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WO/2005/116897A1 |
A device and method for promoting the selection and use of a credit (10). Add a feature to a credit card which is intended to attract a consumer’s attention and motivate him to consider selecting the credit card (10). The device includ...
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WO/2005/114975A1 |
The invention relates to a telephony method in a fixed network. According to said method, a novel chip card (20) comprising a read-only memory (22) and the card number and dial-in number of a prepaid centre (34), in addition to optional ...
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WO/2005/114561A1 |
There is provided a secure module holder (SH) capable of preventing an unauthorized reading of information on a secure module (SM). The SH (30) holds one or more SM (20). The SH (30) controls non-contact communication with the RW(10) of ...
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WO/2005/114896A1 |
A means (SS, CT) external to a terminal (TM) transmits a specific application identifier and first encrypted key and number to a first smart card (CA) in use in the terminal. In the first card, when the first decrypted number satisfies a...
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WO/2005/111900A2 |
Method for processing a transaction, the method comprising receiving data indicating one of a plurality of personal identification numbers associated with an account holder, each of the plurality of personal identification numbers being ...
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WO/2005/111945A1 |
The invention relates to a payment and access control method and system using an electronic device, which is intended for vehicles that are equipped with wireless communication means. The invention comprises: an electronic device which a...
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WO/2005/111889A2 |
A system (10) and method providing informational certificates concerning characteristics of jewelry items to customers. The system comprising a terminal (22) having a user interface configured to receive user input information concerning...
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WO/2005/112402A2 |
The present invention provides a system, a method and a computer program product for provisioning Virtual PIN pads (107) on mobile devices, and for enabling customers to make payments using the provisioned Virtual PIN pads ( 107) and a t...
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WO/2005/111890A2 |
The present invention provides the ability to solicit and obtain updated information about a customer or person. The present invention can be incorporated into a service provision system and thus, request updated information from a custo...
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WO/2005/111953A1 |
In an ITSO scheme, construction and initial sealing of ITSO Product Entities (IPEs) is carried out by one of a plurality of ITSO Secure Application Modules ('ISAMs') at a location remote from ticket retailer devices at which the IPE fiel...
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WO/2005/111951A1 |
A system and method of preventing theft of the use of goods or services, and in particular fuel dispensed from a fuel dispenser, comprised of providing a security system including a controller, a card reader that is operable to read data...
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WO/2005/111955A1 |
The invention is a system for dispensing a customised nutritional serving made up of ingredients stored within a device incorporating the system. The device has a controller in whose memory is stored an inventory of the ingredients avail...
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WO/2005/111876A1 |
A method of anti-fraud for credit card. With the method, cardholder can cut the sum credit line given by bank of issuing card into limited operating credit line by network, consumer will release the credit line separately. If credit card...
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WO/2005/111952A1 |
The invention relates to a data carrier designed for an object-oriented programming language and comprising a microprocessor and a non-volatile application memory (EEPROM) for packets containing programming code and for objects containin...
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WO/2005/111882A1 |
The present invention provides a payment system using a digital card. The digital card consists of a predetermined image file and a data file storing encrypted card information. The digital card is issued by a card issuing server and dow...
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WO/2005/109739A1 |
It is possible to issue an IC card containing unique encryption key information in such a manner that re-issuing is enabled and sufficient security can be assured. An IC card provider X delivers an IC card having a group code G(A) to a c...
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WO/2005/109887A1 |
A smartcard with visual display is provided that enhances identity verification and outputs information stored on the smartcard. For enhanced identity verification, the visual display outputs identifying features of the individual author...
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WO/2005/109360A1 |
It is a process that allows a user to make secure PIN-based transactions using his personal computer. The steps are: a) Preparing transaction data b) Storing it in non-volatile memory, c) Restarting or hibernating the computer, d) Bootin...
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WO/2005/109307A2 |
A network arrangement is provided for processing credit transactions. A financial network is used to route communications securely between interfaces with the financial network. Merchant systems are coupled with the interfaces, with each...
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WO/2005/109353A1 |
The invention relates to an information terminal, comprising at least the following: a base housing, a screen and an input device, such as a keyboard and/or a card reader and an output device, for the output of documents. Documents not w...
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WO/2005/107359A2 |
A system and method for verifying and exchanging information is provided that enables verified information to be accessed and exchanged remotely. The system includes a remotely accessible store of information configured to receive inform...
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WO/2005/109266A1 |
The present invention relates to a system for monitoring a set of tools, to enable a user to determine whether each tool in the set has been replaced in its container after use, comprising a transponder attached to each tool in the set; ...
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WO/2005/104739A2 |
The device of the present invention is a stand alone radio frequency identification (RFID) reader/writer device (10) comprising a micro controller (12) having non-volatile data memory (14), an RFID module (30), at least one input/output ...
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WO/2005/106691A1 |
The present invention relates to a pinpad, in particular, to a multi-functional pinpad which supports various transaction methods using a magnetic card, an integrated circuit card and a mobile terminal, and which provides support such th...
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WO/2005/106724A1 |
The present invention discloses a machine for inverse computation, which be used worldwide, that intends to replace conventional taxation and paper money by electronic money and electronic bills. The machine includes: signal sendreceive ...
