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WO2004012036B1 |
A method and apparatus is provided for constructing and using a smart wallet, i.e. a repository of payment instruments, such as, for example, credit cards, with automatic selection when making a purchase in an online environment. In one ...
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WO/2004/112275A1 |
The present invention relates to an electronic payment system and method using the blinking signal of the display unit of a mobile communication terminal, which transmits authentication information using the blinking signal, thus conveni...
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WO/2004/111922A1 |
If an ID card material is issued by setting a transportation key for each of destinations, the work in the issuing step is complicated and the productivity is lowered. To cope with this, an ID card issuing system includes: a primary issu...
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WO/2004/111953A1 |
The carrying out of the invention requires the preallocation of a memory spaces (AO A6) group (DHS) to a card. The number of allocated memory spaces is greater than the number of records (E1 E6) of a related file (FHS). The number of ext...
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WO/2004/111954A1 |
A gaming system includes a system controller, a means for establishing a credit on the system, a plurality of gaming machines, and a communications system connecting each of the plurality of gaming machines to the system controller. The ...
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WO/2004/111791A2 |
The present invention provides a method and system for securing sensitive data from unauthorized access or use. The method and system of the present invention is useful in a wide variety of settings, including commercial settings general...
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WO/2004/109479A1 |
The invention relates to a method for the electronically controlled generation of a graphic signature (3) for a document (1, 2), and to a method for the electronically controlled verification of the originality of a document (1, 2) in a ...
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WO/2004/109607A2 |
A system which will allow a bill acceptor and dispenser to be incorporated into a vending machine operating on a standardized vending machine protocol to allow the vending machine to dispense change in the form of coins and/or currency a...
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WO/2004/109605A1 |
A ticket issuing system includes: a ticket issuing server configured so as to be communicable with a user mobile telephone and a service provider authentication terminal device; and a ticket medium containing an electronic medium having ...
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WO/2004/109426A2 |
A system and method of secure PIN processing in a network transaction includes a transaction manager (102) that sends terminal data to a terminal. The terminal generates corollary data from user input and the terminal data. The corollary...
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WO/2004/109973A1 |
A credential communication device and method adapted to transmit and receive data, including means to process said data in order to effect credential verification and trusted mutual recognition between the device and a second credential ...
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WO/2004/107186A2 |
The invention relates to an integrated circuit (CI) with a microcontroller (MIC), connected to a communication interface (IM) and a control interface (IC), said communication interface being provided for a server and the microcontroller ...
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WO/2004/107234A1 |
A value returning system and value returning method for returning the values of an IC card in which a plurality of values are recorded. A system of transport facilities comprises an apparatus that notifies, as billing data, values automa...
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WO/2004/107275A1 |
Systems and methods that can externally meter and display cumulative, noncumulative, and re-settable service hours for monitored equipment as well as provide data associated with incremental amounts of equipment usage (e.g., hours, days,...
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WO/2004/107255A1 |
To provide alphanumeric data, such as a PIN code, to a smart card (2) a terminal (1) is used which is capable of communicating with the smart card. The terminal comprises a keypad (4) for entering the alphanumeric data and an associated ...
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WO/2004/107282A1 |
The invention relates to a method for loading portable data carriers (1) with data. According to the method, general data, which are identical for a number of portable data carriers (1), are written without the external presetting of phy...
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WO2004072789A9 |
The invention teaches an improved security system for accounts or information accessed over a local or wide area network, where the account holder is provided with an alternate security code, usually related to a PIN. During an assault, ...
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WO/2004/107233A1 |
A settlement system for performing settlement of charges claimed from companies by using a credit card. A transportation company system includes a read/write device for reading/writing information recorded on an IC card, a control device...
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WO/2004/107285A1 |
A point of sale (POS) terminal for facilitating a POS payment transaction is described. The POS terminal (14) includes a storage device (54), a processor (50) connected to the storage device and a program for controlling the processor, s...
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WO/2004/107096A2 |
A method for accepting payments from a consumer for travel tickets from a travel company comprises receiving at a point of sale device (1018) a transaction request that includes a transaction identifier that identifies a travel arrangeme...
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WO/2004/107280A2 |
A method for crediting a customer account maintained by a vendor of services in response to payment received from a customer is disclosed herein. The method includes issuing, to the customer, a membership account number associated with a...
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WO/2004/107281A1 |
The invention relates to a method for billing a service, according to which measured variables ('measures') are allocated to accounts ('baskets'), said allocation being modifiable over time and each of said allocations having a cost func...
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WO/2004/107283A1 |
The aim of the present invention is to provide a method for restoring the security of a secure assembly such as a smart card after the content of the second memory area thereof has been read out by a third party. This aim is achieved by ...
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WO/2004/107284A1 |
Method and system for the recovery from a content or service provider of an electronic voucher and/or electronic content received using an electronic voucher, residing on an electric circuit, for use in a communication means such as a mo...
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WO/2004/107127A2 |
A platform and program for enhancing the value and desirability of a credit card (or other payment product) to a card holder and encouraging increased use of the card as a payment device (10) by rewarding the card holder based not only o...
