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WO/2006/104520 |
The invention relates to detecting transparent and/or translucent cards (300). In one embodiment, a method for detecting a transparent and/or translucent card (300) using a light emitter (100) and a light detector (120) is disclosed. In ...
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WO/2006/103454 |
An authentication system (300) is provided that includes a card reader (304) arranged to receive a card (302) of a user to be authenticated. The authentication system (300) includes a processor (306) having an interface (318) connected t...
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WO/2006/099004 |
An automated banking machine system and method includes ATMs (11) which accept checks (26) and dispense cash (24) to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of ch...
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WO/2006/097665 |
A payment system (10), includes a plurality of purchasing units (20) each associated with a unique identification number (103). The purchasing units (20) can be purchased, and their existence is stored in central database (25). The purch...
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WO/2006/092643 |
This invention relates to a method for retrieving personal user information from a user of a device (1), wherein personal user information retrieved from said user is stored (205) in the device (1), the method comprising automatically de...
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WO/2006/086526 |
A system and method for processing prepaid financial transactions. The system and method describe the utilization of one or more remote terminals (104) that are adapted to acquire transaction information from a user and transmit a first ...
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WO/2006/083825 |
The system of the present invention comprises a personal Virtual Safety Deposit Box where users are able to enroll their identification methods, financial accounts and personal information. Once authenticated, this information is transfe...
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WO/2006/079769 |
A self-service terminal (SST) comprises: a first sensor for sensing a first condition at the SST and a second sensor for sensing a second condition at the SST. The conditions may relate to environmental characteristics, such as humidity ...
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WO/2006/078895 |
A mechanism (10) and method for selectively excluding at least part of the information, such as, for example, revenue-related information, generated by one or more particular terminals (14) or terminal types, or subsets of terminals or t...
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WO/2006/076882 |
The invention relates to a visual protection element which reduces the opportunity for unauthorized third parties to spy on a PIN code yet causes no injury. A cap-shaped embodiment of the visual protection element enables a hollow cavity...
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WO/2006/076266 |
A money management training system for children or young adults providing age-appropriate training in money management skills and concepts in which a proportion of real, non-essential spending for the benefit of the child or young adult ...
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WO/2006/074021 |
Systems and methods are disclosed for verifying customer identifications. In one embodiment, the method comprises receiving, at a transaction gateway, a communication associated with a transaction initiated by a customer; determining the...
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WO/2006/072714 |
The invention concerns a transaction method for the transaction towards a user by means of at least one identification platform comprising: (i) a registering step which consists: for the user, in registering (10) at said platform, said r...
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WO/2006/074021 |
Systems and methods are disclosed for verifying customer identifications. In one embodiment, the method comprises receiving, at a transaction gateway, a communication associated with a transaction initiated by a customer; determining the...
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WO/2006/073833 |
A processor-based method for preparing a tax return using multiple service providers. The method includes receiving at a first service provider an image file that includes a plurality of data values and assigning at the first service pro...
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WO/2006/073833 |
A processor-based method for preparing a tax return using multiple service providers. The method includes receiving at a first service provider an image file that includes a plurality of data values and assigning at the first service pro...
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WO/2006/073907 |
The invention provides systems and methods within existing business and technology infrastructures and processes for facilitating an electronic transaction including payment by an account issuer(103) to a merchant (102) for online purcha...
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WO/2006/066371 |
Vending machine where the products are held in a vertical line, consisting of a battering ram, moved by a handspike which is attached to a movement engine . By the action of the engine the handspike moves the battering ram that hits the ...
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WO/2006/065808 |
An apparatus for document processing comprises an optical sensor including a light source (44), a light detector (46) and an optical element (48). The optical sensor is adapted so that, during operation of the apparatus, at least a first...
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WO/2006/063761 |
The invention relates to a method and a device for accepting banknotes. When accepting banknotes by means of a device that accepts banknotes, the banknotes are inserted into a feeding apparatus, are singulated using a singulating mechani...
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WO/2006/062949 |
A method and apparatus for real time testing of automated valuation models using various indicators of accuracy. These indicators are then weighted according to their value as indicators of accuracy using individualized weighting factors...
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WO/2006/060286 |
The present invention relates to a real time account control method and system that allows only eligible and authorized item to be purchased using the account. The system includes a point of sale system (20) having at least one input dev...
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WO/2006/056802 |
An electronic system providing banking services, comprises a server having a first interface for communication with user mobile telephony devices over a mobile telephone network; and a second interface for communication with an intermedi...
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WO/2006/055975 |
A method and apparatus for correcting account data. First data and second data corresponding to an account are received. The first data is compared to the second data to identify any discrepancy between the first and second data. A possi...
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WO/2006/055975 |
A method and apparatus for correcting account data. First data and second data corresponding to an account are received. The first data is compared to the second data to identify any discrepancy between the first and second data. A possi...
