Title:
METHOD FOR PURCHASING AGGREGATE CREDIT
Document Type and Number:
WIPO Patent Application WO/2002/003280
Kind Code:
A1
Abstract:
This method realizes the fluidity or purchase of aggregate credits (care remuneration credits) which requires no offer of interpolative security and increase the ratio of the settlement amount of an assignment price to the credit face value at the time of transfer, thereby enabling earlier cashing. Individual credit data on each credit of the aggregate credits one of which an assignor (1) has applied to transfer, credit content inspection data, and data (7) on the proof of credit recovery reliability are fetched and stored by a storage medium, transmission medium, or network medium, and the individual credit data is judged (5) whether the credit is eligible as the assignment object according to a processing program by using the content inspection data and the recovery reliability data of each credit. Only a credit judged to be eligible, and the original debtor is informed of credit assignment. Data on the result of the judgment of the eligibility of an individual credit is stored in a database (6), collated with the recovery record data on the credit concerned, and analyzed.
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Inventors:
YAMAGUCHI TAMIO (JP)
KAWASHIMA KAZUYA (JP)
ANEGAWA KUNIHIKO (JP)
TSUCHIMOTO KOJI (JP)
YAZAWA HIROYUKI (JP)
KAWASHIMA KAZUYA (JP)
ANEGAWA KUNIHIKO (JP)
TSUCHIMOTO KOJI (JP)
YAZAWA HIROYUKI (JP)
Application Number:
PCT/JP2001/005766
Publication Date:
January 10, 2002
Filing Date:
July 03, 2001
Export Citation:
Assignee:
TOMEN CORP (JP)
YAMAGUCHI TAMIO (JP)
KAWASHIMA KAZUYA (JP)
ANEGAWA KUNIHIKO (JP)
TSUCHIMOTO KOJI (JP)
YAZAWA HIROYUKI (JP)
YAMAGUCHI TAMIO (JP)
KAWASHIMA KAZUYA (JP)
ANEGAWA KUNIHIKO (JP)
TSUCHIMOTO KOJI (JP)
YAZAWA HIROYUKI (JP)
International Classes:
G06Q20/00; G06Q30/06; G06Q40/00; G06Q40/02; G06Q40/04; G06Q40/06; G06Q40/08; G06Q50/00; G06Q50/10; G06Q50/22; (IPC1-7): G06F17/60
Foreign References:
| US5704044A | 1997-12-30 | |||
| JPH1196262A | 1999-04-09 | |||
| US6012035A | 2000-01-04 |
Other References:
ANONYMOUS: "National century financial enterprises forms E-commerce subsidiary to offer clients new conveniences", BUSINESS WAIRE, 28 January 2000 (2000-01-28), XP002946940
ANONYMOUS: "Claimsnet.com enters into strategic alliance with DVI, the leading independent specialty finance company for healthcare providers", PR NEWSWIRE, 10 June 1999 (1999-06-10), XP002946941
FLAUM DELILAH BRUMMET ET AL.: "Health care receivables securitization: Structuring issues and future trends", COMMERCIAL LENDING REVIEW, vol. 13, no. 3, 1998, pages 25 - 29, XP002946942
ANONYMOUS: "Claimsnet.com enters into strategic alliance with DVI, the leading independent specialty finance company for healthcare providers", PR NEWSWIRE, 10 June 1999 (1999-06-10), XP002946941
FLAUM DELILAH BRUMMET ET AL.: "Health care receivables securitization: Structuring issues and future trends", COMMERCIAL LENDING REVIEW, vol. 13, no. 3, 1998, pages 25 - 29, XP002946942
Attorney, Agent or Firm:
Nakamura, Minoru (Marunouchi 3-Chome Ciyoda-Ku, Tokyo, JP)
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