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WO/2006/020328A2 |
Utilization of resources used to provide a service, and/or costs associated with providing system resources for a service (454), are tracked in a system where the available resources vary depending on a variety of conditions including re...
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WO/2006/016250A2 |
Electronic multifunctional device with resident software to catch financial and nonfinancial transactions both at home as in business establishments, which operates connected to a telephone line. The present abstract refers to an inven...
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WO/2006/016253A2 |
System, devices and method for authentication are disclosed. The system includes a first device having data stored therein and a second device adapted to receive an authentication request signal. The authentication request signal is asso...
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WO/2006/016000A1 |
The invention relates to a method of making secure payment or collection transactions using programmable mobile telephones. The use of programmable telephones, such as those with Java technology, on which an application is loaded (e.g. J...
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WO/2006/014805A2 |
A presentation instrument includes a first information encoding region and a second information encoding region. The first information encoding region has a unique characteristic. The first information encoding region stores an account i...
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WO/2006/013218A1 |
The invention concerns a method for obtaining cash at teller machines wherein an action of the payment beneficiary, of a card, of an account or of any other instrument to obtain cash is not required, and this without requiring any transf...
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WO/2006/010832A1 |
The invention concerns a portable device comprising a compartment for receiving a printing substrate (11) and at least one transmitting/receiving antenna (2) including a radiating part (20), characterized in that the antenna is a surface...
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WO/2006/010836A1 |
The invention concerns a card payment installation containing a balance of units of account comprising: at least one game terminal (102) including: means (104) for generating an awarded amount (MG) in the event of a winning game; means (...
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WO/2006/007810A1 |
The invention relates to a self-service device such as a cash dispenser, a bank statement printer and/or an information or transaction terminal provided with a control panel which comprises several components. Said self-service device co...
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WO/2006/005838A1 |
The invention concerns a remote payment method between a payment terminal (4) and a goods and services terminal (4), the payment terminal (2) communicating with a payment server (3), comprising the following steps: a) the payment termina...
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WO/2006/005786A1 |
The present invention relates to a method for gaming and for a gaming system. More particularly the present invention relates to mobile or networked gaming with a terminal, such as a mobile terminal. In the method the player is recognize...
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WO/2006/005475A1 |
The invention relates to a method for identifying the origin of banknotes from an automatic counter, in particular for detecting forgeries. The inventive method consists in detecting data characterising counted or countable banknotes by ...
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WO/2006/000002A1 |
The invention relates to a method for the automatic identification of the fraudulent manipulation of a read device (2) for card-type data carriers (3), to a read device (2) and to a self-service machine comprising a read device (2). Acco...
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WO/2006/001781A1 |
This is an apparatus utilized for prevention of proper functioning of another card circuit in the same field and of data on cards from becoming accessible by others in this way by way of forming an electromagnetic field by application of...
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WO2005067402B1 |
Disclosed are a certification mobile terminal (500), and an electronic transaction system and method using the same. A certificate is downloaded to a mobile terminal (500) from a certification authority (600). In a wired electronic trans...
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WO/2005/119608A1 |
A financial transaction system utilizes multi-factor authentication to secure financial transactions. The system comprises a portable transaction device (e.g. a wireless phone) which is used to program the magnetically or electronically ...
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WO/2005/116900A1 |
An automated banking machine (10) includes a cash dispenser (54). Servicing the machine is facilitated through use of a portable diagnostic article (98) which enables the controller to access diagnostic data stored in memory and which pr...
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WO/2005/111956A1 |
An Automated Teller Machine (ATM) (1) has a card reader (2) into which a credit card can be inserted by a user and a keypad (3) via which a user can enter a Personal Identification Number (PIN) associated with the card. Mounted inside th...
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WO/2005/111957A1 |
An account authentication service where a trusted party verifies an account holder's identity for the benefit of a requestor during an online transaction. The account authentication involves requesting a password from the account holder,...
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WO/2005/111876A1 |
A method of anti-fraud for credit card. With the method, cardholder can cut the sum credit line given by bank of issuing card into limited operating credit line by network, consumer will release the credit line separately. If credit card...
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WO/2005/109358A1 |
One describes a safety device (20) for automated teller machines (10), these machines (1) being formed by at least one base (1) associated to at least one panel (2) provided with a protective covering (6), the safety de vice (20) for a...
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WO/2005/109360A1 |
It is a process that allows a user to make secure PIN-based transactions using his personal computer. The steps are: a) Preparing transaction data b) Storing it in non-volatile memory, c) Restarting or hibernating the computer, d) Bootin...
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WO/2005/109149A2 |
The invention relates to an information terminal consisting of at least one base housing, one screen and one input and/or output device. The inventive information terminal is mounted on a base plate to which an impact-protecting element ...
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WO2005010679B1 |
A system and method for activating and funding prepaid cards at the point of sale by making innovative use of existing point-of-sale devices and existing credit/debit card acceptance networks and processes. The invention obviates the nee...
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WO/2005/101332A1 |
A secure credit card has a pair of linear feedback shift registers (LFSRs) for generating a pair of random numbers. The LFSRs each have a unique initial state and feedback tap configuration. Hence, they each produce a unique sequence of ...