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WO/2006/051350 |
The invention relates to reloadable payment cards, in particular to a method for paying a transaction carried out with a merchant by a prepaid payment card delivered by a financial intermediary comprising reloading steps for modifying in...
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WO/2006/049582 |
Users (302,403,406) of a bank (332,324) put funds into user credit account (112,114,116,118) from which the funds can be transferred to a consolidated e-pures ban account (120) within the bank (332,324). The consolidated e-pures bank acc...
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WO/2006/047304 |
A payment system is provided having an internet interface. In one embodiment, the payment system issues instruments having control codes. The system may issue a first portion of the control code, and retain a second portion of the contro...
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WO/2006/047304 |
A payment system is provided having an internet interface. In one embodiment, the payment system issues instruments having control codes. The system may issue a first portion of the control code, and retain a second portion of the contro...
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WO/2006/043074 |
A keypad security device (10) comprises an enclosure (14) having a viewing aperture (26) and an access aperture (30). The enclosure (14) at least partially surrounding a keypad such that the keypad is viewable through the viewing apertur...
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WO/2006/043074 |
A keypad security device (10) comprises an enclosure (14) having a viewing aperture (26) and an access aperture (30). The enclosure (14) at least partially surrounding a keypad such that the keypad is viewable through the viewing apertur...
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WO/2006/041887 |
A casino all-in-one kiosk includes a card issuing unit that enables self service registration and dispensing of casino loyalty cards, in addition to cash-dispensing, and ticket redemption functions. The kiosk may also be adapted to provi...
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WO/2006/041887 |
A casino all-in-one kiosk includes a card issuing unit that enables self service registration and dispensing of casino loyalty cards, in addition to cash-dispensing, and ticket redemption functions. The kiosk may also be adapted to provi...
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WO/2006/035136 |
The inventive system for paying vendors for the products and services thereof by means of anonymous prepaid buying tickets delivered by a banking institution (R1) comprises ticket delivering means (16) and ticket generating means (16) as...
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WO/2006/032849 |
Methods and apparatus for prompting a user to enter currency of a first country including at least one of notes and coins into a foreign exchange kiosk; applying one or more currency exchange rates to a total of the entered currency to c...
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WO/2006/032944 |
The invention concerns a novel use of the mobile GSM telephone for transferring money (mobile transfer). This improves the current money transfer systems and methods and remedies the weakness of the banking network of the African contine...
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WO/2006/031855 |
A customer interaction process may include conducting various activities at customer interaction console in addition to banking transactions. The customer interaction process may include retrieving customer account information associated...
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WO/2006/031300 |
An integrates platform is provided for digitizing checks, driver licenses, and other documents, including the processing of the digitized checks in accordance with legal standards and requirements and processing of driver licenses to obt...
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WO/2006/031855 |
A customer interaction process may include conducting various activities at customer interaction console in addition to banking transactions. The customer interaction process may include retrieving customer account information associated...
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WO/2006/029596 |
The invention relates to a device for transmitting encrypted data signals and to a method that uses said device. The method comprises the following steps: a) reading and storing of data values that have been input using an entry device (...
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WO/2006/029381 |
A checkless cash advance settlement system and method are provided, including the following steps: (1) a customer initiates a Debit or Credit POS transaction via one of several possible systems, e.g., Kiosk, ATM or wireless device; (2) t...
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WO/2006/028920 |
An exemplary method for tracking changes to a first electronic document containing financial data includes authenticating the first electronic document(102), receiving changes to the first electronic document (102) and authorship informa...
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WO/2006/026293 |
Embodiments of the present invention provide a biometric identification system, method and product for facilitating a transaction in a point of sale environment. In one embodiment, the biometric identification system facilitates creating...
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WO/2006/024080 |
A credit card scanning protection system configured to send an electronic message to the cardholder's mobile phone (or other electronic device) when the cardholder's card is used in a transaction. In the event the cardholder receives not...
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WO/2006/021144 |
The present invention relates to a system which implementing bank transaction and method thereof, and provides a system that realizes fund transfer by mobile telephone short message confirming mode and method thereof. The system of prese...
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WO/2006/023162 |
A method and system for providing messaging services to subscribers. The services are provided such that message accounts can be migrated from one vendor to another. Service data relating to performance, costs, and other factors reflecti...
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WO/2006/022563 |
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WO/2006/019683 |
NEW ABSTRACT A method and system of the present invention are directed to expediting payments for scheduled delivery (e.g., next day delivery) to various payees or recipients (150, 152). A computer implemented method and system for exped...
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WO/2006/020325 |
Utilization of resources used to provide a service, and/or costs associated with providing system resources for a service, are tracked in a system where the available resources vary depending on a variety of conditions including resource...
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WO/2006/020328 |
Utilization of resources used to provide a service, and/or costs associated with providing system resources for a service (454), are tracked in a system where the available resources vary depending on a variety of conditions including re...
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