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WO/2004/104910A1 |
A card processing device (1) transfers a card (2) inserted in an insertion port (3) into the interior by rollers (4) and reads and writes the card (2) by a magnetic head (15) or an IC contact head (16). In the case where an abnormality s...
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WO/2004/105359A2 |
A mobile communication device (1, 100) with security mechanisms is provided for enabling wireless personal information transfer with increased security. In another embodiment of the invention, a mobile communication device is used to con...
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WO/2004/104893A1 |
A system (10) for distributing tickets for an event includes a plurality of items (24, 44, 52) for supply to prospective event attendees, each item (24, 44, 52) including indicia (36, 48, 64) representative of an event and a unique ident...
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WO/2004/102494A1 |
Multifunctional terminal for commercial transactions with debit, credit and cards alike, which combines aspects of a simple operation through a tilting display (2) and touch pad (3) positioned on it, providing easy access both to the sal...
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WO/2004/102486A1 |
With a value holding system comprising a receiving unit that receives an instruction to add or remove a value relating to a payment, a judging unit that judges the instruction is identical with a previously received instruction, and a re...
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WO/2004/102460A1 |
The present invention relates to a method, a system and a computer-readable medium storing computer-executable components for distribution of digital rights. The idea of the invention is to attach a trading value of a certain magnitude t...
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WO/2004/102860A2 |
A method is provided for writing a record to an optical card. A session key is generated randomly. The session key is encrypted using a private key of a public/private key pair associated with a particular cryptographic-key management de...
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WO/2004/102332A2 |
A system and method for transferring funds from the United States to nationals located in one or more countries regulated by the Office of Foreign Assets Control ('OFAC') of the U.S. Department of the Treasury use a primary/secondary car...
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WO/2004/101577A2 |
An instant gratification terminal (100, 520) having a processor (124), adapted to execute a series of instructions that cause the customer to interact with the terminal (100) via a display unit (122) and input means (104), the interactio...
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WO/2004/102353A2 |
Embodiments of the present invention provide a method and system for authentication. In one embodiment, a first identifier associated with an item to be authenticated may be received. A first decryption key associated with the item may a...
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WO/2004/100037A1 |
The present invention relates to a network passport sell system, and in particular to a network passport sell system capable of transacting tickets in real time using the Internet, ARS, etc. The A network passport sell system includes a ...
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WO/2004/100083A1 |
An authenticating card 10 for use in a transaction includes a memory 15 and a processor 20. Biometric data of an authorized user of the card 10 are stored in the memory 15 when the card is used for the first time. The processor 20 receiv...
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WO/2004/100090A1 |
The invention relates to a method for the memory management in the execution of a program (30) by means of a portable data carrier (10) that comprises a first and a second memory area (34, 36) for storing objects (38, 40, 44) generated d...
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WO/2004/100094A2 |
A system and method for improving the flexibility of payment instruments such as payment cards when used by enterprises enables a primary issuer to allow a secondary issuer and/or user of the payment card to develop specialized policies ...
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WO/2004/100053A1 |
A system and method for verifying the identity of an individual for check cashing and other financial purposes is disclosed. A client, such as a bank or other financial institution, obtains a biometric identifier from a customer and can ...
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WO/2004/100089A2 |
A transaction card 10 for use in a transaction includes a memory 15 and pressure sensors 20. The authorized user provides biometric data, such as a signature, by signing on the pressure sensors (20) using a pointer for storage in the mem...
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WO/2004/100039A1 |
A cash validation system is used with a point of sale system to provide a self service check out system. The cash validation system comprises a bill acceptor for receiving paper currency. A coin changer receives and dispenses coins. A co...
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WO/2004/099921A2 |
Embodiments in accordance with the present invention allow financial or other confidential information to be securely imported in electronic form into a PTD. The information to be imported is first encrypted. The encrypted information is...
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WO/2004/100029A1 |
An authentication system for authenticating products at point-of-release, the system including housing the products in respective containers having respective unique product identifiers, e.g., numbers or codes, storing in an authenticati...
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WO/2004/097620A2 |
Systems, methods and program products for joining front-end processing with back-end processing of printed documents. In particular, the invention calls for collecting print data usable for printing a document (i.e., by persistently savi...
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WO/2004/097730A1 |
An authentication method is provided that is based on a reference object, such as an authentication label attached to an optical disc. The authentication label has a three-dimensional distribution of particles. For the purposes of authen...
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WO/2004/097701A1 |
An electronic money managing server (10) is connected to the Internet (N) so as to communicate with a money receiving terminal device (30) for supplying electronic money to a user card containing a card ID and an issuer ID and a member s...
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WO/2004/096573A2 |
The present invention relates to a method for determining the authenticity of an object, the method comprising the steps of: - providing an authentication code, - determining the positions of particles being distributed in an object, - e...
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WO/2004/097758A2 |
Enhanced security is provided for a transaction involving a customer using a financial device associated with a financial account. Information regarding an authorized user of the financial account is received and stored in a storage syst...
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WO/2004/097747A2 |
A congestion charge payment device is provided for the payment of a congestion charge. The device is provided with the capability to send text messages and calculate its own position using a system such as the Global Positioning System (...
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