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WO/2006/124227A2 |
A reduced PID tag set specification represents POS transaction data in a manner that is largely retail store product specification independent. A reduced PID tag set specification is a tagged format specification in which a number of PID...
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WO/2006/124343A2 |
The present invention provides systems and methods to initiate, facilitate, process and/or perform money transfers. One such method includes receiving a request for a transfer pair verification from a vendor location (360), and verifying...
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WO/2006/120479A2 |
The present invention provides a shield for overlying a keypad and restricting the view of third parties. The shield comprises a main body connectable to the keypad and a screen defined in the main body and overlying the keypad. The keyp...
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WO/2006/120365A1 |
A transaction terminal and a process which allows a user to make secure transactions, such as PIN-based transactions, using his personal computer. The steps are: (a) Preparing transaction data (b) Storing it in non-volatile memory, (c) R...
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WO/2006/114023A1 |
A system for personal consuming account comprises a bank balance network and a client transaction terminal. The fund with which the client purchases goods is transferred to the account which is set up specially for the client by the bank...
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WO/2006/111710A2 |
Λ data entry device is provided which includes display means for displaying data thereon and selection means for allowing a user to make one or more selections of data displayed on said display means. The display means are arranged in a...
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WO/2006/111135A1 |
The invention relates to a method for a central key station (SS), for setting a new key (nK) in a cryptography module (KM) without a public key being stored in the cryptography module (KM), the authenticity of the new key (nK) being secu...
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WO/2006/110392A2 |
Disclosed is a risk management system for providing risk data to an entity engaged in a transaction with a consumer. The system includes an authorization denial system having an authorization denial system interface for receiving a trans...
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WO/2006/107227A1 |
In the inventive system, the payment via a computer network is carried out in a real time mode. Said system ensures the confidentiality of payments of the clients thereof, since it uses its own payment channels for paying services offere...
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WO/2006/107499A2 |
A system (fig 1, 100) has one or more gaming devices including gaming machines and other devices. At least one transaction reading device is coupled to the gaming devices and reads information (fig 11, 1120) associated with the monetary ...
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WO/2006/103458A1 |
An authentication system (300) is provided that includes a card reader (304) arranged to receive a card (302) of a user to be authenticated. The authentication system (300) includes a processor (306) having an interface (318) connected t...
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WO/2006/105376A2 |
A system detects a transaction outcome by obtaining video data associated with a transaction area (301) and analyzing the video data (320) to obtain at least one video transaction parameter concerning transactions associated with the tra...
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WO/2006/104520A2 |
The invention relates to detecting transparent and/or translucent cards (300). In one embodiment, a method for detecting a transparent and/or translucent card (300) using a light emitter (100) and a light detector (120) is disclosed. In ...
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WO/2006/103454A1 |
An authentication system (300) is provided that includes a card reader (304) arranged to receive a card (302) of a user to be authenticated. The authentication system (300) includes a processor (306) having an interface (318) connected t...
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WO/2006/104802A1 |
The present invention relates to stored value cards (233, 234) and improved bank processing systems (222, 224, 241). In particular, it relates to systems and methods that load value into demand deposit (243) and plastic account number ac...
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WO/2006/099004A2 |
An automated banking machine system and method includes ATMs (11) which accept checks (26) and dispense cash (24) to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of ch...
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WO/2006/097665A1 |
A payment system (10), includes a plurality of purchasing units (20) each associated with a unique identification number (103). The purchasing units (20) can be purchased, and their existence is stored in central database (25). The purch...
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WO/2006/092643A1 |
This invention relates to a method for retrieving personal user information from a user of a device (1), wherein personal user information retrieved from said user is stored (205) in the device (1), the method comprising automatically de...
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WO/2006/083825A2 |
The system of the present invention comprises a personal Virtual Safety Deposit Box where users are able to enroll their identification methods, financial accounts and personal information. Once authenticated, this information is transfe...
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WO/2006/079769A1 |
A self-service terminal (SST) comprises: a first sensor for sensing a first condition at the SST and a second sensor for sensing a second condition at the SST. The conditions may relate to environmental characteristics, such as humidity ...
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WO/2006/078895A2 |
A mechanism (10) and method for selectively excluding at least part of the information, such as, for example, revenue-related information, generated by one or more particular terminals (14) or terminal types, or subsets of terminals or t...
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WO/2006/076882A1 |
The invention relates to a visual protection element which reduces the opportunity for unauthorized third parties to spy on a PIN code yet causes no injury. A cap-shaped embodiment of the visual protection element enables a hollow cavity...
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WO/2006/076266A2 |
A money management training system for children or young adults providing age-appropriate training in money management skills and concepts in which a proportion of real, non-essential spending for the benefit of the child or young adult ...
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WO/2006/072714A1 |
The invention concerns a transaction method for the transaction towards a user by means of at least one identification platform comprising: (i) a registering step which consists: for the user, in registering (10) at said platform, said r...
