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WO/2001/067365A1 |
A system and method provide customized, Internet enabled informational and transactional services via an Automated Teller Machine (ATM). A myriad of services, such as real time stock quotes, e-mail forwarding, weather information, direct...
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WO/2001/065496A1 |
The invention concerns a prepaid anonymous bank card, coded or uncoded, comprising a local or international currency unit storage.Said card is designed for use in a machine dispensing coins and/ or banknotes.
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WO2000052866A9 |
A portable transaction arrangement for permitting a user (200) to conduct a transaction vis-à-vis a charge card terminal of an electronic transaction system (102). The charge card terminal is configured to communicate with a charge card...
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WO/2001/063515A1 |
A security card system that includes a security card (10) having an appearance like a real credit card or other bank card (24), and a security network that contains a security firm that enrolls persons in the system who have been provide...
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WO/2001/057809A1 |
The invention relates to a terminal comprising a user interface and a transmitting device for wirelessly transmitting digitized voice, whereby the user interface of the terminal has a function with which a connection is established for w...
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WO2000023924A9 |
A method of providing information regarding lockbox receipts to a customer having a lockbox account, the method comprising the steps of: having alert criteria containing alert conditions selected by the customer; creating a database file...
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WO/2001/054084A1 |
The invention relates to self service devices which can be operated by means of a mobile device, in particular for maintenance operations.
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WO/2001/052209A1 |
The invention relates to a device for conducting a transaction by means an entry unit, which is mounted in a shared housing, a first display and by means of a control, which is connected to the entry unit and the first display and which ...
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WO/2001/052211A1 |
The invention relates to a real-time cash approval system and a method for performing real-time cash approval processes to carry on a money transfer device to a seller's account when a buyer purchases a goods on a cash/debit or credit ca...
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WO/2001/050365A1 |
Disclosed is a goods delivery system and method using electronic commerce. When a user terminal accesses the goods delivery system via a network, the goods delivery system provides goods informat ion to the user terminal, and when the us...
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WO/2001/048714A1 |
The invention relates to a payment transaction method and system, whereby payment transactions are carried out between customers, with portable mobile appliances (1), for example, mobile radio telephones, and several payment terminals (2...
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WO/2001/046922A2 |
The existing infrastructure of automatic teller machines and associated secure networks is used to securely authenticate people for financial transactions conducted at least in part via insecure networks such the as Internet. A person wh...
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WO/2001/043083A1 |
The invention relates to a device or a method for processing bank notes, in particular for separating, counting, sorting and authenticating bank notes or valuable papers. Said device can be operated in a variety of operational modes. A d...
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WO/2001/041089A1 |
A self-service terminal (10) having a simplified user interface (20) is described. The user interface (20) comprises a plurality of indicators (28) for entering data, where each indicator (28) has a unique attribute, such as size, shape,...
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WO/2001/041355A1 |
A system and method of electronically funding a financial account is disclosed. The method includes the acts of providing an electronic funding application, electronically transmitting the electronic funding application to a customer-ope...
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WO/2001/041090A1 |
A self-service terminal (10) that includes a graphical user interface is described. The terminal (10) has a link to a remote server (12) that stores user data for a plurality of authorised users. For each user, the server also stores ass...
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WO/2001/039093A1 |
A method of performing a send money transfer transaction through a financial services institution includes storing transaction details on a data base, wherein the transaction details include a desired amount of money to be sent; establis...
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WO2000028455A9 |
A system is disclosed that facilitates web-based comparison shopping in conventional, physical, non-web retail environments. A wireless phone or similar hand-held wireless device with Internet Protocol capability is combined with a minia...
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WO/2001/029792A1 |
A self-service terminal system (10) is described. The system (10) has a plurality of terminals (14 or 214), each terminal comprising a user interface (30) and a terminal application (38) for controlling the user interface (30). Each term...
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WO/2001/029815A1 |
A simplified touchpad (21) which detects a 'touch' in a specific absolute positioning programmable zone or 'enter/select' zone (29) rather than requiring a 'tap'. The touchpad (21) also has an audible feedback device built into the touch...
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WO/2001/026063A2 |
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WO/2001/024122A1 |
The invention relates to a method for charging internet services via a mobile telephone. A mobile telephone customer pays a small individual fee for various types of content (information, data base searches, travel timetables, games) whe...
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WO/2001/024162A1 |
A voice verification system (1) has a verification server layer (55) providing centralised verification for multiple service providers in geographically spread locations. Each service provider has an IVR (41) using a C++ DLL API (43) to ...
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WO/2001/022375A1 |
A portable teller machine which enables one to deposit or withdraw cash in a card member store where a teller machine is not installed and banking method therefor are provided. The portable teller machine includes a terminal device for r...
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WO/2001/022314A1 |
An automated transaction machine includes a sheet dispensing path verification system and method. The machine includes a sheet handling mechanism (17, 192) therein, including a sheet transport path (42). Devices for sensing and moving sh...
