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WO/2009/140731A1 |
A system and method for facilitating a payment transaction comprising the steps of receiving from a payer a payee identifier, retrieving payee account details associated with the payee identifier, processing the account details to identi...
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WO/2009/129919A1 |
The invention relates to a method for starting a keyboard (EPP) of a self-service terminal, - wherein the keyboard (EPP) comprises a security module capable of encoding a secret code (PIN) entered by way of the keyboard (EPP) using a PIN...
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WO/2009/112142A1 |
The invention relates to a self service device, particularly an automated cash machine, having an operating unit comprising an operating panel for entering alphanumeric characters and/or control data, and having a cover surface having a ...
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WO/2009/113471A1 |
Provided is a currency processing machine that makes it possible to simplify the process of reconciling the operating cash stored in a cash register, including rolls of coins. The currency processing machine sorts and counts the inserted...
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WO/2009/111858A1 |
A Subscriber Identity Module (SIM) Chip Bank System and Method for enabling users registered in the system to control their financial and telecommunications resources from their mobile device over a mobile communications network. The sys...
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WO/2009/112143A1 |
The invention relates to a device for depositing and withdrawing cash, having at least two cash recycling machines (1, 2) for depositing and/or withdrawing cash, equipped with a unit (3) rotatable about a vertical axis (6).
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WO/2009/106856A1 |
Apparatus for handling documents comprises an inlet 30 for receiving documents, a transfer means for transferring documents from the inlet to a secure or securable location and deposit means, wherein the transfer means is operable, in us...
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WO/2009/106530A1 |
What is proposed are a method and a system with a service computer (SRV) for transacting a monetary amount (AOM) from an account of a first person (A) to an automated teller machine (ATM) for cash payment of the monetary amount (AOM) to ...
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WO/2009/103136A2 |
The invention refers to a method and equipment to indicate adulteration in a card reading terminal of the POS or PinPad types, based on the identification of alterations in the electrical characteristics of the terminal. Such adulteratio...
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WO/2009/100918A1 |
The invention relates to a method for depositing valuable documents and to a depositing device featuring at least one first and one second deposit mode. In the second deposit mode, valuable documents that were already settled can be depo...
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WO/2009/101347A1 |
The invention relates to a method for dispensing banknotes from an automated teller machine that comprises, after authentication of a user, the step (122) of dispensing, by an automaton of the automated teller machine, the banknotes corr...
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WO/2003/032122A9 |
A method and system for conducting a financial transaction using a communication device (14). The system includes a communication device for transmitting user identification information and a unit identification number (44) that is assoc...
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WO/2009/095995A1 |
A coin delivery machine which is capable of easily eliminating clogging of coins as well as readily removing a coin causing clogging of coins. In the event of clogging of coins arising between a carriage belt (57) and a separation roller...
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WO/2009/097464A2 |
A currency dispense and control system (CDCS) for securely dispensing paper currency in multiple modes: (1) an ATM system and (2) a currency control system that allows a merchant or merchant-approved employee to withdraw cash from the CD...
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WO/2009/089729A1 |
An ATM with mobile phone operation comprises: a main controller used for receiving command code sent by a telephone access apparatus, controlling a display screen and a withdrawal apparatus to perform corresponding operations; the teleph...
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WO/2009/087668A2 |
A mobile communication device (10) is operable to obtain financial information from a server (22) associated with the financial institution via a wireless network, and to display such financial information by operation of a client progra...
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WO/2009/084062A1 |
A system and a process are described for recovering money; the process comprises the steps of: requesting (Sl) to provide money in local currency as coins and/or banknotes; computing - the total amount of provided money; requesting (S7) ...
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WO/2009/083158A1 |
The invention relates to a method and system for monitoring the processing of currency, by means of at least one processing machine for the automatic processing of the currency, wherein an operation is detected and stored as image data b...
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WO/2009/084964A2 |
There is described a ball dispenser (20) susceptible for use in a ball dispenser system (10). The ball dispenser (20) includes an ball container (50) for receiving balls (40), for example golf balls, to be dispensed. The dispenser (20) f...
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WO/2009/085835A1 |
A user device may be capable of providing a service portal and feedback on the condition of the user device, such as a user device. A condition analysis of the user device may be performed by a user, such as a person or a computing devic...
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WO/2009/086113A1 |
Various aspects are directed to systems and processes for providing instant funds availability notification and/or real-time fraud detection in connection with a check image deposit, such as a check deposit at an image automated teller m...
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WO/2009/074994A1 |
Biometrics is used to identify or verify a person based on what s/he is rather than what s/he knows or has. Self-service terminals use data encryption to verify the identity of a person based on what the person knows i.e. a Personal Iden...
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WO/2009/076605A1 |
A system and method for monitoring, controlling, and displaying utility information is provided. A collar communicatively connected to the utility meter monitors power usage and provides usage data, power quality data, and other data to ...
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WO/2009/075541A2 |
Provided are a paper media transfer device and an automatic teller machine having the same. The paper media transfer device may include: a medium guide portion being provided on one side of a transfer direction of the paper media, and in...
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WO/2009/073747A2 |
Money is transferred from a provider to a requester using automated banking machines. The provider accesses an automated banking machine to identify the requester to whom the money will be transferred and the amount of money to transfer....
