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WO/2003/075231A1 |
The invention concerns a payment system for payment of goods and services by using a prepaid card. The card comprises a concealed code and an activation code, and the card must be activated before use on a point of sale for the card by r...
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WO/2003/075134A1 |
A method for protecting digital information which places a financial risk on a purchaser of digital information if the digital information is illegally copied is disclosed. The digital information being purchased is first encoded using a...
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WO/2003/075230A1 |
The invention concerns a payment installation (10) comprising at least one payment card (12) including means for storing an available amount (M) expressed in a first currency ( ) and at least one payment terminal (14) for reading the ava...
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WO/2003/073226A2 |
The present invention allows a customer to load money in real-time through existing technology over the existing ATM/debit network by way of a debit return with a PIN (or a debit correction/reversal using a specific transaction code). Mo...
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WO/2003/073388A1 |
A method for providing a secure electronic payment for purchase of goods and services is disclosed. The method includes the steps of awaiting initiation by a user seeking a secure electronic payment token from a dispensing unit, contacti...
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WO/2003/073387A2 |
The invention relates to a method for examining the authenticity of non-electronic documents, whereby a non electronic document comprises a document identifier, text and/or graphic user information, at least implicite information on the ...
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WO/2003/073286A1 |
Disclosed is a method and system for identity verification as well as a method for authenticating individuals to become initially registered with the verification entity as trusted individuals. The verification method includes receiving ...
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WO/2003/072900A1 |
The invention relates to car management of a rent-a-car system. Data on travel record is acquired through an electronic key (2A) for operating the door lock of the corresponding car (4A).
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WO/2003/073390A2 |
This invention concerns an iterative procedure for conversion of structured software objects into a raw data stream and vice versa, providing for their direct transfer using simple communication resources such as those of an embedded com...
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WO/2003/073353A2 |
A smart card (10) for use with members of a Healthcare Exchange (20), the smart card having a first identifier (11) containing encrypted data; a second identifier (12) with credit card data of a smart card holder; and a memory for storag...
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WO/2003/073389A2 |
An authentication arrangement for use in a network payment system for transacting a sale of merchandise over a network using an Integrated Circuit Card is described, the arrangement comprising: a merchant server in communication with sai...
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WO/2003/071499A2 |
A bill acceptor assembly for accepting bills, vouchers, scrip, tickets and/or currency at a gaming table. The bill acceptor assembly includes a validator assembly capable of accepting a stack of individual notes in a receiving slot mount...
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WO/2003/071498A1 |
The invention concerns a system comprising: an Internet site (S) having general data (INF-G), customized data (INF-Pi), personal account data (INF-Ci) assigned specifically to each user (Ui); a digital medium (SNi) provided to each user ...
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WO/2003/071500A2 |
The invention relates to a method for calling up actions on output devices which are controlled by a centre, wherein a request is transmitted from a mobile radio device to the centre, the position of the mobile radio device is determined...
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WO2002063576A9 |
The subject of the invention is a smart card reader (31) comprising a card reader part for receiving a detachable smart card (11) connected to it and for communicating information between the smart card reader (31) and the smart card (11...
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WO/2003/071497A1 |
A system for the sale of consumer goods, wherein the system comprises a device for providing a customer with a non-validated token that represents an article of merchandise. The article is to be paid for by the customer at a checkout uni...
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WO/2003/071388A2 |
Transaction-based behavioral profiling whereby the entity (102, 104) to be profiled is represented by a stream of transactions (106), is required in a variety of data mining and predictive modeling. An approach is described for assessing...
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WO/2003/071770A1 |
A hand-held token can be operated to generate an acoustic or other wireless signal representing a digital signature produced from the private key of a public key pair (44), with the public key being confidential in that it is known only ...
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WO/2003/071401A2 |
A method of controlling the use of an application. The application is capable of being executed on a portable object (SC. The method is characterized in that the method comprises the following steps:- a requesting step (REQ), in which a ...
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WO/2003/071492A2 |
A method for determination of the authorisation of a person to use a portable data support (10), with a checking device (32) is disclosed. A biometric feature of the authorised person is used by the checking device (32) to reproduce a da...
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WO/2003/071473A1 |
An IC card creation entrusted company server for creating IC card creation data to be loaded on an IC card registers in advance in-advance registration information data including at least one or more application template information moun...
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WO/2003/069549A1 |
A method of forming a debit card and a debit card formed by the method are disclosed. A planar card member has opposing surfaces. A PIN is printed on one of the surfaces. The planar card member is advanced along a predetermined path of t...
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WO/2003/069566A2 |
An electronically-controlled locker system that utilizes distributing processing to control access to, and assignment of, a plurality of lockers in a school, workplace, fitness center, etc. The system uses a plurality of locker control u...
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WO/2003/068527A1 |
Vouchers and methods for providing vouchers configured to assist in distinguishing unauthorized duplicate or counterfeit vouchers are disclosed herein. In one embodiment a voucher can include a substrate, a first indicia(312)on the susra...
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WO/2003/067534A1 |
A gaming apparatus, comprising: a display unit capable of generating video images; a value input device; a player tracking card reader; a controller operatively coupled to said display unit, said value input device, and said player track...