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WO/2006/073907A2 |
The invention provides systems and methods within existing business and technology infrastructures and processes for facilitating an electronic transaction including payment by an account issuer(103) to a merchant (102) for online purcha...
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WO/2006/073833A2 |
A processor-based method for preparing a tax return using multiple service providers. The method includes receiving at a first service provider an image file that includes a plurality of data values and assigning at the first service pro...
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WO/2006/066371A1 |
Vending machine where the products are held in a vertical line, consisting of a battering ram, moved by a handspike which is attached to a movement engine . By the action of the engine the handspike moves the battering ram that hits the ...
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WO/2006/063761A1 |
The invention relates to a method and a device for accepting banknotes. When accepting banknotes by means of a device that accepts banknotes, the banknotes are inserted into a feeding apparatus, are singulated using a singulating mechani...
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WO/2006/062949A2 |
A method and apparatus for real time testing of automated valuation models using various indicators of accuracy. These indicators are then weighted according to their value as indicators of accuracy using individualized weighting factors...
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WO/2006/060286A2 |
The present invention relates to a real time account control method and system that allows only eligible and authorized item to be purchased using the account. The system includes a point of sale system (20) having at least one input dev...
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WO/2006/056802A1 |
An electronic system providing banking services, comprises a server having a first interface for communication with user mobile telephony devices over a mobile telephone network; and a second interface for communication with an intermedi...
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WO/2006/055975A2 |
A method and apparatus for correcting account data. First data and second data corresponding to an account are received. The first data is compared to the second data to identify any discrepancy between the first and second data. A possi...
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WO/2006/051350A1 |
The invention relates to reloadable payment cards, in particular to a method for paying a transaction carried out with a merchant by a prepaid payment card delivered by a financial intermediary comprising reloading steps for modifying in...
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WO2006032944B1 |
The invention concerns a novel use of the mobile GSM telephone for transferring money (mobile transfer). This improves the current money transfer systems and methods and remedies the weakness of the banking network of the African contine...
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WO/2006/049582A1 |
Users (302,403,406) of a bank (332,324) put funds into user credit account (112,114,116,118) from which the funds can be transferred to a consolidated e-pures ban account (120) within the bank (332,324). The consolidated e-pures bank acc...
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WO/2006/047304A2 |
A payment system is provided having an internet interface. In one embodiment, the payment system issues instruments having control codes. The system may issue a first portion of the control code, and retain a second portion of the contro...
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WO/2006/041887A2 |
A casino all-in-one kiosk includes a card issuing unit that enables self service registration and dispensing of casino loyalty cards, in addition to cash-dispensing, and ticket redemption functions. The kiosk may also be adapted to provi...
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WO/2006/035136A1 |
The inventive system for paying vendors for the products and services thereof by means of anonymous prepaid buying tickets delivered by a banking institution (R1) comprises ticket delivering means (16) and ticket generating means (16) as...
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WO/2006/032849A1 |
Methods and apparatus for prompting a user to enter currency of a first country including at least one of notes and coins into a foreign exchange kiosk; applying one or more currency exchange rates to a total of the entered currency to c...
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WO/2006/031855A2 |
A customer interaction process may include conducting various activities at customer interaction console in addition to banking transactions. The customer interaction process may include retrieving customer account information associated...
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WO/2006/031300A1 |
An integrates platform is provided for digitizing checks, driver licenses, and other documents, including the processing of the digitized checks in accordance with legal standards and requirements and processing of driver licenses to obt...
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WO/2006/029596A1 |
The invention relates to a device for transmitting encrypted data signals and to a method that uses said device. The method comprises the following steps: a) reading and storing of data values that have been input using an entry device (...
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WO/2006/029381A1 |
A checkless cash advance settlement system and method are provided, including the following steps: (1) a customer initiates a Debit or Credit POS transaction via one of several possible systems, e.g., Kiosk, ATM or wireless device; (2) t...
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WO/2006/028920A2 |
An exemplary method for tracking changes to a first electronic document containing financial data includes authenticating the first electronic document(102), receiving changes to the first electronic document (102) and authorship informa...
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WO/2006/024080A1 |
A credit card scanning protection system configured to send an electronic message to the cardholder's mobile phone (or other electronic device) when the cardholder's card is used in a transaction. In the event the cardholder receives not...
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WO/2006/026293A2 |
Embodiments of the present invention provide a biometric identification system, method and product for facilitating a transaction in a point of sale environment. In one embodiment, the biometric identification system facilitates creating...
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WO/2006/023162A2 |
A method and system for providing messaging services to subscribers. The services are provided such that message accounts can be migrated from one vendor to another. Service data relating to performance, costs, and other factors reflecti...
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WO/2006/021144A1 |
The present invention relates to a system which implementing bank transaction and method thereof, and provides a system that realizes fund transfer by mobile telephone short message confirming mode and method thereof. The system of prese...
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WO/2006/022563A2 |
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WO/2006/020315A2 |
A processor-based method for creating a set of work papers with cross-reference links to tax documents. The method may include receiving a tax document, displaying a page of the tax document, receiving a form type corresponding to the pa...
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