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Title:
SYSTEMS AND METHODS FOR ENABLING MOBILE PAYMENTS
Document Type and Number:
WIPO Patent Application WO/2012/151590
Kind Code:
A3
Abstract:
Systems, devices, and methods for processing payment transactions are provided. In some embodiments, payment account information is stored in a mobile wallet by a configuration portal server, and payment tokens are transmitted to a mobile device. A payment token may be submitted by the mobile device to a merchant point-of-sale device as part of a transaction. The payment token may be transmitted to a mobile wallet registry system, which may use the payment token to obtain the payment account information or otherwise complete the transaction. In some embodiments, more than one payment account may be stored in a mobile wallet, and more than one payment account may be associated with a given payment token.

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Inventors:
LYMAN DANIEL J (US)
GATESMAN KEVIN J (US)
CHASE ROBERT H (US)
VEETTIL RAJEEV P (US)
SARAKA LUC H (US)
Application Number:
PCT/US2012/036833
Publication Date:
January 17, 2013
Filing Date:
May 07, 2012
Export Citation:
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Assignee:
TRANSACTION NETWORK SERVICES INC (US)
LYMAN DANIEL J (US)
GATESMAN KEVIN J (US)
CHASE ROBERT H (US)
VEETTIL RAJEEV P (US)
SARAKA LUC H (US)
International Classes:
G06Q20/40; G06Q20/20; G06Q20/32
Foreign References:
KR20070021826A2007-02-23
KR20070016893A2007-02-08
US20070206743A12007-09-06
US20100063895A12010-03-11
Attorney, Agent or Firm:
SHELDON, David, P. (1420 Fifth AvenueSuite 280, Seattle WA, US)
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