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WO/2007/106866A2 |
Methods and systems are described for transferring funds from a sender to a recipient. Source funds are received from a sender. An amount of recipient funds is determined from a value of the source funds. A transfer identifier associated...
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WO/2007/103928A2 |
End-to-end transaction processing systems and methods provide for calculating an amount of a transaction, capturing a presentation instrument information from a customer presentation instrument with a portable POS device, transmitting th...
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WO/2007/101880A2 |
Automatic machine (26) for the deposit and withdrawal of cash, assisted by operator, comprising an input port (33) for a bundle of banknotes (36), a separating device (37) for the bundle of banknotes, a validation device (38) for banknot...
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WO/2007/103941A2 |
A water treatment device. High power magnets are pressed against one another against one another, with like poles facing one another, to form alternating poles. Water is passed through the alternating polarity magnetic field. The water i...
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WO/2007/098569A1 |
A method and system for securing interface access via visual array patterns in combination with hidden operations improves the security of computer systems and dedicated terminals. A hint display is generated in at least a quasi-random f...
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WO/2007/095676A1 |
A cash handling device (100) comprising a housing arranged to contain a stack (108) of cash notes (102), first directing means (104, 106) for drawing a cash note into the housing, a separator (126) arranged such that during a cash dispen...
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WO/2007/098056A2 |
A method of redeeming cash from a stored-value instrument is disclosed. The method may, at a point-of-sale ("POS") device associated with a money transfer network, receive an identifier associated with the stored-value instrument and tra...
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WO/2007/093977A1 |
A surveillance system for an ATM utilizing multiple cameras aimed at the user, the card slot, and surrounding areas is disclosed. The cameras are powered and begin to record images after a sensor is activated. The system maintains a buff...
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WO/2007/093491A2 |
A protection apparatus for automatic cash dispensers which have a closable housing (10) with a cash input and/or cash output opening (14) comprises a gas sensor arrangement (20) which responds to explosive gases or gas mixtures, a protec...
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WO/2007/087721A2 |
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WO/2007/086207A1 |
[PROBLEMS] To provide a card use environment enabling countermeasure against false use to be quickly taken. [MEANS FOR SOLVING PROBLEMS] When a card (3) is used, information is sent from a card reader (4a to 4f) to a card center (6c). Th...
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WO/2007/087273A2 |
Methods and apparatus process a financial transaction initiated by a consumer with a contactless transaction device. An electromagnetic transmission identifying a financial account and an adjunct identifier is received from the device. T...
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WO/2007/084409A2 |
Systems, methods and computer readable code for handling (for example, visualizing and/or managing) digital cash are provided. According to some embodiments, digital cash bundles are each represented as graphical icons associated a visua...
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WO/2007/068888A1 |
A detachable media pick unit for use in an Automated Teller Machine dispenser unit. The pick unit comprises a pick means, a transport mechanism and at least one motor, which is arranged to drive at least one of the pick means and the tra...
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WO/2007/070656A2 |
A system and method for revenue and expense realignment is provided. A revenue and expense realignment application (RECAST) comprising of a rules engine executing on a computer receives revenue and/or expense transactions. At predetermin...
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WO/2007/061504A2 |
Methods coordinate payment for a remote transaction with a first party (100). An identification of the first party is received at a host system (128). Acknowledgment of receipt of a cash payment from a second party (116) is received. The...
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WO/2007/061505A2 |
One method for transferring funds includes receiving at a web server computer a request to transfer funds from a sender to a receiver. The request includes information identifying the sender and a payment vehicle for providing funds to t...
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WO/2007/061377A1 |
The present invention relates to a method for handling of a plurality of bank notes comprising the following steps: a) collecting said plurality of bank notes (1) at a location of commerce (2), b) safe-keeping said bank notes (1), wherei...
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WO/2007/061629A2 |
Methods are provided for executing a money transfer from a first party to a second party. Customer instructions are received at a ho system (138) to stage the money transfer. The instructions include specification of an amount of money t...
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WO/2007/060490A1 |
The subject of this invention is a set of equipment for facilitating cash-free on-site purchase of goods, which set of equipment, comprises a carrying unit for the temporary Accommodation of goods that can be freely moved on the site of ...
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WO/2007/055641A1 |
A cash deposit apparatus (1) has an end-user interface module (100) that provides an end-user interface at a first external side (98) of the apparatus and. allows an end-user (101) to interact with a cash processing transaction of the ap...
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WO/2007/053828A2 |
A transaction kiosk (104) collects cash (120) from a user (102) and then electronically negotiates with the user's creditor (126) to settle a balance on an account with the creditor (126). The bank (136) recognizes the cash (120) deposit...
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WO/2007/053117A1 |
A system and method for provisioning one or more value added services to a postpaid/prepaid mobile account and/or a postpaid/prepaid mobile device using a wireless communication device as a point-of-sale device, is disclosed.
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WO/2007/050005A1 |
The invention regards a system and a method regarding a point of sale (30) system adapted to utilize a bank card (16, 20, 22) substitute, constituted by a cellular phone (10). A purchase at the point of sale (30) is accomplished by the s...