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WO/2003/067530A2 |
Architecture of simplified hardware requirements for bank card payment transactions in a large group of clients, in which each client have an extended function SIM card containing payment utility and regular bank card identification info...
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WO/2003/067502A1 |
A health-care system comprising : a processing machine ; a plurality of biosensors respectively associated with individuals, each of the biosensors being operable to gather information regarding physiological parameters of the respective...
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WO/2003/067535A1 |
A transaction processing system for transacting in multiple currencies, the system comprising: a first transaction processing system for entering transaction; at least one gateway processing system interconnected to the first transaction...
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WO/2003/067389A2 |
A biometric recognition system enrolls (104) individuals with minimal data keying and expedited processing at the point of biometric data collection. Personal data is obtained initially from an existing database, an identity document rea...
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WO/2003/067564A1 |
A compact display assembly includes a flexible display screen such as a passive LCD screen or an OLED display screen. Printed circuit boards including driving circuitry for the display screen are mounted at its rear in a configuration de...
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WO/2003/067369A2 |
An interactive system, which allows customers to electronically place and pay for menu orders by themselves at food services establishments via an ordering device (10) and which processes the orders, is disclosed.
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WO/2003/067532A1 |
The present invention relates with methods and devices for dynamically assigning document parameters to output receptacles of multiple output receptacle document evaluating devices. Documents are directed into individual output receptacl...
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WO/2003/065318A2 |
A method permits a user to conduct a charged transaction utilizing a charge terminal of an electronic transaction system, the charge card terminal being configured to interface with a charge card for the purpose of conducting the charge ...
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WO/2003/065296A1 |
In the method for associating source information with a substrate, which includes providing at least one latent marking agent that emits a signal at an emission wavelength in response to being irradiated with infrared radiation at an exc...
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WO/2003/065641A1 |
This patent describes a data processing system and method for performing mutual authentications between two security tokens (20, 30) by generation of a common cryptographic key (215A, 215B). The common cryptographic key (215A, 215B) is g...
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WO/2003/065305A1 |
The invention relates to apparatus, and accompanying methods for use therein, for protecting forgery and alternation of smart card using angular multiplexing hologram. In the protecting system of the forgery and alternation of the smart ...
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WO/2003/065163A2 |
Uniquely identified chips (218, 258) on portable payment devices (200a, 200b) can categorize customer transactions under universal sets of expenditure categories for household and business use based on certain characteristics of card rea...
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WO/2003/065319A1 |
This invention concerns a system to update encoded data stored in a memory of a data processing device such as a smartcard. In this system, the data is represented by a tree structure in directories and files according to an object repre...
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WO/2003/065255A1 |
The invention relates to a reversible method of generating mutated payment cards using a mathematical algorithm. According to the invention, the following three steps are performed in the transmitting centre (3), via the authentication s...
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WO/2003/065322A1 |
The aim of the invention is to replace the paper tickets which parking meters provide on payment with card or chip by electronic check means. The conventional paper ticket for the client as proof of payment, is replaced by an electronic ...
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WO/2003/065298A1 |
It is assured that any non-contact IC card allows up to eight blocks of information, which is the maximum write size at a time, to be written therein, where one block is 16 bytes as unit of reading/writing information. An arrangement of ...
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WO/2003/065312A1 |
The present invention relates to a method of controlling a parked vehicle in which a mobile telephone can be used to commence and to terminate parking of a vehicle, wherein a user sends at least one user specific code to a receiving comp...
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WO/2003/063100A2 |
Disclosed is a user-friendly security module (60) to be used in a terminal (10) for transferring electronic value units from a portable data carrier (30) to the account (48) of an addressee, which is managed in a background system (40). ...
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WO/2003/063412A2 |
The invention relates to a method of protecting a set of information (NdLr) on an information support (4) belonging to a batch of said supports emitted by an entity with an identifier (CV) and which comprises batch identification (NdLr) ...
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WO/2003/063074A1 |
An identification card (2), typically of the proximity type, having on its outer structure a numeric keyboard (6) is disclosed. When approaching a high security entrance, the user enters into the card a PIN code (12) known only to him or...
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WO/2003/060841A1 |
The invention relates to a cryptographic method and to a chip card which is used to carry out said method. The inventive cryptographic method comprises the following steps: before any calculation is performed by a computing means of the ...
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WO/2003/060721A2 |
The invention relates to a method and a system for writing NV memories in a controller architecture, in addition to a corresponding computer program product and a corresponding computer-readable storage medium, which can be used in parti...
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WO/2003/060794A1 |
A system for conducting financial transactions is provided having payment cards (10) having stored account information in bar-coded format (20), and terminals each equipped with at least one optical bar code reader for reading the accoun...
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WO/2003/060832A2 |
A transaction terminal (10) which may include a secure information entry circuit, an ergonomically designed housing (11), a signature entry feedback mode assuring accurate signature registration, and at least one imaging module assembly ...
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WO/2003/060815A1 |
Methods and packaging for point-of-sale ('POS') activation and subsequent registration of products. Prior to POS activation, the product is unactivated and cannot be used. Machine-readable activation at POS is disclosed such as a data-en...
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