Title:
SYSTEMS AND METHODS FOR FACILITATING TRANSACTIONS
Document Type and Number:
WIPO Patent Application WO2005008399
Kind Code:
A3
Abstract:
Figure 1, is a diagram of a marketplace (100) that supports limited conventional transactions. In marketplace (100), users (102A-102D) carry out a variety of electronic transactions over network (120). User (102A) interfaces with a terminal (104A) at a merchant store in a retail transaction. Terminal (104A) forwards information related to the user and/or transaction over network (120) to a bank (124) or credit card service (130) for approval. User (102B) interface with an automated teller machine (ATM)(104B). ATM(104B) communicates over network (120) to bank (124) or other institution to perform a banking transaction. User (102C) interfaces with a computer (104C). Computer (104C) carries out a transaction over network (120) with web server (125) to perform online banking, online retail or other e-commerce transactions. User (102D) interfaces with telephone (104D) to carry out a transaction over network (120). Telephone (104D) generally has more limited interface than computer (104C), but still can be enable a user to input and make selections through a voice prompt or keypad system to perform transactions such as obtaining account information.
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Inventors:
SCOTT WALTER GUY (US)
Application Number:
PCT/US2004/021851
Publication Date:
June 16, 2005
Filing Date:
July 09, 2004
Export Citation:
Assignee:
CROSS MATCH TECHNOLOGIES INC (US)
SCOTT WALTER GUY (US)
SCOTT WALTER GUY (US)
International Classes:
G06F15/16; G06F15/173; H04K1/00; H04L9/00; G06F; (IPC1-7): H04L9/00; G06F15/173; G06F15/16
Foreign References:
| US6311272B1 | 2001-10-30 | |||
| US6085976A | 2000-07-11 |
Other References:
See also references of EP 1649631A4
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