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WO/2009/070660A1 |
Real time facial images of individuals transacting accounts held in a bank facility are taken following the grant of authorization to the individual to access the account under the bank's required identification protocol, the real time f...
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WO/2009/070087A1 |
Currency notes and similar value carrying units (1) are in a system for a secure handling thereof provided with an electronic unit including a processor, a memory and a circuit for wireless short range communication. In the memory a loca...
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WO/2009/069200A1 |
A money receiving/paying machine (11) which can prevent cancellation of transaction due to deficiency of money to be paid by suppressing reduction in money used for payment in every money class containing/discharging section (53) even wh...
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WO/2006/074021A9 |
Systems and methods are disclosed for verifying customer identifications. In one embodiment, the method comprises receiving, at a transaction gateway, a communication associated with a transaction initiated by a customer; determining the...
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WO/2009/065278A1 |
A system and method for realizing the personal electronic check card are provided. The system and method provide the personal electronic check card service via the transaction system of the China unionpay on the basis of the existing ban...
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WO/2009/064139A1 |
The present invention relates to a digital contents player and a method for using the player for recording and reproducing the digital contents by utilizing a chip card (10). The chip card (10) contains two IC chips (20, 22) as storage m...
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WO/2009/064136A1 |
The present invention relates to a music reproduction chip card (1 ). The music reproduction chip card (1) includes a standard-sized plastic substrate (10), and two or more semiconductor chips (20, 22) mounted on the substrate. One of th...
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WO/2009/064138A1 |
The present invention relates to a chip card (1) with a flash memory for digital content. The chip card includes two or more semiconductor chips (20, 22) facing each other on a standard- sized substrate while spaced apart from each other...
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WO/2009/064197A1 |
The invention provides a method for performing card authentication of a bank card. The method comprises reading a first liquid encoded number (LENca r d) from a bank card; transmitting the LENca r d to an authorisation server, the author...
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WO/2009/056900A1 |
The present invention relates to a method of opening a terminal vault, based on a security code transmitted by a remote host computer.
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WO/2009/052196A1 |
A mobile wallet and network system using onetime passwords for authentication is disclosed according to one embodiment of the invention. A onetime password may be generated at a mobile wallet server and transmitted to the mobile device. ...
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WO/2009/047742A1 |
Equipment for the automatic deposit and withdrawal of banknotes (31 ) comprising a store safe (36) and a series of banknote receipting and dispensing modules or boxes (32-1, 32-2,... 32-N), and in which each module comprises a collecting...
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WO/2009/046567A1 |
An automatic teller machine includes banknote boxes (2), in which are there banknote packages packed in advance. In each banknote package (11) are packed one to hundreds of banknotes. The same identification bar codes (1102) are printed ...
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WO/2009/046200A1 |
A system for processing invoices using a network and involving a vendor, a payer, a partner bank, a payer bank and a vendor bank is disclosed. A unique code assigned to records related to an invoice is also disclosed. The system contains...
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WO/2009/035728A1 |
A smart wallet that can only be exclusively opened by an authorized individual through biometric authentication is disclosed. The smart wallet also has a security system associated therewith to prevent the smart wallet from being lost or...
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WO/2008/030553A9 |
Disclosed are systems and methods for recording, maintaining, and reporting tips and gratuities, optionally including details such as employee, task performed, and shift. In one aspect, inter-employee tip and gratuity transactions are tr...
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WO/2009/018682A1 |
A portable ATM system contains a controlling center (1), one or a plurality of ATMs (2), the communication network (3), a plurality of smart cards (4), a plurality of business cards (5), the account center of card-receiving bank (6) and ...
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WO/2009/011668A1 |
This invention is the high-security interactive branch application, in which all of the transactions made in the branch can be performed without the need of going to the physical branch and in which all of the face-to-face bank employee-...
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WO/2009/008900A1 |
The invention is a non-cash media sheet for use in an automatic teller machine or like device, from which one or more cards can be separated from the sheet. Two of the cards are joined along a fold line, and fold into a transaction card ...
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WO/2009/003254A1 |
Anchoring base for fixing banking equipments, presents a base for anchoring for fixing banking equipment that essentially comprises a metallic plate (1 ), a kit (2) for fixing the base on the ground, and one kit (3) for fixing banking eq...
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WO/2009/002323A1 |
The method for providing micro-billing for internet services includes establishing a micro-billing agent (MBA) within a user's access point (i.e., Internet Service Provider - ISP). The MBA contains the user's billing information and keep...
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WO/2009/002202A2 |
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WO/2007/134418A9 |
The present invention relates to an operation abnormality detector of electronic modules which detects the abnormality of its utilization, such as the presence of a foreign body nearby the device. The detector can be utilized, for exampl...
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WO/2008/156955A1 |
A billing system and method for providing both business and personal data access to a user of a wireless communications device is provided. A user enters an access request, and it is determined if the access request is a personal type ac...
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WO/2008/156488A1 |
A payroll system (100) includes at least one interface (110) station having a processor (118), an input device (113), a printer (115), paper (119) such as blank check stock, and a display (114). The payroll system (100) includes a compan...
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