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WO/2002/029741A2 |
A system for responding to a duress identification made at a biometric identification site. The system may include a processor, a memory, a biometric reader for collecting biometric information about a user, wherein the biometric informa...
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WO/2002/027595A1 |
A method of converting a sum of money involving the commencement or the cessation of interest calculations on the sum concerned comprises the steps in which a customer deposits in a banknote machine (121) a number of banknotes whose valu...
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WO/2002/027681A1 |
The present invention relates to a method for allowing a customer to purchase a product using a payment instrument, whereby a price for the product purchased is paid over time without interest charged to the customer, comprising the step...
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WO/2002/028030A2 |
The invention relates to a method for setting up a near field connection between an operating device and a terminal, especially a self-service terminal of a bank, savings bank or the like, whereby the operating device for accepting a con...
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WO/2002/027670A1 |
A system for handling banknote flows with the aid of a banknote handling machine (1) for feeding banknotes into and out of a banknote magazine (10) included in the banknote handling machine (1). The system comprises a first unit (21) whi...
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WO/2002/027680A2 |
The invention relates to a method for the transfer of an electronic sum of money from a credit store of a money sender to an account or credit store of a money receiver, by means of a telecommunication and data network, whereby the trans...
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WO/2002/025613A2 |
Equipment for diagnosis of automatic points of sale (PV) provided with a system for diagnosis of operation, comprising: at least one sensor (S1-Sn) for detecting external events and for signalling the detected event or events to the diag...
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WO/2002/023429A1 |
A system and method of providing a financial services terminal, such as an ATM, with a document driven interface. The system (100) includes a host system (110). Host system (110) includes the core architecture for providing financial ser...
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WO/2002/023473A1 |
The present invention discloses a card reader integrated financial services. According to the card reader integrated financial services and the operating method in which a credit card business using a credit card, businesses such as remi...
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WO/2002/023339A1 |
A system and method of providing a financial services terminal, such as an ATM, with a document driven interface. The system and method include a set of interface documents, such as HTML documents, that define an interface for the financ...
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WO/2002/021767A1 |
Method and system for obtaining and using a payment identification number in a secure way with a wireless communication device (MS), said method comprising the steps of: the payment identification number is transferred to a payment termi...
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WO/2002/021386A1 |
Provided is an electronic postal money order system (100) and method comrising the purchase and fulfillment of a money order, having the steps of inputting, through a computer (42), money order identifying data, comrising at least the am...
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WO/2002/021354A1 |
This invention relates to performing a payment transaction via a mobile network, the system comprising a payment server (21), a database (DB) containing subscriber information, a payment terminal (22) for forming a payment transaction an...
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WO/2002/019279A1 |
The present invention provides a vending system (1) for selling products or services to purchasers having mobile communicators (2) enabled to a wireless internet connection (7), and comprises: - means to permit a customer to communicate ...
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WO/2002/019263A1 |
A method of procuring goods and/or services using a merchant server coupled to a computer network is disclosed. The network (100) comprises at least one smart card (120) having a memory device (122) programmed with access information cor...
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WO/2002/017254A1 |
The invention relates to a method for the transmission of an electronic sum of money from a credit reserve to an account or a credit reserve of a money receiver, by means of a telecommunication and data network in real time, whereby the ...
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WO/2002/017259A1 |
The invention relates to a method for transferring an amount of money electronically from a credit account memory of a money transmitter to an account or into a credit account memory of a money receiver, in real time, via a telecommunica...
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WO/2002/017258A1 |
The invention relates to a method for the transmission of an electronic sum of money from a credit reserve of a money transmitter to an account or credit reserve of a money receiver, by means of a mobile radio and IP network in real time...
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WO/2002/017256A1 |
The invention relates to a method for the transmission of an electronic sum of money from a credit reserve of a money transmitter to an account or a credit reserve of a money receiver, by means of an intelligent network in real time, usi...
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WO/2002/017260A1 |
The invention relates to a method for electronically transferring an amount of money from a credit account memory of a money transmitter to an account or into a credit account memory of a money receiver, in real time, via a telecommunica...
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WO/2002/017255A1 |
The invention relates to a method for the transmission of an electronic sum of money from a credit reserve of a money transmitter to a credit reserve of a money receiver, by means of a telecommunication and data network in real time. The...
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WO/2002/017253A1 |
The invention relates to a method for initiating an electronic payment transaction. A filter (FI) receives a payment request (300) and modifies it by adding a transaction identification. It sends the modified payment request (301) to a t...
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WO/2002/017257A1 |
The invention relates to a method for the transmission of an electronic sum of money from a credit reserve of a money transmitter to an account or a credit reserve of a money receiver, by means of a telecommunication and data network in ...
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WO/2002/017172A1 |
A card issuance application device for allowing a customer to connect an Internet-integrated portable telephone so called portable telephone or a personal computer directly to a correspondent bank card center through the Internet when ne...
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WO/2002/014986A2 |
A method for controlling access to a telecommunicable data file provided by a content provider to one or more authorised recipients; comprising the steps of: encrypting the data file, associating with the encrypted data file a toll serve...