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WO/2005/098770A1 |
Apparatus is disclosed which comprises a sensor-readable contactless tag (2) physically associated with a wireless communication device (4). In one use of the apparatus, the device is arranged to receive a communication in response to re...
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WO/2005/089199A2 |
A system and method for facilitating money transfer from a primary account holder to one or more partner accounts. The primary account holder uses a self-service terminal, which displays information on each of several related partner acc...
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WO/2005/088568A1 |
The invention relates to an electronic transaction method, particularly adapted for microelectronic payment consisting in communicating to a customer a selection of N payment modes, in selecting by said customer a payments mode from N pa...
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WO/2005/081124A1 |
The present invention relates to a system and method for a mobile charging civil system to be able to charging a battery of mobile phone more facility and conveniently as installing in a mobile business place and a mobile expedient, that...
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WO/2005/076169A1 |
According to the invention, a buyer of a good receives a corresponding paper receipt from a seller, whereby a corresponding electronic receipt is also created, is electronically signed by the seller and is sent to a database, which is as...
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WO/2005/073844A2 |
The invention relates to the control of interactions offered by a user interface of a device, depending on the service features available on the device, whereby indicators are determined from the combination of service features, each int...
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WO/2005/073889A1 |
An apparatus, method and program product receive remote identification data from an identification device (12) associated with a user account in response to initiation of an electronic transaction at a terminal (22). The identifying devi...
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WO/2005/073931A2 |
The invention concerns a transactional device comprising a station (2) capable of performing a transaction, and an equipment (32), for setting up a wireless communication network, with one or more mobile terminals (34), based on a connec...
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WO/2005/071633A2 |
The present subject matter discloses a method of managing payments made in the construction industry. A subcontractor delivers an invoice to the builder, the builder approves the invoice and forwards the invoice to a title company. The t...
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WO/2005/069236A1 |
A mobile terminal is enabled to conduct an EMV transaction. A wireless access node in the EMV card-reader terminal is provided for connecting a mobile terminal to the card-reader terminal. An EMV-proxy module executing in the card-reader...
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WO/2005/067560A2 |
A method, a framework, and a computer program product for an interface for providing check verification, cashing and electronic settlement services are provided. The method receives information including check information for a check bei...
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WO/2005/068696A1 |
An elevator belt (20) or rope (25) includes a plurality of tension members (22, 26, 46) encased within a polyurethane jacket (24, 28). Each tension member includes a plurality of strands (42), which are each made up of a plurality of wir...
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WO/2005/065998A2 |
The invention relates to a control system for a motor vehicle, comprising a manual actuating means with a number of adjusting degrees of freedom for selecting and/or activating entries in a menu structure having a number of menu levels a...
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WO/2005/065961A1 |
There is provided a passbook page turn over operation control method and device capable of improving the successful page turn over ratio. The device performs a passbook page turn over operation. When the first trial of page turn over ope...
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WO/2005/064386A1 |
A display assembly for a point-of-sale terminal is provided. The display assembly has a liquid crystal display and a touch screen disposed overlying the liquid crystal display. The display assembly also has a viewing angle-controlled dev...
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WO/2005/064548A2 |
The invention relates to a method for identifying banknotes which are deposited by means of an automatic counter and are suspected to be counterfeit and/ or counterfeit consisting in controlling deposable banknotes with respect to the au...
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WO/2005/064498A1 |
A system and method for enforcing security parameters that collects information from a source relating to a mobile device (104). Based on the collected information, an identity status for the mobile device (104) is determined that unique...
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WO/2005/064550A1 |
The invention relates to a system consisting of bank note processing machines, to a bank note processing machine and to an associated operating method, according to which the data required for the operation of the bank note processing ma...
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WO/2005/062263A1 |
Commercial self-service equipment (1) gathering several integrated modules that are responsible for a series of specific service functions to the user, namely; CPU (13), hard disk (14), floppy disk drive (15), video monitor (3) or touch ...
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WO/2005/062266A1 |
A secure terminal comprises: primary means consisting of processing means, data and program storage means, security means and data input means, wherein the components of the primary means are interconnected by a first data bus; periphera...
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WO/2005/062265A1 |
The invention permits the operator of a stateless proxy, or application broker to offer a reliable, trustworthy charging system which is accurate in definable intervals in a simple manner to registered application service suppliers, or r...
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WO/2005/062264A1 |
The invention permits the operator of a stateless proxy, or application broker to offer a reliable trustworthy charging system which is accurate in definable intervals in a simple manner to registered application service suppliers, or re...
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WO/2005/059794A1 |
The present invention discloses a bank transaction system linking accounts via common accounts, wherein the existing accounts of the account holder and/or newly opened plural accounts link arbitrarily as defined by the account holder for...
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WO/2005/059850A2 |
A method for saving information on a call between a user terminal and a remote electronic system, comprising a step of detecting a predetermined event during the call and, when a predetermined event occurs, a step of collecting remote si...
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WO/2005/059795A1 |
The present invention discloses a bank transaction method linking accounts via common accounts, wherein the existing accounts of the account holder and/or newly opened plural accounts link arbitrarily as defined by the account holder for...
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