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WO/2003/085611A2 |
The invention relates to a method for configuring a payment transaction terminal (10). According to said method, a configuration form (30) that can be filled in is displayed by a browser (26) executed by an operator computer (28). Input ...
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WO/2003/085581A1 |
A process determines whether a prepaid card customer is credit worthy by analyzing deposits and purchases transactions associated with the account of the customer. Credit is advanced on prepaid card purchases in response to the determina...
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WO/2003/083758A1 |
A terminal for supporting personal financial transactions enables a user to easily and quickly conduct his or her banking transactions over the Internet without visiting financial institutions such as a bank.
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WO/2003/083787A1 |
The present invention relates to a system for storage of items (7), such as notes (3) and coins (5), which are transferred to and from customers (9) at at least one point of sale, such as a checkout (11) in a shop (13), which system (1) ...
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WO/2003/081548A1 |
In a transaction authorisation arrangement a sales point (1) (an electronic point of sale device or a vending machine, for example) communicates with a transaction application (2) transmitting thereto a transaction value. The telephony p...
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WO/2003/081377A2 |
The invention enables a registered PEAD user to exchange a secure message with another registered PEAD user by using the user ID and the user public key information in the server. The sender can retrieve the public key information from t...
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WO/2003/081495A1 |
A cash automatic dealing system in which the conveniences of both the user and the financial institute are improved by using a portable telephone and a computer network. The system comprises a server connected to a computer network and a...
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WO/2003/079159A2 |
A system and method for purchasing pre-paid account cards and replenishing pre-paid accounts for goods and services. The system includes a data source containing data descriptive of a prepaid account. The data source is accessible by a t...
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WO/2003/077065A2 |
A system facilitates processing of funds between a transferor and a transferee, where at least the transferor has a transferor deposit sub-account (14) administered via a depository administrator. The transferor accesses the depository a...
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WO/2003/077077A2 |
A system and method for PIN-less card transactions is provided where a request is received for a transaction (A). An image of a user is retrieved (B) which is then matched to a profile (C). The profile may include other identifying infor...
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WO/2003/077076A2 |
A check cashing function is selected at the automated cashier machine (12). Identifying information is received for a user and the identifying information is verified (22). Facial biometrics are used to verify the image (22). A requested...
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WO/2003/071495A1 |
Methods and systems for exchanging various forms of value, including coins, currency, credit, debit, and/or bank account funds, for prepaid cash cards, credit cards, phone cards and the like (100 and 402). In one embodiment, a value exch...
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WO/2003/071387A2 |
Methods and systems for exchanging various forms of value (100), including coins, currency, credit, debit, and/or bank account funds, for prepaid cash cards, credit cards, phone cards. In one embodiment, a value exchange machine (100) in...
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WO/2003/068527A1 |
Vouchers and methods for providing vouchers configured to assist in distinguishing unauthorized duplicate or counterfeit vouchers are disclosed herein. In one embodiment a voucher can include a substrate, a first indicia(312)on the susra...
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WO/2003/069569A1 |
An Automated Teller Machine System having function of digit photograph, record and recognition, include at least one Automated Teller Machine System with digit camera, in which digit photograph is controlled by service mode of ATM, and s...
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WO/2003/065318A2 |
A method permits a user to conduct a charged transaction utilizing a charge terminal of an electronic transaction system, the charge card terminal being configured to interface with a charge card for the purpose of conducting the charge ...
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WO/2003/065163A2 |
Uniquely identified chips (218, 258) on portable payment devices (200a, 200b) can categorize customer transactions under universal sets of expenditure categories for household and business use based on certain characteristics of card rea...
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WO/2003/065260A1 |
A transaction method using an automatic transaction device for executing a predetermined transaction handling an article by communicating with a host computer. In this method, a mobile communication terminal transmits transaction informa...
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WO/2003/062965A2 |
A point-of-transaction machine (10) that allows global users to reach all aspects of their finances, from their brokerage account to their banks, mortgage accounts, credit card accounts and more (A, B, C, D, E, F, G). Unlike conventional...
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WO/2003/060633A2 |
A method for performing a money transfer receive transaction involving a desired amount of money to be transferred from a sender to a recipient includes receiving transaction identifying information provided by the recipient; comparing t...
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WO/2003/060832A2 |
A transaction terminal (10) which may include a secure information entry circuit, an ergonomically designed housing (11), a signature entry feedback mode assuring accurate signature registration, and at least one imaging module assembly ...
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WO/2003/060845A1 |
An apparatus, comprising: a gaming apparatus which comprises: a housing; a display unit; a value input device; a card reader comprising a light generating source, and a data reading apparatus; a controller operatively coupled to the disp...
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WO/2003/054813A1 |
The invention relates to a security device for a card reader (16) which is used by an automaton in charge of performing an operation. The inventive device comprises a sealing tube (20) which is equipped with two non-diametrically opposed...
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WO/2003/053123A2 |
A method and apparatus for collecting and securely transmitting biometric data over a network contains a sensor, preferably a camera (6), for collecting biometric data and code generating hardware and software. The camera data is digitiz...
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WO/2003/052703A2 |
An electronic traveler's check system and method comprising an electronic travelers check card which is useable to retrieve money from point of service locations and banks. The system has a database of user information such as a pin numb...