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WO/2002/013120A1 |
An integrated transaction management system (300) includes a communications gateway (350) for conducting communications and transactions with a plurality of financial data networks utilizing a plurality of communications protocols, a plu...
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WO/2002/012979A2 |
An automated banking machine (10) is operatively controlled from a front consumer user station (12) and a rear maintenance user station (14). The machine is operative to output a consumer user interface (28) through a front display devic...
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WO/2002/011028A1 |
A method of transferring monetary value for unbanked customers by depositing cash, or the like, into a kiosk terminal (5). A security code is provided to the customer depositing the cash (42). The security code is forwarded by the custom...
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WO/2002/009001A1 |
A method and system (see Fig. 1) for performing a cash transaction with a self-service financial transaction terminal (12) makes use of computer hardware and software that allows a financial institution cardholder to authorize a recipien...
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WO/2002/003341A1 |
A monetary system using a public-private key infrastructure in which a central server which provides one of the keys of a key pair such as a public key and as well, effects authorised transfer of monetary value to and from each of a plur...
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WO2000067218A9 |
A system and method for effectuating Electronic Funds Transfer credit messages. The main structural components of the system include a Payment Portal Processor (PPP), an Internet Pay Anyone (IPA) Account, a Virtual Private Lockbox (VPL) ...
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WO/2001/097129A1 |
A banknote-handling system includes a plurality of banknote-handling machines (11, 12, ...); a plurality of banks (16, 17) for accounting purposes, etc; a co-ordinating central unit (10); a transport system (18, 19 ...) for transporting ...
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WO/2001/095266A2 |
A system and method for electronic transfer of cash or cash equivalent between a sender and a recipient includes an initiating regional office for initiating the transfer and which receives an amount of money to be electronically transfe...
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WO/2001/093131A1 |
An affiliated shop (4) provides information concerning a commodity to a purchaser through a network (5). The purchaser inputs the provided commodity information and personal identification data into a portable phone (1). Under a prerequi...
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WO/2001/093214A1 |
It is a device to be used in order to avoid that third parties view the user's passwords, when using the system, and need to digitate their password in the electronic cashiers and other equipments, consisting of the password protective d...
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WO/2001/092987A2 |
A system for effecting an electronic transaction. The system includes an electronic device (10) for use by a customer to initiate the electronic transaction, a host computer (26) for managing the transaction and generating a termination ...
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WO/2001/090850A2 |
An automated transaction machine (20) with a cross-vender software and hardware platform architecture. The machine includes a computer (22) and a plurality of transaction function devices (32) in operative connection with the computer. T...
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WO/2001/084417A1 |
A system that includes computer hardward, computer software, apparatus, and methodology that enables individuals, businesses, and all types of organizations (both for profit and non-profit) to capture and securely transmit check images (...
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WO/2001/084453A1 |
A system that includes computer hardware, computer software, apparatus, and methodology that enables individuals, businesses, and all types of organizations (both for profit and non-profit) to capture and securely transmit check images (...
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WO/2001/084452A2 |
A method is provided for enabling universal remote access by a user of a chip payment application on a chip card to a remote non-payment application over a communications network. Authentication software is provided at the remote locatio...
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WO/2001/082093A1 |
A cellular telephone (1) transmits biometrics information to a central processing unit (5). Based on the biometrics information, the central processing unit (5) authenticates the user' identification and returns the authentication to the...
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WO/2001/082148A1 |
The invention is characterized in that a random number (X) and a payment identification number (PID) which contain information about the customer are generated in the charging point.
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WO/2001/080120A1 |
An automated banking machine (10) includes sheet dispensing mechanisms (34, 36, 38, 40). Each sheet dispensing mechanism includes a picking member (72). The picking member rotates, with each rotation generally causing one sheet to be pic...
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WO/2001/078023A1 |
Disclosed is an Internet-based system of confirmation and payment in electronic transactions. The system includes a special, individual code, assigned to a customer and given by an agent. The customer, while placing an order on merchant'...
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WO/2001/071682A2 |
Certain embodiments include a method and apparatus of directing profile presentations across a network of vending machines controlled by a vending system server comprised of vending system server process and a process on each of the vend...
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WO/2001/071583A1 |
A system and method of facilitating electronic monetary transactions. The system having an automatic teller machine (20) and a server (14). The automatic machine (20) being constructed for debiting an account of a user (40) and/or accept...
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WO/2001/071672A1 |
An automatic trading device comprising a client information database where stored is client information including a client identification number (basic pension number) uniquely assigned to a client by a public organization, an account nu...
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WO/2001/071674A1 |
The invention concerns a security system and a silent alarm activatable by a user from an electronic bank transactions device using a magnetic card by entering at least one system activation code (SAC) into the device. The system can be ...
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WO/2001/069388A1 |
A method and apparatus is disclosed for approving a transaction request between an electronic transaction system and a portable electronic authorization device (PEAD) (200) carried by a user using an electronic service authorization toke...
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WO/2001/069347A2 |
A system (10) for debit cards using a computerized assembly at the point of sale (54) for the cards connected to a remote clearinghouse (56). The computerized assembly receives and assembles a block of information required by the card pu...
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