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Title:
METHOD FOR MONITORING CLAIMED SUM WITH DRAWN FROM BANK ACCOUNT
Document Type and Number:
Japanese Patent JP3245834
Kind Code:
B2
Abstract:

PURPOSE: To provide a more flexible and economically advantageous method for managing and monitoring credit card expenditure.
CONSTITUTION: This method includes a step (a) in which a permit/money amount claiming code indicating a credit card account having a purchasing limit assigned to the user of the card permitted to make transactions is stored in a data base, a deciding step (b) having a step for transmitting the code to the data base through a telephone network in a step for deciding the limit of purchasing amount assigned to a bank account and another step for comparing the code with information stored in the data base, and a step (c) in which the volume of transactions to the account is subtracted from the purchasing limit prior to start credit transactions in a step for finding the present purchasing balance of the account.


Inventors:
Brenda Bee. Amarant
William H. Desmet
David C. Mac Christian
Robert M. Naylon
Application Number:
JP30450192A
Publication Date:
January 15, 2002
Filing Date:
October 19, 1992
Export Citation:
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Assignee:
AT&T CORP.
International Classes:
G07D9/00; G07F7/00; G07F7/08; H04L29/08; H04M17/00; H04M17/02; (IPC1-7): G06F17/60; H04M15/00
Domestic Patent References:
JP6274147A
JP6332657A
JP629468A
Attorney, Agent or Firm:
Masao Okabe (1 person outside)