjoy a premium media experience. In some cases media titles must be made available in future months to control costs, however the user will ultimately be satisfied. If consumers are unwilling to pay $35 per month, such a Proxy Service may not serve them well.

[0439] From a pure economic standpoint, the more money a consumer is willing to spend, the more content can be made available on a just-in-time basis. The smaller the budget means fewer content titles can be made available over time. In some cases, certain titles may be cost prohibitive. [0440] Finally, there are certain shows (example: documentaries) that may require monthly subscriptions even though no other programming may be desired from these platforms. Some of these platforms can consume a great deal of the monthly budget although the actual viewing hours are limited.

[0441] All of the items mentioned above, and other items not mentioned are understandable (and agreed) by most and reasonable. The more a consumer is willing to pay, the better the experience. If a given consumer is unwilling to pay a sum (such as $35 per month), then it may be best for that consumer to manage his/her own in-home television experiences (without the use of Al).

[0442] But in the end, such an Al-based system and network can derive a great deal of satisfaction for families and businesses as desirable media content will be identified (like the Amazon model mentioned above) and fees will be paid within an appropriately managed environment (without the danger of surprising “dings” on credit cards for unused services that tend to multiply over time). [0443] It is the goal of this patent application to make a fundamental change in the basic underlying system and network for media (television) delivery. The fundamental change revolves around the separation of “Platforms” from the media content itself by wav of AL In other words, the user won’t think of “Game of Thrones” as associated with HBO. Or “Breaking Bad” as associated with Netflix. As mentioned above regarding Amazon, consumers aren’t required to consider discrete media platforms.

[0444] Consumers should think about the media content they want, and a “system” will find the media titles and make them available on any screen, at any time, within a pre-defined budget. Given the appetite of an average consumer is modest, this can all be done in such a way as to keep costs low even though the company providing the “Proxy” services will charge a small “service fee” (as described below).

[0445] The novel invention of the Proxy Subscription Service is the system, network and App that assumes legal responsibility of the consumer’s media service (by way of a mutually agreed Limited Power of Attorney) in order to locate, subscribe and cancel media-oriented subscription services, therefore liberating the consumer from the burden of managing a multitude of media subscription services in the new paradigm that combines pay television, terrestrial television (as described below) coupled with on-line media distribution.

[0446] Artificial Intelligence (Al) networks and systems are used to make accurate predictions about media content that will be required in the future with feedback loops that improve Al predictions over time. The Proxy Subscription Service will make additional decisions on behalf of consumers regarding one-time (transactional fees) or ad-supported programming when such a strategy improves the overall experience.

[0447] Note: It may be a rare instance when transactional fees provide a lower cost than monthly subscriptions, however certain cases present themselves from time to time, and Al systems are well equipped to detect when transactional fees provide the best overall value given the alternatives. [0448] Additional information and disclosure is provided below as follows:

• A user-friendly App (for phones and tablets) provided to all consumers allowing them to navigate the Proxy Subscription service more effectively than using a more traditional television Electronic Program Guide (EPG).

• A user-friendly downloadable App for Smart TVs that synchronizes with the App for phones and tablets.

• A single user interface made available to consumers with all media-related information (and links) accessible by way of this single user interface (without requiring the user to navigate interfaces provided by Platform services).

• Numerous Preference Settings made available to consumers that allow them to personalize such a service.

• Media harvesting functions performed by way of the Proxy Subscription Service allow legally obtained media content to be stored in the home or in the cloud. These harvested media titles to be organized (curated) along with multiple streaming services in order to provide a clear view (up-to-date listing) of the attractive media options (content) immediately available to consumers that can be played immediately.

• Artificially Intelligent recommendation functions will provide the consumer with available media titles that are both affordable (free or otherwise ad-supported) as well as enjoyable and/or timely.

• Such a Proxy Subscription Service will either bill the consumer on a monthly basis (such as $1

- $2 per month) at the time of this writing, or by charging a small percentage of the cost of active subscriptions, or by allowing permission to advertise within certain venues or all venues. A discounted yearly fee can be offered as well. A combination of billing processes can be used, or all billing opportunities can be used.

• Other methods for generating revenues for the Proxy Subscription Service are envisioned as well, such as corporate or group sponsorships that can use media distribution opportunities to promote their own brands, products and/or services.

• Financial “Sponsorships” can be provided to consumers instead of them being required to make monthly payments. Sponsorships can also be used to lower monthly payments. Sponsors may or may not be advertisers.

• Optionally, the Proxy Subscription Service can be sponsored by Platform services or other services.

• Network security is also defined for the Proxy Subscription Services and the theft of media content is a problem for all stakeholders within the distribution supply chain.

• The Proxy Subscription Service to additionally allow the consumer to invest a small amount of money each month on the Symbiotic Media Exchange to generate profits from savvy trades and such profits (when generated) will be proportionately disbursed to consumers in an attempt to help them lower their monthly media bills (as described in detail below).