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WO/2005/107299A1 |
The invention relates to an &grave add-on´ box for the common telephone which converts the phone for the execution of further functions, one of these &grave added functions´ is here described: There are many occasions when a person nee...
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WO/2005/106742A2 |
Point-of-sale customer identification is provided. One embodiment is a merchant teminal comprising: a scanner for scanning a personal identification document corresponding to a customer requesting a point-of-sale transaction; and logic c...
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WO/2005/106722A1 |
A RFID-based method and system for conducting a financial transaction is disclosed. The method includes the steps of: (a) communicating to a RFID reader a transaction amount for completing the financial transaction; (b) displaying the tr...
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WO/2005/105478A1 |
The invention relates to a security element (3) for a valuable document, comprising a carrier (2). The security element (3) comprises a volume hologram (6) which can be produced by illuminating a volume area of the carrier (2) which can ...
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WO/2005/101977A2 |
A system for multi-factor security involving multiple secure devices that distribute the secured functions of the system over the different devices, such that the loss or theft of any one of them does not compromise the overall security ...
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WO/2005/103974A1 |
An electronic value exchange system (100) includes a mobile terminal (10) and a mobile terminal (20). The mobile terminal (10) transmits a message suggesting exchange of electronic values V1 and V2 to the mobile terminal (20) by a driver...
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WO/2005/104428A2 |
An attachment that may be coupled to a wireless communication device, such as a cellular telephone, personal digital assistant (PDA), or the like, to perform commercial or other information transactions, as well as to an apparatus or sys...
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WO/2005/103911A1 |
An IC card (10) includes: a file creation unit (16) for creating a rights value file (hereinafter, referred to as “file”); an access control list setting unit (17) for setting an access authority to the file created; an authenticatio...
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WO/2005/103917A1 |
Data are transferred between data communication apparatuses having noncontact interfaces, while they can be prevented from being overlapped between the data transfer source and the data transfer destination. In response to a data transfe...
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WO/2005/102875A1 |
A novel robotic system for selling goods at a retail facility having a storage area not accessible by customers. The system includes a plurality of movable robots, and a control system. When a customer orders a purchase composed of multi...
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WO/2005/104050A1 |
A self scanning shopping system including a portable scanning means (12) to be carried around a store by a customer for scanning the barcodes on products in the store. An interface means (16) is provided at the check out to receive the s...
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WO/2005/103975A1 |
It is possible to appropriately recover a trouble in an electronic money system in which an online terminal and an offline terminal are mixed. A flag capable of selectively setting two values of “transaction in progress” and “trans...
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WO/2005/101725A1 |
The invention concerns a method for dynamically authenticating an executable programme, that is the continuation of the instructions defined thereby. More specifically, the authentication of a programme is performed repeatedly during the...
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WO/2005/101332A1 |
A secure credit card has a pair of linear feedback shift registers (LFSRs) for generating a pair of random numbers. The LFSRs each have a unique initial state and feedback tap configuration. Hence, they each produce a unique sequence of ...
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WO/2005/101333A1 |
The invention relates to a RFID-tag comprising a) a transmitting device (4) and a receiving device (3) for data produced by a reading device (2), b) in particular a memory (5) of identification data clearly characterising the RFID-tag, c...
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WO/2005/101331A1 |
The aim of the invention is to enable a user (1) equipped with a mobile terminal (2) to withdraw or access an article (4) from an installation for automatically delivering articles, comprising electromechanical means controlled by proces...
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WO/2005/101334A1 |
A security locker 10 holds an open drink 14 so that it cannot readily be tampered with, and is such that an inebriated person can (1) readily open the locker door 12 by a single action, e,g by the insertion of a credit card 16 or other f...
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WO/2005/101336A1 |
The invention relates to a method of performing a transaction between a client terminal (10) and a terminal for receiving a payment (30, 35, 36) by virtual payment card. The inventive method comprises the following steps, namely: a step ...
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WO/2005/098741A2 |
An electronic transaction verification system for use with transaction tokens such as checks, credit cards, debit cards, and smart cards, that gathers and transmits information about the transaction token and biometric data. The system p...
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WO/2005/098622A1 |
The object of the present invention is to provide a semiconductor memory which is capable of executing multiple application programs and duplicating important data from one application program into another application program in security...
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WO/2005/098764A1 |
The invention relates to a data support, in particular, a chipcard, more particularly, a Smart Card, with a device for generation of single-use passwords and a display for generated single-use passwords. The data support is preferably an...
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WO/2005/098770A1 |
Apparatus is disclosed which comprises a sensor-readable contactless tag (2) physically associated with a wireless communication device (4). In one use of the apparatus, the device is arranged to receive a communication in response to re...
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WO/2005/098742A2 |
A method and apparatus for authenticating an identification of a person provides that biometric information is obtained from the person and a portion thereof is extracted and stored on a data carrier adapted for being carried by the pers...
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WO/2005/098762A1 |
The present invention provides an unmanned dispensing station for laboratory items, for dispensing items only to authorize persons, and to facilitate management objects connected with the operation of the station. Dispensing transaction ...
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WO/2005/098732A2 |
The invention enables the aggregation of medical patient financial and medical service access data. With the aggregation of data, a patient can conduct financial and medical-related transactions with different services from a single acce...
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