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WO/2007/048649A1 |
The invention relates to a device for an SB terminal which contains a card-reading device which is used prevent the data on a card, which is to be read by a card reading device (10), from being intercepted by a piracy device which is ins...
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WO/2007/048648A1 |
The invention relates to a device (10) and to a method for protecting an SB-terminal against a fraudulent installation of piracy devices which are used to pirate information, which is based on the detection of metallic components therein...
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WO/2007/050431A2 |
Electronic transaction networks are described that are operable to find a pathway to complete an electronic data exchange for a prepaid transaction account (102). The networks may include an intermediary node (104, 404), in electronic co...
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WO/2007/047621A2 |
A financial report and method for displaying relevant financial information includes at least one transaction and abbreviated record that can be a partial image view (120) relating to the transaction.
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WO/2007/041032A2 |
A money transfer system using a money transfer instrument purchased at a retail location The system includes a POS terminal for entering a UPC code carried on the instrument. The POS terminal issues a PIN (132) in response to the UPC cod...
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WO/2007/041457A2 |
Organizations, which may be charitable organizations, may plan, implement, and report to interested on the impact their projects. Users may create and modify components, which demonstrate a relationship between, for example, a donor dona...
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WO/2007/037779A1 |
An apparatus includes a cassette having a chamber to hold a stack of bills, a feeding mechanism to withdraw bills from the stack and feed them to an exit of the cassette, and elements to mount and unmount the cassette on a currency dispe...
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WO/2007/036915A1 |
This invention relates to an automatic banking machine, and more specifically, to an automatic banking machine that accepts deposits. An automatic banking machine comprising a housing; a cash acceptor for accepting cash to be deposited i...
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WO/2007/035915A1 |
An apparatus, system and method for providing to a network of ATMs (10) the ability to transact business in connection with several financial institutions (30, 40) using each financial institution's display interfaces (34, 44), and optio...
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WO/2007/032964A2 |
A card reader (100) for an automated banking machine (10) is provided. The card reader includes a processor (106) and a card transport (102). The card transport moves at least one card a plurality of cycles between a first position and a...
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WO/2007/030624A2 |
Systems, methods, and software are described for authorizing transactions undertaken with a negotiable instrument (185) which is p allocated a specific amount of funds. A host computer system (125) may receive a request to allocate funds...
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WO/2007/028004A2 |
Methods and apparatus for providing the shifting of fees associated with accepting various forms of electronic payment from the retailer to the customer by using a credit proxy. A credit proxy is provided that adds a fee to the monetary ...
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WO/2007/024799A2 |
A front counter transaction processor (50) processes the cash and a first item image and generates front counter transaction data. A back counter transaction processor (58) processes item images of the transaction and generates back coun...
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WO/2007/024248A1 |
An antifraud device for use with a self service terminal having a fascia formed with an entry slot accessed by a bank card and a keypad has a control system for disabling the terminal in the event of tampering. A cover overlying the entr...
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WO/2007/019605A1 |
The disclosed Biometric Card Pointer arrangements store (207) a card user's biometric signature in a local memory (124) in a verification station (127) the first time the card user uses the verification station (127) in question. The bio...
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WO/2007/013921A2 |
A method and apparatus for a credit card and debit card transaction terminal including a processor, a display and a memory. A card reader is configured to read data stored on a portable memory medium. An operator interface is produced by...
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WO/2007/011505A2 |
Methods, systems, and machine-readable media are disclosed for an identity verification switch. According to one embodiment, the method comprises receiving from an inquirer a request to verify an identity of an individual initiating a tr...
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WO/2007/009098A2 |
A device for recording financial transactions, comprising a control system, a display and an input system, the input system comprising a plurality of function inputs, a plurality of account selection inputs, a plurality of category selec...
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WO/2007/005777A2 |
An ATM can accept a bulk stack of currency notes for deposit from a customer. The ATM includes a stack transporter (400) that can rotate an accepted stack while relocating it to a predetermined location inside of the machine. The stack t...
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WO/2007/001180A2 |
A transaction system comprises an input device for inputting of data by a user, and at least one screen which is visible during use of the input device. The system is arranged for displaying an area located at least partially behind a us...
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WO/2006/138123A2 |
Detection and management methods and apparatus for wireless devices (102) may include an executable instruction authorization module (114) operable to scan executable instructions on a wireless device, generate a log (120) indicative of ...
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WO/2006/135941A2 |
A deposit apparatus includes identification means (12.1 , 12.2, 12.3) operable uniquely to identify a user, a receptacle (14, 16) for receiving an amount of money, a processor connected to the identification means and the receptacle, the...
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WO/2006/134389A1 |
A device for helping to prevent the unauthorised reading of personal identification numbers, comprises an array of light transmitting cells (4, 5) adapted to be located over a keypad (13). The light transmitting means is such that in use...
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WO/2006/128215A1 |
A system for secure authorisation of transactions comprising a secure encryption/decryption device (SEDD) (108) for processing a PIN transport message (PTM) received from a user mobile terminal (140), the PTM including a user entered per...
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WO/2006/128199A2 |
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WO/2006/125449A1 |
Using the fingerprint database by scanning the wide client's database and store it in the bank (2) as a first step, when the client (1) asking for issuing card the data is recording on the magnetic stripe of the card, when the client mak...
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