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WO/2003/048989A1 |
When a predetermined processing to be executed on a predetermined system is executed by an agent for the principal to execute the predetermined processing, a request of the principal for a proxy to the proxy is accepted, the contents of ...
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WO/2003/046691A2 |
A system and method permits the transfer of funds between a transferor account and a transferee account through interaction with a transfer execution system (70). Money may be transferred from one account to another account in a differen...
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WO/2003/042938A2 |
The invention relates to a method for conducting a transaction on a system, which comprises at least one central processor platform, at least one wallet server, and at least one payment server. The central processor platform, in turn, co...
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WO/2003/040881A2 |
An automated banking machine (10) includes a user interface (12) including an opening (20). Users of the machine deliver and receive individual sheets and stacks of sheets to and from the machine through the opening. Stacks of sheets may...
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WO/2003/040909A2 |
An atomated teller machine (28) including mechanisms for conducting a financial transaction (34, 36) as well as for providing game card (22) from the game card dispenser (44), prizes, prize money, game-card redeption receipts from a prin...
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WO/2003/036419A2 |
Disclosed is a highly integrated and flexible system for vending products and services to consumers. The system receives information in advance of the vend by having the consumer insert an identification (ID) card, preferably a driver's ...
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WO/2003/036578A2 |
A method of providing information to a user at a remote terminal (12) is described. The method comprises the steps of: receiving from the remote terminal (12) status information relating to an irregularity in the remote terminal, determi...
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WO/2003/036435A2 |
A system (100) for dynamic, real time transfer of money electronically from one individual to another without the need for either the transferor or transferee to have credit card or bank account, uses, for example, existing ATM networks ...
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WO/2003/034359A1 |
The present invention generally relates to a method of monitoring a safe (102) comprising the steps of providing (402) an electronic lock (114) for the safe&semi receiving (404) information from a security device in an area proximate to ...
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WO/2003/034356A1 |
In an automatic transaction apparatus, at least one advertisement related to attribute information on a user is registered. In the processes of various transactions using the automatic transaction apparatus, the apparatus displays the ad...
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WO/2003/032229A1 |
Among other features, a cash dispenser includes a paper path arranged between an opening in a money box through which currency can be withdrawn for dispensing to a customer at a dispensing location that is spaced apart from the opening i...
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WO/2003/030113A1 |
A currency processing system comprises a first currency bill processing device having a plurality of output receptacles and a second currency bill processing device having at least one output receptacle. The second currency bill processi...
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WO/2003/029913A2 |
A document processing device (100) having an evaluation region (104) disposed along a transport path between an input (102) and output receptacle (108) capable of processing both currency bills and barcoded media. The evaluation region i...
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WO/2003/027837A2 |
A portable memory medium (506) with memory means (504), e.g., a magnetic strip (104) or integrated circuit (204), for storing personal data (406) and a language identifier (402) that identifies a preferred language of an owner of the por...
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WO/2003/028361A2 |
A system for tracking currency bills (fig. 3a. elements 200, 210, and 212) comprises a currency scanning device. (fig. 3a element 210). The scanning device includes a sensor that retrieves currency identification characteristic informati...
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WO/2003/021545A1 |
An automatic money transacting apparatus for paying&sol receiving money automatically in response to the operation of a customer. At a predetermined position in a paper currency handling window opened&sol closed by a shutter, there is di...
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WO/2003/019447A1 |
An automated banking machine (10) includes a mechanism for accepting deposited items. Items deposited into the machine through a deposit inlet (44) pass through a deposit transport (48) in which properties of the deposited item such as t...
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WO/2003/019526A1 |
The invention relates to a device for the autonomous or non-autonomous performance of operations or functions and/or for the transmission of force. Said device is directly or indirectly connected to at least one voice module (1) in a wir...
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WO/2003/014863A2 |
A system and method for providing financial account messages to customers (120) while accessing web sites. Methods, systems and articles of manufacture enable a financial account issuers to provide an application to customer's computer s...
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WO2002029674A9 |
In some preferred embodiments of the present invention, an ATM management application is used to provide an ATM operator with a comprehensive set of ATM management information. This ATM management information can enable the ATM operator ...
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WO/2003/012754A1 |
The present invention provides an apparatus for processing of cheques and includes a closed casing (1) having an opening defining a feed path (5) for the insertion of a cheque, and an optical scanner (3) for receiving a cheque fed into t...
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WO/2003/010702A1 |
A system and method for initiating and fulfilling customer-initiated, clerk-assisted, financial services such as check cashing, payday loans, money transfers, and bill payments. The system may include: an input device, a device for readi...
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WO/2003/001866A1 |
A transaction processing system for the real time authorisation of payment transactions, The system comprises a verification system (4) connected to an issuer card management system (3). A cardholder can access the system via an interfac...
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WO/2003/003272A1 |
A system and method for data transaction is disclosed. The method of the present invention includes the steps of: receiving an ATM card or a telephone call from a user; providing secure access to a data file containing data items previou...
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WO/2002/099561A2 |
A method and system and computer readable medium for processing currency (120) including cash, coins, passive cards (142), prepaid cards, debit cards, check cards, and smart cards. A transaction fee is calculated based upon a combination...
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