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WO/2001/022206A1 |
An information distribution and display system is disclosed. The system includes a central processing arrangement having a microprocessor and data input means; at least one remote display arrangement having information presentation means...
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WO/2001/022374A1 |
A method for the secure transfer of payments over a network sales system. The system includes a plurality of card holder computers (4), a card issuer computer (6), merchant computers (3) and at least one merchant payment acquirer compute...
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WO/2001/020422A2 |
The present invention relates to a financial service system using a fingerprint identification and a method thereof, and in particular to a financial service system by which a user, who is identified by inputting his fingerprint and pass...
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WO/2001/016897A1 |
The invention relates to a telecommunications terminal (100), comprising a storage device (139) for storing user-specific data and a transmission device (119 to 127) which is connected to a storage device on the input-side. The storage d...
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WO/2001/013315A1 |
An automatic transacting apparatus comprising a storage (19) in which slip format data on different kinds of slips is stored, a display/input unit (13) for displaying a slip selection screen for allowing a customer to select one slip out...
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WO/2001/013316A1 |
A medium data reading unit reads the bank code and the account number from a medium. If the bank code is recorded in a first memory and the account number is recorded in a second memory, the medium is returned to the customer; or if they...
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WO/2001/013327A1 |
A system for granting bonus points to a plurality of consumers is provided. The system includes: (a) at least one database server (12) being configured so as to grant a predetermined value of bonus points upon identifying information per...
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WO/2001/008112A1 |
A public access computer terminal apparatus has a switch to change connection between computer peripherals and a plurality of processors. Each processor processes a service provided by a corresponding service provider and controls the co...
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WO/2001/006423A1 |
The invention relates to a pay terminal that can be coupled to a pay card having at least one value unit and to a background terminal. The terminal comprises a control unit having means for changing the value units disposed on the pay ca...
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WO/2001/006338A2 |
A method for visual programming an automated transaction machine (12). The method includes the creation of terminal directors (225) that generally correspond to transactions performed by the automated transaction machine. The terminal di...
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WO/2001/004771A2 |
The invention relates to a system for carrying out transactions using terminals that basically enable the execution of a plurality of different transactions. To this end, the terminals (10, 11) are connected to at least one node computer...
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WO/2001/004846A1 |
The present invention relates to Card Payment Systems for use in a multi-currency environment. In particular, the present invention provides a system and method for identifying an appropriate currency for individual transactions conducte...
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WO/2001/003086A1 |
A portable terminal (10) for use with a self-service terminal (50) is described. The terminal (10) has a communication port (22) and a transaction interface (24). A user may use the transaction interface (24) to enter details of a transa...
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WO/2001/003081A1 |
A dynamically branded transaction execution system and method including member institutions, a number of transaction execution machines (TEMs), and a processing and routing system to connect and process information between the member ins...
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WO/2001/003080A1 |
A dynamically branded transaction execution system has a plurality of member institutions, a number of transaction execution machines (TEMs), and a processing and routing system to connect and process information between the member insti...
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WO/2000/079360A2 |
The present invention provides at home Automatic Teller Machine (ATM) services through a user's own computer device in accordance with procedures depicted in Fig. 3. The user's computer is programmed to respond to the user's insertion an...
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WO/2000/079496A2 |
Apparatus and methods for providing a point-of-sale/service-based Internet portal made up of networked, web-enabled point-of-sale/service consumer payment platforms. Methods for merchants to obtain such platforms with advertising subsidi...
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WO/2000/079493A1 |
An apparatus for developing a point-of-sale (POS) application including a development host, a POS device and a link communicatively connecting host and POS device. On the development host, software automatically generates code to present...
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WO/2000/075855A2 |
Apparatus and method for storing and retrieving consumer-transaction information. The method includes capturing transaction information regarding a consumer at a first merchant, storing the capatured selection information on a server and...
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WO/2000/075834A2 |
Apparatus and methods for a web-based transaction data storage and retrieval offering for merchants and customers, providing; retailers the operational cost savings of electronic signature capture with minimal integration of such signatu...
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WO/2000/075889A2 |
A system for transferring money includes a processing center and first, second, and third devices, such as automatic teller machines. The first device is used to pre-arrange a money transfer with the processing center. The second device ...
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WO/2000/075879A1 |
Methods and apparatus for capturing an electronic signature using a markup language. In one embodiment, the method includes disposing a touch pad above and adjacent a display, then displaying a markup-language page on the display. Simult...
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WO/2000/075835A2 |
Apparatus and methods for providing an Internet site serving as a secure, electronic vault, repository or file cabinet for consumer's transaction records, legal documents, insurance policies and other secure information that consumers ma...
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WO/2000/075890A1 |
Apparatus and methods for displaying color advertisements on payment devices at the point of sale or service. A payment-acceptance terminal at the POS location has a color display. In addition to accepting payment, the terminal displays ...
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WO/2000/075884A1 |
A transaction data processing system and method is provided, which is especially configured to capture, store and retrieve transaction data, including a digital representation of a signature of a person initiating a transaction. The tran...
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