To provide a handkerchief usable both as an aesthetic practical napkin and neckerchief, and having functions such as being (1) usable as a knee napkin without using accessories at all when being out of the house, with the handkerchief in hand, (2) instantly usable as a breast napkin besides a knee napkin by men and women of all ages including children, and (3) usable both as a breast napkin and a neckerchief besides a knee napkin when a woman goes out with the handkerchief in hand.

(1) This handkerchief is made stable by a little weight of decorations attached to four corners of the handkerchief and usable as an aesthetic practical knee napkin. (2) The handkerchief is made usable as others excluding a knee napkin by a hanging means or a cross insertion means, using 2 kinds of decorations of a decoration strap (4 forms of diamond shape top, form of one side both ends, triangle bandage form, and quadrangle form) and a decoration chain. (3) The handkerchief is instantly made usable as a breast napkin and a neckerchief through adjusting a size of the triangle bandage form of the decoration strap in the cross direction with the cross insertion means.